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All Journal al-Afkar, Journal For Islamic Studies An Naba Jurnal Pemikiran dan Penelitian Pendidikan Islam Refleksi: Jurnal Filsafat dan Pemikiran Islam Al-MIKRAJ: Jurnal studi Islam dan Humaniora Journal of International Multidisciplinary Research Journal of Scientific Interdisciplinary Al-A'raf: Jurnal Pemikiran Islam dan Filsafat International Journal of Economics and Management Research
Helmi Syaifuddin
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The New Paradigm of Islamic Economics: Challenges and Solutions from the Perspective of M. Amin Abdullah Rodyah Awallul Rohmah; Mega Kilawati; Helmi Syaifuddin
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2005

Abstract

Islamic economics has shown rapid development in recent years. However, behind the progress achieved, there are still a number of challenges and obstacles, both in terms of theory and practical implementation. This study aims to explore Amin Abdullah's views on the challenges faced by Islamic economics and the solutions he offers. This research uses a qualitative approach with a literature study method. The results show that the challenges and problems in Islamic economics according to Prof. Amin Abdullah include various factors that affect the growth of sharia-based economic systems, both in Indonesia and globally. Prof. Amin Abdullah proposes various solutions to overcome the challenges and problems faced by Islamic economics today. One of the main solutions he offers is the integration-interconnection paradigm in education and science development. Prof. Amin Abdullah argues that to face the challenges of modernity, Muslims need to combine religious science with general science.
Syed M. Naquib Al-Attas’ Thoughts on the Islamization of the Tax Concept Sarina Junita; Niken Baramurti Evieta Enggar Sandy; Helmi Syaifuddin
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2007

Abstract

As the primary source of state revenue for funding various public needs, taxes are a financial obligation and a form of community contribution in encouraging social and economic development. A practical and fair tax revenue system can be an essential foundation for sustainable economic growth and the creation of social stability. This research discusses the concept of tax Islamization according to Syed M. Naquib Al-Attas. Al-Attas argues that tax Islamization aims to reform the tax system to follow Sharia principles, emphasizing justice, social responsibility, and economic sustainability. In the framework of Islamization, taxes are not only seen as a fiscal instrument but also as a spiritual and social means to achieve people's welfare. Al-Attas proposed the integration of zakat as the primary mechanism in replacing the conventional tax system, highlighting the importance of Islamic ethical values, such as monotheism, amanah, and Ihsan, in tax management. This study uses a qualitative method with a literature study approach. The results of this study show that the concept of tax, according to al-Attas, must be integrated with Islamic principles because there are secular elements in the existing tax concept and taxes can be a tool to achieve justice and the welfare of the people.
Usury and Economic Ethics: Al-Faruqi's Approach to Justice Trisna Dwi Nur Rodhiyah; Ahmad Virman Haris; Helmi Syaifuddin
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2012

Abstract

This discussion highlights the problem of riba in the context of modern economics and offers solutions based on the principles of Islamic sociology of economics. Riba is considered a major obstacle to achieving social justice and economic well-being. Therefore, it is important to understand concepts such as zakat, sadaqah, and social responsibility in building a sustainable economic system. By implementing Islamic financial instruments, such as mudaraba and musharakah, communities can avoid riba practices and create more equitable alternatives. nnFurthermore, community-based economic development and community empowerment through zakat and sadaqah are the main focuses in poverty alleviation. Through cooperation and ethical business practices, it is hoped that economic challenges can be overcome, and shared prosperity can be improved. This comprehensive approach not only creates a just economic system, but also builds social awareness that is important in every financial transaction, in accordance with Islamic values.
Kuntowijoyo's Thoughts on Islamic Economics: Implementing the Use of Virtual Accounts in the Tuition Fee Payment System Kholidatul Mila; Andira Alif Anggraini; Helmi Syaifuddin
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.1994

Abstract

The changes in social economy and the influence of globalization in Indonesia have resulted in social, economic, and political life patterns developing more widely. With this, Kuntowijoyo includes Islamic knowledge in the Indonesian economic system so that it becomes an Islamic economic system based on ethics, morals, and character in accordance with Islamic values. This study aims to describe the relevance of Kuntowijoyo's thoughts to one of the Islamic economic systems, namely the use of virtual accounts. This type of research is qualitative research with a data collection method, namely library research. The results of the study indicate that transactions using virtual accounts are permitted in Islamic law if they are in accordance with the terms of financing services related to payments through virtual accounts do not exceed reasonable limits, and the bank does not overdo it in taking advantage.
Co-Authors Ahmad Ahsanul Khuluq Ahmad Kholil Ahmad Virman Haris Alfiyatul Fitriyah Andira Alif Anggraini Annafik Fuad Hilmi Ayu Rahma Fitri Prameswari Zain Azza Aulia Rahmi Daud Erlina Erlina Imam Muslimin Khairil Anwar Khairil Anwar Kholidatul Mila Lifia Lifia Mega Kilawati Moh. Ainul Yakin Muhammad Abi Hamzah Muhammad Fahmi Azizi Muhammad Haris Hidayatulloh Muhammad Nasiruddin Muhammad Zainudin My Love Faizah Putri Naura Nadhifah Niken Baramurti Evieta Enggar Sandy Nur Aimmatul Aula Rodyah Awallul Rohmah Sarina Junita Siti Masriyah Trisna Dwi Nur Rodhiyah Waridatul Maulida Rumdina