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All Journal Jurnal Pendidikan Khusus Ilmu Budaya: Jurnal Bahasa, Sastra, Seni, dan Budaya Management and Economics Journal (MEC-J) SEIKO : Journal of Management & Business Journal of Education Action Research Develop JAE (Jurnal Akuntansi dan Ekonomi) International Journal of Economics Development Research (IJEDR) Journal of Economics and Business UBS Transekonomika : Akuntansi, Bisnis dan Keuangan JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB) Formosa Journal of Multidisciplinary Research (FJMR) Formosa Journal of Science and Technology (FJST) JISABDA: Jurnal Ilmiah Sastra dan Bahasa Daerah, Serta Pengajarannya Jurnal Ekonomi, Bisnis dan Manajemen Asian Journal of Management Analytics Profit: Jurnal Manajemen, Bisnis dan Akuntansi Business and Investment Review Jurnal Ilmiah Ekonomi dan Manajemen IIJSE RISK : Jurnal Riset Bisnis dan Ekonomi Commodities, Journal of Economic and Business Prosiding Simposium Nasional Manajemen dan Bisnis Jurnal Ekonomi, Manajemen, Akuntansi
Umi Nadhiroh
Fakultas Peternakan Universitas Brawijaya
Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Transportation Other

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Pendidikan Inklusif: Membangun Lingkungan Pembelajaran Yang Mendukung Kesetaraan Dan Kearifan Budaya Nadhiroh, Umi; Ahmadi, Anas
Ilmu Budaya: Jurnal Bahasa, Sastra, Seni, dan Budaya Vol 8, No 1 (2024): Januari 2024
Publisher : Fakultas Ilmu Budaya Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jbssb.v8i1.14072

Abstract

Dalam era kemajuan pendidikan, tantangan dan peluang terus muncul, dan salah satu paradigma pendidikan yang semakin diperhatikan adalah pendidikan inklusif. Penelitian ini bertujuan untuk menyelami lebih dalam konsep pendidikan inklusif, menggali pentingnya membangun pembelajaran yang mendukung kesetaraan dan mengimplementasikan nilai-nilai kearifan budaya di dalamnya. Metode penelitian ini menggunakan deskriptif kualitatif dengan studi kepustakaan. Pembelajaran inklusif yang menggabungkan kesetaraan dan kearifan budaya melibatkan berbagai strategi, termasuk penggunaan metode pembelajaran, kurikulum yang responsif terhadap budaya, partisipasi orang tua, dan penilaian yang beragam. Dengan menyatukan semua aspek, guru dapat menciptakan lingkungan pembelajaran yang mendukung kesetaraan, menghargai keberagaman budaya, dan memungkinkan setiap peserta didik untuk mencapai potensinya secara optimal.
The Influence of Attitude, Subjective Norm, and Behavioral Control on Investment Interest (Case Study on Students of the Faculty of Economics, UNISKA Kediri) Putri, Bella Anatasya Octavia Ari; Widuri, Trisnia; Nadhiroh, Umi
Formosa Journal of Multidisciplinary Research Vol. 3 No. 9 (2024): September 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v3i9.10980

Abstract

The aim of this research is to examine how Attitudes (X1), Subjective Norms (X2), and Behavioral Control (X3) influence Investment Interest (Y) in students at the Faculty of Economics, Uniska Kediri who have undergone Capital Markets School training. This research uses a quantitative research method with a descriptive approach, by selecting 100 respondents through random sampling. Data collection was carried out using a questionnaire administered via SPSS version 22 software. The process of data analysis encompassed various procedures such as instrument testing, classical assumption testing, multiple linear regression analysis, T test, F test, and coefficient of determination. The findings of the study indicate that Attitudes, Subjective Norms, and Behavioral Control exert a noteworthy impact on Investment Interest among students enrolled in the Faculty of Economics at Uniska Kediri.
Pengaruh Persepsi Harga, Kualitas Produk dan Promosi Terhadap Keputusan Pembelian Konsumen di CV Happy Jaya Plastik Kediri Raharjo, Gesang Bagus; Nadhiroh, Umi; Wardhani, Rike Kusuma
Profit: Jurnal Manajemen, Bisnis dan Akuntansi Vol. 4 No. 3 (2025): Profit : Jurnal Manajemen, Bisnis dan Akuntansi
Publisher : UNIVERSITAS MARITIM AMNI SEMARANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/profit.v4i3.3813

Abstract

This study aims to analyze the influence of price perception, product quality, and promotion on consumer purchasing decisions at CV Happy Jaya Plastik Kediri. The research employed a quantitative descriptive approach using a survey method. A total of 96 respondents were selected through purposive sampling, consisting of consumers who had made at least two purchases. Data were collected using a five-point Likert scale questionnaire and analyzed through multiple linear regression using SPSS version 25.0. The results show that both partially and simultaneously, price perception, product quality, and promotion have a positive and significant effect on purchasing decisions. Among these variables, promotion has the most dominant influence, indicating that well-targeted promotional activities can effectively increase consumers’ purchasing intentions and decisions. The coefficient of determination (R²) of 0.781 suggests that these three variables explain 78.1% of the variation in purchasing decisions, while the remaining 21.9% is influenced by other factors outside the model. The findings of this study are expected to serve as a reference for companies in formulating more effective marketing strategies aligned with consumer behavior.
Family Financial Management Behavior in Housewives (A Phenomenological Review) Nadhiroh, Umi; Mukhlis, Imam
Formosa Journal of Science and Technology Vol. 2 No. 12 (2023): December 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v2i12.7223

Abstract

Financial management is a person's way of managing their finances, starting from planning, budget design, methods of saving funds, controlling expenses, to risk protection. The goal is to achieve economic stability in the future. This type of research is qualitative research with a phenomenological approach. Data collection techniques using participatory observation, non-participatory observation, interviews and documentation. The results of this research show that the behavior that occurs is that some of the informants have recorded their income and expenses every day, save regularly in the form of saving money, prepare emergency funds, and participate in social gatherings. They consider social gatherings to be part of saving. The most important management of family income is for consumption needs, then for children's school financing needs and social needs.
Pengaruh Kualitas Produk, Promosi dan Kualitas Terhadap Keputusan Pembelian di Kayu Cilik Kediri Johan Andrean, Ricko; Nadhiroh, Umi; Permana, Angga
Journal of Economics and Business UBS Vol. 13 No. 5 (2024): Journal of Economics and Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v13i5.2494

Abstract

Tujuan penelitian ini untuk mengetahui pengaruh faktor kualitas produk, promosi dan kualitas pelayanan terhadap keputusan pembelian pada kayu cilik kediri. Populasi dan sampel yang diambil adalah konsumen atau pelanggan yang pernah melakukan pembelian di kayu cilik kediri. Teknik analisa yang digunakan adalah uji validitas, uji reliabilitas, uji normalitas, uji multikolinearitas, uji heteroskedastisitas, analisis regresi linier berganda, uji t, uji F, uji koefisien determinan (R2). Hasil penelitian menunjukan bahwa kualitas produk secara parsial berpengaruh signifikan terhadap keputusan pembelian, hal itu dapat dilihat dari hasil uji t, nilai t kualitas produk sebesar 0,000< 0,05. Promosi secara parsial berpengaruh signifikan terhadap keputusan pembelian dengan nilai t promosi sebesar 0,039<0,05. Kualitas pelayanan secara parsial tidak berpengaruh signifikan terhadap keputusan pembelian dengan nilai t kualitas pelayanan sebesar 0,623>0,05. Secara simultan kualitas produk, promosi, kualitas pelayanan berpengaruh signifikan terhadap keputusan pembelian, hal itu dapat dilihat dari hasil uji F, nilai F kualitas produk, promosi dan kualitas pelayanan sebesar 0,000 < 0,05. Nilai koefisien determinan (R2) adalah sebesar 0,797. Hal ini dapat diartikan bahwa variabel bebas (kualitas produk, promosi, kualitas pelayanan) dapat menjelaskan variabel terikat (keputusan pembelian) sebesar 79,7%, sedangkan sisanya diterangkan oleh faktor lain yang tidak diteliti
Liquidity, Solvency, and Activity on Profitability with Capital Structure as a Mediating in Green Industry Companies Pradana, Yoga; Nadhiroh, Umi
RISK : Jurnal Riset Bisnis dan Ekonomi Vol. 6 No. 2 (2025): November 2025
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/risk.v6i2.6924

Abstract

The purpose of this study is to determine the impact of liquidity, solvency, and activity on profitability using the capital structure as a mediating variable for companies in the green industry listed on the Indonesian Stock Exchange for the years 2021–2024.Purposive sampling and a quantitative approach were used to choose eight organizations as research samples. Three different kinds of variables are used in this study: independent, mediating, and dependent variables. The author analyzed data using SPSS software Multiple linear regression, conventional assumption tests, and the Sobel test were used to evaluate secondary data in the form of financial reports in order to look into the mediating role of capital structure.  The findings indicate that while solvency and activity have a large beneficial impact on profitability, liquidity has no discernible influence. Profitability is not directly impacted by capital structure, but it is somewhat mediated by solvency.The findings show that although solvency and activity have a large positive impact on profitability, liquidity does not have a significant effect. Profitability is not directly affected by capital structure, but structure is able to mediate the effect of solvency on profitability, while the liquidity ratio and activity on profitability are not mediated by capital structure.
PENGARUH INTELLECTUAL CAPITAL TERHADAP PROFITABILITAS PADA PERUSAHAAN SUB SEKTOR MINYAK DAN GAS BUMI YANG TERDAFTAR DI BEI TAHUN 2020-2022 Eriana; Widuri, Trisnia; Nadhiroh, Umi
Prosiding Simposium Nasional Manajemen dan Bisnis Vol. 3 (2024): Simposium Manajemen dan Bisnis
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/0epmsf05

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Intellectual Capital terhadap profitabilitas pada perusahaan sub sektor minyak dan gas bumi yang terdaftar di BEI tahun 2020-2022. Metode penelitian menggunakan pendekatan kuantitatif asosiatif, teknik pengumpulan data sekunder dengan analisis regresi data panel dibantu oleh software Eviews 10. Hasil penelitian yaitu Value Added Capital Employed (VACA) secara parsial berpengaruh negatif dan signifikan terhadap Return On Assets (ROA). Sedangkan Value Added Human Capital (VAHU) dan Structural Capital Value Added (STVA) secara parsial berpengaruh positif dan tidak signifikan terhadap Return On Assets (ROA). Hasil penelitian secara simultan (bersama-sama) menunjukkan terdapat pengaruh signifikan antara Value Added Capital Employed (VACA), Value Added Human Capital (VAHU) dan Structural Capital Value Added (STVA) terhadap Return On Assets (ROA).
Asset Management, Cash Turnover, and Liquidity on Financial Performance With Capital Structure as Mediation Sari, Triana; Nadhiroh, Umi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9118

Abstract

The fluctuating global economy has significantly affected the sustainability of the pharmaceutical industry, which plays an essential role in supporting public health. However, this sector still faces challenges in maintaining financial efficiency amid rapid growth. This study aims to examine the effect of asset management, cash turnover, and liquidity on financial performance, with capital structure as a mediating variable in pharmaceutical manufacturing companies listed on the Indonesia Stock Exchange (IDX) during 2021–2024. The research employs a quantitative approach using panel data regression with secondary data obtained from annual financial reports. The sample consists of 10 pharmaceutical companies selected through purposive sampling. The study uses Return on Assets (ROA) to measure financial performance, Total Asset Turnover (TATO) for asset management, Cash Turnover (CTO) for cash flow efficiency, Current Ratio (CR) for liquidity, and Debt to Asset Ratio (DAR) for capital structure. The results show that asset management has a positive and significant effect on financial performance, while cash turnover and liquidity do not. Capital structure has a positive but insignificant effect on financial performance and does not mediate the relationship between asset management, cash turnover, and liquidity on financial performance. These findings indicate that improving asset utilization efficiency is crucial for enhancing profitability, while other operational aspects still require optimization to strengthen the financial structure of pharmaceutical companies.
Peran Persepsi Risiko Dalam Memediasi Pengaruh Literasi Keuangan dan Media Sosial Terhadap Keputusan Investasi Mahasiswa di Kota Kediri Algifari, Annas AQ; Nadhiroh, Umi; Dewi, Anita Sumelvia; Fahrezi, Ricard Ryan
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 4 No. 5 (2026): MEI
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v4i5.10014

Abstract

Investment decisions among university students have become increasingly important along with the rapid growth of digital investment platforms and investment-related information on social media. This study aims to examine the effect of financial literacy and social media on investment decisions through risk perception as a mediating variable among university students in Kediri City. This research used a quantitative explanatory approach. The sample consisted of 160 students who had investment experience in the capital market and were selected using purposive sampling. Data were collected through an online questionnaire using a five-point Likert scale. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS. The results show that financial literacy has a positive and significant effect on investment decisions. Social media also has a positive and significant effect on investment decisions. Financial literacy and social media have positive and significant effects on risk perception, while risk perception has a positive and significant effect on investment decisions. Furthermore, risk perception mediates the relationship between financial literacy and investment decisions, as well as the relationship between social media and investment decisions. These findings indicate that students’ investment decisions are shaped by cognitive ability, digital information exposure, and risk evaluation. The study implies that financial education and critical evaluation of social media investment content are essential for improving students’ investment decision quality.  
Pengaruh Pertumbuhan Penjualan dan Likuiditas terhadap Perubahan Laba dengan Kinerja Keuangan sebagai Variabel Mediasi pada Perusahaan Manufaktur Subsektor Food and Beverage yang Terdaftar di Bursa Efek Indonesia (BEI) Periode 2022–2024 Fahrezi, Ricard Ryan; Nadhiroh, Umi; Wardhani, Rike Kusuma; Al-Gifari, Annas AQ
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 4 No. 5 (2026): MEI
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v4i5.10015

Abstract

This study aims to examine the effect of sales growth and liquidity on earnings changes with financial performance as a mediating variable in manufacturing companies in the food and beverage subsector listed on the indonesia stock exchange (IDX) during the 2022–2024 period. The variables employed in this study include sales growth, liquidity proxied by the current ratio, financial performance proxied by return on assets, and earnings changes. This research adopts a quantitative approach using panel data regression analysis and mediation analysis through the sobel test. The analysis is conducted using two structural equations. The first structural equation employs the random effect model, while the second structural equation applies the common effect model, based on the results of model selection tests. The findings indicate that sales growth has a negative and significant effect on earnings changes. Liquidity, as measured by the current ratio, has a positive but insignificant effect on earnings changes. Similarly, financial performance, proxied by return on assets, has a positive but insignificant effect on earnings changes. Furthermore, financial performance is unable to mediate the effect of sales growth on earnings changes and is also unable to mediate the effect of liquidity on earnings changes.
Co-Authors Achmad Zainuri Al-Gifari, Annas AQ Algifari, Annas AQ Amanda, Shella Amalia Anas Ahmadi Angga Permana Azizeh, Fahrothul Dewi, Anita Sumelvia Diana Ambarwati Eriana Erwin Syahputra, Erwin Fahrezi, Ricard Ryan Fitriyah Fitriyah Hardiningrum, Iing Sri Imam Mukhlis Indriani, Siti Rochmah Johan Andrean, Ricko Karlina, Fentinia Rika Kurniawan, Brahma Wahyu Laksono , Sonny Subroto Maheri Ludi Wishnu Wardana Maulana, Julio Ivan Nurika Restuningdiah NURUL HIDAYAH Pitaloka, Anissa Dyah Ayu Putri, Bella Anatasya Octavia Ari Raharjo, Gesang Bagus Raya, Diki Kurnia Srikalimah, Srikalimah - Sudarmiatin Sumelvia Dewi, Anita Triana Sari Wahyu Arida, Ririn Wardhani, Rike Kusuma Widuri, Trisnia Yoga Pradana Yuliawan, Erfandi