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SHARIA STOCK INVESTMENT DECISIONS AMONG GENERATION Z: THE PERSPECTIVES OF FINANCIAL KNOWLEDGE, RISK PERCEPTION, AND RELIGIOSITY Zulfan; Sari Yulis Terfiadi
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 6 No. 4 (2026): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

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Abstract

This study aims to analyze the influence of financial knowledge, risk perception, and religiosity on sharia stock investment decisions among Generation Z. The study employed a quantitative approach with a causal research design. The research data were collected through questionnaires distributed to Generation Z individuals who are familiar with sharia stock investment and have an interest in investment activities. A total of 161 respondents were included in the data analysis process. Data analysis was conducted using the Structural Equation Modeling Partial Least Square (SEM-PLS) method with the assistance of SmartPLS 4 software. The results indicate that financial knowledge and religiosity have a positive and significant effect on sharia stock investment decisions among Generation Z. Meanwhile, risk perception does not have a significant effect on sharia stock investment decisions. These findings indicate that sharia stock investment decisions among Generation Z are more influenced by the level of financial understanding and religious values than by investment risk perception. In addition, the growth of digital investment and the high exposure to information through social media also contribute to shaping Generation Z’s investment behavior in the sharia capital market.
BAKING WORKSHOP TO ENHANCE PRACTICAL SKILLS AND ENTREPRENEURIAL INTEREST AMONG FACULTY OF ECONOMICS AND BUSINESS STUDENTS AT MALIKUSSALEH UNIVERSITY Nurainun; Heriyana; Sari Yulis Terfiadi; Zulfan; Miftahul Jannah
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 6 No. 1 (2026): March-June 2026
Publisher : RADJA PUBLIKA

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Abstract

This community service activity aimed to enhance practical baking skills and foster entrepreneurial interest among students of the Faculty of Economics and Business, Malikussaleh University. The activity was conducted through a baking training program organized by the Innopreneur Business Lab, involving 25 students as participants. The training consisted of three stages: preparation, implementation, and evaluation. The implementation stage included the delivery of materials on baking fundamentals, culinary business opportunities, product packaging, pricing strategies, and hands-on practice in producing klapertart and caramel pudding. Evaluation was carried out through direct observation, documentation, and discussions with participants. The results showed that participants actively engaged in the training and successfully completed the production of klapertart and caramel pudding according to the demonstrated procedures. The activity not only improved participants’ practical baking skills but also increased their understanding of entrepreneurial opportunities in the culinary sector. The combination of theoretical knowledge and practical experience provided participants with valuable insights into developing dessert-based business ventures. Therefore, the baking training program proved to be an effective approach for strengthening practical competencies and encouraging entrepreneurial interest among university students.