Garuda - Garba Rujukan Digital

The preference of Muslim young generation in using digital zakat payment: Evidence in Indonesia Mohammad Nur Rianto Al Arif; Nofrianto; Muhammad Iqbal Fasa
al-Uqud : Journal of Islamic Economics Vol. 7 No. 1 (2023): January
Publisher : Universitas Negeri Surabaya

This study aims to analyze the behavior of digital zakat payments in Indonesian Muslim youth. This research is using multinomial logit by dividing three alternative zakat payment media, namely digital payment, cash, or using both media with 306 respondents. The research results show that perceived usefulness, ease of use, and risk affect intentions to use digital zakat payments. The other variables such as continuity and trust don’t have an impact on intention. Similar results were also obtained for intentions to pay zakat in cash. The implications of these results indicate that zakat management organizations must improve features on digital payment platforms to make it easier for people to pay zakat. Zakat management organizations must adapt to technological developments. This study offers new insight about the intention of muslim youth generation paying zakat through digital platform.

COVID-19 and Its Impact on Islamic Equity Mutual Funds in Indonesia Nofrianto Nofrianto; Aprila Yutegi
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 13, No 2 (2022): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v13i2.160-177

The Islamic equity mutual funds, initially exhibiting a relatively high average interest, experienced a significant decline in Net Asset Value (NAV) in 2020 - 2021 due to the COVID- 19 pandemic. Therefore, this study analyzed the impact of the COVID-19 pandemic on the NAV of Islamic equity mutual funds and the influence of macro and micro factors, such as inflation, exchange rate, Jakarta Islamic Index (JII) trading volume, and age of mutual funds. Data were collected from a sample of 11 companies registered with the Financial Services Authority from 2014 to 2021, using the purposive sampling technique to achieve this objective. Subsequently, the data collected were analyzed using the Panel Data Regression Method, and the Wilcoxon Signed Ranked Test. The results showed that the pandemic delayed economic activity, decreasing returns on sharia investment instruments, such as the NAV of Islamic equity mutual funds. JII, trading volume, and fund age were negatively affected compared to mutual inflation and exchange rate. This study provides information that regulators can use in formulating appropriate policies to minimize the adverse effects of Covid-19 on Islamic equity mutual funds, specifically in macroeconomic policies. Likewise, investment managers can consider internal factors when positioning Islamic equity mutual funds in the NAV

Analisis Keputusan Menteri Agama Republik Indonesia tentang Pembatalan Keberangkatan Jamaah Haji : (Studi Pendekatan Qawa’id Ushuliyah dan Fiqhiyah dalam Lingkup Fikih Muamalah) Asyari Hasan; Nofrianto; Muhammad Raja Perkasa Alam Harahap
Al-Mizan (e-Journal) Vol. 17 No. 2 (2021): Al-Mizan (e-Journal)
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Institut Agama Islam Negeri Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/am.v17i2.2349

This paper analyzes the decision of the Minister of Religion of the Republic of Indonesia regarding the cancellation of the departure of the Hajj congregations with the qawa'id ushuliyah and qawa’id fiqhiyah approaches. This type of research is library research. The results that the qawa'id ushuliyah of the Minister of Religion's decision to cancel the departure of Indonesian Hajj congregations is QS Al-Maidah/5 verse 32 and the hadith of the Prophet Muhammad saw. which reads; If you get information about an epidemic in an area, don't enter that area. However, if the plague is where you live, then don't leave where you live. Meanwhile, the qawa'id fiqhiyah of the Minister of Religion's decision to cancel the departure of Indonesian congregations as follows: First, darul mafasidi muqaddamun ‘ala jalbil maṣalihi (to destroy damage is more important than doing good), Second, lã darãra walã dirãra (not allowed to harm, something dangerous and dangerous), Third, taṣarruful imam manutun bimaslahatil ra'iyyah (leadership policies must be based on the safety of the people), and Fourthly, al-ḍarãru yuzãlu (adversity must be eliminated). This study aims to find out the legal basis for the Minister of Religion in deciding to cancel the departure of the Hajj congregations in the last two years and to give views to the Indonesian people, especially the congregations whose departure has been postponed so that they are wise in responding to the Minister of Religion's decision.

Kerangka Regulasi dan Fatwa Transaksi Akad Hawalah Pada Perbankan Syariah Nofrianto; Dhiyaa Meuthia Faiqah Erba; Riski Eka Lestari; Muhammad Raja Perkasa Alam Harahap
Al-Mizan (e-Journal) Vol. 18 No. 1 (2022): Al-Mizan (e-Journal)
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Institut Agama Islam Negeri Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/am.v18i1.2544

Profit and loss is something that will be encountered in the business world. If there is a loss, one form of conception is the transfer of debt. This study aims to determine the application of the concept of debt transfer in Islam and its regulatory framework. The results of the study found that the transfer of a debt in Islam is known as hawalah. Hawalah is the transfer of debt or receivables from the creditor to the guarantor for repayment of the debt. The concept of hawalah is to transfer debt from muhil as the first debtor to the muhal'alaih as the second debtor. The application of hawalah in the world of Islamic banking consists of hawalah muqayaddah and hawalah mutlaqah. In addition, several regulations were found in the form of fatwas, but the rules of the hawalah’s fatwa still need to be studied further regarding their application in the service activities of Islamic finance companies.

Pembiayaan Dan Keuangan Syariah: Menopang UMKM Dalam Fase Pemulihan Perekonomian (Economic Recovery) Indonesia Dini Anggreini Khairunnisa; Nofrianto Nofrianto
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9878

Setelah mengalami kontraksi ekonomi akibat pandemi COVID-19, Indonesia memasuki fase pemulihan ekonomi yang menandai era baru. Dalam upaya pemulihan tersebut, sektor UMKM menjadi salah satu pilar utama dalam perekonomian, berperan sebagai penopang bagi pelaku ekonomi serta memberikan perlindungan. UMKM dapat dianggap sebagai penggerak utama dalam pemulihan ekonomi nasional setelah mengalami krisis, karena memiliki kemampuan untuk bergerak lebih cepat, responsif, dan adaptif terhadap situasi yang ada. UMKM di Indonesia memiliki peran sosial yang penting sebagai penyedia jaring pengaman, terutama bagi masyarakat dengan tingkat pendapatan rendah, sehingga memungkinkan mereka terlibat dalam kegiatan ekonomi produktif di sektor riil. Selama masa pemulihan ini, investasi dan modal bantuan menjadi sangat penting bagi UMKM agar dapat terus beroperasi. Oleh karena itu, banyak UMKM yang mengandalkan pembiayaan dari lembaga perbankan guna mendorong pertumbuhan usahanya. Keuangan dan pembiayaan syariah hadir sebagai solusi untuk mendukung kegiatan ekonomi UMKM yang mungkin tidak bisa dijangkau oleh bank konvensional yang cenderung memberikan pinjaman kepada perusahaan besar dan menerapkan bunga. Penelitian ini menggunakan dokumentasi kepustakaan atau sumber bacaan sebagai sumber data yang dikumpulkan. Hasil penelitian menunjukkan bahwa pembiayaan dan keuangan syariah dapat mendukung pemulihan ekonomi nasional dan menjadi solusi bagi pelaku UMKM dalam mengatasi dampak ekonomi akibat kontraksi ekonomi. Salah satu jenis pembiayaan yang dapat mendorong pertumbuhan ekonomi UMKM adalah pembiayaan mudharabah. Pembiayaan dengan akad mudharabah dapat meningkatkan ekosistem wirausaha, memberdayakan UMKM secara produktif di Indonesia, mewujudkan distribusi pendapatan yang adil, serta menstabilkan modal bagi pelaku UMKM.

Pengaruh Kecerdasan Emosional dan Gaya Kepemimpinan Transformasional Terhadap Kinerja Guru SMA Negeri di Kecamatan Kalideres Jakarta Barat Zhafari, Mohamad Rafdi; Fauzan, Hemmy; Nofrianto, Nofrianto
NUR EL-ISLAM : Jurnal Pendidikan dan Sosial Keagamaan Vol. 7 No. 1 (2020): (April 2020)
Publisher : Institut Agama Islam Yasni Bungo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51311/nuris.v7i1.150

Penelitian ini bertujuan untuk mengetahui pengaruh kecerdasan emosional dan gaya kepemimpinan transformasional secara parsial maupun simultan terhadap kinerja guru. Data yang digunakan dalam penelitian ini adalah data primer dan sekunder yang diperoleh dari lapangan dan data pustaka. Sampel pada penelitian ini adalah 123 orang guru SMA Negeri Se-Kecamatan Kalideres. Dengan menggunakan metode sampel simple random sampling. Jenis penelitian ini adalah kuantitatif. Metode analisis yang digunakan adalah analisis regresi linier berganda dengan menggunakan SPSS 22. Hasil penelitian ini menunjukan pengaruh kecerdasan emosional dan gaya kepemimpinan transformasional secara parsial maupun simultan mempunyai pengaruh signifikan terhadap kinerja guru di SMA Negeri di Kecamatan Kalideres.

BANK SYARIAH DAN PEMBERDAYAAN COORPORATE SOCIAL RESPONSIBILITY: PERAN DAN FUNGSI BANK SYARIAH PERSPEKTIF FILOSOFI SOSIO-EKONOMI Nofrianto, Nofrianto; Suardi, Suardi
AKADEMIKA: Jurnal Pemikiran Islam Vol 20 No 2 (2015): Islam dan Kesejahteraan Sosial
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar

Tulisan ini diawali dengan penjelasan seputar Corporate Sosial Responsibility yang ada kaitannya dengan perbankan syariah. Peneliti menggunakan penelitian studi pustaka. Kesimpulan dari penelitian ini adalah prinsip pokok operasional bank syari’ah tidak terfokus pada upaya memperoleh keuntungan demi pertumbuhan dan keberlangsungan usaha. Lebih dari itu, bank syari’ah juga dimaksudkan menjadi lembaga yang mampu merespon kebutuhan sosial masyarakat. Penulis juga menilai bahwa Corporate Social Responsibility (CSR)merupakan salah satu sarana bagi bank syari’ah agar dapat mencapai tujuan tersebut. Misalnya, dengan membuat program takaful sosial, menciptakan kluster ekonomi untuk kelompok usaha mikro dan kecil, serta berbagai kegiatan yang sasaran utamanya adalah pengentasan kemiskinan, perlindungan sosial, dan secara perlahan mampu meningkatkan kualitas sumber daya manusia para dhu’afa dan mustadh’afin. The paper is began with elaborating around Corporate Social Responsibility deals with islamic banking. The researcher uses literature review. The inference of the current research is the fundamental operational principle of islamic banking does not focus on efforts in obtaining profits on behalf of growing and continuity the bussiness. Moreover, islamic banking is meant to be instution which is able to respond public social needs. The writer estimates Corporate Social Responsibility (CSR) is one of facilities for islamic bank in order to achieve the goals. For instance, making a program social tafakul, creating economic cluster to micro attempts.Also, some affairs that has such a main target is removing poverty, social warranty, and can increase the quality of human resources on dhu’afa andmustadh’afin.

Navigating Generosity: Exploring Determinants of Zakat, Infaq, and Sadaqah among the Hijrah Community in the COVID-19 Pandemic Azhar, Neng Zulfa; Nofrianto, Nofrianto; Khan, Abdul Karim; Chantarungsri, Chariyada
Journal of Islamic Economic Laws Vol. 7 No. 02 (2024): July
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v7i02.3584

This study investigates the factors influencing the hijrah community's decision to contribute to Zakat, Infaq, and Sadaqah (ZIS) during the COVID-19 pandemic in Indonesia. Drawing upon the Theory of Planned Behavior (TPB), we examine the impact of religiosity, altruism, subjective norms, behavioral control, and institutional image on ZIS payment decisions. Data were collected through a questionnaire survey of 255 members of the hijrah community and analyzed using ordinal logistic regression. Results indicate that religiosity, altruism, and subjective norms significantly influence the decision to pay ZIS, while behavioral control and institutional image do not. This suggests that individuals with strong religious convictions, driven by empathy and a sense of social responsibility, and influenced by their social networks, are more likely to contribute to ZIS, regardless of perceived ease or institutional factors. This preference for direct giving, motivated by trust and a desire for tangible impact, further explains the limited influence of institutional image. This study contributes to the understanding of ZIS giving behavior within the increasingly prominent hijrah community, particularly during times of crisis, and offers valuable insights for Islamic philanthropic institutions seeking to maximize ZIS collection by tailoring their strategies to align with the motivations and values of this growing segment of donors. While this study focuses specifically on the hijrah community in Indonesia, future research should explore these factors among diverse Muslim populations in various socio-cultural contexts to enhance the generalizability of the findings.

Substitution or Complementarity? Sukuk–Bank Performance Resilience in Indonesia’s Dual Banking System Nofrianto, Nofrianto; Zaenal, Muhammad Hasbi; Khairunnisa, Dini Anggreini; Sali, Najeeb Razul A
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 2 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i2.46415

Research Originality: This study examines whether sukuk serves as a substitute or complement to banks, offering new insights into the resilience and vulnerability of Indonesia’s dual banking system under macroeconomic shocks. Research Objectives: To examine the evolving sukuk–bank performance relationship before and after the 2020 global recession, and its implications for financial stability. Research Methods: Quarterly data (2015–2023) from 6 Islamic and 15 conventional banks are analyzed using a dynamic panel System GMM model to address endogeneity and bank-specific heterogeneity. Empirical Results: Prior to the crisis, the development of the sukuk market significantly reduced the profitability of Islamic banks, indicating a substitution effect. After the crisis, the negative impact on Islamic banks weakened, suggesting partial complementarity. Inflation widened margins, money supply reduced them, and GDP growth benefited only conventional banks. Implications: Aligning sukuk market growth with banking strategies can strengthen resilience, enhance competitiveness, and support stability in dual banking systems. JEL Classification: G21, G23, E44, E52 How to Cite:Nofrianto., Zaenal, M. H., Khairunnisa, D. A., & Sali, N. R. A. (2025). Substitution or Complementarity? Sukuk-Bank Performance Resilience in Indonesia’s Dual Banking System. Signifikan: Jurnal Ilmu Ekonomi, 14(2), 563-xx. https://doi.org/10.15408/sjie.v14i2.46415.

Pembiayaan Dan Keuangan Syariah: Menopang UMKM Dalam Fase Pemulihan Perekonomian (Economic Recovery) Indonesia Khairunnisa, Dini Anggreini; Nofrianto, Nofrianto
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9878

Setelah mengalami kontraksi ekonomi akibat pandemi COVID-19, Indonesia memasuki fase pemulihan ekonomi yang menandai era baru. Dalam upaya pemulihan tersebut, sektor UMKM menjadi salah satu pilar utama dalam perekonomian, berperan sebagai penopang bagi pelaku ekonomi serta memberikan perlindungan. UMKM dapat dianggap sebagai penggerak utama dalam pemulihan ekonomi nasional setelah mengalami krisis, karena memiliki kemampuan untuk bergerak lebih cepat, responsif, dan adaptif terhadap situasi yang ada. UMKM di Indonesia memiliki peran sosial yang penting sebagai penyedia jaring pengaman, terutama bagi masyarakat dengan tingkat pendapatan rendah, sehingga memungkinkan mereka terlibat dalam kegiatan ekonomi produktif di sektor riil. Selama masa pemulihan ini, investasi dan modal bantuan menjadi sangat penting bagi UMKM agar dapat terus beroperasi. Oleh karena itu, banyak UMKM yang mengandalkan pembiayaan dari lembaga perbankan guna mendorong pertumbuhan usahanya. Keuangan dan pembiayaan syariah hadir sebagai solusi untuk mendukung kegiatan ekonomi UMKM yang mungkin tidak bisa dijangkau oleh bank konvensional yang cenderung memberikan pinjaman kepada perusahaan besar dan menerapkan bunga. Penelitian ini menggunakan dokumentasi kepustakaan atau sumber bacaan sebagai sumber data yang dikumpulkan. Hasil penelitian menunjukkan bahwa pembiayaan dan keuangan syariah dapat mendukung pemulihan ekonomi nasional dan menjadi solusi bagi pelaku UMKM dalam mengatasi dampak ekonomi akibat kontraksi ekonomi. Salah satu jenis pembiayaan yang dapat mendorong pertumbuhan ekonomi UMKM adalah pembiayaan mudharabah. Pembiayaan dengan akad mudharabah dapat meningkatkan ekosistem wirausaha, memberdayakan UMKM secara produktif di Indonesia, mewujudkan distribusi pendapatan yang adil, serta menstabilkan modal bagi pelaku UMKM.

Title

Found 22 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 22 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 22 Documents
Search