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All Journal JURNAL MUTIARA NERS JURNAL ILMIAH SIMANTEK JURNAL ILMIAH KOHESI Jurnal EduHealth Jurnal Pengabdian Masyarakat Aufa (JPMA) International Journal of Public Health Excellence (IJPHE) Journal of Public Health Sciences International Journal of Community Service (IJCS) Jurnal Pengabdian Masyarakat Aufa (JPMA) International Journal of Natural Science Studies and Development (IJOSS)
Rahmah Juliani Siregar
Department Of Public Health, STIKES Darmais Padangsidimpuan, Padangsidimpuan, Indonesia
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Fintech Optimization and Digital Financial Literacy in UMKM Empowerment: A Community Service Study for Financial Inclusion in the Society 5.0 Era. Sekarningtyas, Hikmah; Putro, Suryati Eko; Nasution, Bincar; Siregar, Rahmah Juliani; Aziz, Lukmanul Hakim
International Journal of Community Service (IJCS) Vol. 5 No. 1 (2026): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v5i1.1884

Abstract

Micro, Small, and Medium Enterprises (UMKM) play a crucial role in Indonesia’s economy, contributing 61.9% to GDP and 97% to national employment. However, their digital transformation is hindered by low fintech adoption and limited digital financial literacy. This study evaluates a community service program aimed at enhancing fintech utilization and digital financial literacy among UMKM in five regencies of East Java. Using a quasi-experimental pretest-posttest control group design, 240 participants were randomly assigned to intervention and control groups. Data were collected through validated questionnaires measuring fintech adoption index (FAI), digital financial literacy index (DFLI), and business performance. The results show significant improvements in fintech adoption (21.4%, p < 0.001), digital financial literacy (18.7%, p < 0.001), and monthly revenue (17.3%, p < 0.01). These findings indicate that structured training integrating fintech and digital literacy effectively supports UMKM digital transformation and advances financial inclusion in the Society 5.0 era.
Analysis of Access to Reproductive Health Services for the Elderly Challenges of Stigma and Policy in Indonesia Rahmah Juliani Siregar; Elvi Suryani; Maryam Latifah Harahap; Juliana Lubis; Lena Juliana Harahap
Journal of Public Health Sciences Vol. 5 No. 01 (2026): Journal of Public Health Sciences
Publisher : The Indonesian Institute of Science and Technology Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56741/IISTR.jphs.001064

Abstract

This qualitative study examines the barriers faced by elderly populations in Indonesia in accessing reproductive health services, focusing on cervical and prostate cancer screening, sexuality counseling, and menopause/andropause management. Despite the increasing number of older adults, reproductive health services remain predominantly oriented toward younger groups, leaving elderly needs under-addressed. Using semi-structured interviews with 35 elderly individuals, 15 healthcare providers, and 10 policymakers across urban and rural settings, the study identifies significant structural and cultural challenges. Key findings reveal pervasive social stigma surrounding elderly sexuality, inadequate healthcare provider training, and fragmented policy frameworks that fail to explicitly include geriatric reproductive health. Rural participants reported limited availability of essential screenings and counseling services, while many providers perceived elderly reproductive health concerns as low priority. Policy analysis highlights the absence of comprehensive guidelines and inconsistent implementation across regions. These barriers contribute to disparities in service utilization and negatively impact elderly health outcomes. The study recommends evidence-based strategies including stigma reduction initiatives, integration of reproductive health services into primary care for the elderly, enhanced provider education, and the development of targeted policies with dedicated funding. Addressing these challenges is critical to promoting equitable access to reproductive healthcare for Indonesia’s aging population, supporting their right to health and well-being. This research contributes to filling the gap in geriatric reproductive health literature and offers practical policy recommendations to improve service delivery in Indonesia.
Co-Authors Aisyah Siregar Ayu Ariana Aziz, Lukmanul Hakim Bagaskorowati, Riana Batubara, Novita Sari Bincar Nasution Cut Khairunnisah Harahap Dewi Aminasty Siregar Elvi Suryani Elvi Suryani Elvi Suryani Endang, Tapi Fatimah fatimah Fatimah Fernaldy, Devrich Heriansyah, Rizka Ihram Kurnia Agusta Juliana Lubis Lena Juliana Harahap Lisna Khairani Nasution Maryam Latifah Harahap Maryam Latifah Harahap Maryam Latifah Harahap Mohamed , Rasidah Binti Norma Yanti Rambe Normayanti Rambe Rambe, Norma Yanti Rya Anastasya Siregar Said, Arisa Harfa Sekarningtyas, Hikmah Siregar, Rya Anastasya Susi Febriani Yusuf