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All Journal EL-MUHASABA El-QUDWAH El Dinar Jurnal Akuntansi Multiparadigma Tazkia Islamic Finance and Business Review Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Management and Economics Journal (MEC-J) Shirkah: Journal of Economics and Business Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam International Journal of Economics Development Research (IJEDR) Unram Journal of Community Service (UJCS) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Perbankan Syariah Darussalam (JPSDa) Journal of Islamic Economics Lariba Moneter : Jurnal Keuangan dan Perbankan Maliki Islamic Economics Journal IIJSE JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Teumulong: Journal of Community Service Engagement: Jurnal Pengabdian Kepada Masyarakat International Journal of Economics, Business and Innovation Research Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah JPS (Jurnal Perbankan Syariah) eJEBA

Ulfi Kartika Oktaviana

Fakultas Ekonomi Universitas Islam Negeri Maulana Malik Ibrahim Malang

Author-ID : 337122

Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Social Sciences Other

Published : 35 Documents Claim Missing Document

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Articles

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Effect of Capital Structure on Financial Sustainability of Sharia Public Financing Bank (BPRS) Titis Miranti; Ulfi Kartika Oktaviana
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 6, No 01 (2022): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

The study aims to see the direct effect of capital structure on the financial sustainability of a BPRS. The second objective is to see the indirect effect of capital structure on financial sustainability with the value of profitability as a mediating variable. The population in this study were all BPRS that uploaded their financial reports through the OJK website. The results showed that the capital structure had a direct and indirect effect on the financial sustainability of a BPRS. The higher the level of capital structure, the higher the profitability, and it supports the achievement of BPRS financial sustainability

Pengaruh Zakat, Islamic Corporate Social Responsibility, dan Good Corporate Governance terhadap Kinerja Keuangan Bank Umum Syariah Periode 2014-2020 Sania Nabillah; Ulfi Kartika Oktaviana
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Penelitian ini bertujuan untuk mengetahui pengaruh zakat, Islamic Corporate Social Responsibility dan Good Corporate Governance terhadap Kinerja Keuangan secara parsial dan simultan bank umum syariah periode 2014-2020. Metode penelitian yang digunakan adalah penelitian kuantitatif dengan pendekatan deskriptif. Teknik pengambilan sampel menggunakan nonprobability sampling dengan jumlah sampel penelitian sebanyak 11 sampel. Adapun hasil penelitian menunjukkan bahwa zakat, Islamic Corporate Social Responsibility dan Good Corporate Governance berpengaruh signifikan secara parsial terhadap kinerja keuangan bank umum syariah. Adapun hasil penelitian secara simultan, variabel zakat, Islamic Corporate Social Responsibility dan Good Corporate Governance berpengaruh signifikan terhadap kinerja keuangan bank umum syariah. Kata kunci : zakat , Islamic Corporate Social Responsibility , Good Corporate Governance , kinerja keuangan .

CUSTOMER SATISFACTION AND FINANCIAL PERFORMANCE: DOES IT MEDIATE CUSTOMER-CENTRIC ON ISLAMIC BANK VALUES? Ulfi Kartika Oktaviana; Ahmad Tibrizi Soni Wicaksono
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 10, No 2 (2022): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v10i2.16225

This study aims to determine the influence of Customer-centric Corporate Social Responsibility (CSR) within the scope of Islamic Ethics on Company Values. In addition, this study also examines the role of customer satisfaction mediation and financial performance towards Customer-centric CSR with company values and tests the role of customer satisfaction mediation for Customer-centric CSR with financial performance. The sample used is Islamic Commercial Banks registered with BI with specified sample criteria. The data was processed using smartPLS, where the direct influence of Centric Customers in Islamic Ethics (CSR) on company values was significant. The Centric Customer variables in Islamic Ethics (CSR) influence financial performance. The other four hypotheses showed insignificant results. The results of the indirect influence test show that the variables of customer satisfaction and financial performance have not been able to mediate the relationship between Customer-centric in Islamic ethics and Company Values.

Perbandingan Efisiensi Bank Umum Konvensional Dan Bank Umum Syariah Berdasarkan Stochastic Frontier Analysis Anisa Nur Alfiatul; Ulfi Kartika Oktaviana
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v7i2.16488

AbstrakEfisiensi merupakan parameter pengukuran kinerja bagi perbankan. Penelitian ini bertujuan untuk mengukur terkait perbandingan pada efisiensi Bank Umum Konvensional (BUK) dan Bank Umum Syariah (BUS) di Indonesia berdasarkan metode Stochastic Frontier Analysis (SFA). Populasi penelitian ini adalah sebanyak 57 Bank Umum Konvensional dan 14 Bank Umum Syariah, pengambilan data menggunakan teknik purposive sampling. Berdasarkan kriteria penelitian terdapat 7 Bank Umum Konvensional dan 7 Bank Umum Syariah yang memenuhi kriteria penelitian. Variabel input pada penelitian ini yaitu simpanan, jumlah aset tetap, dan biaya operasional. Sedangkan variabel lain yaitu variabel output yang digunakan adalah pembiayaan dan surat berharga. Penelitian menggunakan Stochastic Frontier Analysis (SFA) ini menggunakan pendekatan intermediasi. Hasil nilai SFA berkisar sekitar 0-1, apabila mendekati angka 1 maka semakin efisien pula bank tersebut. Uji beda yang digunakan pada penelitian ini menggunakan Uji Mann Whitney yang digunakan untuk mengukur perbedaan tingkat efisiensi antara bank umum konvensional dan bank umum syariah. Hasil penelitian menunjukkan bahwa pada tahun 2016-2020 antara terjadi perbedaan signifikan antara Bank Umum Konvensional dan Bank Umum Syariah.Kata Kunci: Efisiensi, Bank Umum Konvensional, Bank Umum Syariah, Stochastic Frontier Analysis

FAKTOR-FAKTOR YANG MEMPENGARUHI JUMLAH SIMPANAN DEPOSITO MUDHARABAH PADA BANK UMUM SYARIAH DI INDONESIA Yulistina Wulandari; Ulfi Kartika Oktaviana
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 2 No. 2 (2022): Juli 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Penelitian ini bertujuan untuk mengetahui pengaruh Bagi Hasil, Financing Deposit Ratio (FDR), Non Performing Financing (NPF), Biaya Operasional terhadap Pendapatan Operasional (BOPO), Inflasi, BI Rate, LQ 45, dan Produk Domestik Bruto (PDB) terhadap jumlah simpanan Deposito Mudharabah pada Bank Umum Syariah di Indonesia periode tahun 2010-2020. Metode analisis data yang digunakan adalah Regresi Linier Berganda yang dapat menganalisa pengaruh antara dua atau lebih variabel independen terhadap variabel dependen dengan skala pengukuran rasio dalam suatu persamaan linier. Hasil analisis data menunjukkan bahwa secara simultan bahwa Bagi Hasil, Financing Deposit Ratio (FDR), Non Performing Financing (NPF), Biaya Operasional terhadap Pendapatan Operasional (BOPO), Inflasi, BI Rate, LQ 45, dan Produk Domestik Bruto (PDB) berpengaruh signifikan terhadap jumlah simpanan Deposito Mudharabah. Sedangkan secara parsial variabel Bagi Hasil dan Financing Deposit Ratio (FDR) berpengaruh negatif dan signifikan terhadap jumlah simpanan Deposito Mudharabah, dilain pihak variabel Produk Domestik Bruto (PDB) berpengaruh positif dan signifikan terhadap jumlah simpanan Deposito Mudharabah, sementara itu variabek Non Performing Financing (NPF), Biaya Operasional terhadap Pendapatan Operasional (BOPO), Inflasi, BI Rate, dan LQ 45 berpengaruh negatif dan tidak signifikan terhadap jumlah simpanan Deposito Mudharabah.

Profitability as a Moderating Effect of Liquidity, Sales Growth and Leverage on Financial Distress in Islamic Commercial Banks Khofifah Ayu Virnanda; Ulfi Kartika Oktaviana
Tazkia Islamic Finance and Business Review Vol. 16 No. 2 (2022): Resilience (2)
Publisher : Institute for Research and Community Empowerment (LPPM TAZKIA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tifbr.v16i2.306

Islamic commercial banks are inseparable from the risk of financial distress. Several financial ratios are able to predict Financial Distress. This study aims to determine the effect of Liquidity, Sales Growth, and Leverage on Financial Distress which is moderated by Profitability. The type of data used is panel data so that it uses panel data regression analysis assisted by Eviews 10 software. The moderation variable test uses Moderating Regression Analysis (MRA). Data collection used a purposive sampling method so as to obtain a sample of 13 Islamic commercial banks in the 2014-2020 period. This study uses the Random Effect Model (REM) technique to see the effect of the relationship between liquidity, sales growth, and leverage variables on financial distress variables simultaneously or partially. The results show that the variables of liquidity and leverage have a significant effect on financial distress. While the sales growth variable has no significant effect on financial distress. Variables that can be moderated by profitability are sales growth and leverage, but profitability is unable to moderate the relationship between liquidity and financial distress. Keywords: Islamic commercial banks, Liquidity, Sales Growth, Leverage, Financial Distress

Financial Risk and Capital Structure: Does it Contribute to Increasing the Company Value of Islamic Banking? Satrio Fajar Putra; Ulfi Kartika Oktaviana
Maliki Islamic Economics Journal Vol 2, No 1 (2022): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

This study aimed to determine the effect of financial risk and capital structure on the company value of Islamic commercial banks in 2016-2020. This research uses a quantitative method with a descriptive statistical approach. This research used panel data with analysis tools in panel data regression by Eviews. The sample in this study amounted to 11 Islamic commercial banks with a purposive sampling technique. Purposive sampling aims to obtain samples with specific criteria and follow the research objectives. The results of this study indicate that partially financial risk (NPF) and capital structure (DER) have no effect on company value, and financial risk (FDR) harms company value. Meanwhile, financial risk and capital structure simultaneously affect company value.

ANALYSIS OF THE IMPLEMENTATION OF PSAK 105 MUDHARABAH AND PSAK 106 MUSYARAKAH IN IQTISHOD UNISMA COOPERATIVE Norma Hanifah Rosydah; Ulfi Kartika Oktaviana
JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Vol. 6 No. 1 (2022): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v6i1.354

Iqtishod UNISMA Cooperative is one of the Cooperatives that apply sharia principles in its activities. Iqtishod unisma Cooperative has several products, namely savings and financing. The purpose of this study is to find out how the application of PSAK 105 and 106 in iqtishod unisma cooperatives. This study uses a type of qualitative research by collecting data in the form of numbers, words, or images that are then reduced or summarized, after which it is presented, and finally, interpret. The data used in this study are primary and secondary. The data is using observation, interviews, and documentation. The results of this study are the recognition, measurement, presentation, and disclosure made by the Iqtishod Unisma Cooperative have not been fully by PSAK 105 Mudharabah Accounting and PSAK 106 Musyarakah. One of the causes is not following PSAK because the Iqtishod Unisma Cooperative relies on the application system and does not pay much attention to SAK standards.

Penguatan Pengelolaan Ternak Wakaf Hibah Produktif melalui Fermentasi Pakan Ternak sebagai Alternatif Pemberdayaan Santri menuju Pesantren Yatim yang Mandiri Nihayatu Aslamatis Solekah; Ulfi Kartika Oktaviana
Engagement: Jurnal Pengabdian Kepada Masyarakat Vol 1 No 2 (2017): November 2017
Publisher : Asosiasi Dosen Pengembang Masyarajat (ADPEMAS) Forum Komunikasi Dosen Peneliti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/engagement.v1i2.13

Strengthening of productive wakaf livestock management on Himmatun ayat foundation in the form of goat farming which originally amounted to 31 tail to 80 tails and 2 cattle, given the geographical condition of the cracked city that the land is limestone, the main problem is the availability of feed. Because the managers are orphaned students themselves then the initial get goat grant, a lot of goats are dead. The problem is quite serious is during the rainy season lack of supply of animal feed. In the dry season orphaned santri living herding goats in rain-fed rice fields that are not cultivated because it is a rain-fed rice field. Goat and cattle feed in the rainy season is a fermentation of mixed kale leaves, bran and yeast. So there is a symbiosis of mutualism in which the survival of orphaned santri is dependent on the productive grant of goats as well as vice versa. Some potentials that can be empowered to benefit from the social, economic and environmental aspects (1) It is necessary to analyze the feasibility level of goat farm management, especially the fulfillment of animal feed for productive grants, so that the farm will continue to grow so that the boarding school can be independent from the aspect of fulfilling the needs of the orphans living in the pesantren. (2) The need for fermented animal wakaf fermentation training for orphan students so as to create the fulfillment of animal wakaf feed throughout the year. (3) The need for assistance in the management of endowment grants productive goat farming, especially aspects of marketing and human resources aspects so that it will form the spirit of entrepreneurship orphan students to independently manage wakaf productive grant goat and cattle farms.

A Sustainability Accounting Disclosure With Maqashid Sharia Perspective Ulfi Kartika Oktaviana; Achmad Sani; Nanik Wahyuni
International Journal of Economics, Business and Innovation Research Vol. 3 No. 05 (2024): International Journal of Economics, Business and Innovation Research (IJEBIR)
Publisher : Cita konsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar

The goal of this study is to quantify the level of sustainability accounting disclosures from the standpoint of maqasid al-Shari'ah. In order to record Islamic banks' sustainability accounting performance, an index structure is created. This index evaluates the performance of Islamic banks by building on a number of earlier empirical investigations. Our examination of the sustainability accounting disclosures from a maqasid sharia perspective revealed that each bank in the sample disclosed how well it adheres to the fundamental principles and ideals of Islamic banking. The third consequence self is the one with the lowest number. The Islamic Bank Maldives has received the greatest ratings for the fourth, fifth, and sixth consequences; the overall top score goes to the second consequence, which is related to rights and stakeholders.

Co-Authors Achmad Sani Achmad Sani Supriyanto Admaja, Fitroh Marga Mila Aria Ahmad Tibrizi Soni Wicaksono Angelica, Zahwa Anisa Nur Alfiatul Choiriyah, Siti Nur Fathani, Nurul Fathani Fitriawati, Deva Ayu Gita Melliyani Anggreini Gita Melliyani Anggreini Hikmah, Liatul Iriawan, Muhammad Rafi Ismawati Khofifah Ayu Virnanda Lestari, Iin Fitri Lotus Mega Fortrania, Lotus Mega MARDIANA MUHAJIR NANI HANIFAH Nanik Wahyuni ‎ Nihayatu Aslamatis Solekah Norma Hanifah Rosydah Nova, Reni Sagita Nuzulul Nasoihul Ibad Pratama, Mohammad Aditya Putra, Satrio Fajar Rini Safitri Rosman, Romzie Sania Nabillah Sanurdi Satrio Fajar Putra Sulistyowati Titis Miranti Titis Miranti, Titis Vivin Maharani Ekowati Wahyu Kharismaputri Wicaksono, Ahmad Tibrizi Soni Yulistina Wulandari

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