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All Journal Maksimum : Media Akuntansi Universitas Muhammadiyah Semarang EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Wasana Nyata ABDIPRAJA (Jurnal Pengabdian kepada Masyarakat) Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) Tamansiswa International Journal in Education and Science (TIJES) WASANA NYATA Jurnal Akuntansi Dan Manajemen Escalate : Economics and Business Journal Indonesian Journal of Economics, Business, Accounting, and Management
Alfiatul Maulida
Universitas Sarjanawiyata Tamansiswa
Religion Humanities Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Neuroscience Public Health Social Sciences Veterinary Other

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Implementation of Teaching Campus Program for the Students Soft Skill Development Alfiatul Maulida; Bernadetta Diansepti Maharani; Zaizafun Sintarana; Princessa Rakhita Enadi; Regine Aguilar Principe
TAMANSISWA INTERNATIONAL JOURNAL IN EDUCATION AND SCIENCE Vol 4 No 2 (2023): April 2023
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/tijes.v4i2.13543

Abstract

The current study aims to determine the implementation of Teaching Campus Program designed by the Ministry of Education and Culture, Republic Indonesia to improve students' soft skills. This descriptive quantitative study used 4-Likert scale questionnaires. The present study invited forty-five university students who enrolled the first and second batch of the Teaching Campus Program. They are from thirteen higher education institutions in Indonesia. The results of this research found that the existence of a Teaching Campus improves the student learning outcomes in terms of the soft skills, namely Communication Skills, Commitment, Detail Orientation, Entrepreneur Skills, Flexibility, Integrity, Leadership, Lifelong Learning, Motivation, Self -Confident, dan Thinking Skills.    
Financial LiteracyAnd Leverage With Adoption of Financial Technology As a Moderating Influence on Financial Well-being Deanissa Setya Ananda; Alfiatul Maulida; Pristin Prima Sari
Escalate : Economics and Business Journal Vol. 4 No. 3 (2026): Escalate : Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i3.549

Abstract

This research is motivated by the gap between high digital financial inclusion and low financial literacy among urban communities, which triggers an increased risk of default due to debt burden (leverage). This study aims to analyze the influence of financial literacy and leverage on the financial well-being of urban communities in Yogyakarta, as well as to examine the moderating role of financial technology adoption. The research method used a quantitative explanatory approach through the distribution of structured questionnaires to 100 respondents who actively use fintech in Yogyakarta, which were then analyzed using Partial Least Squares - Structural Equation Modeling (PLS-SEM). The main findings indicate that financial literacy has a positive and significant effect on financial well-being, while leverage has a negative and significant effect. Furthermore, the adoption of financial technology has been shown to strengthen the positive influence of financial literacy on financial well-being, but lacks the moderating capability to reduce the negative impact of leverage. In conclusion, financial well-being is determined by wise cognitive fund management skills, not simply technology adoption. The implication is that urban communities must be disciplined in controlling consumptive digital debt, while regulators such as the Financial Services Authority (OJK) and Bank Indonesia need to tighten regulations on fintech platforms and expand digital literacy education in a targeted manner
Pengaruh Literasi Keuangan, Kontrol Diri, dan Sosialisasi Keuangan Terhadap Perilaku Menabung Devi Widya Fitriana; Alfiatul Maulida; Pristin Prima Sari
Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) Vol 6 No 1 (2026): Edisi Januari 2026
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jamek.v6i1.2532

Abstract

This study was conducted to examine the partial and simultaneous effects of financial literacy, self-control, and financial socialization on the saving behavior of Generation Z in Yogyakarta. The study used a quantitative approach with an associative design. Data collection was carried out using an online questionnaire distributed to 400 respondents from the total population of Generation Z in Yogyakarta. The sampling technique used nonprobability sampling with purposive sampling. The data were analyzed using IBM SPSS Statistics software version 26. The test results showed that: (1) financial literacy had a positive and significant effect on saving behavior. (2) self-control had a negative and significant effect on saving behavior. (3) financial socialization had a positive and significant effect on saving behavior. (4) the three independent variables simultaneously have a significant effect on saving behavior.
Analysis of The Effect of Liquidity, Leverage, and Size on Roa (Case Study of Telecommunication Companies Listed on The IDX for The 2017-2021 Period) Nur Kamilah; Ratih Kusumawardhani; Alfiatul Maulida
Indonesian Journal of Economics, Business, Accounting, and Management (IJEBAM) Vol 3 No 1 (2024): October 2024
Publisher : PT SOLUSI EDUKASI BERDIKARI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63901/ijebam.v3i1.81

Abstract

Analysis of the influence of liquidity, leverage, and size on return on assets (case study of Tbk Telecommunication Company 2017-2021) listed on the Indonesia Stock Exchange. Aims to answer the problem regarding the influence of liquidity, leverage and size on return on assets (case study of a telecommunications company). In this research the method used is a quantitative approach. The results of the research show that the variable current ratio (X1) has a significant influence on return on assets (Y). Then the cash ratio (X1) variable does not have a significant effect on return on assets (Y). Variable debt to equity ratio (X2) has a significant influence on return on assets (Y). And the size variable (X3) does not have a significant effect on return on assets (Y). And from the results of the f test it is proven that the current ratio, cash ratio, debt to equity, size have a simultaneous effect on return on assets (Y).
Co-Authors Bernadetta Diansepti Maharani Deanissa Setya Ananda Devi Widya Fitriana Gendro Wiyono Heppy Candra Berliana Dewi Inosensius Basenti Lusi Betekeneng Jajuk Herawati Komang Wiryawati Lusia Tria H. H. Maria Magdalena Kelu Balawanga Nacida Yahya Nonik Kusuma Ningrum Nur Kamilah Nurilen Wuri Santoso Princessa Rakhita Enadi Pristin Prima Sari Ratih Kusumawardhani Regine Aguilar Principe Reza Nurrohman Risal Rinofah, Risal Rizal Rinofah Sri Hermuningsih Ubrin Yulianwar Zaizafun Sintarana