Article Per Year (5 Year)
p-Index From 2021 - 2026
2.218
P-Index
This Author published in this journals
All Journal Journal Of Management Science (JMAS) Jurnal Informasi dan Teknologi JURNAL LENTERA AKUNTANSI JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Jurnal Sistim Informasi dan Teknologi Jambi Accounting Review (JAR) IIJSE INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE) Journal of Community Dedication
Teguh Prakoso
STIE Manajemen Bisnis Indonesia
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 15 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Journal of Community Dedication

 1 
FINANCIAL LITERACY ANALYSIS OF HOUSEHOLD FINANCIAL BEHAVIOR IN INDONESIA: A LITERATURE REVIEW Teguh Prakoso; Hajar Mukaromah; Pemy Christiaan
JOURNAL OF COMMUNITY DEDICATION Vol. 3 No. 2 (2024): Journal of Community Dedication
Publisher : Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial literacy plays an important role in shaping the financial behavior of households in Indonesia. Households with higher levels of financial literacy tend to have better financial planning, manage their budgets regularly, and are better prepared for economic shocks. Conversely, households with low financial literacy often experience difficulties in managing finances, get trapped in excessive debt, and lack emergency funds and long-term investments. Efforts to improve the financial literacy of Indonesians have been made through various education and socialization programs by the government, financial institutions, and non-governmental organizations. However, challenges remain in reaching all levels of society, especially in rural areas and low-income groups. Further research is needed to identify effective financial education methods in accordance with the socio-cultural characteristics of the Indonesian people. In addition, strengthening regulations and consumer protection are also needed to create a financial ecosystem that supports increased financial literacy and inclusion. With increased financial literacy, it is expected that households in Indonesia can make wiser financial decisions, improve welfare, and contribute to national economic stability.
STRATEGI MANAJEMEN KEUANGAN YANG EFEKTIF UNTUK PENINGKATAN TARAF HIDUP MASYARAKAT Teguh Prakoso; Rina Apriliani
JOURNAL OF COMMUNITY DEDICATION Vol. 3 No. 3 (2024): Journal of Community Dedication
Publisher : Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Effective financial management strategies for improving people's living standards refer to a series of planned approaches and methods in managing financial resources, both at the individual, family, and community levels, which aim to improve economic well-being and overall quality of life. These strategies include careful financial planning, wise management of income and expenditure, optimal use of financial instruments and investments, and increased financial literacy, which collectively aim to create financial stability, economic growth, and improve people's living standards in the long term. The study method in this study uses the literature method. The results of the study show that strategies such as careful budget planning, wise debt management, investment diversification, and increased financial literacy have a significant positive impact on financial stability and economic growth of the community. This study also identifies challenges in implementing these strategies, including gaps in knowledge and access to financial services. In conclusion, the implementation of effective financial management strategies, supported by appropriate policies and continuous education, can be a key instrument in improving people's living standards and encouraging inclusive economic development.
Co-Authors Abdurohim Alfiana Anugerah Dachi Aprilya Dwi Yandari Cakranegara, Pandu Adi Dede Rustaman Desi Yuniarti Elly Siti Nurliyah Eva Yuniarti Utami Firman Dera Hajar Mukaromah Hajar Mukaromah Hendayani, Nenden Jessi Charina Sembiring Merissa Fermica Iskandar Moh. Samsul Arifin Musran Munizu Nekky Rahmiyati Nela Safelia Pemy Christiaan Ratnawita Reza Ashary Rico Wijaya Z Rina Apriliani Sultantio Hutabarat, Arnold Susanto Susilo Utomo Titiek Rachmawati Umi Setyorini