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Faktor-Faktor Dalam Literasi Keuangan Yang Berpengaruh Terhadap Keputusan Investasi Emas Pelaku UMKM Di PT Bank Syariah Indonesia Tbk Syahrial, Syahrial; Raharja , Sapta; Pramudya, Bambang
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 17 No. 2 (2022): Manajemen IKM
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/mikm.17.2.43-50

Abstract

Financial literacy plays a very important role in encouraging the accessibility of financial products and services provided by formal financial institutions. Several studies on financial literacy state that financial education will affect the level of financial literacy and a person's behavior in managing their finances. An adequate level of financial literacy is one of the keys to getting access to capital and better welfare. MSME actors must have the adequate financial literacy to participate in the financial sector and have access to financial services such as saving, buying insurance premiums, investing, obtaining credit, and others. Therefore, in an increasingly advanced era, basic financial knowledge and adequate skills are needed to manage economic and financial resources effectively as well as reliable risk management to achieve better welfare. Inadequate financial literacy can result in low access to financial institutions and hinder the achievement of welfare. The aim of the research is to identify the factors in financial literacy, to analyze the factors in financial literacy that influence the investment decisions of MSME actors, and to recommend alternative strategies to increase MSME literacy. This study uses primary and secondary data derived from filling out questionnaires by respondents and the opinions of experts through interviews. Based on multiple linear regression analysis, the financial literacy factors, namely Age (X1) and Gender (X2), each partially have no effect on the decision-making of MSME gold investment in Indonesian Sharia Banks, while Education (X3), and Income (X4) each partially has a significant effect on the gold investment decision of MSME actors in Indonesian Sharia Banks. The results of the SWOT and AHP analysis showed that the priority strategy in increasing financial literacy is creating promotional media about the benefits of investing in gold for MSME actors.
Potret Kebijakan Pengendalian Demam Berdarah Dengue di Kabupaten Indramayu Peranginangin, Henri; Hasim, Hasim; Pramudya, Bambang; Budiarti, Sri
Kesmas Vol. 4, No. 3
Publisher : UI Scholars Hub

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Abstract

Penyakit demam berdarah dengue (DBD) masih menjadi masalah di Kabupaten Indramayu. Penelitian ini bertujuan mengidentifikasi elemen-elemen prioritas kebijakan pengendalian penyakit DBD di Kabupaten Indramayu menurut pakar berdasarkan metode Analytical Hierarchy Process (AHP). Hasil penelitian menunjukkan “strategi utama” pengendalian penyakit DBD di Kabupaten Indramayu adalah peningkatan kesehatan lingkungan permukiman; “aktor utama pengendalian” ialah Pemerintah Kabupaten Indramayu; “faktor utama pengendalian” adalah lingkungan; “tujuan utama pengendalian” ialah Kabupaten Indramayu bebas penyakit DBD; dan “kriteria utama pengendalian” adalah jumlah dan mutu sumber daya manusia. Agar implementasi strategi pengendalian itu efektif maka Pemerintah Kabupaten Indramayu perlu meningkatkan kerja sama lintas program dan sektoral; dukungan teknologi, dana dan sarana pendidikan kesehatan lingkungan; mutu layanan Puskesmas; dan pengembangan tim pengendalian penyakit DBD dari tingkat Kabupaten sampai Desa/Kelurahan. Dengue haemorrhagic fever (DHF) still becomes health problem in Indramayu district. The objective of this research is to identify the priority elements of DHF controlling policy in Indramayu district according to 35 experts using analytical hierarchy process (AHP). The result of the research provides information that the “main strategy” of DHF controlling is the improvement of healthy living environment; the “main actor” is the Government of Indramayu district; the “main factor” is the environment; the “main objective” is zero DHF in Indramayu district; and the “main criteria” is the quantity and quality of human resources. Based on this data, in order to implement the main strategy effectively, the Government of Indramayu district should increase the interprogram and inter-institutional cooperation; provide technological, funding, and facilities of environment health education supports; increase the quality of Puskesmas services and develop the DHF controlling team in all administrative level.
Sustainable Scientific Tourism Development Planning Using Micmac-Mactor In Bogor City Ilhami, Wasissa Titi; Arifin, Hadi Susilo; Pramudya, Bambang; Kosmaryandi, Nandi
Jurnal Pengelolaan Sumberdaya Alam dan Lingkungan (Journal of Natural Resources and Environmental Management) Vol 14 No 4 (2024): Jurnal Pengelolaan Sumberdaya Alam dan Lingkungan (JPSL)
Publisher : Pusat Penelitian Lingkungan Hidup, IPB (PPLH-IPB) dan Program Studi Pengelolaan Sumberdaya Alam dan Lingkungan, IPB (PS. PSL, SPs. IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jpsl.14.4.757

Abstract

Bogor merupakan salah satu kota di Indonesia yang memiliki beragam potensi objek wisata ilmiah, seperti bangunan bersejarah, lembaga pendidikan, dan lembaga penelitian. Meskipun keberadaannya selalu dibutuhkan oleh berbagai pihak sebagai referensi pembelajaran, namun objek tersebut belum dikelola secara optimal dalam sebuah sistem yang terintegrasi, sehingga tidak memberikan dampak yang signifikan terhadap kegiatan pariwisata di Kota Bogor. Penelitian ini bertujuan untuk menganalisis variabel apa saja yang mempengaruhi perencanaan pariwisata dan pola hubungan antar aktor untuk membangun strategi keberlanjutan wisata ilmiah di Kota Bogor. Penelitian ini dilakukan dengan menggunakan metode Micmac dan Mactor. Hasil penelitian menunjukkan enam variabel penting untuk mengembangkan pariwisata ilmiah berkelanjutan di Kota Bogor, yaitu infrastruktur, sumber daya pariwisata, promosi, investasi, regulasi dan kebijakan, kemudian lembaga penelitian dan pendidikan. Sementara itu, Pemerintah, Badan Riset dan Inovasi Nasional (BRIN), Kementerian Lingkungan Hidup dan Kehutanan, Kementerian Pertanian, dan Dewan Perwakilan Rakyat Daerah (DPRD) merupakan lembaga/aktor penting dalam pengembangan wisata ilmiah berkelanjutan. Penelitian ini telah memberikan gambaran mengenai variabel kunci dan peran aktor yang paling berpengaruh terhadap keberhasilan pengembangan wisata ini di masa depan dan memberikan dasar bagi para pengambil kebijakan untuk menjadikannya sebagai prioritas dalam menyusun strategi pengembangan wisata ilmiah di Kota Bogor.
Identification of factors that influence carbon emissions in tropical peatland Yahya, Vanda Julita; Sabiham, Supiandi; Pramudya, Bambang; Las, Irsal
Biospecies Vol. 12 No. 2 (2019): Juli 2019
Publisher : Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (342.871 KB) | DOI: 10.22437/biospecies.v12i2.5319

Abstract

Abstract. The research aimed to find out the relationship between water table and soil as well as the influence of chemical (peat water content, pH) and physical (cation exchange capacity = KTK) factors on CO2 emission. The research used simple mathematic analysis using secondary data. The research was conducted in oil palm plantation in Koto Gasib districk, Siak Regency, Riau. Objects researched were water table level, rainfall and peatland chemical-physical factors in oil palm plantation. Research result indicated that rainfall and days of rain had linear relationship with water table level. Water table level contributed 71.48% to GRK emission and the remaining 28.52% was influenced by other factors. Peatland pH contributed 91.41% to emission, and the remaining 8.59% was influenced by other factors. The influence of KTK on emission was 88.66 % and the remaining 11.34% was influenced by other factors. Water content of peatland had influence on GRK emission of 96.19% and the remaining 3.81 % was influenced by other factors. Conclusion: water table level, water content, pH, and KTK had significant influence on CO2 emission. Research result shows that water content has the biggest influence on CO2 release compare to water table, KTK and pH.