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All Journal Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Jurnal Ilmiah Ekonomi Islam International Journal of Artificial Intelligence Research Martabe : Jurnal Pengabdian Kepada Masyarakat Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JABE (Journal of Applied Business and Economic) Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Account : Jurnal Akuntansi, Keuangan dan Perbankan MUKADIMAH: Jurnal Pendidikan, Sejarah, dan Ilmu-ilmu Sosial RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL JURMA : Jurnal Program Mahasiswa Kreatif Jurnal Investasi Islam Journal of Vision and Ideas (VISA) Jurnal Fokus Manajemen Jurnal Multidisiplin Dehasen (MUDE) Jurnal Akuntansi, Manajemen dan Bisnis Digital Islamiconomic: Jurnal Ekonomi Islam Asian Journal of Applied Business and Management (AJABM) Jurnal Kendali Akuntansi JURNAL EKONOMI BISNIS DAN MANAJEMEN e-Jurnal Apresiasi Ekonomi Jurnal Ekonomi Bisnis dan Manajemen Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Ulil Albab Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Journal of Indonesian Management
Muhammad Arif
Universitas Islam Negeri Sumatera Utara
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Analysis of Agribusiness Development Model in Kutalimbaru Regency: A Maqasid Syariah Perspective Annisa Rizqiya; Muhammad Arif; Nurul Jannah
Islamiconomic : Jurnal Ekonomi Islam Vol 16, No 2 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i2.968

Abstract

Agriculture plays a strategic role in providing food, bioenergy, and driving agro-industrial growth and commodity exports. However, the agricultural sector in Indonesia, including in Kutalimbaru District, Deli Serdang Regency, faces serious challenges, including declining interest among the younger generation and limited adoption of modern technology. Statistics Indonesia (BPS) data (2024) shows a decline of approximately 0.24 million casual workers in the agricultural sector nationally, which is also reflected in Kutalimbaru through reduced active land and a lack of farmer regeneration. This study aims to analyze the implementation of agricultural technology and understand the extent to which the principles of Maqasid Sharia can be integrated into local agribusiness practices. The research method used is a qualitative descriptive approach using observation techniques, in-depth interviews with local farmers, and documentation. The results indicate that limited access to information, minimal technology-based training such as smart farming and drip irrigation, and low institutional support are the main inhibiting factors. From a Maqasid Sharia perspective, strengthening the Kutalimbaru agricultural sector through agricultural technology supports the preservation of life (hifz al-nafs), protection of property (hifz al-mal), and environmental preservation (hifz al-bi'ah). The research conclusion emphasizes the importance of collaboration between the government, extension workers, and religious institutions in increasing agricultural technology literacy based on Islamic values to achieve productive, sustainable, and competitive agriculture.
PENGARUH MINAT, LINGKUNGAN DAN PENDAPATAN TERHADAP PERMINTAAN PRODUK BRAND WAKWOK (STUDI KASUS MAHASISWA DIKAMPUS NEGERI KOTA MEDAN) Farhan Lubis; Muhammad Arif; Juliana Nasution
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.651

Abstract

This study aims to determine the Effect of Interest, Environment and Income on Demand for Brand Wakwok Products (Case Study of Students at Medan City State Campus). This study uses quantitative methods and associative approaches, data collection techniques using questionnaires and population and samples in this study were 67 students from 4 state campuses in Medan City, namely: USU, UNIMED, UINSU, and POLMED. The data were analyzed using multiple linear regression methods. The results of this study indicate that Interest (X1) affects the Demand for Brand "WakWok" Products, Environment (X2) affects the Demand for Brand "WakWok" Products, Income (X3) affects the Demand for Brand "WakWok" Products, and Interest, Environment¸ and Income simultaneously affect the Demand for Brand "WakWok" Products. This can be seen that the variation in the variables of Interest, Environment, and Income is able to explain the variation in the Demand for Brand "WakWok" Products variable by 53.5%.
Effectiveness of Civil Servant Retirement Payment Services at PT. Pos Indonesia KCP Perbaungan Desvira Utami Rahmadini; Muhammad Arif
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.545

Abstract

Pension is an old age guarantee and is a reward for Civil Servants who have served the State for many years. This study was conducted to determine whether the services provided when paying civil servant pension funds were effective. The research method in this study is a qualitative research method, and the technique of collecting data is observation or direct observation to the research location, conducting interviews, and documentation. The results showed that the service provided by PT. Pos Indonesia Kcp Perbaungan is good but not effective enough. This is because there are several components that are still lacking but are not the most important, such as the absence of queue numbers and office equipment which sometimes experience machine problems. With this research, it is hoped that the company will be able to meet the existing deficiencies in order to achieve effectiveness in service.
The Role of Grants in Infrastructure Development Efforts Muhammad Arif; Silvia Anjani Nasution
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.548

Abstract

One of the functions of the government is to budget for regional expenditures in the form or in the form of subsidies or grants and social support aimed at improving the implementation of government functions, improving services to the community, improving regional management services and general basic services, as well as increasing participation in the implementation of regional development or other related activities. functionally related to the field of supporting the administration of government. Infrastructure is one of the basic needs which is an important factor in improving social, community dynamics and productivity. The purpose of this study was to find out how the role and grant funds in the effort to develop facilities and infrastructure..
Performance Analysis in the Finance Sub-Section of the Industry and Trade Office of North Sumatra Province Rifta Alvira; Muhammad Arif
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.570

Abstract

Employee performance is important for the world of work, one of which is in government agencies because employee performance definitely reflects the performance of the agency as well. Agencies will greatly benefit from good employee performance because they can achieve organizational goals to the maximum. With good employee performance, agencies can carry out their duties properly in order to be able to provide the best service for the community. This research was conducted to fulfill one of the tasks of the internship activity carried out by the author for one full month at the Department of Industry and Trade of North Sumatra Province. This study uses a qualitative descriptive method which emphasizes the process aspect of an action that is seen as a whole. The data used in this study is primary data which was carried out by field observations and interviews. The results of this study indicate that the performance of the employees in the finance department is very good, there is a separation of duties from each sub-section which makes employees have maximum work responsibilities in their fields.
Supervision Function at the SETDAPROVSU Governor's Office on the Management of Grants for the Construction of Houses of Worship in North Sumatra Syopiah Syopiah; Muhammad Arif
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.712

Abstract

The Governor of North Sumatra is the highest position in the province of North Sumatra. The Governor of North Sumatra is the official responsible for leadership in North Sumatra, proposing and enacting regional laws, and representing the Province of North Sumatra in and out of court together with the deputy governor and 100 members of the North Sumatra Regional House of Representatives. The Governor and Deputy Governor of North Sumatra are elected through general elections which are held every 5 years. The current governor of North Sumatra is Edi Rahmayadi.
Implementation of Supervision by the Secretary in Efforts to Achieve Effectiveness of Archives Management at the Secretariat of the Cooperatives and SMEs Office of North Sumatra Province Zizah Chairani; Muhammad Arif
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.484

Abstract

In connection with the preparation of the research entitled "Implementation of Supervision by the Secretary in Efforts to Achieving Effectiveness of Archives Management at the Secretariat of the Cooperatives and SMEs Office of North Sumatra Province" the author conducted a study to find out how far the relationship between supervision and archive management is at the Secretariat of the Cooperatives and SMEs Office of North Sumatra Province which is a one of the indicators that can be used as a benchmark for the success of the implementation of tasks and functions at the Service. The research method used is descriptive analysis method, which is a research method that systematically describes the implementation of supervision by the secretary in an effort to achieve the effectiveness of archive management at the Secretariat of the Office of Cooperatives and SMEs of North Sumatra Province. The implementation phase of the research was carried out by means of observation and interviews. Based on the author's observations during the research at the Department of Cooperatives and SMEs of North Sumatra Province, it turns out that there are still some indications of problems that indicate that the effectiveness of archive management at the agency has not been maximized. The problem is suspected because the Secretary of the North Sumatra Province Cooperatives and SMEs Office in the implementation of supervision has not been optimal.
Analysis of the Zakat Management of the National Amil Zakat Agency (BAZNAS) in Asahan Regency Novita Sari; Muhammad Arif
Journal of Indonesian Management Vol. 2 No. 2 (2022): June
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i2.531

Abstract

This article aims to describe the management of zakat in the National Amil Zakat Agency (BAZNAS) of Asahan Regency. This article is a type of empirical and descriptive research conducted at the National Amil Zakat (BAZNAS) of Asahan Regency. In collecting primary data sources, researchers used the interview method, while for secondary data collection researchers used the documentation method. Based on the results of the study, zakat in the BAZNAS of Asahan Regency has been managed properly and has complied with sharia provisions, so that zakat funds in Asahan Regency can be felt by the community in accordance with the goals of the prescribed zakat. The zakat collected comes from zakat maal on agricultural products, commercial products, salaries of State Civil Apparatus (ASN), and others. Until this research was conducted, BAZNAS of Asahan Regency distributed zakat funds only to four groups of mustahik:the poor, riqab, gharimin, and fi-sabilillah. The zakat collected at BAZNAS Asahan Regency has exceeded the specified target, and is distributed in four patterns of zakat distribution, namely traditional consumptive, creative consumptive, traditional productive, and creative productive. The obstacles faced are the lack of public awareness, lack of regulatory support from the government, and the lack of assistance and guidance to mustahik.
PENGARUH MINAT, LINGKUNGAN DAN PENDAPATAN TERHADAP PERMINTAAN PRODUK BRAND WAKWOK (STUDI KASUS MAHASISWA DIKAMPUS NEGERI KOTA MEDAN) Farhan Lubis; Muhammad Arif; Juliana Nasution
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.651

Abstract

This study aims to determine the Effect of Interest, Environment and Income on Demand for Brand Wakwok Products (Case Study of Students at Medan City State Campus). This study uses quantitative methods and associative approaches, data collection techniques using questionnaires and population and samples in this study were 67 students from 4 state campuses in Medan City, namely: USU, UNIMED, UINSU, and POLMED. The data were analyzed using multiple linear regression methods. The results of this study indicate that Interest (X1) affects the Demand for Brand "WakWok" Products, Environment (X2) affects the Demand for Brand "WakWok" Products, Income (X3) affects the Demand for Brand "WakWok" Products, and Interest, Environment¸ and Income simultaneously affect the Demand for Brand "WakWok" Products. This can be seen that the variation in the variables of Interest, Environment, and Income is able to explain the variation in the Demand for Brand "WakWok" Products variable by 53.5%.
ANALYSIS OF FACTORS THAT INFLUENCE TRUST ISSUE SOCIETY ON LIFE INSURANCE PRODUCTS Salwa Hayati Harahap; Nurul Inayah; Muhammad Arif
Jurnal Apresiasi Ekonomi Vol 13, No 3 (2025)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v13i3.991

Abstract

This study aims to analyze the factors influencing public trust in life insurance products in Indonesia. Using a qualitative approach, this study explores various factors contributing to low public trust, including a lack of understanding of life insurance products, negative experiences in the claims process, and the attitudes of insurance agents who lack transparency and tend to force sales. Furthermore, cultural and religious factors also impact public perceptions of life insurance. The results indicate that to increase public trust, insurance companies need to increase education and outreach, improve the transparency of product information, and optimize services, especially in the claims process. With these steps, it is hoped that public trust in life insurance products will increase, encouraging broader participation and the development of a healthier insurance industry in Indonesia.
Co-Authors Adella Putri Aldi Fernando Annisa Rizqiya Arifin Fauzi Lubis Atika Dedi Syawal Azmie Kembaren Desvira Utami Rahmadini Dhea Dinanty Dinda Andriani Marpaung Faizatun Nisa Farhan Lubis Fathur Rahman Hamimi Marha Harahap, Muhammad Ikhsan Ilham Habibi Lubis Ilham Tri Wardana Ilham Wahyudi Jannah, Nurul Juliana Nasution Junita Wulandari Dalimunthe Kusmilawaty Kusmilawaty Laylan Syafina Lily Nur Indahsari Lisa Chintiya Tambunan M. Fauzi Aulia Maryam Batubara Maysaroh Hasibuan Melisa Syafitri Amalia Muhammad Syahbudi Muhammad Syaipudin Novita Sari Novita Tanjung Nursantri Yanti Nurul Fadilah Nurul Hasanah Nasution Nurul Inayah Putri Hermayani Rahmat Daim Harahap Ricky Pane Rifta Alvira Rizki Mutia Annisa Ryan Syahputra Salwa Hayati Harahap Serli Andrianti Shyella Putri Mandasari Silvia Anjani Nasution Siswardi Brasa Siti Rahmah Ritonga Syopiah Syopiah Tambunan, Khairina Wahdatun Thoibah Wika Lutfiah Sakinah Wika Lutfiah Sakinah Yena Puspita Zizah Chairani