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The Influence of Lifestyle and Financial Literacy on the Financial Behavior (A Case Study on Management Students at University of Tribhuwana Tunggadewi) Maria Defira Sari; Elly Lestari; Moch Nurhidayat
International Journal of Management and Business Vol. 2 No. 4 (2025): October
Publisher : International Research & Development for Human Beings (IRDH)

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Abstract

Lifestyle and financial literacy are crucial factors influencing individual financial decision-making. A solid understanding of financial concepts and personal financial management is essential for effective financial behavior. This research aims to examine the influence of lifestyle and financial literacy on the financial behavior of Management students from the 2021-2022 cohort, both partially and simultaneously. The study adopts a quantitative approach with data collected through questionnaires and surveys. The analysis reveals that both lifestyle and financial literacy contribute to shaping students’ financial behavior. The findings highlight the importance of fostering financial awareness and promoting responsible lifestyle choices among students. This study contributes to the growing body of knowledge in financial behavior research, particularly in the context of higher education, and offers practical insights for improving students' financial management skills.
The Effect of Company Growth and Leverage on Financial Performance in Manufacturing Companies in The Pulp and Paper Sub-Sector Listed On The Indonesia Stock Exchange for the Period 2021-2023 Elisabeth Dewi Anggraini; Susanto, R. Y.; Nurhidayat, Moch
International Journal of Management and Business Vol. 2 No. 4 (2025): October
Publisher : International Research & Development for Human Beings (IRDH)

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Abstract

A company's performance can be assessed through its financial performance. Financial performance is one of the important indicators to assess the success of a company. This research aims to determine the effect of Company Growth and Leverage on the Financial Performance of the Pulp and Paper Subsector Companies listed on the Stock Exchange, both partially and simultaneously. The research sample was obtained using purposive sampling techniques, resulting in 9 sample companies for the research period 2021-2023. The data techniques used include documentation, with data analysis techniques employing classical assumption tests and multiple linear regression, while hypothesis testing utilized t-tests and f-tests. The results show that company growth has a positive and significant effect on financial performance, while leverage has a negative and significant effect. Simultaneously, both affect financial performance, so the balance between business expansion and debt management is very important. Manufacturing companies in the pulp and paper subsector need to manage growth optimally and maintain a healthy capital structure to maintain stable and sustainable financial performance
Edukasi Pasar Modal Untuk Meningkatkan Minat Berinvestasi Bagi Mahasiswa Champaca, Mychelia; Nurhidayat, Moch
JAPI (Jurnal Akses Pengabdian Indonesia) Vol 9, No 1 (2024)
Publisher : Universitas Tribhuwana Tunggadewi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/japi.v9i1.5257

Abstract

Program pengabdian yang dilakukan kepada masyarakat yang dilaksanakan kepada mahasiswa bertujuan untuk mengenalkan lebih dekat mengenai manajemen investasi dan pasar modal kepada para mahasiswa, agar dapat dijadikan bekal bagi mahasiswa untuk dapat berinvestasi baik melalui pasar modal atau dalam bentuk lainnya. Pengenalan dan pemahaman ini akan difokuskan pada tata cara berinvestasi secara umum di pasar modal. Peran pasar modal semakin lama semakin penting bagi perekonomian Indonesia karena hal ini menjadi salah satu indikator perekonomian suatu negara. Oleh karena itu, pengabdian kepada masyarakat kali ini menjadi sumber pengetahuan bagi masyarakat khususnya bagi para mahasiswa untuk mengenal lebih jauh tentang manajemen investasi dan pasar modal sejak dini. Melalui pengenalan dengan mengedukasi secara dini diharapkan para mahasiswa dapat mengetahui apa itu investasi dan pasar modal untuk menjadikan mahasiswa paham dan tertarik dalam melakukan bidang investasi dan pasar modal.
PENINGKATAN KEMAMPUAN PEMASARAN DIGITAL PADA KARANG TARUNA DESA TANAH MERAH SAMPANG Champaca, Mychelia; Firdausiah, Ayu; Nurhidayat, Moch
Jurnal Likhitaprajna Vol 8 No 2 (2024)
Publisher : FKIP Universitas Wisnuwardhana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37303/peduli.v8i2.633

Abstract

The global industrial transition to the era of digitalization occurred at the same time as the expansion of the Internet, which had a major impact on this transition during the Covid-19 pandemic. It has been proven that digital marketing initiatives including creating websites, using social media, and using e-commerce platforms strengthen the ability of SMEs to compete. A form of government effort to encourage community activities focused on increasing digitalization to remote areas through academic institutions, whether universities or high schools, and training institutions that intensively explore the issue of digitalization. The important role of entrepreneurship through SMEs has also been shown to be very significant in encouraging the regional economy. Research examining studies on the main topic of marketing digitalization shows the use of digital marketing media such as; electronic commerce, electronic platforms, mobile marketing, e-marketing, and social media. The results of implementing this Community Service activity are in accordance with the objectives to be achieved in this activity, namely, increasing the insight of village youth as measured by responses during participant feedback. The majority of young men and women do not know that digital marketing media can be used to sell any product that has sales value. In addition, some participants who already had products expressed their interest in selling products through the marketplace platform which was conveyed in the activity simulation.