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All Journal Measurement : Jurnal Akuntansi Jurnal Mirai Management SENTRALISASI YUME : Journal of Management Jurnal Ilmiah Akuntansi dan Finansial Indonesia JEMMA | Journal of Economic, Management and Accounting Jurnal Ilmu Manajemen Profitability Jurnal Ilmiah Akuntansi Peradaban Movere Journal Jurnal Ar-Ribh Al-Buhuts (e-journal) Journal Online Manajemen ELPEI (JOMEL) Jurnal Bisnis dan Kewirausahaan Jurnal Akuntansi dan Keuangan Arunika: Jurnal Pengabdian Masyarakat
Lasty Agustuty
STIE Tri Dharma Nusantara
Humanities Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Social Sciences

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STRATEGI MENDAPATKAN PERMODALAN BAGI PELAKU USAHA MIKRO KECIL MENENGAH Asmawiyah, Asmawiyah; Kapriani, Kapriani; Nurjaya, Nurjaya; Hariyanti, Hariyanti; Basar, Nur Fatwa; Agustuty, Lasty; Nurlinda, Nurlinda
Arunika: Jurnal Pengabdian Masyarakat Vol. 4 No. 1: Juni 2025
Publisher : Unit Publikasi dan Jurnal Sekolah Tinggi Ilmu Ekonomi Tri Dharma Nusantara Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/ar.v4i1.673

Abstract

Micro, Small, and Medium Enterprises (MSMEs) have a significant contribution to the national economy, but still face major obstacles in the form of limited access to capital that hinders business development. This study aims to examine strategies that can be implemented by MSME actors in obtaining financing sources that are appropriate to their needs and business capacity. The capital alternatives analyzed include formal financing such as bank loans and non-bank financial institutions, as well as informal financing through cooperatives, venture capital, and digital-based financial technology. The results of the study indicate that effective strategies in obtaining capital include increasing financial literacy, preparing measurable business plans, strengthening business management, and utilizing financial technology to expand access to funding. By implementing these strategies, MSMEs have the potential to increase competitiveness, expand markets, and contribute more optimally to national economic growth.
PELATIHAN DAN SEMINAR PEMBERDAYAAN WANITA PELAKU UMKM DI KAWASAN PANTAI BIRU Yasin, Nurfatwa Andriani; Afriyani, Afriyani; Asmawiyah, Asmawiyah; Abbas, Muliati; Islamiah, Nurhidayati; Agustuty, Lasty; Zulaeha, Wisda
Arunika: Jurnal Pengabdian Masyarakat Vol. 4 No. 2: Desember 2025
Publisher : Unit Publikasi dan Jurnal Sekolah Tinggi Ilmu Ekonomi Tri Dharma Nusantara Makassar

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Abstract

Women micro, small, and medium enterprise (MSME) actors in the Pantai Biru area play a strategic role in supporting household economies and driving the economic development of coastal communities. However, limited knowledge of entrepreneurship, business management, and financial literacy remains a major constraint to business development and sustainability. This Community Service program aims to enhance the entrepreneurial capacity of women MSME actors through entrepreneurship seminars and basic business management training. The implementation methods include interactive lectures, simple case studies, and participatory discussions to encourage active participant engagement. The results indicate an improvement in participants’ understanding of basic entrepreneurial concepts, the importance of financial record-keeping, and awareness of more effective marketing strategies. In addition, the program increases participants’ motivation and self-confidence in managing their businesses independently and sustainably. This activity is expected to serve as an initial step in strengthening women’s economic empowerment and the economic resilience of coastal households in the Pantai Biru area.
Strengthening Women’s Roles Through Banking Support for Sustianable Maritime Sector Development Agustuty, Lasty; Ramlah, St.; Damayanti, Aulia; Patimah, Patimah
Al-Buhuts Vol. 21 No. 2 (2025): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v21i2.6887

Abstract

This study aims to analyze the factors influencing business credit disbursement by banks and their impact on increasing the capacity of MSMEs and sustainable economic growth. The sample in this study was women entrepreneurs in the coastal tourist area of Bulukumba Regency. The analytical method used was a mixed-method approach, with quantitative measures using path analysis and qualitative measures using a hermeneutic approach. The results indicate that the credit security system banks offer is an essential factor in entrepreneurs' credit decision-making. Furthermore, the results also demonstrate the influence of bank credit disbursement on increasing the capacity of MSMEs, both in terms of income and capability. This increase in business capacity can ultimately impact the country's economic growth
Co-Authors Abbas, Muliati Abdul Rakhman Laba Afriyani Afriyani Afriyani, Afriyani Alam, Andi Rifqah Purnama Andi Ruslan Andi Ruslan Anthony Holly Anthony Holly Anthony Holly Artiyany, Megawhati Asmawiyah Asmawiyah Auli Damayanti Ayu Gustiningsih, Diah Florencia Irene Purwanto Fransiskus Eduardus Daromes HARIYANTI Hariyanti Hariyanti Hariyanti Hariyanti Jackson Thungadi Kapriani Kapriani, Kapriani Megawati - Megawati Megawati Michael Alexander Rotty MUHAMMAD ALI Nur Aisyah Nur Fatwa Basar Nurhidayati Islamiah Nurjaya Gani NURJAYA NURJAYA, NURJAYA Nurlinda Nurlinda, Nurlinda Patimah Patimah Paulus Tangke Ramlah, ST. Riza Praditha Robert Jao Ruslan, Andi Sobarsyah, Muhammad Suwandi Ng Thaha, Salmiyah Yasin, Nurfatwa Andriani Yazin, Nurfatwa Andriani Zulaeha, Wisda