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All Journal Measurement : Jurnal Akuntansi Jurnal Mirai Management SENTRALISASI YUME : Journal of Management Jurnal Ilmiah Akuntansi dan Finansial Indonesia JEMMA | Journal of Economic, Management and Accounting Jurnal Ilmu Manajemen Profitability Jurnal Ilmiah Akuntansi Peradaban Movere Journal Jurnal Ar-Ribh Journal Online Manajemen ELPEI (JOMEL) Jurnal Bisnis dan Kewirausahaan Jurnal Akuntansi dan Keuangan Arunika: Jurnal Pengabdian Masyarakat
Lasty Agustuty
STIE Tri Dharma Nusantara
Humanities Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Social Sciences

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STRATEGI MENDAPATKAN PERMODALAN BAGI PELAKU USAHA MIKRO KECIL MENENGAH Asmawiyah, Asmawiyah; Kapriani, Kapriani; Nurjaya, Nurjaya; Hariyanti, Hariyanti; Basar, Nur Fatwa; Agustuty, Lasty; Nurlinda, Nurlinda
Arunika: Jurnal Pengabdian Masyarakat Vol. 4 No. 1: Juni 2025
Publisher : Unit Publikasi dan Jurnal Sekolah Tinggi Ilmu Ekonomi Tri Dharma Nusantara Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/ar.v4i1.673

Abstract

Micro, Small, and Medium Enterprises (MSMEs) have a significant contribution to the national economy, but still face major obstacles in the form of limited access to capital that hinders business development. This study aims to examine strategies that can be implemented by MSME actors in obtaining financing sources that are appropriate to their needs and business capacity. The capital alternatives analyzed include formal financing such as bank loans and non-bank financial institutions, as well as informal financing through cooperatives, venture capital, and digital-based financial technology. The results of the study indicate that effective strategies in obtaining capital include increasing financial literacy, preparing measurable business plans, strengthening business management, and utilizing financial technology to expand access to funding. By implementing these strategies, MSMEs have the potential to increase competitiveness, expand markets, and contribute more optimally to national economic growth.
Co-Authors Abdul Rakhman Laba Afriyani Afriyani Alam, Andi Rifqah Purnama Andi Ruslan Andi Ruslan Anthony Holly Anthony Holly Anthony Holly Artiyany, Megawhati Asmawiyah Asmawiyah Ayu Gustiningsih, Diah Florencia Irene Purwanto Fransiskus Eduardus Daromes HARIYANTI Hariyanti Hariyanti Hariyanti Hariyanti Jackson Thungadi Kapriani Kapriani, Kapriani Megawati - Megawati Megawati Michael Alexander Rotty MUHAMMAD ALI Nur Aisyah Nur Fatwa Basar Nurjaya Gani NURJAYA NURJAYA, NURJAYA Nurlinda Nurlinda, Nurlinda Paulus Tangke Riza Praditha Robert Jao Ruslan, Andi Sobarsyah, Muhammad Suwandi Ng Thaha, Salmiyah Yasin, Nurfatwa Andriani Yazin, Nurfatwa Andriani