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Pendidikan Perkoperasian Mengenai Prinsip dan Akad Serta Produk Koperasi Syariah untuk Pengelola dan Anggota Koperasi Syariah Al-Muhajir Bandung Nanang Sobarna
E-Coops-Day Vol. 4 No. 1 (2023): E-coops-day : Jurnal Ilmiah Abdimas
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/ecoopsday.v4i1.3105 for articles

The development of Islamic Cooperatives is inseparable from the process of cooperative education as a means to increase the understanding of managers in order to be able to manage Islamic cooperatives that really lead to the general goal of establishing cooperatives, namely to realize prosperity for members and the community and to be able to carry out Islamic cooperative operations in accordance with Islamic principles. The aim of this sharia cooperative education is to understand managers so that they can run sharia cooperative operations in accordance with sharia principles and increase member participation in utilizing Sharia Cooperative products. The method used in cooperative education is the lecture method, assisted by visual displays of the material presented in order to provide a clear and complete understanding of the principles, contracts, and products of sharia cooperatives. Then it is followed by questions and answers and discussion regarding the application of sharia cooperative principles, contracts, and products as well as problems and solutions that can be implemented in order to solve problems that arise. Through the implementationof this cooperative education, managers and members of the Al-Muhajir Sharia Cooperative have been able to understand what principles must be built in running sharia cooperatives. As well as managers and members of the Al-Muhajir Sharia Cooperative are also able to understand Sharia Cooperative contracts and products such as contracts and Savings products Wadhi'ah, Savings Mudharabah, business financing, financing of the purchase of goods, and rental contracts.

Pelatihan Ekonomi Syariah: Migrasi Koperasi Konvensional Menjadi Koperasi Syariah dan Pendirian Koperasi Syariah Nanang Sobarna
E-Coops-Day Vol. 4 No. 2 (2023): E-Coops-Day : Jurnal Ilmiah Abdimas
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/ecoopsday.v4i2.3629

Changes in cooperatives from conventional systems to cooperatives based on Sharia principles are important in cooperative business activities because they have an impact on the principles and use of contracts in collecting and distributing financing to members. Systematic education improvement regarding the migration of conventional cooperatives to sharia cooperatives in the form of training is an effort to bind understanding for supervisors, administrators, and managers of the Bandung Branch of Bank BTN Retired Cooperative who have the desire to migrate from conventional cooperatives to cooperatives based on sharia principles. The purposChanges in cooperatives from conventional systems to cooperatives based on Sharia principles are important in cooperative business activities because they have an impact on the principles and use of contracts in collecting and distributing financing to members. Systematic education improvement regarding the migration of conventional cooperatives to sharia cooperatives in the form of training is an effort to bind understanding for supervisors, administrators, and managers of the Bandung Branch of Bank BTN Retired Cooperative who have the desire to migrate from conventional cooperatives to cooperatives based on sharia principles. The purpose of this training is to get to know and increase understanding for supervisors, administrators, and managers of the Bandung Branch of the Cooperative of Purnakarya Bank BTN regarding the migration of conventional cooperatives to sharia cooperatives. The method used in this training is the lecture method which is assisted by visually displaying the material so that the training material can be easily understood. Then proceed with questions and answers and discussion accompanied by problem-solving solutions. Through this training, supervisors, administrators, and managers have been able to understand the process and stages of migrating conventional cooperatives to Sharia cooperatives, including that the migration process must be based on the approval of the Member Meeting, there is a transition process, amendments to the Articles of Association are made, must apply sharia principles, there are changes business activities, and conventional cooperatives that have become sharia cooperatives cannot return to conventional cooperativese of this training is to get to know and increase understanding for supervisors, administrators, and managers of the Bandung Branch of the Cooperative of Purnakarya Bank BTN regarding the migration of conventional cooperatives to sharia cooperatives. The method used in this training is the lecture method which is assisted by visually displaying the material so that the training material can be easily understood. Then proceed with questions and answers and discussion accompanied by problem-solving solutions. Through this training, supervisors, administrators, and managers have been able to understand the process and stages of migrating conventional cooperatives to Sharia cooperatives, including that the migration process must be based on the approval of the Member Meeting, there is a transition process, amendments to the Articles of Association are made, must apply sharia principles, there are changes business activities, and conventional cooperatives that have become sharia cooperatives cannot return to conventional cooperatives

KEBIJAKAN MONETER DALAM EKONOMI ISLAM Nanang Sobarna
Jurnal Co Management Vol. 1 No. 1 (2019): Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management
Publisher : IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/comanagement.v2i1.165

The monetary management of conventional economy which revolves around bank interest uses multiplier money rather than high powered money. Consequently, its instrument of monetary policies tends to the utility of open market operation and change of discount rate. Both instruments cannot be applied in an Islamic monetary system which is free from interest whose monetary management relies on controlling high powered money by applying profit and loss sharing and financial intermediation. Therefore, Islamic monetary system can employ alternative instruments of monetary policy such as quantitative control of credit allocation and realization of socio-economic objectives. The first instrument is backed up with monetary instruments such as statutory reserve requirement, credit ceiling, government deposits, common pool, moral suasion, equity-base instrument. Whereas the second instruments include some monetary instruments such as treating the created money as fai’ and goal oriented allocation of credit.

ANALISIS PEMASARAN PRODUK PEMBIAYAAN DALAM MENINGKATKAN JUMLAH ANGGOTA PADA KSPPS AL USWAH INDONESIA CABANG BANJAR Nunung Nurhilal; Sugianto Ikhsan; Nanang Sobarna; Jaka Sudewa
Jurnal Co Management Vol. 4 No. 1 (2021): Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management
Publisher : IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/comanagement.v4i1.581

Seiring dengan semakin berkembangnya perekonomian di Indonesia saat ini, dapat dilihat dari semakin banyaknya Lembaga keuangan. salah satu faktor yang penting dalam sebuah perekonomian adalah pemasaran. Dalam persaingan untuk merebutkan pangsa pasar yang ketat dibutuhkan penyusunan strategi yang tepat dan juga menganalisis pasar yang jitu agar dapat memiliki kekuatan dalam persaingan. Begitipun dengan KSPPS Al- Uswah Cabang Banjar agar dapat bersaing dipasaran dibutuhkan strategi pemasaran bukan hanya dengan mengandalkan produk yang berkualitas tetapi juga didukung oleh upaya untuk mempromosikan produk atau jasa yang dimiliki. Dalam rangka memperkenalkan produk serta memperluas pangsa pasar, KSPPS Al-Uswah perlu adanya strategi pemasaran yang tepat unutk meningkatkan anggota, karena strategi pemasaran ini merupakan kunci dari semua proses operasional dari suatu perusahaan. Dengan begitu, adapun tujuan dari penelitian ini yaitu: untuk mengetahui gambaran dari strategi pemasaran dan implementasi dari startegi pemsaran produk pembiayaan dalam meningkatkan jumlah anggota di KSPPS Al-Uswah Indonesia. Metode yang dilakukan dalam penelitian ini adalah studi kasus dengan analisis data secara deskriptif dengan pendekatan kualitaif dimana dapat diperoleh dari informan dengan teknik pengumpulan data melalui observasi, wawancara, serta studi pustaka unutk dapat mendeskripsikan strategi pemasaran dan implementasi dari startegi pemasaran produk pembiayaan dalam meningkatkan jumlah anggota. Hasil penelitian mengenai analisis pemasaran produk pembiayaan dalam meningkatkan jumlah anggota yang dilakukan yaitu dengan melakukan strategi pemasaran seperti meningkatkan kegiatan promosi, meningkatkan kualitas sumber daya insani yang ada dan menjalin komunikasi yan baik dengan anggota. Dan dalam penerapannya pun sudah bagus dan pembiayaan yang diterapkanya pun sudah sesuai dengan akad (kerjasama) antara anggota dengan KSPPS Al-Uswah Indonesia cabang Banjar. Dan dalam kegiatan pemasarannya, KSPPS Al Uswah Indonesia Cabang Banjar dalam memasarkan produknya sudah menerapkan bauran pemasaran (marketing mix), yaitu: produk (product), harga (price), tempat (place), promosi (promotion), orang (people), bukti fisik (physical evidence) dan proses (process).

MEKANISME PEMBIAYAAN MURABAHAH DI KOPERASI AL-AMANAH MASJID BESAR TANJUNGSARI KABUPATEN SUMEDANG Nanang Sobarna; Krisrianto Arif Prasetyo
Jurnal Co Management Vol. 5 No. 1 (2022): Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management
Publisher : IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar

Penelitian ini bertujuan untuk mengetahui prosedur pembiayaan murabahah pada Koperasi Al-Amanah Masjid Besar Tanjungsari Kabupaten Sumedang. Pendekatan yang digunakan pada penelitian ini adalah melalui pendekatan kualitatif. Dengan metode perolehan data melalui teknik wawancara dan observasi sebagai sarana untuk memperoleh informasi yang di butuhkan. Dari penelitian ini dapat diketahui bahwa mekanisme pembiayaan murabahah pada Koperasi Al-Amanah Tanjungsari Kabupaten Sumedang dimulai dengan permohonan anggota untuk mengajukan pembiayaan murabahah dengan memenuhi persyaratan yang telah ditentukan, kemudian pihak koperasi akan melakukan analisis kelayakan, jika disetujui maka pihak koperasi meyiapkan barang yang akan dibeli oleh anggota. Setelah barang sudah ada barulah dilakukan akad jual beli murabahah antara koperasi dengan anggota dimana pihak koperasi sebagai penjual menyampaikan terlebih dahulu harga pokok perolehan barang serta margin keuntungan yang diharapkan oleh koperasi kepada anggota. Mekanisme pembiayaan murabahah yang dilakukan oleh Koperasi Al-Amanah Masjid Besar Tanjungsari Kabupaten Sumedang telah sesuai dengan prinsip syariah karena telah memenuhi rukun dan syarat dalam jual beli murabahah.

ANALISIS PEMASARAN PRODUK PEMBIAYAAN DALAM MENINGKATKAN JUMLAH ANGGOTA PADA KSPPS AL USWAH INDONESIA CABANG BANJAR Nurhilal, Nunung; Ikhsan, Sugianto; Sobarna, Nanang; Jaka Sudewa
Jurnal Co Management Vol. 4 No. 1 (2021): Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management
Publisher : IKOPIN

Seiring dengan semakin berkembangnya perekonomian di Indonesia saat ini, dapat dilihat dari semakin banyaknya Lembaga keuangan. salah satu faktor yang penting dalam sebuah perekonomian adalah pemasaran. Dalam persaingan untuk merebutkan pangsa pasar yang ketat dibutuhkan penyusunan strategi yang tepat dan juga menganalisis pasar yang jitu agar dapat memiliki kekuatan dalam persaingan. Begitipun dengan KSPPS Al- Uswah Cabang Banjar agar dapat bersaing dipasaran dibutuhkan strategi pemasaran bukan hanya dengan mengandalkan produk yang berkualitas tetapi juga didukung oleh upaya untuk mempromosikan produk atau jasa yang dimiliki. Dalam rangka memperkenalkan produk serta memperluas pangsa pasar, KSPPS Al-Uswah perlu adanya strategi pemasaran yang tepat unutk meningkatkan anggota, karena strategi pemasaran ini merupakan kunci dari semua proses operasional dari suatu perusahaan. Dengan begitu, adapun tujuan dari penelitian ini yaitu: untuk mengetahui gambaran dari strategi pemasaran dan implementasi dari startegi pemsaran produk pembiayaan dalam meningkatkan jumlah anggota di KSPPS Al-Uswah Indonesia. Metode yang dilakukan dalam penelitian ini adalah studi kasus dengan analisis data secara deskriptif dengan pendekatan kualitaif dimana dapat diperoleh dari informan dengan teknik pengumpulan data melalui observasi, wawancara, serta studi pustaka unutk dapat mendeskripsikan strategi pemasaran dan implementasi dari startegi pemasaran produk pembiayaan dalam meningkatkan jumlah anggota. Hasil penelitian mengenai analisis pemasaran produk pembiayaan dalam meningkatkan jumlah anggota yang dilakukan yaitu dengan melakukan strategi pemasaran seperti meningkatkan kegiatan promosi, meningkatkan kualitas sumber daya insani yang ada dan menjalin komunikasi yan baik dengan anggota. Dan dalam penerapannya pun sudah bagus dan pembiayaan yang diterapkanya pun sudah sesuai dengan akad (kerjasama) antara anggota dengan KSPPS Al-Uswah Indonesia cabang Banjar. Dan dalam kegiatan pemasarannya, KSPPS Al Uswah Indonesia Cabang Banjar dalam memasarkan produknya sudah menerapkan bauran pemasaran (marketing mix), yaitu: produk (product), harga (price), tempat (place), promosi (promotion), orang (people), bukti fisik (physical evidence) dan proses (process).

MEKANISME PEMBIAYAAN MURABAHAH DI KOPERASI AL-AMANAH MASJID BESAR TANJUNGSARI KABUPATEN SUMEDANG Sobarna, Nanang; Prasetyo, Krisrianto Arif
Jurnal Co Management Vol. 5 No. 1 (2022): Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management
Publisher : IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar

Penelitian ini bertujuan untuk mengetahui prosedur pembiayaan murabahah pada Koperasi Al-Amanah Masjid Besar Tanjungsari Kabupaten Sumedang. Pendekatan yang digunakan pada penelitian ini adalah melalui pendekatan kualitatif. Dengan metode perolehan data melalui teknik wawancara dan observasi sebagai sarana untuk memperoleh informasi yang di butuhkan. Dari penelitian ini dapat diketahui bahwa mekanisme pembiayaan murabahah pada Koperasi Al-Amanah Tanjungsari Kabupaten Sumedang dimulai dengan permohonan anggota untuk mengajukan pembiayaan murabahah dengan memenuhi persyaratan yang telah ditentukan, kemudian pihak koperasi akan melakukan analisis kelayakan, jika disetujui maka pihak koperasi meyiapkan barang yang akan dibeli oleh anggota. Setelah barang sudah ada barulah dilakukan akad jual beli murabahah antara koperasi dengan anggota dimana pihak koperasi sebagai penjual menyampaikan terlebih dahulu harga pokok perolehan barang serta margin keuntungan yang diharapkan oleh koperasi kepada anggota. Mekanisme pembiayaan murabahah yang dilakukan oleh Koperasi Al-Amanah Masjid Besar Tanjungsari Kabupaten Sumedang telah sesuai dengan prinsip syariah karena telah memenuhi rukun dan syarat dalam jual beli murabahah.

Pendidikan Koperasi dalam Memahami Konsep Dasar Operasional Koperasi Syariah pada Koperasi Simpan Pinjam dan Pembiayaan Syariah Baitul Maal Wattamwil Forsitama Kabupaten Sleman Daerah Istimewa Yogyakarta Sobarna, Nanang
E-Coops-Day Vol. 5 No. 1 (2024): E-Coops-Day : Jurnal Ilmiah Abdimas
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoopsday.v5i1.4196

Sharia cooperatives in carrying out operations must be in accordance with sharia principles, this is the basic operational concept for Sharia cooperatives so that every business carried out does not conflict with Sharia principles so that it brings blessings to cooperative managers, members, and the community. This is what administrators and managers of Sharia cooperatives need to understand, namely through cooperative education, one of which is organized by the Sharia Savings and Loans and Financing Cooperative (KSPPS) Baitul Maal Wattamwil (BMT) Forsitama, Sleman Regency, Yogyakarta Special Region. The aim of implementing this cooperative education is to provide an understanding of the basic operational concepts of sharia cooperatives for administrators and managers of KSPPS BMT Forsitama, Sleman Regency, Special Region of Yogyakarta so that they are able to increase knowledge for managing sharia cooperatives. The method used in cooperative education is the lecture method which is assisted by showing visual material, followed by questions and answers and discussions to solve problems that arise, accompanied by solutions. Through this cooperative education, the administrators and managers of KSPPS BMT Forsitama, Sleman Regency, Yogyakarta Special Region have been able to understand the basic operational concepts of sharia cooperatives, namely using contracts. musyarak muwafadhah with the principle of ta'awun or mutual cooperation which refers to the sources of Islamic Law (the Al-Qur'an and Hadith), the Fatwa of the National Sharia Council of the Indonesian Ulema Council and the laws and regulations in force in Indonesia.

Pendidikan Perkoperasian Anggota Koperasi Syariah Al-Muhajir Bandung Guna Memahami Peran Koperasi Syariah Dalam Membangun Kesejahteraan Umat Sobarna, Nanang; Agus Syaripudin, Muhammad; Rudiansyah, dkk, Rudiansyah
E-Coops-Day Vol. 5 No. 2 (2024): E-Coops-Day : Jurnal Ilmiah Abdimas
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoopsday.v5i2.4670

Sharia cooperatives are economic institutions that operate based on Islamic sharia principles, with the aim of improving the welfare of their members and the general public. One way to develop sharia cooperatives that are built through understanding the role of sharia cooperatives is through cooperative education, in order to understand administrators, managers and members in managing cooperatives in the right way to achieve common goals, namely improving the welfare of members and the community. This cooperative training aims to ensure that administrators, managers and members understand the role of sharia cooperatives in building the welfare of the people. The method used in cooperative education uses a lecture method followed by discussion and questions and answers accompanied by solutions. Through cooperative education, we are able to provide understanding to administrators, managers and members of the Al-Muhajir Bandung Sharia Cooperative as cooperative education participants that sharia cooperatives have a significant role in building the welfare of the people, through sharia economic principles in alleviating poverty, creating jobs, and improve social welfare

Pelaksanaan Pembiayaan Murabahah di Koperasi Syariah Hayatussunnah Masjid Jami Mungsolkanas Sobarna, Nanang; Lutfadila, Silmi
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2023): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v14i2.3094

Sharia Cooperatives are financial institutions that run their business based on sharia principles. One of the businesses that are run on Islamic cooperatives, namely financing. So the financing mechanism in Sharia Cooperatives must be in accordance with sharia principles, namely the principles of Islamic law based on fatwas issued by institutions that have authority in determining fatwas in the field of sharia. One of the Sharia Cooperatives that has sharia financing products and businesses is the Hayatussunnah Sharia Cooperative Jami Mungsolkanas Mosque. Of the many types of financing used by members of this sharia cooperative, murabahah financing is used. The purpose of this study was to determine whether the implementation of murabaha financing at Hayatussunnah Sharia Cooperative Jami Mungsolkanas Mosque conforms with the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI). The research method used in this research is descriptive qualitative method. The implementation of murabahah contract financing at Hayatussunnah Sharia Cooperative Jami Mungsolkanas Mosque in the perspective of the DSN-MUI fatwa can be said to be in accordance with sharia principles. .

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