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All Journal Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Coopetition : Jurnal Ilmiah Manajemen Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah E-Coops-Day : Jurnal Ilmiah Abdimas Koaliansi Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management EKSYDA: Jurnal Studi Ekonomi Syariah I'thisom: Jurnal Ekonomi Syariah
Nanang Sobarna
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Konsep Penerapan Akad Mudharabah Pada Sistem Operasional Asuransi Syariah Tito, Luki; Sobarna, Nanang
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Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/almultazim.v5i1.25836

Abstract

This research aims to analyze the concept of mudharabah contract in the operational system of Islamic insurance. The mudharabah contract is one of the main principles in Islamic economics used in the management of funds between the policyholder (shahibul maal) and the insurance company (mudharib). Using the literature study method, this research examines relevant literature on the implementation of the mudharabah contract in Islamic insurance, including the profit-sharing mechanism, the responsibilities of each party, and compliance with Sharia principles. The research results show that the mudharabah contract in Islamic insurance provides a more just and transparent alternative compared to the conventional insurance system. However, the challenges in its implementation include regulatory aspects, transparency in fund management, and protection of policyholders' rights. Therefore, the optimization of the application of mudharabah contracts in Islamic insurance requires synergy between financial institutions, regulatory authorities, and policyholders to ensure compliance with Sharia principles and to enhance public trust in the Islamic financial system.
Co-Authors Abdul Hakim Agus Syaripudin, Muhammad Agustini Solihatin Agustini Solihatin Eva Nurkhalifah Hidayatullah, Kikin Ikhsan, Sugianto Ikhsan, Sugiyanto Jaka Sudewa Jubaedah, Dedah Karsidi Karsidi, Karsidi Krisrianto Arif Prasetyo Lutfadila, Silmi Marlina, Vina Mira Mira Nunung Nurhilal Nurhilal, Nunung NURUL AZIZAH Prasetyo, Krisrianto Arif Prayusniar, Fadya Purwanti, Neli Ridwan, Ahmad Hasan Rima Elya Dasuki Rudiansyah, dkk, Rudiansyah Salsabila, Alya Setiawan , Entang Sholihatunnisa, Sholihatunnisa Sofyan Al-Hakim Sugianto Ikhsan Tito, Luki Yadi Janwari Yurahman, LindaMarlinda