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Konsep Penerapan Akad Mudharabah Pada Sistem Operasional Asuransi Syariah Tito, Luki; Sobarna, Nanang
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Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/almultazim.v5i1.25836

Abstract

This research aims to analyze the concept of mudharabah contract in the operational system of Islamic insurance. The mudharabah contract is one of the main principles in Islamic economics used in the management of funds between the policyholder (shahibul maal) and the insurance company (mudharib). Using the literature study method, this research examines relevant literature on the implementation of the mudharabah contract in Islamic insurance, including the profit-sharing mechanism, the responsibilities of each party, and compliance with Sharia principles. The research results show that the mudharabah contract in Islamic insurance provides a more just and transparent alternative compared to the conventional insurance system. However, the challenges in its implementation include regulatory aspects, transparency in fund management, and protection of policyholders' rights. Therefore, the optimization of the application of mudharabah contracts in Islamic insurance requires synergy between financial institutions, regulatory authorities, and policyholders to ensure compliance with Sharia principles and to enhance public trust in the Islamic financial system.
Analisis Ayat-Ayat dalam Al-Qur’an Tentang Hukum Ibadah dan Muamalah Sobarna, Nanang
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 2 (2026): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/rygzs904

Abstract

The Qur'an is a source of law in Islam in determining a law for a case. In the Al-Qur'an there is a classification of verses, namely verses regarding worship and muamalah. In the study of ushul fiqh, the Qur'an is the object of study of ushul fiqh in the sense of being a source of law. So that every discussion of the Koran in the science of Ushul Fiqh is intended to produce fiqh laws. Problems in the field of religious law and especially in the field of muamalah have emerged quite a lot in accordance with developments over time, making it interesting to discuss as an object of study on ushul fiqh. The verses or arguments regarding worship and muamalah themselves are references so that they can be used as references for mujtahids in determining laws regarding problems that arise. The aim of this research is to analyze the views of ushul fiqh in the verses of the Qur'an regarding the laws of worship and muamalah. So that the verses regarding the laws of worship and muamalah become references and considerations in every legal determination. The method used in this research uses a qualitative approach, with the type of library research. The results of the discussion in this research are that ushul fiqh is inherent in the establishment of laws that adhere to dilalah or lafazh expressions both in verses about the law of worship and muamalah. If the word is command or amr then the law becomes mandatory. The use of sadd adz-dzari'ah rules in the muamalah verse contains a form of caution, and the use of ijma in muamalah is solely to achieve the benefit of human life. Keywords: Law of Worship Verses, Muamalah Verses, Ushul Fiqh.
Nanang Sobarna Analisis Penerapan Maqashid Syariah Dalam Penyaluran Pembiayaan Pada Koperasi Syariah Sobarna, Nanang; Nurpadi, Dady; Nurafifah, Gina; Nurjaman, Jeni
J-Coop : Journal of Co-operative Vol. 2 No. 1 (2026): J-Coop : Journal of Co-operative
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/jc.v2i1.43

Abstract

This research aims to analyze the application of maqashid sharia in the distribution of financing in sharia cooperatives in Indonesia. Maqashid syariah, which is the main objective of sharia, focuses on the protection and enhancement of community welfare through principles of justice and balance in transactions. This research uses a qualitative approach with a literature study method. The research results show that Islamic cooperatives have implemented the principles of maqashid sharia in various aspects of financing distribution, such as in the selection of appropriate financing products, risk management, and transparency. Additionally, this research also identifies supporting and inhibiting factors in the implementation of maqashid sharia, as well as its impact on the welfare of cooperative members. These findings provide recommendations to enhance members' understanding of sharia finance and the need for better regulatory support for sharia cooperatives, in order to optimally achieve the goals of maqashid sharia.