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KONSISTENSI DAN EFEKTIVITAS PERAN LEMBAGA KEUANGAN NON BANK (KOPERASI SIMPAN PINJAM) SEBAGAI PENGGERAK PEREKONOMIAN INDONESIA Ompusunggu, Dicky Perwira; Sutrisno, Depy Rizkika Indria; Hukom, Alexandra
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 1 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i1.1449

Abstract

A savings and loan cooperative, also called a credit cooperative, is a cooperative that allocates the deposits of its members who need capital support for their business. The purpose of this paper is to provide information about Savings and Loan Cooperatives that have the potential to contribute to the Indonesian national economy. With the continued development of Savings and Loans Cooperatives throughout Indonesia, it is hoped that it can help MSME business actors who are members of the Savings and Loans Cooperative to develop their businesses so that they can create jobs and reduce poverty in Indonesia. In this study, a literature study method was used that aims to understand the role of non-bank financial institutions, namely savings and loan cooperatives, to find out how savings and loan cooperatives are a driving factor for the economy in Indonesia.This research also uses descriptive analysis based on literature reviews of journals, articles, books and other research. With the results of research that savings and loans cooperatives play an important role in the economic development of the people in Indonesia. The main purpose of establishing cooperatives, which are one of the driving forces of the national economy, is to protect the welfare of rural communities and has expanded its establishment to the present.
Analisis Potensi Pengembangan Destinasi Wisata Pelabuhan Rambang Kota Palangka Raya Jajae, Jajae; Hukom, Alexandra
Maisyatuna Vol. 4 No. 2 (2023): April: Jurnal Maisyatuna 
Publisher : STAI Denpasar Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/mt.v4i2.206

Abstract

The purpose of the study of Rambang Palangka Raya Port using SWOT analysis is to identify internal and external factors that can influence the development of the tourism potential of Rambang Port. The survey method is a qualitative approach using the SWOT analysis tool. Overall, the Internal Factor Analysis (IFAS) and External Factor Analysis (EFAS) show that Lambang Harbor has great potential for tourism development. However, several elements still need to be improved so that this tourist destination can develop better. Appropriate strategies must be implemented to overcome weaknesses and take advantage of existing opportunities to promote regional tourism development. Lanbang Port is expected to become an attractive and popular tourist destination. Research can be carried out to support the development of Lambang Port tourism. Studying tourist preferences will help determine the factors that influence tourist decisions in choosing this natural tourism destination, as well as help determine the type and size of facilities most needed to optimize local tourism management. Research on marketing and promotion strategies can help increase tourist visits to Rambang Harbor by identifying more specific tourist preferences and needs.
Biaya Pemeliharaan Pemerintah Untuk Aset Tetap Di Provinsi Kalimantan Tengah Hukom, Alexandra; Tambunan, Trifena Bernadenta; Saragih, Anastasia; Silaban, Perdin; Marbun, Jhon Fery; Tobing, Dewanto; Tasya, Tasya; Ketaren, Ari Aghinta
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 12.A (2025): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pemeliharaan aset tetap oleh pemerintah daerah merupakan komponen penting dalam mendukung efisiensi keuangan publik dan keberlanjutan layanan masyarakat. Penelitian ini bertujuan untuk menganalisis pengaruh nilai aset tetap terhadap realisasi biaya pemeliharaan pada Pemerintah Provinsi Kalimantan Tengah selama periode 2019–2023. Penelitian menggunakan pendekatan kuantitatif dengan jenis deskriptif verifikatif berbasis data sekunder yang diperoleh dari laporan keuangan pemerintah daerah, laporan hasil pemeriksaan Badan Pengelolaan Keuangan, dan publikasi Badan Pusat Statistik. Sampel diambil menggunakan teknik purposive sampling dari 15 OPD yang secara aktif mencatat data aset dan pemeliharaannya. Teknik analisis data yang digunakan adalah analisis deskriptif, uji normalitas, uji korelasi Pearson, regresi linier sederhana, serta pengujian asumsi klasik menggunakan perangkat lunak SPSS 26. Hasil penelitian menunjukkan bahwa terdapat hubungan yang sangat kuat dan signifikan antara nilai aset tetap dan biaya pemeliharaan, dengan nilai korelasi 0,999 dan koefisien determinasi (R²) sebesar 0,998. Temuan ini menunjukkan bahwa semakin besar nilai aset tetap yang dimiliki, semakin tinggi pula kebutuhan biaya pemeliharaan. Kesimpulan dari penelitian ini menegaskan urgensi perencanaan anggaran pemeliharaan yang proporsional berdasarkan nilai aset, serta pentingnya implementasi prinsip stewardship dan sistem manajemen aset berbasis teknologi untuk mendorong efisiensi anggaran dan keberlanjutan pemanfaatan aset milik publik.
Co-Authors A, Niluh Putu Adila Indria Sutrisno, Feby Adji, Fengky Florante Agus Kubertein Ahmad Rizani Ahmad Rizani, Ahmad Ana Lesdiana Andhika Pratama Andrie Elia Beatris, Diana Benius Benius Benius, Benius Betris, Diana Br Ginting, Dhea Anjelita Cristian Zendrato Dedi Takari Dewanto, Fajar Wahyu Dicky Perwira Ompusunggu Doloksaribu, Ayu Lestari Framita Ester Sigiro Hadifa, Rizki Harefa, Yanuarman Harin Tiawon Hendrik Segah, Hendrik Irawan Irawan Iwan Christian Jajae, Jajae Jeli Susanto Joni Pambelum Juma‘eh Ketaren, Ari Aghinta Komariah, Diah Linstrie Lara Ria M. Ichsan Diarsyad Marbun, Jhon Fery Miar, Miar Muhamad Reza Muhammad Reza Munier, Muhammad Taswin Musroni, Gebriel Mutmainah Mutmainah Neneng, Sunaryo Nomeritae, Nomeritae Nopri Kristiawan Nusan, Yahya Presi Priliani Pungan, Yudi Puput Iswandyah Raysharie Putra S, Ravenalla Abdurrahman Al Hakim Sampurna Rapel Rapel Rima Harati Riza Supian Rosel Rosel Sabirin Sabirin, Sabirin Saprianto, Ringgo Saputra, Indrawan Saragih, Anastasia Sibatuara, Mandana Silaban, Desi Natalia Silaban, Perdin Simanjuntak, Erika Yohana Simanullang, Harjona Simaremare, Lukman Simbolon, Tiur Roida Sitindaon, Leekyushi Situmorang, Larissa Kristina T.T. Sri Yuni Subianto, Pratiwi Suherman Suluh, Siang I Sunaryo N Tuah Sutrisno, Depy Rizkika Indria Syahriah Syahriah Takari, Dedi Talia, Nana Tambunan, Trifena Bernadenta Tarsis Ronald Parulian Tasya, Tasya Tembalang, Paulus Tiawon, Harin Tobing, Dewanto Wanda Marlin Waskito, Bima Aris Wiwin Zakiah Yogiantoro, Mukhammad Yulianti, Nina Zakiah, Wiwin