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ANALISIS TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE RGEC (Risk Profile, Good Corporate Governance, Earning, &Capital) PADA PT BANK BNI PERSERO TBK PERIODE 2016-2020 Novi Nisa Khasana; Ririn Wahyu Arida; Nuril Aulia Munawaroh
GEMILANG: Jurnal Manajemen dan Akuntansi Vol. 2 No. 4 (2022): Jurnal Manajemen dan Akuntansi
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1292.746 KB) | DOI: 10.56910/gemilang.v2i4.188

Abstract

Dunia perbankan begitu penting dalam masyarakat maupun dalam memajukan perekonomian suatu negara. Menyadari pentingnya kesehatan suatu bank untuk kepercayaan pada dunia perbankan maupun dalam masyarakat, dan untuk melaksanakan prinsip kehati-hatian. Sistem penilaian tingkat kesehatan bank peneliti menggunakan sistem penilaian tingkat kesehatan bank dengan faktor Risk Profile pada penelitian ini yang digunakan adalah NPL dan LDR. Faktor GCG diambil dari laporan tahunan masing-masing bank yang melakukan self assessment faktoe Earning penilaian yang digunakan adalah rasio ROA, dan faktor Capital penelitian ini menggunakan faktor CAR. Penelitian ini bertujuan untuk mengetahui tingkat kesehatan bank . Teknik pengambilan sampel dalam penelitian ini mennggunakan metode purposive sampling. Sampel yang digunakan dalam penelitian ini adalah data laporan keuangan tahun 2016-2020. Berdasarkan hasil dari penelitian ini dapat disimpulkan,, NPL (Non Performing Loan) pada PT Bank BNI Persero Tbk tahun 2016-2020 cenderung mengalamai peningkatan . LDR ( Loal to Deposit Ratio ) PT Bnak BNI Persero Tbk tahun 2016-2020 cenderung mengalami peningkatan dan dalam kondisi cukup sehat.GCG PT Bank BNI Persero Tbk tahun 2016-2020 mendapat peringkat baik. ROA ( Return On Assets) PT Bank BNI Persero Tbk tahun 2016-2020 cenderung mengalami penurunan kesehatan. CAR pada PT Bank BNI Persero Tbk cenderung mengalami peningkatan. Berdasarkan hasil penelitian ini dari ke lima rasio tersebut sehingga dapat disimpulkan bahwaa PT Bank BNI Persero Tbk tahun 2016-2020 cenderung fluktuatif. Untuk menjaga kesehatan bank tersebut agar selalu mengalami kenaikan tingkat kesehatan, bank harus meningkatkan kinerja dalam mengelola aktiva dan meminimalisir resiko pembiayaan bermasalah yang ada dan menekan biaya. Agar laba yang diperoleh untuk tahun tahun selnjutnya mengalami peningkatan.
Pengaruh Promosi, Brand Image, dan Lokasi Terhadap Keputusan Pembelian Pada 3Second Store Kediri Yonas Hans Andreawan; Endah Kurniawati; Nuril Aulia Munawaroh
Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan Vol. 3 No. 4 (2025): Agustus : Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/maeswara.v3i4.2151

Abstract

This study investigates the influence of promotion, brand image, and location on purchasing decisions at 3Second Store Kediri. The research employs a quantitative approach using both primary and secondary data sources. The primary data were obtained through the distribution of questionnaires to 309 respondents, while the secondary data were collected via interviews with store supervisors and direct observation at the research site. The variables under examination include promotion, brand image, and location as independent variables, and purchasing decision as the dependent variable. Data analysis involved both partial and simultaneous hypothesis testing to determine the strength and significance of each variable’s effect. The findings reveal that, partially, each of the three independent variables—promotion, brand image, and location—has a significant and positive effect on purchasing decisions. This indicates that improvement in any of these aspects will lead to a higher likelihood of customers making a purchase. Simultaneous testing also demonstrates that the three variables collectively exert a significant and positive influence on purchasing decisions. Among these, promotion emerges as the most dominant factor affecting purchasing decisions, as confirmed through the partial t-test results. The coefficient of determination (R²) is 0.581, which signifies that 58% of the variation in purchasing decisions can be explained by the three examined variables, while the remaining 42% is attributed to other factors not covered in this study, such as product quality, customer service, and pricing strategies. These results suggest that marketing strategies focusing on well-planned promotional activities, maintaining a strong and positive brand image, and choosing a strategic store location can effectively increase customer purchasing decisions. The findings provide valuable insights for retail management, particularly for fashion retail brands like 3Second Store, in developing targeted strategies to optimize sales performance.
Pengaruh Sosial Media Marketing, Store Atmosphere, Kualitas Pelayanan terhadap Keputusan Pembelian di Titik Tuju Coffe & Roastery Adelia Azizah Arifin Putri; Endah Kurniawati; Nuril Aulia Munawaroh
Jurnal Manajemen Kewirausahaan dan Teknologi Vol. 2 No. 4 (2025): Desember: Jurnal Manajemen Kewirausahaan dan Teknologi
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jumaket.v2i4.1051

Abstract

This study aims to analyze the effects of social media marketing, store atmosphere, and service quality on consumers’ purchasing decisions at Titik Tuju Coffee & Roastery in Kediri City. The background of this research is based on the increasing competition in the coffee shop industry, which requires business actors to implement effective marketing strategies, create a comfortable store atmosphere, and provide high-quality services to influence consumers’ purchasing decisions. The research method used is a quantitative approach with data collection conducted through questionnaires. The research sample consisted of 120 respondents who were consumers of Titik Tuju Coffee & Roastery, selected using a simple random sampling technique. The data were analyzed using multiple linear regression analysis with the assistance of SPSS software. The results indicate that, partially, social media marketing, store atmosphere, and service quality have a positive and significant effect on purchasing decisions. In addition, the simultaneous test results show that the three independent variables collectively have a positive and significant effect on consumers’ purchasing decisions. The coefficient of determination indicates that most of the variation in purchasing decisions can be explained by these three variables. This study is expected to provide practical contributions for coffee shop managers in designing appropriate marketing strategies and improving service quality and store atmosphere to encourage consumers’ purchasing decisions.
Pengaruh Peran Ganda Stres Kerja dan Beban Kerja Terhadap Kinerja Pegawai Wanita UPTD Puskesmas Ngadiluwih Erinda Dita Ayu Putri; Sonny Subroto; Nuril Aulia Munawaroh
Jurnal Manajemen Kreatif dan Inovasi Vol. 2 No. 3 (2024): Juli: Jurnal Manajemen Kreatif dan Inovasi
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jmki-widyakarya.v2i3.3855

Abstract

This research is motivated by a company engaged in the agency. The purpose of this study was to explain the effect of dual roles, work stress and workload on the performance of female employees. This research was conducted at UPTD Puskesmas Ngadiluwih. This research method used is a quantitative method using questionnaires as data. This research uses purposive sampling technique. The sample in this study were all female employees as many as 30 employees of UPTD Puskesmas Ngadiluwih. the technique used to analyze is with the SPSS IMB version 27 program. Data analysis techniques in this study with validity test, reliability test, classical assumption test, multiple linear regression analysis, t test, f test and R2 determination coefficient test. The results of this test concluded that the t test showed that the dual role variable partially had a significant positive effect on employee performance with a significant value of <0.001 and a tcount value of 3.874. The work stress variable partially has a non-significant positive effect on employee performance with a significant value of 0.065 and a tcount value of 1.925. The workload variable partially has a positive and insignificant effect on employee performance with a significant value of 0.932 and a tcount value of -0.086. And the results of the f test show that the dual role variable, work stress and workload have a significant effect on the performance of female employees with a significant value of <0.001 and a Fcount of 18,145 .
Transformasi UMKM: Membangun Mindset, Inovasi dan Strategi Pelanggan di Era Bisnis Kompetitif Diana Ambarwati; Indah Yuni Astuti; Rike Selviasari; Rafikhein Novia Ayuanti; Nuril Aulia Munawaroh
Joong-Ki : Jurnal Pengabdian Masyarakat Vol. 5 No. 3: Mei 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/joong-ki.v5i3.18706

Abstract

Kegiatan pengabdian kepada masyarakat ini dilaksanakan di Gedung Pertemuan Bank Indonesia Kantor Perwakilan Kediri melibatkan 20 pelaku UMKM binaan. Kegiatan ini bertujuan untuk meningkatkan pemahaman kewirausahaan dasar yang meliputi business mindset, identifikasi pelanggan, serta inovasi bisnis guna memperkuat daya saing dan keberlanjutan usaha. Adapun metode yang digunakan meliputi penyampaian materi secara sistematis, diskusi interaktif, serta evaluasi melalui kuesioner self-assessment. Hasil kegiatan menunjukkan bahwa terjadi peningkatan pemahaman peserta, namun demikian tingkat implementasinya masih bervariasi, mulai dari kategori pre-adopter hingga eco-innovator, serta inovasi yang dilakukan masih cenderung bersifat sederhana. Oleh karena itu, diperlukan tindak lanjut berupa program yang lebih aplikatif dan berkelanjutan, seperti pendampingan intensif, mentoring bisnis, serta monitoring secara berkala agar peningkatan kompetensi tersebut dapat diimplementasikan secara optimal dalam praktik usaha.
Pengaruh Karakteristik Individu, Komitmen Organisasi, dan K3 terhadap Kinerja Karyawan UD Monggo Jaya Kab. Kediri Dela Citra Tarida; Diana Ambarwati; Nuril Aulia Munawaroh
Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis Vol. 4 No. 3 (2025): September : Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupsim.v4i3.5432

Abstract

This study aims to analyze the influence of individual characteristics, organizational commitment, and occupational health and safety on employee performance at UD Monggo Jaya, Kediri Regency. A quantitative method is used in this research, with data collection through questionnaires and interviews. The research employs a non-probability sampling technique, utilizing a saturated sample method with a population of 52 employees and a sample size of 52 employees. Based on the results of the study, it shows that partially the individual characteristics variable has a significant effect on employee performance variables, with a Sig. value of 0.033 < 0.05. Partially the organizational commitment variable does not have a significant effect on employee performance variables, with a Sig. value of 0.884> 0.05. Partially the occupational safety and health variable does not have a significant effect on employee performance variables, with a Sig. value of 0.068> 0.05. The individual characteristics, organizational commitment, occupational safety and health variables simultaneously have a significant effect on employee performance at UD Monggo Jaya, Kediri Regency with a Sig. value of 0.028 < 0.05. The influence of the level of individual characteristics, organizational commitment, occupational safety and health on employee performance is 17.1%, while the remaining 82.9% is influenced by other variables not examined in this study.
Pengaruh Kualitas Produk, Lokasi Usaha, dan Inovasi Produk terhadap Keunggulan Bersaing pada Teh Kota di Parakan, Kabupaten Temanggung, Jawa Tengah Yustika Choirun Nisa; Edi Murdiyanto; Nuril Aulia Munawaroh
JURNAL RISET MANAJEMEN (JURMA) Vol 3 No 4 (2025): JURNAL RISET MANAJEMEN (JURMA)
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jurma.v3i4.3673

Abstract

This study aims to analyze the influence of product quality, business location, and product innovation on competitive advantage at Teh Kota in Parakan, Temanggung Regency. The research employs a quantitative method, with samples selected using purposive sampling techniques involving 96 respondents who are consumers of Teh Kota. Data were collected through questionnaires and analyzed using various statistical techniques, including validity tests, reliability tests, classical assumption tests, Rank Spearman correlation analysis, multiple linear regression, t-tests, and F-tests. The results indicate that, partially, business location has a significant effect on competitive advantage, with a significance value of 0.0011 (< 0.05). In contrast, product quality and product innovation do not show a significant partial effect on competitive advantage, with significance values of 0.436 and 0.964 (> 0.05), respectively. However, when analyzed simultaneously, product quality, business location, and product innovation have a significant effect on competitive advantage, as indicated by a significance value of 0.043 (< 0.05). These findings suggest that while location plays a dominant individual role, the combined implementation of quality, location, and innovation strategies remains essential for enhancing business competitiveness.
Pengaruh Budaya Organisasi, Komitmen Organisasi, dan Motivasi Kerja Pegawai Dinas Sosial Kota Kediri Nisa Ermawati; Diana Ambarwati; Nuril Aulia Munawaroh
PPIMAN Pusat Publikasi Ilmu Manajemen Vol. 4 No. 3 (2026): Juli: Pusat Publikasi Ilmu Manajemen
Publisher : Fakultas Ekonomi & Bisnis, Univ

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/ppiman.v4i3.1439

Abstract

This study aims to determine the influence of organizational culture, organizational commitment, and work motivation on the job satisfaction of Kediri City Social Service employees, both partially and simultaneously. The research method uses a quantitative approach with data collection techniques through questionnaires and interviews. The research sample was determined by purposive sampling method from a population of 52 employees, so that 30 respondents were obtained. Data analysis was carried out through validity tests, reliability tests, classical assumption tests (normality, linearity, multicollinearity, and heteroscedasticity), multiple linear regression, determination coefficient (R²), and t-test and F test with the help of SPSS software version 25. The results of the study show that partially organizational culture, organizational commitment, and work motivation each have a significant effect on employee job satisfaction. Simultaneously, these three variables were also shown to have a significant effect on job satisfaction with a contribution of 74.7%, while the remaining 25.3% were influenced by other factors outside this study. These findings affirm the importance of strengthening organizational culture, increasing commitment, and work motivation as a human resource management strategy to increase employee job satisfaction, thereby supporting the effectiveness of organizational performance.