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All Journal J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal Investasi Islam Jurnal Bintang Pendidikan Indonesia Jurnal Ilmiah Mahasiswa Katalis Pendidikan: Jurnal Ilmu Pendidikan dan Matematika
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Analisis Persaingan Ritel Lokal dan Nasional Secara Sosial-Ekonomi di Kota Langsa febi febi; Chahayu Astina
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 2 (2018)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v3i2.1244

Abstract

As a newly developed city, Langsa City is one of the right areas to try. Introduced as a Service City, the city strives to meet the needs of its people. However, because Langsa City has minimal in industry, especially in medium and high scale industries, only consumptive needs can be met. Therefore, trade is a growing business, especially in retail businesses. Unfortunately, community retail businesses in recent years have experienced a decline in turnover, the main cause is the inability of local retail businesses to compete with national retail. Therefore the purpose of this study was to analyze the competition of national local economic retail business in a socio-economic way in Langsa City. Using a qualitative approach, the results show that the running of the national retail business in Langsa City has made local retailers turnover decline by an average of 30 percent and every year there are local retail businesses that have small business capital must to shut-down their businesses. The decline in the turnover of local retailers also had an effect on the reduced amount of zakah distributed, the reduction of other social contributions such as contributions to the construction of mosques, dayah, and poor people in addition to the amount of tax that also declined.Whereas in the national retail business the positive effect obtained is from tax contributions. The expectation of local retailers to the government in Langsa City is to prioritize the sustainability of local businesses in order to maintain the stability of the people’s economy.
Teori Konsumsi Islam dalam Peningkatan Ekonomi Umat febi febi; Abdul Hamid
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 2 (2018)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The fulfillment of the needs generally provides an impact or benefits physically and so on. If a requirement sought, then the fulfillment of these needs will provide once public satisfaction, but if the needs weren’t based on the desire, it will only benefit it. There are several mechanisms in the Muslim consumption. Consumption and public satisfaction in Islam do not forbid moslems to fulfill the need or desire for the fulfillment of the human dignity. Indeed everything on this earth destined to humans, but humans are commanded to consume the goods / services that are both lawful and reasonable and not excessive. Fulfillment of desires or needs remain permissible as long as it adds maslahah or does not bring harm. Rational consumer is a smart consumer commodities to determine the benefit of themselves and public interest. The rational consumer’s indicators can be seen among others from their consumption behavior. The explanation highlights the role of consumption are very important as part of national income.
ANALISIS PEMAHAMAN MASYARAKAT MENGENAI PERBANKAN SYARIAH TERHADAP MINAT MENABUNG febi febi; Muhammad Dayyan; Muhammad Riza; Amalya Ridwan
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.455

Abstract

These days, sharia banking is still debatable among people. Some of them assume that profit/sharing ratio is similar to giving/return of interest rate which means that both sharia banking and conventional ones is also the same. Therefore, this study aims to investigate the people’s understanding about sharia banking, especially on saving (case study at Gampong Jawa). This is a field research by using phenomenology qualitative approach. As participants, 11 people at Gampong Jawa were interviewed to complete the data of this study. The results showed that most of them do not understand about sharia banking. However, almost of the informants were interested in saving their money at sharia banking, and only two of them were not. This shows that there are still many people who should be given an understanding of sharia banking.
ANALISIS MINAT MASYARAKAT MUSLIM MENJADI NASABAH BANK SYARIAH (STUDI KASUS DI GAMPONG PONDOK KEMUNING) febi febi; Muhammad Dayyan; Fahriansah Fahriansah; Juprianto Juprianto
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.456

Abstract

The development of sharia banking in Indonesia is currently progressing. This is evidenced by the number of Conventional Banks that started to open the Sharia Business Unit. However, the development of the Sharia Bank has not been able to influence the interest of the community to become a customer of Sharia Bank. The condition occurred in Gampong Pondok Kemuning which all of the people are Moslems. However, people's interest in becoming a customer in Sharia Bank is still low. The purpose of this study is to determine the system of socialization conducted by Islamic banks in Gampong Pondok Kemuning and To know the interests of Muslim communities Gampong Pondok Kemuning to become customers in Islamic banks. This research uses qualitative approach. Research subjects are the people of Gampong Pondok Kemuning. The sample of this research is 10 people by using purposive sampling method. Data collection techniques used were interviews. The analytical method used is qualitative descriptive The results of the research show that socialization has not been done directly by the bank to the community in Gampong Pondok Kemuning, Approach and product offerings conducted by Bank Syariah is still lacking. The interest of the Gampong Pondok Kemuning community is caused by the socialization, product offerings, knowledge and income obtained by the community.
ANALISIS MINAT MASYARAKAT MENABUNG DIBANK SYARIAH (Studi Kasus di Kampung Paya Bedi Aceh Tamiang) febi febi; Ainun Mardiah; Agung Pradhana Putra; Junaidi Junaidi
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.458

Abstract

This study aims to determine the factors that influence interest in saving the village community Paya Bedi in Bank Syariah Kota Kualasimpang and to know the influence partially and simultaneously to the interest of saving society. There are several factors that influence the society in doing saving include the influence of service factors and product factors. This research is quantitative, using 100 respondents as research sample. Sampling in this research is done by Random sampling method, that is the technique of determining the selected sample regardless of the level that exist in that population. Data collection techniques were conducted using questionnaires as many as 15 items of questions assessed by Likert scale 1-5 and tested its feasibility using the validity and realiability test. The collected data was done by classic assumption test including multicolinearity test, heterokedastisitas, normality and linearity then analyzed using multiple regression analysis with determination test method, F test and t test. Based on multiple regression analysis at significance level 5% showed that simultaneously service factor and product factor have positive significant effect to decision of interest of saving society. The result of the research also shows partially that (1) there is a significant positive effect of service factor on the interest of saving the society of Kampung Paya Bedi in Bank Syariah Kota Kualasimpang; (2) there is no significant effect of the product factors on the interest of saving the people of KampungPayaBedi in Bank Syariah Kota Kualasimpang.
PERAN IKLAN DALAM MENINGKATKAN MINAT MENABUNG MASYARAKAT PADA PT BANK SYARIAH MANDIRI CABANG KOTA LANGSA febi febi; Abdul Hamid; Mutia Sumarni; Riski Purwaliani
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.459

Abstract

Advertising always plays an important role in increasing the interest of saving the community, so advertising needs to be done to inform, persuade and attract people, and have added value for the community. With advertising, the public can recognize Banking products contained in Bank Syariah Mandiri Branch of Langsa City and the community can distinguish which products suited to their needs and eliminate the public concern about usury practices that occur especially for the people of Langsa city. Based on the discussion of this thesis the author took some problems that is, how advertising is done by Bank Syariah Mandiri Branch Langsa City and how the role of advertising in increasing interest to save the community. The research method used in this thesis is a qualitative descriptive method with interviews and documentation as a method of data collection to se the role of advertising in increasing interest in saving the community at Bank Syariah Mandiri Branch Langsa City. From the results of this study it is known that the ad performed Bank Syariah Mandiri has a role in increasing interest in saving society, with the media used are banners and brochures. Advertising is done as a supporter of direct socialization to prospective customers conducted by Bank Syariah Mandiri Branch Langsa City. From the results of research conducted by the author with the public that the Bank Syariah Mandiri Branch Langsa has a complete brochure and the products offered are also diverse and different from other banks so that the most important role of advertising is the brochure. Brochures can strengthen the interest of customers to continue to save in Bank Syariah Mandiri and use other products offered. However, some of them said that the Bank Syariah Mandiri Langsa branches do not do advertising, some of them have a book of savings Bank Syariah Mandiri because of other interests
PENGARUH LABEL HALAL TERHADAP KEPUTUSAN PEMBELIAN PRODUK KOSMETIK (Studi Kasus: Mahasiswi FEBI IAIN Langsa) febi febi; Ismail Fahmi Arrauf Nst; Fahrizal Fahrizal; Fauziah Fauziah
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.461

Abstract

The concept of halal for moslem comprises the whole aspect of good and cleand that can be consumed and used by human based on Islamic sharia. The moslem consumers can easily identify the product with “ Halal “ label on it. This study aims to determine whether there is an influence of the label of halal of students’ decision in purchasing the cosmetic product and to investigate how much the students’ atfention on halal label on cosmetic product. 102 students were the sample of this study which has selected by using simple random sampling. The data then were analyzed by using statistical test with simple regression test. The result showed that halal label influenced the student’s decision on purchasing the cosmetic product by 23,4%. The percentage of student’s attention on halal label on cosmetic product stood at 0,484% only. The rest percentage if 76,6% was influenced by other variable that was not mentioned in this model. In terms of micro economy, consumptive behavior affects on the Indonesian economy in islam, it is prohibited due to it can lead to be wasted moslems are guided to fulfill their needs based on syari’ah in order to achieve prosperous and happy lives both in the world and here after.
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH DALAM MEMILIH PEMBIAYAAN AKAD MURABAHAH (Studi Kasus Pada Bank Aceh Syariah Cabang Pembantu Idi Rayeuk) febi febi; Junaidi Junaidi; Ade Fadhillah; Hayaturridha Hayaturridha
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.462

Abstract

This study aims to determine what factors influence the interest of customer in choosing murabahah contract financing at Aceh Sharia Bank Idi Rayeuk Assistant Branch, and how these factors partially and simultaneously effect the interest of the customers. The research is a kind of quantitative research with descriptive research approach. For determination of sample, it was used probabiliy sampling technique with random sampling method. Meanwhile, to determine the sample size, by using Slovin formula, it was obtained 88 respondents as the research sample. Moreover, in data collection, the study refers to two primary data sources (data obtained through questionnaires distribution of 34 items of questions assessed by using likert scale), and secondary data (data obtained through decumantation). The data gained was in the feasibility test by using the test of validity, reliability, and the test of classical assumptions. Then, to examine the hypothesis, it was used multiple regression analysis test that includes the determination test, F test and t test. Eventually, the research results showed that simultaneously the factors of service, location, and promotion have positive and significant effect to customers’ interest in choosing murabahah contract funding. In addition, partially at the same time it indicates that service and promotion also have positive and significant influence to the customers’ interest. It is proven by looking at sig value <0,05 (0,020<0,05) for service and 0,019<0,05 for promotion, whereas, the factor af location does not have significant effect to the customers’ interest to choose murabahah contract financing proved by sig value >0,05 (0,364>0,05).
PENGARUH SUMBER DAYA INSANI TERHADAP KINERJA KARYAWAN PERBANKAN SYARIAH (Studi Kasus Bank Pengkreditan Rakyat Syariah Adeco Langsa) febi febi; Muhammad Dayyan; Ade Fadillah FW Pospos; Iqbal Ilham
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 1 (2019): April 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i1.463

Abstract

The success of a bank is determined by the performance of its employees, employee performance is an important indicator in improving the quality of sharia banking. Employee performance is influenced by many factors such as the quality of human resources. The purpose of this research is To know whether there is influence between human resources but performance of Adebo BPRS employee, To know how big influence of human resource to performance of employees of Adeco BPRS, and last To know how Adeco BPRS increase source human resources of employees in improving company performance. The method used in this research is survey method with quantitative approach. The population in this research is all employees of Adeco BPRS with sample is 20 customer. The results obtained in this study indicate that there is a significant positive effect between human resources on employee performance in Adeco BPRS. From the result of SPSS test, it is known that human resources have 36% effect on employee performance on Adeco BPRS, while 64% is influenced by other variable which is not examined in this research. In improving employee performance, Adeco BPRS has made SOPs on the rights and obligations that must be fulfilled by each employee, not only that employees are also given regular training both internal training and external training. Adeco BPRS also makes a policy that for employees who excel will be rewarded in the form of bonuses, additional salary and promotion / position. While employees who perform poorly will be given Phunisment (sanctions) namely the decline of office and dismissal.
PERSEPSI MASYARAKAT TERHADAP SISTEM PEGADAIAN SYARIAH (Studi Kasus Di Pegadaian Syariah Idi Rayeuk) febi febi; Iskandar Budiman; Fakhrizal Fakhrizal; Munawwarah Munawwarah
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 1 (2019): April 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i1.464

Abstract

The financial instution is delived into, namely bank financial instutions and non-bank financial instutions. One of the non-bank financial instutions is instution in the form of public company (perum). The background of this research is to know the views and perceptions of the society to the pawnshops of sharia branch of idi rayeuk as well as the factors that determine the community to choose pawnshops as one source to abtain funds. The problem in this research is how is the society perception of sharia pawn system in idi rayeuk and to know what are the factors that determine the people prefer anh how sharia pawnshops in running the system and whether people understand about how the system implemented by pawnshop sharia. In this research descriptive in the form of field research Descriptive method is a method in examining the status of a group of people, an object, a condition, a system of thought or an event in the present. The purpose of this descriptive research of sharia pawn system. The results of research that has been done shows that the community is very supportive of sharia pawnshops, with sharia pawnshops can help the community down in obtaining funds quickly easil, greatly assist the community in its financial problems to meet their needs but the lack of socialization conducted by pawnshops sharia making people who pawned gold or other goods made ignorance and lack of understanding of the system and akad used by sharia pawnshops, this resulted in 100% of respondents experiencing a lack of understanding of the system, products and contracts implemented by the sharia pawnshops.
Co-Authors Abdul Hamid Ade Fadhillah Ade Fadillah FW Pospos Adrias Adrias Agung Pradhana Putra Ainun Mardiah Amalya Ridwan Andi Tarlis Chahayu Astina Desi Nurmaida Early Ridho Kismawadi Fahriansah Fahriansah Fahriansah Fahriansah Fahrizal Fahrizal Fakhrizal Fakhrizal Fatahillah Fauziah Fauziah Ferri Alfadri Hayaturridha Hayaturridha Iqbal Ilham Iskandar Budiman Iskandar Budiman Ismail Fahmi Arrauf Nst Junaidi Junaidi Junaidi Junaidi Juprianto Juprianto Khairunnisak Khairunnisak Lili Apriliani Mastura Muhammad Dayyan Muhammad Iqbal Muhammad Riza Muhammad Zulkarnain MUKARRAMAH Muliana Muliana Munawwarah Munawwarah Mutia Sumarni Nailis Syuhada Ndaru Irawadi Nurul Fajri Riski Purwaliani Salmaini Safitri Syam Shelly Midesia Syamsul Rizal T. Muana Refi Tri Novita Yulina Astuti Zikriatul Ulya