Claim Missing Document
Check
Articles

Found 10 Documents
Search

4. Factors Associated to Rural Households’Access to Financial Services in Rural Lombok, Indonesia I Ketut Budastra
JURNAL AGRIMANSION Vol 9 No 2 (2008): Jurnal AGROMINSION AGUSTUS 2008
Publisher : Department of Agricultural Social Economics Faculty of Agriculture University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/agrimansion.v9i2.197

Abstract

Abstrak Dalam upaya untuk memahami tingkah laku menabung dan meminjam rumah tangga pedesaan di Lombok, Paper ini menganalisa faktor-faktor yang berasosiasi dengan akses rumah tangga pada jasa keuangan mikro dengan menggunakan data survai 180 rumah tangga yang diambil secara acak dari 6 desa dan 3 kabupaten di Lombok, Indonesia. Keberartian dari asosiasi antar faktor-faktor dalam penelitian ini diuji dengan uji Chi-square, Korelasi atau T-test tergantung pada jenis datanya. Ditemukan bahwa akses rumah tangga pada jasa tabungan berasosiasi secara berarti dengan karakteristik sosial ekonomi dan menabung-meminjam rumah tangga itu sendiri. Karakteristik sosial ekonomi rumah tangga dimaksud adalah jenis pekerjaan, adanya pegawai negeri dalam keluarga, pendapatan, kecukupan pendapatan, agama, pendidikan, dan kepemilikan ketrampilan khusus. Sementara, karakteritik menabung-meminjam rumah tangga dimaksud meliputi: rasa percaya diri berurusan dengan lembaga keuangan, kepemilikan kredit formal, tabungan informal dan kredit infomal. Faktor-faktor tersebut menggambarkan kapasitas dan preferensi menabung rumah tangga pada lembaga keuangan formal. Akses rumah tangga pada layanan jasa kredit formal juga berasosiasi secara berarti karakteristik sosial ekonomi dan karakteritik menabung-meminjam rumah tangga itu sendiri. Karakteristik sosial ekonomi dimaksud adalah jenis pekerjaan kepala rumah tangga, keberadaan pegawai negeri dalam keluarga, dan pendidikan kepala rumah tangga. Karakteristik menabung-meminjam rumah tangga dimaksud meliputi: rasa percaya diri berurusan dengan lembaga keuangan, kepemilikan tabungan formal, kepemilikan kredit informal, dan jumlah kredit. Faktor-faktor ini pada intinya adalah menggambarkan kebutuhan kredit dari rumah tangga dan preferensi lembaga keuangan pada rumah tangga peminjam. Abstract In an attempt to understand saving and credit behaviours of rural households in Lombok, this paper analyzed factors associated with the households’ access to financial services, using a survey data of 180 households randomly selected from 6 villages and 3 districts in Lombok, Indonesia. The data collection was carried out from January-June 2007. Factor associations were tested using Chi-square, Correlation and/or t-test, whichever is appropriate, depending on data measurement. It was found that the households’ access to formal savings is associated with their socio-economic and banking characteristics. The former includes occupation, government employee, income, income sufficiency, religion, education, specific skill, and banking confidence while the latter includes formal credit possession, informal saving possession, and informal credit possession. These factors essencially reflect their saving capacity and preference toward formal savings. The households’ access to formal credits is associated with the socio-economic characteristics and banking characteristics of the households. The former include occupation, government employee possession, and education while the latter include banking confidence, formal saving possession, informal credit possession and total credit amounts. These factors reflect the households’ credit need and preference along with the financial institutions’ preference toward borrowers.
PENGEMBANGAN RANTAI NILAI KOMODITAS KEMIRI SEBAGAI UPAYA PENGENTASAN KEMISKINAN DAN PELESTARIAN SUMBERDAYA HUTAN DI KAWASAN HUTAN GUNUNG RINJANI LOMBOK UTARA Muhamad Siddik; Anas Zaini; . I Ketut Budastra; Muhammad Zubair
JURNAL AGRIMANSION Vol 19 No 2 (2018): JURNAL AGRIMANSION AGUSTUS 2018
Publisher : Department of Agricultural Social Economics Faculty of Agriculture University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/agrimansion.v19i2.238

Abstract

ABSTRACT ‌This research aims at developing value chain of the candlenut (Aleurites muccanus) and formulating a program action to make the candlenut as an economic engine for conserving forest resources within the area of Rinjani Mountain, Northern Lombok. ‌Research utilized snow ball method, while data were collected through observation, in-depth interview, virtual survey, and Focus Group Discussion (FGD). Data was then analyzed using combination of quantitative and qualitative methods. Results indicate that candlenut commodity faces many problems along its marketing channels. Candlenut trees have relatively low productivity, so that they need to be replanted using local varity. Moreover, farmers mostly sold candlenut in form of raw commodity, therefore, farmers need to be trained proper de-shelling process in order to gain more added value.
ANALISIS PERILAKU KONSUMEN DALAM PEMBELIAN BUAH DURIAN DI KOTA MATARAM Anak Agung Istri Kris Paridewi; I Ketut Budastra; Addinul Yakin
JURNAL AGRIMANSION Vol 20 No 2 (2019): Jurnal Agrimansion Agustus 2019
Publisher : Department of Agricultural Social Economics Faculty of Agriculture University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/agrimansion.v20i2.296

Abstract

Penelitian ini bertujuan untuk (1) menganalisis perilaku konsumen dalam pembelian buah durian; (2) menganalisis tingkat kepuasan konsumen terhadap atribut-atribut buah durian. Penelitian ini menggunakan metode deskiptif. Penentuan lokasi sampel dilakukan dengan metode purposive sampling dan penentuan responden dilakukan secara quota sampling. Penelitian dilakukan di Kota Mataram. Analisis data yang digunakan diantaranya adalah analisis TRA (The Theory of Reasoned-Action), dan CSI (Customer Satisfaction Index). Hasil penelitian menunjukkan bahwa: (1) Perilaku konsumen dalam pembelian buah durian di Kota Mataram menunjukkan hasil yaitu 3,57 dalam arti konsumen kemungkinan akan membeli kembali buah durian tersebut, keputusan konsumen membeli di dominasi oleh atribut cita rasa karna cita rasa dari buah durian tersebut menjadi alasan utama dalam memutuskan pembelian dengan memiliki nilai evaluasi paling tinggi dibandingkan atribut lainnya dan motivas referen yang dipercayai oleh konsumen lebih mengikuti anjuran dari pihak keluarga (2) Perilaku konsumen berdasarkan karakteristik responden menurut pekerjaan, pendapatan dan suku/etnik rata-rata menunjukkan hasil yang positif dalam arti tidak adanya perbedaan perilaku konsumen dalam mengambil keputusan membeli buah durian di Kota Mataram (3) Kepuasan konsumen dalam pembelian buah durian di Kota Mataram termasuk dalam kategori tinggi dengan perhitungan Customer Satisfaction Index (CSI) sebesar 0,72 atau 72% termasuk dalam kategori bahwa konsumen merasa puas terhadap atribut-atribut buah durian berikut: harga, ukuran, tekstur, aroma, cita rasa, warna, kesegaran, kebersihan dan jenis durian, karena berada pada indeks antara 0,66 sampai 0,88.
DAMPAK SOSIAL EKONOMI COVID-19 DAN PROGRAM POTENSIAL UNTUK PENANGANANNYA: STUDI KASUS DI KABUPATEN LOMBOK BARAT I Ketut Budastra
JURNAL AGRIMANSION Vol 21 No 1 (2020): Jurnal Agrimansion April 2020
Publisher : Department of Agricultural Social Economics Faculty of Agriculture University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/agrimansion.v21i1.321

Abstract

Penyakit Corona virus (Covid-19) yang berawal di Kota Wuhan-Cina, pada bulan December 2019, telah menyebar ke ratusan negara di dunia, termasuk di Kabupaten Lombok Barat-Indonesia. Respon cepat penanggulangan penyebaran Covid-19 memberi dampak yang negatif terhadap perekonomian dan keberlangsungan kehidupan masyarakat. Paper tulis ini memiliki dua tujuan, yaitu: (i) menganalisa secara cepat dampak ekonomi Covid 19; dan (ii) merumuskan rekomendasi program jangka pendek penanganan dampak ekonomi Covid-19 di Kabupaten Lombok Barat, untuk pelaksanaan Mei–December 2020. Metodologi yang digunakan adalah kombinasikan tehnik penilaian cepat dan perencanaan partisipatif. Ditemukan bahwa Covid-19 menimbulkan gangguan pada operasi rantai nilai dan mengancam keberlangsungan operasi dunia usaha di berbagai sektor. Sektor ekonomi terdampak parah adalah pariwisata dan transportasi, diikuti oleh sektor industri pengolahan, perdagangan, dan sektor-sektor lainnya. Sebagai konsekuensi, pertumbuhan ekonomi daerah akan menurun dramatis, dan tingkat kemiskinan penduduk akan meningkat tajam pada tahun 2020. Diantara program-program direkomendasikan untuk penanganan dampak sosial ekonomi Covid-19 adalah penanggulangan gangguan yang timbul pada rantai nilai dunia usaha, perlindungan usaha kecil dan mikro; penyediaan makanan minuman siap konsumsi bagi pendduk rentan tingkat desa, dan dukungan operasi untuk program provinsi dan nasional terkait.
REAKSI PASAR MODAL INDONESIA TERHADAP PENGUMUMAN RESHUFFLE KABINET INDONESIA MAJU JILID I DAN II Made Aditya Budastra; Lukman Effendy; Robith Hudaya; I Ketut Budastra
Jurnal Bisnis Terapan Vol. 6 No. 1 (2022): Jurnal Bisnis Terapan
Publisher : Politeknik Ubaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/jbt.v6i1.4792

Abstract

This study aims to see whether or not there is a market reaction when information about the Indonesian Maju Cabinet reshuffle volumes I and II is circulated in the Indonesian capital market. This study use event study methods. Data analysis was carried out through different tests. The sample used is financial sector in Indonesia Stock Exchange. The variables used to measure market reaction is average abnormal return (AAR) and average trading volume activity (ATVA). The results of this study found that there is no significant difference in AAR and ATVA between before and after the event, both in the Indonesia Maju Cabinet reshuffle event Volume I and Volume II, which indicates that the two events are not contain information that is sufficiently informative to influence the market.
Sustainability Analysis on Economic and Ecological Aspects of Dry Land Management in Jerowaru District Using Multi Dimensional Scaling (MDS) Lalu Agus Jasmawadi; I Ketut Budastra; Tajidan Tajidan; Anas Zaini; Muhamad Siddik
Prisma Sains : Jurnal Pengkajian Ilmu dan Pembelajaran Matematika dan IPA IKIP Mataram Vol 10, No 3: July 2022
Publisher : IKIP Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (970.343 KB) | DOI: 10.33394/j-ps.v10i3.5242

Abstract

This study aims to determine the factors from the ecological and economic aspects that have the most sensitive attributes in influencing the sustainability of dry land management in Jerowaru District. This study uses the Multi Dimensional  Scaling (MDS) analysis of Rapfish. The population in this study were all dry land farmers in Jerowaru District, East Lombok. The number of farmer respondents surveyed was 90 farmers spread over three villages with varied agricultural cropping patterns and topography. The sample unit in this study were individuals, namely dry land farmers. The sample in this research is some farmers who do dry land management. The analysis used is descriptive and MDS Rapfish is supported by qualitative analysis from field observations and in-depth interviews as outlined in a descriptive analysis to determine the characteristics of each respondent while MDS Rapfish is used to determine the most sensitive factors on ecological and economic aspects. The results of the feasibility study were tested with the r2 value which is close to one and the stress value <20% and the results of the Monte Carlo analysis which have a difference of <5% with the MDS results. The results of the MDS analysis show that the sustainability status on the economic aspect is 46.3 and on the ecological aspect it is 39.08. On the economic and ecological aspects in the less sustainable category. Leveraging factors from leveraging analysis to improve the status of sustainability in the economic aspect are the availability of inputs, especially fertilizers, access to marketing and availability of water for farming. While the lever factors in the ecological aspect are the use of biochar, the occurrence of floods / landslides, and vegetation cover. These levers must be a priority for sustainable dryland agricultural management in Jerowaru District, East Lombok.
Pemanfaatan Media Sosial dalam Perluasan Jangkauan Pasar bagi Produk Usaha Kecil Desa Kuripan Timur abd.rahman syarif syarif; Sabila Rahmadani; Karomatul Ulya; Ni Ketut Trisnati Ardiantari; Shaufi Kartika Ningrum; Intan Novia Rosiana; Muliana Islami; Yuni Maulida Afifah S.R; Moch. Hisyam Almusalli; Reiki Dwi Wahyu; I Ketut Budastra
Jurnal Pengabdian Magister Pendidikan IPA Vol 5 No 3 (2022): Juli - September
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (223.503 KB) | DOI: 10.29303/jpmpi.v4i3.2026

Abstract

Kuripan Timur Village, Kuripan District, Lombok Barat Regency is a village where most of the people work in agriculture and as an entrepreneur. The community as business actors has not been able to reach consumers widely due to a lack of knowledge about digitalbased media/media that is able to promote the products of local entrepreneurs. To develop Small and Medium Enterprise (UMKM) owned by residents of Kuripan Timur community, it is necessary to take action in promoting their products using social media, especially related to digital marketing. In this activity, people there are not only introduced but also trained in using social media which will make it easier to market products. In addition, people are equipped with procedures for editing pamphlets to be promoted on social media with an easy-to-use app. The assistance is carried out to ensure the community'sunderstanding on how to use social media and the application used to make pamphlets. Keywords: Eastern Kuripan’s People, Digital Matketing, Mikro Small and Medium Engerprises
DO CEO CHARACTERISTICS REALLY MATTER FOR FIRM PERFORMANCE? EVIDENCE FROM INDONESIA Made Aditya Budastra; Ishiaka Adamu; Fajar Karunia Putra; I Ketut Budastra
Jurnal Bisnis Terapan Vol. 7 No. 2 (2023): Jurnal Bisnis Terapan
Publisher : Politeknik Ubaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/jbt.v7i2.5936

Abstract

The Upper Echelon Theory explains that CEOs with certain characteristics are believed to influence firm results because the CEO plays an important role in the firm as the final decision maker. Thus, this raises the question of how important CEO characteristics are in explaining firm performance, or specifically does it matter or not. Addressing these gaps, this study aims to empirically prove the effect of CEO characteristics on firm performance. CEO characteristics in this study are proxied by tenure and gender. The data analysis technique used is Multiple Linear Regression. Based on an analysis of 102 samples of property and real estate sector companies from 2017-2019 on the IDX, we find that CEO tenure positively affects firm performance, and CEO Gender negatively affects firm performance. These results suggest that the Upper Echelon Theory is still a relevant theory for explaining the importance of top management characteristics in understanding organizational outcomes. Furthermore, companies should consider the characteristics of their CEO because it reflects the organizational outcomes.
Peningkatan Kapasitas Bisnis Kelompok Usaha Cahaya Melalui Pelatihan dan Pendampingan Pengolahan Buah Jambu Mete di Desa Sigar Penjalin Sari, Ni Made Wirastika; Taslim Sjah; I Ketut Budastra; Sri Maryati; Idiatul Fitri Danasari; Ni Luh Sri Supartiningsih; Wuryantoro; Candra Ayu
Jurnal SIAR ILMUWAN TANI Vol. 4 No. 2 (2023): Jurnal Siar Ilmuwan Tani
Publisher : Fakultas Pertanian Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jsit.v4i2.124

Abstract

Pelatihan dan pendampingan merupakan salah satu kegiatan yang dapat meningkatkan kemampuan dan motivasi seseorang dan/atau kelompok dalam suatu kegiatan usaha, terlebih bagi Kelompok Usaha Cahaya di Dusun Rangsot Barat di Desa Sigar Penjalin, Kabupaten Lombok Utara. Kelompok usaha ini diketahui merupakan kelompok produktif yang telah mampu memproduksi kacang mete dan abon daging buah jambu mete. Dalam rangka meningkatkan nilai tambah dan nilai ekonomi buah jambu mete maka dilakukan pelatihan dan pendampingan pengolahan jambu mete menjadi beberapa produk olahan seperti minuman sari buah, sirup, dan selai jambu mete. Pelatihan ini diharapkan dapat memberikan peningkatan jenis produk usaha serta pendapatan anggota kelompok usaha. Pengabdian dilaksanakan dengan melibatkan anggota kelompok usaha cahaya, pemuda desa, pelaku UMKM (narasumber), dan akademisi (tim pengabdian Unram). Berdasarkan kegiatan yang dilakukan, peserta terlibat secara aktif dan antusias dalam menerima materi dan mempraktikkan tata cara pembuatan sirup dan selai jambu mete hingga didapatkan produk baru yang dapat ditawarkan kepada konsumen.
Pemberdayaan Kelompok Tani Pade Girang Melalui Sosialisasi dan Pelatihan Pembuatan Bolu Pisang Setiawan, Rifani Nur Sindy; Anna Apriana Hidayanti; Baiq Rika Ayu Febrilia; I Ketut Budastra; Anas Zaini
Jurnal Pengabdian Magister Pendidikan IPA Vol 8 No 3 (2025): Juli-September 2025
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpmpi.v8i3.12580

Abstract

The Pade Girang Farmers Group is one of the farmer groups in Landah Village, Praya Timur District, Central Lombok Regency. The types of farming they are engaged in are tobacco and paddy. In addition to these two commodities, Landah Village also has abundant natural resources and the harvest period is not dependent on the season, namely bananas. However, partners do not have the skills to process the existing local potential, namely bananas. So this activity aims to provide skills in the form of training in processing banana fruit innovation into banana cake in order to increase the economic value of existing resources. From the results of the community service, it was concluded that: (1) The response of the female members of the Pade Girang farmer group to the material that had been provided showed positive things; (2) Partners were able to produce banana cake independently so that it could have economic value and could increase the income of farming families apart from the agricultural sector; (3) There was a significant increase in the level of knowledge and skills of the female members of the Pade Girang farmer group regarding processed banana fruit products.