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All Journal Jurnal Manajemen Bisnis JISI UMJ (Jurnal Integrasi Sistem Industri UMJ) Jurnal Minds: Manajemen Ide dan Inspirasi Jurnal Ilmiah Ekonomi Islam Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Journal of Food and Culinary International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Manajemen Bisnis dan Kewirausahaan Journal of Vocational Education Studies Jurnal Fokus Manajemen Bisnis Journal of Management and Business Environment (JMBE) Asian Management and Business Review Prosiding University Research Colloquium International Journal of Entrepreneurship and Business Management Journal of Management and Business Insight Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah JESH: Journal of Economics, Social, and Humanities
Poppy Laksita Rini
Universitas Ahmad Dahlan
Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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Perilaku Keuangan sebagai Faktor Kunci Niat Kewirausahaan Islam pada Kalangan Santri di Sekolah Islam Modern Azhar, Indrawan; Rini, Poppy Laksita
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 1 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i1.10239

Abstract

This study aims to examine how financial behavior based on Islamic principles influences Islamic entrepreneurial intentions among students at modern Islamic boarding schools in North Maluku. A quantitative method with an associative approach was used to analyze the relationship between the variables of Financial Literacy, Self-Control, and Saving Behavior on Islamic Entrepreneurial Intentions. Data were collected through questionnaires completed by 140 respondents and analyzed using Partial Least Squares Structural Equation Modeling. The findings show that financial literacy and self-control have a positive and significant direct influence on Islamic entrepreneurial intentions. In addition, saving behavior acts as a mediator that strengthens the relationship between financial literacy and self-control with entrepreneurial intention. These results emphasize the importance of implementing Islamic-based financial education and self-control training programs as a strategy to encourage ethical entrepreneurship among the younger generation, while strengthening the Islamic economic ecosystem through the development of comprehensive Islamic financial behavior.
Co-Authors Aftoni Sutanto Aftoni Sutanto Ahmad Rizal Solihudin Al Hanifah, Rossa Alamsyah, Nur Arya Astuti, Fatma Hermining Aswin Kumar Azhar, Indrawan Bambang Jatmiko Dhimas Ramadhani Utama Ferdy . Fikri, Muhammad Ali Fikri, Muhammad Ali Gumelar, Bagus Gusreggi, Alpri Ismanto, Deny Kumar, Aswin Marhadi Marhadi, Marhadi Maulana, Bima Rahmat Muhammad Ali Fikri Puji Astuti Purwoko Purwoko Rahmi, Mustika Siti Nuraini Sulistiyani, Tina Syauqiyah Rouful Wahidah Wahyu Kurniawan Wandhansari Sekar Jatiningrum