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Redemption Discounts Before Due on Financing Home Ownership Loans at Bank Syari'ah Indonesia Shafra, Shafra; Jayusman, Jayusman; Inastia, Amira
ASAS Vol. 15 No. 01 (2023): Asas, Vol. 15, No. 01 Juli 2023
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v15i01.14330

Abstract

This research describes the cut repayment of mortgage financing before maturity at Bank Syari'ah Indonesia KCP Kedaton Bandar Lampung. In giving these discounts, BSI was not the same from one customer to another. The focus of this research was: How is the analysis of DSN MUI fatwa No.23/DSN-MUI/III/2002 on the application of Deductions in Murabaha contracts at BSI KCP Bandar Lampung? The purpose of this study is to analyze the DSN MUI fatwa No.23/DSN-MUI/III/2002 on the application of deductions in murabahah contracts at BSI KCP Bandar Lampung, This type of research is a type of field research (field research), which Research to Bank Syari'ah Indonesia KCP Kedaton Bandar Lampung customers.   Research this is characteristic descriptive-analytic in nature, namely research that aims to describe, describe and interpret in more detail related to the problem under study by studying it in depth. The conclusion from this study was that for customers who apply for redemption before maturity in Murabahah KPR financing at BSI KCP Kedaton, namely that there were differences in the application of pre-payment deductions. The existence of this difference is based on the customer's achievements in a Murabahah transaction, making payment on time or faster than the agreed time and giving the discount provided that it was not agreed upon in the contract. The size of the discount was left to the bank's policies and considerations. This was in line with the DSN MUI fatwa No. 23/DSN-MUI/III/2002.Keywords: Murabahah, KPR Financing, Discounts
Perspective Of Maslahah On The Distribution Of Zakat Funds By IZI Lampung For Humanitarian Programs Jayusman, Jayusman; Novendri, Novendri; Shafra, Shafra; Bunyamin, Mahmudin
ASAS Vol. 16 No. 2 (2024): Asas, Vol. 16, No. 02 Desember 2024
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v16i2.23848

Abstract

This study analyzed the issues surrounding zakat distribution. The distribution of zakat is clearly stipulated in Islamic law, specifically in the Qur'an, Surah Al-Taubah, verse 60. The Inisiatif Zakat Indonesia (IZI) Lampung allocated zakat funds for disaster victims, such as those affected by earthquakes, tsunamis, landslides, and the COVID-19 pandemic. This study focused on the perspective of Maslahah regarding the distribution of zakat funds for humanitarian programs by IZI Lampung. The research was conducted as field research related to the distribution of zakat funds for humanitarian purposes. The primary data consisted of observations and interviews about the zakat distribution process for humanitarian programs. The data were analyzed using the Maslahah theory to draw conclusions. The findings indicated that the distribution of zakat funds for humanitarian programs by IZI Lampung was based on a prioritization scale, targeting the poor and needy. For natural disaster victims, IZI Lampung prioritized distribution to the worst-affected areas, coordinating with local governments. This approach brought significant benefits (Maslahah) to zakat recipients (mustahik), who included the poor, needy, debtors (gharimin), and those in the path of Allah (fî sabîlillâh).Keywords: IZI; Maslahah; Humanitarian; Zakat Fund Distribution  
TINJAUAN MASLAHAH TERHADAP POLITIK HUKUM PENETAPAN BATAS MINIMAL USIA PERKAWINAN DALAM UNDANG-UNDANG NOMOR 16 TAHUN 2019 PERUBAHAN ATAS UNDANG-UNDANG NOMOR 1 TAHUN 1974 TENTANG PERKAWINAN Efrinaldi, Efrinaldi; Fahimah, Iim; Shafra, Shafra; Billah, Yusuf Ridho; Putra, Andi Eka
Ijtimaiyya: Jurnal Pengembangan Masyarakat Islam Vol. 15 No. 1 (2022): Ijtimaiyya : Jurnal Pengembangan Masyarakat Islam
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijpmi.v15i1.11778

Abstract

Law Number 16 of 2019 Amendments to Law Number 1 of 1974 concerning Marriage raise the minimum age for marriage for both men and women to be 19 years old. This was not just an equalization of the minimum age for men and women, but there were government legal politics to improve the quality of Indonesian marriages. The focus of this research was a review of the problems of the legal politics of the minimum age limit for marriage in Law Number 16 of 2019? This study concludes that the legal politics of determining the minimum age for marriage in Indonesia in the Law of the Republic of Indonesia Number 16 of 2019 concerning Amendments to Law Number 1 of 1974 concerning Marriage with the principles of equality and justice; non-discrimination; the state's obligation to actively protect and ensure the fulfillment of human rights and freedoms; the best interests of the child; the right to life which guarantees that every child has the right to live, develop and carry on their lives and the state was obliged to guarantee it and fulfill the rights of the child, respect for the opinion of the child; orderly and legally certainty; in line with maslahah which was the goal of Islamic law related to maintaining offspring (hifz an-nasl).
Halal Certification for Micro and Small Businesses in Bandar Lampung, Indonesia: An Evaluation from the Maslahah Perspective Jayusman, Jayusman; Efrinaldi, Efrinaldi; Nurhayati, Agustina; Shafra, Shafra; Ningsih, Dwi Surya
As-Siyasi: Journal of Constitutional Law Vol. 3 No. 1 (2023): As-Siyasi: Journal of Constitutional Law
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/as-siyasi.v3i1.16313

Abstract

This study examines the implementation of halal certification for Micro and Small Enterprises based on Article 79 of Government Regulation Number 39 of 2021 on the Administration of Halal Product Assurance (PP No. 39/2021). The implementation of this regulation in Labuhan Dalam Subdistrict, Tanjung Senang District, and Bandar Lampung City has not been carried out effectively because there are still Micro and Small Enterprise products that have not been halal certified. The focus of this study is: What is the maslahah review on the implementation of Article 79 of PP No. 39/2021 regarding halal certification for Micro and Small Enterprises in Labuhan Dalam Subdistrict, Tanjung Senang District, Bandar Lampung City? The method used is field research with qualitative descriptive analysis. The primary data sources are interview results and observations with micro and small business actors who are required to have halal certification in Labuhan Dalam Subdistrict, Tanjung Senang District, Bandar Lampung City, and BPJPH employees of the Lampung Provincial Office of the Ministry of Religion in the Halal Task Force. The conclusion of the study is that, from the maslahah perspective, Article 79 of PP No. 39/2021 has not been well implemented in Labuhan Dalam. This is because the government, BPJPH, has not fully carried out its duties to execute its tasks and authorities to provide information, education, and socialization related to the obligation to have halal certification to micro and small business actors, as well as the lack of awareness of micro and small business actors regarding the obligation to have a halal certificate. This naturally brings harm to micro- and small-scale businesses and the community. 
A Review of Maslahah on Salah Aku Apa Program by the Disdukcapil of South Solok Regency, Indonesia Shafra, Shafra; jayusman, jayusman; Putra, Andi Eka; Bunyamin, Mahmudin; Dilla, Dilla
As-Siyasi: Journal of Constitutional Law Vol. 4 No. 1 (2024): As-Siyasi: Journal of Constitutional Law
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/as-siyasi.v4i1.21515

Abstract

This study examined the innovative program Salah Aku Apa, initiated by the Disdukcapil (Population and Civil Registration Office) of South Solok Regency, West Sumatra. It was analyzed through the theory of maslahah (public benefit). The research was motivated by the achievements of the Disdukcapil of South Solok Regency, which received an award as a high-category (green) Public Service Organizer unit from the Ombudsman of the Republic of Indonesia. This study aims to analyze the maslahah perspective on the Salah Aku Apa program from Disdukcapil of South Solok Regency. The research method employed was field research with a descriptive-analytical nature. The primary data was obtained through interviews with several relevant parties, complemented by secondary data. The data collecting techniques were interviews, documentation, and observation, followed by inductive analysis to conclude. The program was proven to provide convenience to the community. It was considered friendly to mothers and children, as it facilitated the process for mothers who had recently given birth to obtain civil registration documents for their newborns. The study concluded that the "Salah Aku Apa" innovation program, initiated by Disdukcapil of South Solok Regency, was appropriately implemented and provided benefits in public administration. It aligned with the principle that the ruler's management of the people should be based on public benefit.
Contextualization of Maqashid Sharia Towards the Use of Sex Toys for Married Couples Juniarti, Wiwi; Shafra, Shafra
Alhurriyah Vol 8 No 1 (2023): June 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/al hurriyah.v8i1.6189

Abstract

Sex toys are sex aids used to satisfy one's lust. Generally sex toys are used by single people. Then sex toys are also used by some married couples.This paper aims to examine the maqashid syariah review of the use of sex toys for married couples by focusing on two questions. First, the law uses sex toys for husband and wife. Second, how is the maqasid sharia review regarding the use of sex toys for married couples. The type of research in this paper is library research with a qualitative approach. Data collection is done by reading books, journals, articles related to the research being carried out. Then analyzed by deductive method. Based on the study of Islamic law, the use of sex toys for married couples is unlawful, this follows the istimnā’  (masturbation/onanism). In the perspective of maqasid sharia, the use of sex toys has a negative impact on health and psychological (mental). Even these sex toys, if used for a long time, make the wearer addicted to the tool. So that the impact on household disharmony. However, in an emergency such as LDR (long distance relationship), one partner suffers from a disease and a condition of sexual libido that cannot be controlled, so that the use of sex toys for married couples can be tolerated. The goal is to avoid adultery and maintain the integrity of the marriage.Seks toys merupakan alat bantu seks yang dipakai untuk memuaskan birahi seseorang. Umumnya seks toys ini digunakan oleh orang yang melajang. Kemudian seks toys ini digunakan juga oleh sebahagian pasangan suami istri. Tulisan ini bertujuan untuk mengkaji konteksasi maqashid syariah terhadap penggunaan seks toys bagi pasangan suami istri dengan memfokuskan pada dua pertanyaan. Pertama, hukum menggunakan seks toys bagi suami isteri. Kedua, bagaimana konteksasi maqasid syariah atas penggunaan seks toys bagi pasangan suami isteri tersebut. Jenis penelitian ini adalah library research dengan pendekatan deskriptif kualitatif. Pengumpulan data dilakukan dengan membaca buku, jurnal, artikel yang berhubungan dengan kajian yang dilakukan. Selanjutnya dianalisis dengan metode deduktif. Berdasarkan kajian hukum Islam, penggunaan seks toys bagi pasangan suami istri hukumnya haram. Hal ini mengikuti hukum istimnā’  (masturbasi/onani). Dalam perspektif maqashid syariah penggunaan seks toys berakibat negatif terhadap kesehatan dan psikologis (mental). Bahkan seks toys ini jika digunakan dalam jangka panjang, membuat pemakainya ketergantungan dengan alat tersebut. Sehingga berdampak pada ketidakharmonisan rumah tangga. Akan tetapi dalam kondisi darurat seperti LDR (long distance relationship), salah satu pasangan menderita penyakit serta kondisi libido seks yang tidak bisa dikendalikan, maka penggunaan seks toys bagi pasangan suami isteri tersebut dapat ditoleransi. Tujuannya agar terhindar dari zina dan perkawinannya tetap utuh.
Praktek Nikah Siri pada Jasa Nikah Siri Padang Amanah Perspektif Fiqh Munakahat Hendri, Hendri; Shafra, Shafra; Na'ali, Basri
USRATY : Journal of Islamic Family Law Vol. 1 No. 1 (2023): Editions January-June 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/usraty.v1i1.6586

Abstract

Penelitian ini dilatarbelakangi dengan adanya grup facebook "Jasa Nikah Siri amanah Padang". pada grup tersebut sering menawarkan jasa pernikahan siri serta memberikan pelayanan bagi para pihak yang ingin melakukan pernikahan siri Tujuan penelitian ini untuk mengetahui proses nikah siri pada "Jasa Nikah Siri amanah Padang" serta perspektif fiqh munakahat. Penelitian ini termasuk penelitian lapangan dengan teknik pengumpulan data menggunakan wawancara dan dokumentasi. dengan analisis data reduksi data, penyajian data dan penarikan kesimpulan. Hasil penelitian ini menunjukkan bahwa Praktik nikah siri melalui jasa penawaran “Jasa Nikah Siri amanah Padang” ini dianggap tidak sah karena  wali yang digunakan dianggap wali hakim padahal wali tersebut adalah wali muhakkam dimana wali muhakkam tidak sah menjadi wali selagi wali hakim ada di daerah tersebut. sedangkan wali wakim merupakan wali yang ditunjuka oleh sultan (penguasa) menurut imam syaf’’iThis research is motivated by the existence of a facebook group "Jasa Siri Amanah Padang Marriage". in these groups often offer siri marriage services and provide services for parties who wish to carry out siri marriages. The purpose of this research is to find out the siri marriage process in "Siri Nikah Amanah Padang Services" as well as the munakahat fiqh perspective. This research includes field research with data collection techniques using interviews and documentation. with data analysis data reduction, data presentation and drawing conclusions. The results of this study indicate that the practice of siri marriage through the offering service "Siri Nikah Siri amanah Padang" is considered invalid because the guardian used is considered the guardian of the judge even though the guardian is the guardian of the muhakkam where the guardian is muhakkam while the guardian of the wakim is the guardian appointed by the sultan (ruler). according to Imam Syaf''i.
Urf Review of The Practice of Gold Marriage Mahar in The Community of Tanjung Senang District Bandar Lampung Efrinaldi, Efrinaldi; Jayusman, Jayusman Jayusman; Shafra, Shafra; Nurfatati, Nurfatati
AL-ISTINBATH : Jurnal Hukum Islam Vol 7 No 1 May (2022)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (870.824 KB) | DOI: 10.29240/jhi.v7i1.4085

Abstract

This study aims to reveal and analyze the practice of marriage dowry in the form of gold in the people of Tanjung Senang District, Bandar Lampung in the perspective of 'urf. The method used in this research is a descriptive analytical field research. Primary data in the form of interviews with the community in Tanjung Senang District, Bandar Lampung, then supplemented with secondary data. The results of this study indicate that: the tradition of the people of Tanjung Senang District, Bandar Lampung, it appears that the dowry in a marriage must be in the form of gold, whereas in Islamic law the form of the dowry is not determined in marriage, everything that has value can be used as a dowry. For the people here, dowry other than gold is considered unusual, the tradition of dowry in the form of gold is inherent, this tradition is considered good, it does not conflict with Islamic law, and brings benefit to society in general. This tradition is a form of love and affection, sincerity, and responsibility for the prospective husband to his prospective wife. The nominal is related to the level of education, social status, ethnicity, and profession based on the agreement of the parties. The conclusions of this study are: in the perspective of Islamic law, by referring to the rules of urf, that is to see the traditions/customs that have been attached to the community, and to see the philosophy of the practice of giving dowry as a form of appreciation for the social status of a woman, with the practice of giving this dowry is to achieve a benefit between the two prospective brides and even between large families, then it is not against Islamic law.
Fostering Research Motivation for Students Through Learning Development with A Research-Based Flipped Classroom Model Kamal, Muhiddinur; Shafra, Shafra; Rahmiati, Rahmiati; Sulong, Abdul Ramae; Arriafdi, Muhammad Zainuddin bin; Aprison, Wedra; Kher, Dinovia Fannil
Jurnal Kependidikan : Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran, dan Pembelajaran Vol. 10 No. 4 (2024): December
Publisher : LPPM Universitas Pendidikan Mandalika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jk.v10i4.13129

Abstract

This research aims to foster research from an early age by developing the Research Based Flipped Classroom (RBFC) Learning model at Islamic High School. The method used was Research and Development (RnD) to produce specific products and test the effectiveness of these products by adapting the McKenny Model as a stage consisting of preliminary research, prototyping phase, and assessment stage. Through preliminary studies in the form of content analysis and literature studies, the activities carried out are to analyze the objectives within the limitations of the material developed, design learning, and test the validity, effectiveness and practicality of the designed model. The results of this study 1). The development of the Research-Based Flipped Classroom (RBFC) learning model has been proven to significantly improve student learning outcomes at MA Sjech Ibrahim-Koto Tuo- Pasaman; 2). This Research-Based Flipped Classroom (RBFC) learning model can be declared valid after being validated by the validator; and 3). There is a practical level of practical application of the Research-Based Flipped Classroom (RBFC) Learning model, with evidence of its development and increasing student creativity in learning. Thus, applying the Research-Based Flipped Classroom (RBFC) learning model can develop research literacy early and be an alternative in selecting learning models used in Madrasah Aliyah.