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All Journal I-Finance Journal Intizar NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam Al Huquq : Journal of Indonesian Islamic Economic Law Jurnal Ekonomi EBAMUKAI; JURNAL PENGABDIAN ILMU PENGETAHUAN DAN TEKNOLOGI Journal of Ekonomics, Finance, and Management Studies UNM Journal of Technology and Vocational Abdimas Polsaka
Faizal Amir
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Analysis Of The Effect Of Inflation, Exchange Rate, BI Rate On Islamic Insurance In 2018-2022 Faizah Ariestya Anam; Faizal Amir
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

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Abstract

Takaful is the first sharia insurance in Indonesia, established in 1994 and growing very fast. According to AASI research, Indonesia's share of Islamic insurance increased by 51.89% from June 2021 to 11.55 trillion rupiah. Investments in Islamic insurance companies must comply with regulations set by the Ministry. To achieve the target investment return, the institution is inseparable from various external factors that affect macroeconomic indicators. This study aims to determine how Exchange Rate, BI Rate, and inflation will affect Sharia Insurance in 2018-2022. This research uses quantitative research methodology and secondary data collection techniques. The data used in this study are monthly data from each variable and use VECM Model. The research results obtained are: The stationarity test in this test is stationary in the First Difference, in the optimal lag test it is known that the 5th lag is selected, in the VAR stability test it is known that the model is stable and passes the stability test where the model module is below 1. Vector Error Correction Model (VECM) will be tested to determine its impact. The long-term relationship between variables is indicated by the cointegration test results. Therefore, it is imperative to conduct additional testing using VECM analysis. There are two variables that are highly significant in the long-term model, namely Exchange Rate, and Bi Rate, while none of them significantly affect the movement of Islamic Insurance in the short term.The contribution of this research is to provide an update on how macroeconomic variables affect Islamic insurance with, there has been no other research that conducts this research with the VECM model, so this research is the first research that explains how macroeconomic variables affect Islamic insurance with the VECM model.
Empowerment of PKK mothers through seaweed-based culinary diversification training in the Coastal Area of Salemo Island Alimuddin Sa’ban Miru; Faizal Amir; Darmawang; Siti Hadijah; Bakhrani A. Rauf
Abdimas Polsaka Vol. 5 No. 1 (2026): Abdimas Polsaka: Jurnal Pengabdian Masyarakat
Publisher : LPPM Politeknik Sandi Karsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35816/abdimaspolsaka.v5i1.197

Abstract

This community service activity aimed to increase the added value and economic independence of coastal communities through training in diversifying seaweed-based culinary products. The program was implemented on Salemo Island, Mattiro Bambang Village, Pangkajene and Islands Regency, involving the Independent PKK Mothers Group and the Reski Bersama Seaweed Fishermen Group as partner communities. A participatory approach was applied to ensure active involvement of participants throughout the program, including socialization, technical training in culinary processing, production assistance, and evaluation of outcomes. The training focused on developing innovative seaweed-based food products, such as seaweed meatballs, seaweed nuggets, seaweed barongko, and doi-doi chips made from a seaweed mixture. The results demonstrated a significant improvement in participants’ skills, with approximately 85% of participants able to independently produce processed seaweed products after the training. Product diversification successfully increased the economic value of seaweed, transforming it from a raw material into value-added culinary products with an average selling price of IDR 15,000 per package. In addition to economic benefits, the activity strengthened women’s participation in the productive economy and facilitated the formation of community-level group-based culinary businesses. The findings indicate that seaweed-based culinary diversification training is an effective strategy for enhancing creativity, increasing household income, and promoting economic independence among coastal communities. Furthermore, this program presents strong potential for replication in other archipelagic and coastal regions with similar socio-economic and resource characteristics
Co-Authors Akbar Subharsa Alimuddin Sa’ban Miru Amiruddin Andi Saddia Ariyanto Aulia Rahmadhani Bakhrani A. Rauf Dalilatud Diniyah Darmawang Elfira Maya Adiba Faizah Ariestya Anam Fajar Fajar Fajar Idrus bin Mohammad Aidid Jalaludin Ramlah Rusyadi Siti Hadijah SUTRISNO Syamsi, Achmad Badarus Tsania Hayatun Thoyyibah