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Ahmad Syaifudin
Jurusan Bahasa Dan Sastra Indonesia Fakultas Bahasa Dan Seni, Universitas Negeri Semarang
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Journal : IQTISHODUNA

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Analisis faktor eksternal yang dipertimbangkan masyarakat muslim pesisir Tuban untuk mengunakan layanan Bank Thithil Syaifudin, Ahmad; Ekawaty, Marlina
IQTISHODUNA IQTISHODUNA (VOL.15, No.1, 2019)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (816.362 KB) | DOI: 10.18860/iq.v1i1.5708

Abstract

Bank Thithil is an informal financial institution that offers high-interest loan services to the public. This study aims to determine the external factors considered by coastal Muslim society to use bank thithil financial services. The data were collected through survey with questionnaires and in-depth interviews with bank thithil customers at Bulu Meduro village, Tuban regency and analyzed by exploratory factor analysis methods. The results show that there are eight external factors that are considered by customers to use bank thithil services, namely: loan compensation and accessibility factors, customer parity and service, transaction time flexibility, ease of administration, brand image, location excellence, member advantage, and limited institutional coverage syariah finance. From the results of external factor analysis, then analyzed in depth using interviews with several customers, it was found that there were two factors that became a strong drawer for Muslim society to use bank thithil services, namely the prime service factor of bank thithil and barriers of syariah  financial institutions.
Co-Authors , Agustiansyah -, Mulyono - Abdul Haris Kuspranoto Aditama Putra, Nico Agus Nuryatin Agustina, Yuyun Akbar, Sultan Al-Abrori, M. As'Ad Alfatih, Muhammad Fa’iz Amanda Putri Aulia Amin, Yusuf Syaiful Amin, Yusuf Syaiful Andini, Hanifah Andini, Hanifah Angelica, Revina Ardian Ardian Ardina, Thesa Awaludin Martin Bambang Hartono Choirunnisa, Saraskia Mei Dewi Laras Ati, Henny Eka Intan Kumala Putri Fathur Rokhman Haekal, Muhamad Haekal, Muhamad Handayani, Yuni Hari Bakti Mardikantoro Haryono Haryono Hendi Pratama Humairoh, Anisatul Husain Latuconsina Irwan Novianto Khalil, Syafiq Khoiron Khoiron Khoirunnisa, Nur Ifani Krestian Heriawanto, Benny Kukuh Setiawan Kurniaji, Febrian Kurniaji, Febrian Kurniawati, Fanny Maulida Lestari, Anggar Tri Luqmanul Hakim , Ikhsan Lutfiana, Risma M. Yahya Marlina Ekawaty Masykuri, Ahmad Amirudin Mayaufanni, Faradilla Fitrias Muzayid, Ahmad Nazilatul Ula, Nova Septi Nisa, Chilmi Zahrotun Nugrahaeni, Mentari Nur Nuresa, Rosi Pertiwi, Deby Oktaviani Prahesti, Eltri Enggar Putri, Nabila Rachmawati, Nova Dwi Rachmawati, Nova Dwi Rahayu, Caswin Rahayu, Caswin Rahayu, Supriati Hardi Rahma, Alfiah Hanania Rodhiyah Mardhiyyah Romy Romy Rumkel, Rasul Hamidi Rustono - Safitri, Eka Indriani Sahidun, Achmat Sahidun, Achmat Samsiyah, Zahrotus Sanjaya, Purba Santi Pratiwi Tri Utami Septina Sulistyaningrum Setyawan, Nugraha Ardi Setyo Dwi Utomo Siti Rohana Sri Widiastuti, Sri Subyantoro Sukarson, Ardian Sungkono Sungkono Surtono, Arif Syamsul Arifin Syarifuloh, Syarifuloh Syarifuloh, Syarifuloh Taufik Hidayat Tommi Yuniawan Umbu Nay, Shinta Indriani Wulansafitri, Inayah Yeli, Fitri Zulkhairi Zulkhairi Sofyan