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THE EFFECT OF KUR, UTILIZATION E-COMMERCE, EDUCATION, AGE, AND GENDER ON THE INCOME OF KAMASAN WAYANG PAINTING MSMEs Ni Komang Ayu Agustiana Putri; Ni Made Tisnawati
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 9 (2024): September
Publisher : Adisam Publisher

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Abstract

Micro, Small and Medium Enterprises (MSMEs) have an important role in the Indonesian economy, including in Bali Province. MSMEs also play a role in economic growth, especially in the craft industry such as Kamasan Puppet Painting. Kamasan Wayang Painting is a traditional art that grows and develops in Kamasan Village. The objectives of this research are: 1). To determine the influence of KUR, use of e-commerce, education, age and gender simultaneously on the income of Kamasan Wayang Painting MSMEs. 2). To determine the partial influence of KUR, use of e-commerce, education, age and gender on the income of Kamasan Wayang Painting MSMEs. The sample for this research consisted of 75 respondents. The data collection methods used in this research were observation, structured interviews and in-depth interviews. The data analysis technique used is multiple regression analysis. The research results show that simultaneously KUR, use of e-commerce, education, age and gender have a significant effect on the income of Kamasan Wayang Painting MSMEs. Partially, education and the use of e-commerce have no significant effect, while KUR, education, age and gender have a significant effect on the income of Kamasan Wayang Painting MSMEs. KUR, use of e-commerce, education, and age have a positive effect while gender has a negative effect on the income of Kamasan Wayang Painting MSMEs.
DETERMINANTS OF HOUSEHOLD DECISIONS IN UTILIZING FINANCIAL INSURANCE SERVICES PRODUCTS Kadek Ayu Santhi Novitasari; Ni Made Tisnawati
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 11 (2024): November
Publisher : Adisam Publisher

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Abstract

Economic growth and insurance can create a causal relationship. Insurance is one way that households can use to help provide financial security. The insurance demand function is a representation of the level of insurance penetration. The insurance penetration rate in Indonesia in 2022 will only be 2.82%. The cause of low insurance penetration is low financial literacy, and is supported by household socio-economic characteristics. The aim of this research is to analyze the influence and magnitude of the influence of financial literacy, household income, number of dependents, education level, gender simultaneously and partially on household decisions in utilizing insurance financial service products in Denpasar City. The population in this study were households in Denpasar City. Data collection was carried out by taking a sample of 100 households in Denpasar City using a non-probability sampling technique which is purposive sampling. By using Binary Logistic Regression, the results of this study show that financial literacy, household income, number of dependents, education level and gender simultaneously influence household decisions in utilizing insurance financial service products. financial literacy, Household income, number of dependents, education level, and gender have a significant positive effect on household decisions in utilizing insurance financial service products.
The Influence of Education Level, Population, and Wages on Employment Absorption in Regencies/Cities of Bali Province I Nyoman Agus Wiranata; Ni Made Tisnawati
International Journal of Management Research and Economics Vol. 2 No. 4 (2024): November : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v2i4.2703

Abstract

Labor absorption is an important issue in the development of a region. Labor can be used as a benchmark for success in the development of a region. This study aims to analyze the effect of education level, population, and wages on labor absorption in the districts/cities of Bali Province using secondary data from 2017-2023. Data collection uses the observation method and is analyzed using panel data regression with the help ofsoftwareE-Views 12. The results of the study indicate that the level of education, population, and wages simultaneously have a significant effect on labor absorption. Partially, the level of education has a negative but not significant effect on labor absorption, the population has a significant positive effect on labor absorption, and wages have a significant negative effect on labor absorption. The district/city governments in Bali Province should pay more attention to the education sector, by increasing the quality of education through the development of infrastructure and supporting facilities, it is hoped that this will be able to increase labor absorption which will ultimately encourage economic development. In addition, the district/city governments of Bali Province must be more sensitive to the potential of their respective regions so that existing funds can be utilized properly to improve people's standard of living through income equality
Circular Economy Education Through Food Preparation as an Effort to Reduce Food Waste and Strengthen the Family Economy Suasih, Ni Nyoman Reni; Saskara, Ida Ayu Nyoman; Dewi, Made Heny Urmila; Purwanti, Putu Ayu Pramitha; Tisnawati, Ni Made; Saskara, Ida Ayu Gde Dyastari; Saraswati, I Gusti Ayu Prili
International Journal of Research in Community Services Vol 5, No 4 (2024)
Publisher : Research Collaboration Community (RCC)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijrcs.v5i4.756

Abstract

Circular economy literacy efforts are important considering that the waste awareness index in Indonesia is still worrying. If we look at the data from the National Waste Management Information System (SIPSN), food waste dominates the composition of waste based on waste type, namely 40.2 percent. When looking at the source, it is known that households are the largest source of waste (38.3 percent). Considering these data and facts, preventive efforts need to be carried out at the household level, especially regarding food waste. This activity aims to provide education for mothers regarding the circular economy and food waste behavior to minimize food waste, especially in its preparation or better known as food preparation. It is also believed that this effort will have a positive impact on the family's economy. This activity is carried out through the outreach method, and is also accompanied by a pre-test and post-test as a form of evaluation. The locus of the activity will be carried out in Batuan Village, Sukawati District, Gianyar Regency, targeting the local village PKK (family welfare empowerment) team. The aim is that information and activity materials can be distributed and implemented widely. After comparing the results of the pre-test and post-test, it was discovered that there had been an increase in service participants' understanding of the circular economy and food preparation. It is certainly important to continue this activity, one of which is through assistance in preparing circular economy programs through the PKK.
Determining Factors of Contraception Method Selection Decisions For Fertile Age Couples in East Denpasar District Hani Alifiyah; Ni Made Tisnawati
International Journal of Economics, Management and Accounting Vol. 2 No. 2 (2025): International Journal of Economics, Management and Accounting
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ijema.v2i2.604

Abstract

Denpasar City has the highest number of babies born with a birth rate of 16,453 with a TFR of 1.85. In 2023, the number of fertile couples will be 13,459. Data analysis techniques usedin researchthis is binary logisticwithNagelkerke R Square value of 0.933 couples with a percentage of new acceptors of 48.56 percent. East Denpasar District is a district that has successfully implemented the family planning program which is an example for other areas. The purpose of this study was to analyze the husband's age, wife's age, income, husband's education, wife's education, and number of children on the decision to choose a contraceptive method for fertile couples in East Denpasar District. The results of this study indicate that 1) Husband's age, wife's age, income, husband's education, wife's education, and number of children have a simultaneous effect onprobabilitydecision on choosing a contraceptive method for fertile couples in East Denpasar District. 2) Partially, the husband's age, income, husband's education, and wife's education have a negative and significant effect onprobabilitydecision on choosing a contraceptive method for fertile couples in East Denpasar District. 3) The wife's age variable has a positive and significant effect onprobabilitydecision on choosing a contraceptive method for fertile couples in East Denpasar District. 4) The number of children does not affectprobabilitydecision on choosing contraceptive methods for fertile age couples in East Denpasar District.
Analisis Pengaruh Investasi, Pengeluaran Pemerintah, dan Produk Domestik Bruto Tahun Lalu Terhadap Produk Domestik Regional Bruto (PDRB) Kabupaten/Kota di Provinsi Bali Putra, Nyoman Krishy Raka; Tisnawati, Ni Made
SAKOLA: Journal of Sains Cooperative Learning and Law Vol 2, No 1 (2025): April 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/sakola.v2i1.5587

Abstract

Pertumbuhan ekonomi didefinisikan sebagai perkembangan kegiatan dalam perekonomian yang menyebabkan barang dan jasa yang diproduksikan dalam masyarakat bertambah. Output barang dan jasa tersebut untuk daerah disebut sebagai produk domestik regional bruto (PDRB). Teori Keynes menyatakan pentingnya permintaan agregat dalam menentukan tingkat output, dimana menurut teori ini investasi dan pengeluaran pemerintah adalah modal untuk meningkatakan PDRB. Untuk melihat bagaimana tingkat pertumbuhan nilai pdrb dalam jangka panjang dapat dilihat dengan menggunakan nilai pdrb dari tahun lalu. Penelitian ini bertujuan untuk menganalisis pengaruh investasi, pengeluaran pemerintah, dan pdrb tahun lalu terhadap produk domestik regional bruto kabupaten/kota di Provinsi Bali menggunakan data sekunder tahun 2013-2023. Pengumpulan data menggunakan metode observasi dan dianalisis menggunakan regresi data panel dinamis (autoregresif). Hasil penelitian ini secara simultan menunjukan investasi, pengeluaran pemerintah, dan pdrb tahun lalu berpengaruh positif dan signifikan terhadap produk domestik regional bruto kabupaten/kota di Provinsi Bali. Secara parsial investasi asing berpengaruh negatif dan signifikan, investasi dalam negeri berpengaruh positif dan signifikan, pengeluaran pemerintah berpengaruh signifikan, dan pdrb tahun lalu berpengaruh signifikan terhadap pdrb kabupaten/kota di Provinsi Bali. Secara parsial investasi asing berpengaruh negatif dan signifikan, investasi dalam negeri berpengaruh positif dan signifikan, pengeluaran pemerintah berpengaruh signifikan, dan pdrb tahun lalu berpengaruh signifikan terhadap pdrb kabupaten/kota di Provinsi Bali. Pemerintah kabupaten/kota di Provinsi Bali diharapkan untuk memperhatikan realisasi investasi asing karena tingkat ketimpangannya sangat tinggi, Untuk beberapa daerah mendapati nilai realisasi sebesar Rp0. Selain itu, diharapkan pemerintah untuk lebih peka terhadap potensi dari wilayah masing-masing agar pengeluaran pemerintah dapat dimanfaatkan dengan baik.
The Effect of People’s Business Credit (Kur) and Qris Utilization on Business Development and Income of Culinary Msmes in Denpasar City Ni Luh Putu Riska Darmayanti; Ni Made Tisnawati
Green Inflation: International Journal of Management and Strategic Business Leadership Vol. 2 No. 3 (2025): August : Green Inflation: International Journal of Management and Strategic Bus
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/greeninflation.v2i3.458

Abstract

MSMEs have proven to be a resilient sector in facing various economic crises in Indonesia, including the crisis caused by the COVID-19 pandemic. However, digitalization among MSMEs in Indonesia has not yet yielded significant or tangible results. In addition, MSMEs face numerous challenges in adapting to digital markets, particularly in terms of financing. Therefore, it is essential to identify the factors that influence business development and income, particularly for culinary MSMEs in Denpasar City. This study aims to analyze the effect of People's Business Credit and the use of the QRIS on business development and income, as well as their indirect effects through business development. A quantitative approach was employed in this research, which was conducted on culinary MSMEs in Denpasar City. A total of 99 MSME units were selected using purposive sampling. Data were collected through observation and interviews, and analyzed using path analysis. The results indicate that: (1) KUR and QRIS usage have a direct positive effect on business development; (2) KUR, QRIS usage, and business development have a direct positive effect on the income of culinary MSME actors; and (3) KUR and QRIS usage indirectly influence income significantly through the mediation of business development.
Analisis Pengaruh Investasi, Pengeluaran Pemerintah, dan Produk Domestik Bruto Tahun Lalu Terhadap Produk Domestik Regional Bruto (PDRB) Kabupaten/Kota di Provinsi Bali Putra, Nyoman Krishy Raka; Tisnawati, Ni Made
SAKOLA: Journal of Sains Cooperative Learning and Law Vol 2, No 1 (2025): April 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/sakola.v2i1.5587

Abstract

Pertumbuhan ekonomi didefinisikan sebagai perkembangan kegiatan dalam perekonomian yang menyebabkan barang dan jasa yang diproduksikan dalam masyarakat bertambah. Output barang dan jasa tersebut untuk daerah disebut sebagai produk domestik regional bruto (PDRB). Teori Keynes menyatakan pentingnya permintaan agregat dalam menentukan tingkat output, dimana menurut teori ini investasi dan pengeluaran pemerintah adalah modal untuk meningkatakan PDRB. Untuk melihat bagaimana tingkat pertumbuhan nilai pdrb dalam jangka panjang dapat dilihat dengan menggunakan nilai pdrb dari tahun lalu. Penelitian ini bertujuan untuk menganalisis pengaruh investasi, pengeluaran pemerintah, dan pdrb tahun lalu terhadap produk domestik regional bruto kabupaten/kota di Provinsi Bali menggunakan data sekunder tahun 2013-2023. Pengumpulan data menggunakan metode observasi dan dianalisis menggunakan regresi data panel dinamis (autoregresif). Hasil penelitian ini secara simultan menunjukan investasi, pengeluaran pemerintah, dan pdrb tahun lalu berpengaruh positif dan signifikan terhadap produk domestik regional bruto kabupaten/kota di Provinsi Bali. Secara parsial investasi asing berpengaruh negatif dan signifikan, investasi dalam negeri berpengaruh positif dan signifikan, pengeluaran pemerintah berpengaruh signifikan, dan pdrb tahun lalu berpengaruh signifikan terhadap pdrb kabupaten/kota di Provinsi Bali. Secara parsial investasi asing berpengaruh negatif dan signifikan, investasi dalam negeri berpengaruh positif dan signifikan, pengeluaran pemerintah berpengaruh signifikan, dan pdrb tahun lalu berpengaruh signifikan terhadap pdrb kabupaten/kota di Provinsi Bali. Pemerintah kabupaten/kota di Provinsi Bali diharapkan untuk memperhatikan realisasi investasi asing karena tingkat ketimpangannya sangat tinggi, Untuk beberapa daerah mendapati nilai realisasi sebesar Rp0. Selain itu, diharapkan pemerintah untuk lebih peka terhadap potensi dari wilayah masing-masing agar pengeluaran pemerintah dapat dimanfaatkan dengan baik.
Analysis Of Determinants Of Working Hours And Income Of Women Traders (Case Study Of Culinary Traders In Jembrana Regency) Aliffia Putri Damayanti; Ni Made Tisnawati
International Journal of Management Research and Economics Vol. 2 No. 3 (2024): August : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v2i3.1863

Abstract

Increasing needs make the income earned by men as heads of families increasingly difficult, this situation has resulted in many women contributing to find additional income for the family. Generally, most female workers are in trade jobs, especially in the culinary sector. The increase in income of female culinary traders in this study can be influenced by several factors, namely education level, number of family dependents, marital status, migration status, and working hours. This research aims to analyze the direct and indirect influence of education level, number of family dependents, marital status, migration status, and working hours on income. The number of samples taken was based on calculation results using the Slovin formula with a population of 3,696, namely 97 people. The data analysis techniques used are descriptive analysis techniques and path analysis. The results of this research show that 1) Education level, number of family dependents have a positive and significant effect on working hours. 2) Female culinary traders who are married have a higher number of working hours than those who are not married. 3) Female culinary traders with migrant status have a higher number of working hours than non-migrants. 4) Education level, number of family dependents, working hours have a positive and significant effect on income. 5) Female culinary traders who are married earn higher incomes than those who are not married. 6) Female culinary traders with migrant status earn higher incomes compared to non-migrants. 7) The amount of working hours mediates the influence of education level, number of family dependents, marital status, and migration status on the income of female culinary traders in Jembrana Regency.
Analysis Of Social, Economic and Environmental Influences Motivation To Sell and Land Conversion : (Case Study in Ungasan Village, South Kuta Subdistrict, Badung Regency, Bali Province) Angeline Jolie Taslim; Ni Made Tisnawati
International Journal of Management Research and Economics Vol. 2 No. 3 (2024): August : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v2i3.2078

Abstract

Land conversion is the transformation of part or all of the land function from its original purpose to a different purpose. Land conversion is influenced by internal and external factors. These conditions can increase the motivation of landowners to sell their land. The purpose of this study is to directly influence location, environmental pressure, urgent needs, education level, selling price on motivation to sell and land conversion in Ungasan Village and to determine the indirect effect of location, environmental pressure, urgent needs, education level, selling price on land conversion in Ungasan Village through selling motivation. This research uses primary data using the Slovin formula with a total of 93 samples. The analysis technique used in this research is path analysis technique. Based on the results of the study, it shows that there is a direct influence of location, environmental pressure, urgent needs, education level, selling price on the motivation to sell and land conversion in Ungasan Village. Meanwhile, the variable level of education has no significant effect on land conversion in Ungasan Village.