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The Effect of Knowledge and Profit Sharing System on Students Decisions to Become Customers of Bank Syariah Indonesia KC Mataram Lila Alwyah; Any Tsalasatul Fitriyah
International Journal of Islamic and Social Sciences (ISOS) Vol. 1 No. 3 (2021): Vol. 1 No. 3 (2021): ISOS : International Journal of Islamic and Social Science
Publisher : UIN Mataram

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This study to determine the effec to knowledge and profit sharing systems on student decisions to become customers of Bank Sharia Indonesia KC Mataram. The variables independent in this study are knowledge and profit sharing and variable dependent is student decisions. We used 69 respondents from Islamic banking students. This research is a quantitative research conducted by utilizing multiple linear regression analysis. The results of research (F test) showed that knowledge and profit sharing variables simultaneously had a positive and negative effect. Significant to the student's decision to become a customer of Bank Sharia Indonesia KC Mataram seen from the significance value is 0.025 < 0.10. Then the results of the partial test (t test) showed that the knowledge variable had a significant effect on students decisions to become customers. While the profit sharing variable has no significant effect on the student's decision to become a customer.

Sharia Financial Literacy Index as a Preference in Interest of Saving at Islamic Banks Arfatun Arfatun; Muh Tasrif; Lila Alwyah
IQTISHADUNA Vol. 14 No. 1 (2023): IQTISHADUNA: JURNAL EKONOMI DAN KEUANGAN ISLAM
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v14i1.7049

The research aims to describe the potential of the Islamic financial literacy index in increasing people's interest in saving at Islamic Banks in West Nusa Tenggara Province. The method used is descriptive quantitative with a systematic literature review approach. The research findings show that the Islamic financial literacy index has the potential to increase the Islamic financial inclusion index. Islamic financial literacy is specified into high knowledge found in Islamic Banks and Savings is the most recognized product. Those with high Islamic financial literacy are retirees, besides those people with a vulnerable age of 25 years and over and those who work as workers. Areas that have the potential to develop Islamic financial inclusion are Mataram City and North Lombok Regency. This research contributes to providing recommendations to Islamic Banks to be considered for developing Islamic business, as well as topics to be developed in the future.

The Influence of Transformational Leadership on Change Management of the NTB Mall Virtual Team Mediated by Organizational Culture Arfatun, Arfatun; Alwyah, Lila; Syafwan, Syafwan
International Journal of Management Science and Information Technology Vol. 4 No. 1 (2024): January - June 2024
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v4i1.1777

Considering the importance of responding to developments in globalization and virtual business trends, this research looks at transformational leadership in its influence on the change management of the NTB Mall virtual team which is mediated by organizational culture. This research is quantitative with a sample of 51 respondents through the distribution of questionnaires. The data was analyzed using SmartPLS software and descriptive analysis was carried out on the test result data. The research results show that transformational leadership does not significantly influence virtual team change management, transformational leadership has a positive and significant influence on organizational culture. Organizational culture has a positive and significant effect on virtual team change management, and organizational culture significantly mediates the relationship between transformational leadership and virtual team change management. Research on transformational leadership and its influence on virtual team change management through organizational culture has never been conducted in NTB, further research using organizational culture as a mediation of transformational leadership on virtual team change management has not been conducted in Indonesia, it is hoped that the research findings can be developed by further researchers by testing variables other than transformational leadership in examining its influence on organizational culture, and NTB Mall is expected to review transformational leadership in its influence on virtual team management.

The Influence of Transformational Leadership on Change Management of the NTB Mall Virtual Team Mediated by Organizational Culture Arfatun, Arfatun; Alwyah, Lila; Syafwan, Syafwan
International Journal of Management Science and Information Technology Vol. 4 No. 1 (2024): January - June 2024
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v4i1.1777

Considering the importance of responding to developments in globalization and virtual business trends, this research looks at transformational leadership in its influence on the change management of the NTB Mall virtual team which is mediated by organizational culture. This research is quantitative with a sample of 51 respondents through the distribution of questionnaires. The data was analyzed using SmartPLS software and descriptive analysis was carried out on the test result data. The research results show that transformational leadership does not significantly influence virtual team change management, transformational leadership has a positive and significant influence on organizational culture. Organizational culture has a positive and significant effect on virtual team change management, and organizational culture significantly mediates the relationship between transformational leadership and virtual team change management. Research on transformational leadership and its influence on virtual team change management through organizational culture has never been conducted in NTB, further research using organizational culture as a mediation of transformational leadership on virtual team change management has not been conducted in Indonesia, it is hoped that the research findings can be developed by further researchers by testing variables other than transformational leadership in examining its influence on organizational culture, and NTB Mall is expected to review transformational leadership in its influence on virtual team management.

Socialization of Academic Information System (SIKAD) as Transparency and Efficiency in Campus Services for Lombok Business Academy Students Khairunnisah, Noni Antika; Nurfidah, Nurfidah; Damayanti, Sri; Junaedi, Junaedi; Azim, Muhammad; Alwyah, Lila
Abdi Masyarakat Vol 7, No 1 (2025): Abdi Masyarakat
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/abdi.v7i1.8708

The development of information technology has driven the transformation of the academic administration service system in higher education towards a more efficient and transparent direction. The Academic Information System (SIKAD) is present as a digital solution in managing academic data, which includes information on grades, attendance, class schedules, and other administrative processes. However, the level of student understanding and utilization of this system still needs to be improved. This community service activity aims to socialize the use of SIKAD to Lombok Business Academy students in order to create a comprehensive understanding of the functions and benefits of the system in supporting accountable and efficient academic processes. The implementation method includes delivering materials, demonstrating system usage, direct practice, and evaluation through discussions and questionnaires. The results of the activity show that students gain a better understanding of the features of SIKAD and realize the importance of this system in supporting openness and effectiveness of academic services. With this socialization, it is hoped that there will be an increase in student participation and independence in accessing academic information digitally and in real-time. This activity is also the first step in supporting digital transformation in the higher education environment, especially in efforts to realize transparent and technology-based academic administration governance.

Sharia Economics: Alternative Solutions for a Sustainable Economy Junaedi, Junaedi; Mahfuz, Muhammad; Fandir, A.; Rahmatika, Qais Ainu; Alwyah, Lila
Business Management Vol 4, No 2 (2025): Business Management Mei
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/bisnis.v4i2.8702

Recurring global economic crises show the weakness of the conventional economic system in realizing fair, inclusive and sustainable growth. Sharia economics exists as an alternative solution by offering a system based on the values of justice, balance and social responsibility. This research aims to analyze the implementation of sharia economic principles and their contribution to sustainable economic development in Indonesia. The method used is descriptive qualitative through literature studies and case studies on sharia financial institutions and zakat and waqf management institutions. The research results show that sharia economics plays a significant role in empowering the community's economy, reducing social inequality, and strengthening the real sector through usury-free financial mechanisms, zakat distribution, and productive waqf management. However, the implementation of sharia economics still faces challenges in the form of low public literacy, limited regulations, and the need to increase human resource capacity. By strengthening policies and institutional support, sharia economics has great potential as a main pillar in building a sustainable and just economy.

Peran Inflasi dalam Memoderasi Pengaruh Rasio Keuangan terhadap Harga Saham Alwyah, Lila; Arfatun, Arfatun
Owner : Riset dan Jurnal Akuntansi Vol. 8 No. 4 (2024): Artikel Research Oktober 2024
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v8i4.2371

Public company stock prices are an important research problem to study. Prior to investing in a company, it's crucial for investors to analyze its financial ratios. This study aims to gather empirical evidence on how inflation moderates the efect of financial ratios such as Current Ratio (CR), Debt to Equity Ratio (DER), Price Earning Ratio (PER), Return on Assets (ROA), and Return on Equity (ROE) on stock prices. The sample selection employed a purposive sampling method, the criteria used as a basis were (1) companies listed on the IDX and consistently included in the LQ45 Index from 2021 to 2023, and (2) No data is missing as a result of this process, 24 companies were chosen as samples, resulting in 72 sample observations. Results indicate that ROA influences stock prices in a positive direction, while ROE influences stock prices in a negative direction. The variables CR, DER, and PER were found not to influence stock prices. Inflation was observed to moderate the effects of DER, ROA, and ROE on stock prices, while not affecting the influence of CR and PER on stock prices. Additionally, inflation was identified as a pure moderator in this context. This study underscores the intricate interplay between financial ratios, inflation, and stock prices, providing valuable insights for investors and researchers alike.

Maintaining Business Sustainability: Challenges and Opportunities of Sustainability Reporting in Indonesia Alwyah, Lila
Business Management Vol 4, No 4 (2025): Business Management November
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/bisnis.v4i4.9768

This study aims to discuss the importance of sustainability reporting for companies, the condition of sustainability reporting in Indonesia, and the challenges and opportunities faced in implementing it. The method used in this study is library research that refers to the results of previous studies. Based on the findings from previous studies, Indonesia has not yet implemented mandatory regulations for the presentation of sustainability reports. The absence of strict regulations related to sustainability reporting has resulted in only a few public companies in Indonesia committing to supporting sustainability reporting. The challenges in implementing sustainability reporting in Indonesia include a lack of awareness, a lack of government policy, and a lack of resources. The opportunities in implementing sustainability reporting in Indonesia include improving the company's image, attracting investors, and meeting consumer demands.

Socialization of Prevention and Handling of Violence in Higher Education in Three Study Programs: Public Sector Financial Management, Public Sector Accounting, and Digital Business at the Lombok Business Academy campus. Damayanti, Sri; Kurniawan, Panji Rizki; Pranata, Andi; Alwyah, Lila; Dirman, Dirman; Imron, Imron
Abdi Masyarakat Vol 7, No 2 (2025): Abdi Masyarakat
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/abdi.v7i2.9622

Background: Violence is now spreading in universities, and in almost every university in Indonesia. However, the issue of sexual violence is not widely covered in the media, both electronic and social media. Therefore, education on the prevention of violence in higher education is needed, because many students become victims.Purpose of Community Service: Provide education to students about the prevention of violence in higher education environments in three departments: Public Sector Financial Management, Public Sector Accounting, and Digital Business at the Lombok Business Academy. Based on Permendibudristek No. 55 of 2024, PPKPT aims to create a safe, inclusive, and violence-free campus environment through education on safe reporting and assistance for victims.Community Service Method: The method used is to provide socialization on the prevention of violence in higher education. The result of this community service activity is to provide students with an understanding of the prevention of violence in higher education environments. Community Service Results/Findings: The results of this community service are so that students gain knowledge and understanding regarding the issues of violence that are rife and efforts to prevent and handle them as a form of creating a campus culture that is safe from violence and makes students feel comfortable to grow and become superior and characterful students.

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