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All Journal Jurnal Ilmiah Ekonomi Islam At-Tawassuth: Jurnal Ekonomi Islam YUME : Journal of Management Journal of Education, Humaniora and Social Sciences (JEHSS) Hikmah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Journal On Teacher Education (Jote) Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) JURNAL MANAJEMEN AKUNTANSI (JUMSI) Bhakti Nagori (Jurnal Pengabdian kepada Masyarakat) Journal of Management Analytical and Solution Mutiara: Multidiciplinary Scientifict Journal IIJSE Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam RESLAJ: Religion Education Social Laa Roiba Journal Journal Of Management Analytical and Solution (JoMAS) Journal of Ekonomics, Finance, and Management Studies Jurnal At-Tanmiyah Ekonomi dan Bisnis Islam
Amalia, Alfi
Universitas Muhammadiyah Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Materials Science & Nanotechnology Mathematics Mechanical Engineering Public Health Social Sciences Other

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PENGUATAN KEARIFAN LOKAL DAN LITERASI EKONOMI KEUMATAN BERBASIS MASJID PADA PELAJAR QISMUL ALI AL-WASHLIYAH JL. ISMAILIYAH - MEDANAREA Al-Butary , Burhanuddin; Sulaiman Muhammad Amir; Alfi Amalia; Nuraini Harahap; Syakira Cahaya Nikita Ginting
BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Vol. 5 No. 2 (2025): BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Desember 2025
Publisher : LPPM UNIKS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36378/bhakti_nagori.v5i2.4901

Abstract

Kegiatan pengabdian kepada masyarakat merupakan bagian penting yang perlu dilaksanakan secara berkelanjutan, karena tidak hanya memberikan manfaat langsung kepada masyarakat setempat, tetapi juga memperkaya pengalaman dan wawasan para dosen sebagai pelaksana aktivitas pengabdian. Tulisan ini melaporkan pelaksanaan kegiatan pengabdian kepada masyarakat di Madrasah Qismul Ali Al-Washliyah, yang berlokasi di Jl. Ismailiyah Medan Area. Program ini difokuskan pada para pelajar Qismul Ali Al-Washliyah dengan jumlah peserta sekitar 40 orang. Tujuan utama kegiatan ini adalah memberikan penguatan terhadap kearifan lokal serta meningkatkan pemahaman mengenai ekonomi keumatan berbasis masjid. Kegiatan dimulai dengan penyampaian materi teori yang relevan dengan tema pengabdian. Proses penyampaian dilakukan melalui metode ceramah, diskusi, dan sesi tanya jawab. Peserta mendapatkan pengetahuan mengenai konsep literasi ekonomi keumatan, peran masjid dalam pemberdayaan umat, serta nilai-nilai kearifan lokal yang dapat diterapkan dalam kehidupan sehari-hari. Hasil kegiatan menunjukkan bahwa peserta memperoleh pemahaman dan keterampilan baru yang bermanfaat dalam mengembangkan pemikiran ekonomi berbasis masjid.
The Effect of Information Quality and Promotional Media on Satisfaction with BSI Mobile Banking (Student Case Study FAI UMSU) Fiya Oktavia; Alfi Amalia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.8630

Abstract

This study aims to determine the effect of information quality and promotional media on satisfaction with BSI mobile banking (case study of FAI UMSU students). This study uses a quantitative method with random sampling of 84 samples. The data analysis technique used in this study is quantitative analysis, namely the process of analyzing data in the form of numbers by means of statistical calculations to measure the quality of information and promotional media on satisfaction with BSI mobile banking. The results of the study show that simultaneously, information quality (X1) and promotional media (X2) have a significant effect on BSI mobile banking user satisfaction (Y).
Analysis of Zakat Maal Management to Improve the Dhuafa Economy (Case Study on Laznas IZI North Sumatra) Saidatul Mardiyah; Alfi Amalia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8676

Abstract

This study aims to examine the management of zakat maal in improving the welfare of the poor with a case study on LAZNAS IZI North Sumatra. The research uses a descriptive qualitative method through interviews, observations, and document review. The results show that zakat collection is carried out through several mechanisms, such as direct payments, bank transfers, zakat pick-up services, and socialization to muzaki. However, low zakat literacy is still an obstacle in optimizing the potential for collection. In terms of distribution, zakat is distributed in a consumptive and productive form with a transparent survey and reporting system. This pattern is considered more advanced than a number of other zakat institutions that tend to be consumptive. Empowerment programs such as Lapak Berkah, business capital assistance, skills training, and scholarships have been proven to be able to increase the income and independence of some mustahik. However, the impact is not even due to the limitations of mentoring and low literacy of the beneficiaries' businesses. Other obstacles encountered include the scattered location of mustahik, the minimal number of companions, inappropriate use of funds, and limited program funds. Overall, the management of zakat maal in IZI North Sumatra contributes positively to improving the welfare of the poor, although it needs to be strengthened through continuous mentoring, increasing financial literacy, and wider cooperation so that the results are more optimal and sustainable.
JUAL BELI DENGAN MENGGUNAKAN SISTEM DROPSHIPPING DALAM PERSPEKTIF EKONOMI ISLAM Alfi Amalia
At-Tanmiyah Jurnal Ekonomi dan Bisnis Islam Vol 2 No 1 (2023): Juni, At-Tanmiyah: Jurnal Ekonomio dan Bisnis Islam
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam (STEBIS) Al-Ulum

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Abstract

Buying and selling is a legalized transcend in Islam. However, the implementation must be in accordance with the rules applicable in sharia. So that the realization of good and perfect sale and purchase transactions in accordance with the teachings of Islam. With the technological sophistication of today, causing a shift in the system of buying and selling in the community, one of which is not require that the seller owns and knows the state of the goods to be sold. The sale and purchase system is called dropshipping system. This research uses literature study approach using qualitative descriptive method. The results of this study indicate that the transaction dropshipping model after reviewing from the side of harmonious and the terms of sale and purchase of Islam, has met the pillars of the contract in sharia. While On the ownership of goods in the practice of selling and selling dropshipping has two opinions, namely: 1. Prohibited, that the goods have not been fully owned by the seller because the goods are still in the hands of the owner (supplier). 2. It is permitted, even though the seller has no stock of goods to sell, provided the seller obtains the consent of the owner of the goods and may hold or present the goods to be traded, as the seller in the dropshipping model transaction is principally a representative for the owner
KONSEP HUTANG PIUTANG DALAM AL-QURAN (STUDI PERBANDINGAN TAFSIR AL-QURAN AL'AZIM KARYA IBNU KATSIR DAN TAFSIR AL MISBAH KARYA MUHAMMAD QURAISH SHIHAB) Alfi Amalia
At-Tanmiyah Jurnal Ekonomi dan Bisnis Islam Vol 2 No 1 (2023): Juni, At-Tanmiyah: Jurnal Ekonomio dan Bisnis Islam
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam (STEBIS) Al-Ulum

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Debt is a transaction between two parties, one of which gives the money to the other voluntarily to be returned to him by the second party with the same thing. Although we know that debts and debts are permissible, Islam commands its people to avoid debt as much as possible, if they can afford to buy with cash or not in economic hardship. Because debt will always be a heavy burden and endanger morality. Rasulullah saw. Never refused to pray for the corpse of someone who is known to still leave a burden of debt for his family and there is no property to pay these debts. In debt transactions, as described in the Qur'an, first it must be recorded or written. In relation to the parties who did the writing, Quraish Shihab and Ibn Kathir in their Tafsir, both of them have the view of writing or recording accounts payable that it is the debtor who dictates to the scribe regarding the debt he admits, this is feared by the occurrence of fraud against the debtor. Second, there must be a fair witness. In terms of this testimony, Quraish and Ibn Kathir agree. If the transaction is in the form of buying and selling, then it is permissible without recording or writing. According to Ibn Kathir, that in the matter of testimony, the law of being a witness is fardlu kifayah or it is not mandatory for the person concerned, except if there is no other person who can replace his position. Meanwhile, according to M. Quraish Shihab, this order (to be a witness) is a recommendation, especially if someone else gives information, and it is only obligatory if the testimony is absolutely necessary to uphold justice
Peran Perbankan Syariah Terhadap Literasi Keuangan Pada Anak-Anak di Satit Phatnawitya School Sinanti Roilan; Alfi Amalia
Reslaj: Religion Education Social Laa Roiba Journal Vol. 7 No. 4 (2025): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v7i4.7298

Abstract

This research is conducted to to assess the influenceof Islamic banking on strengthening children’s understanding of finance at Satit Phatnawitya School in Thailand. Employing a qualitative research approach, the study utilized observation and interviews to gather insights. The focus was specifically on the Islamic banking education program implemented in the Kindergarten 2 Firdaus class, which consists of children aged 5 to 7 years. The findings reveal that Islamic banking, particularly the Islamic Bank of Thailand, contributes significantly to presenting financial concepts rooted in Islamic principles, for instance the forbidding of usury and the significance of equitable transactions. Principal activity performed of this program is a savings activity aimed at teaching young children the fundamentals of money management from a tender age. This initiative not only fosters positive saving habits but also familiarizes them with Islamic banking products. While there has been a notable improvement in saving practices, the study highlights the ongoing need to enhance children's understanding of long-term financial planning and halal investment. Ultimately, this research indicates that while Islamic banking contributes significantly to children's financial understanding, there is a necessity for a more structured program that can further strengthen their financial habits and knowledge.
Analisis Strategi Promosi dalam Meningkatkan Keunggulan Tadika Mysarah Anisah Siregar; Alfi Amalia
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7296

Abstract

This research aims to find out how promotional strategies are used to increase the excellence of Tadika Mysarah. Tadika Mysarah as a preschool educational institution, needs to have an effective promotional strategy to be able to attract the interest of parents and maintain a positive image despsite the large amount of competition. The research method used is qualitative descriptive analysis, with data collection through interviews, observation and documentation. This research focuses on the forms of promotion carried out, such as digital marketing through social media, direct promotion through open days and brochures. The research results show that social media-based promotional strategies via Facebook and Instagram are an important element in strengthening and reaching a wider target audience. Apart from that, promotional programs involving activities, such as competitions and parent meetings, contribute to increasing public trust. Personal communication strategies with parents and providing quality services also strengthen customer loyalty.
Implementasi Teknologi Finansial pada Layanan di Sekolah RCC Selangor, Malaysia Asminah; Alfi Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7297

Abstract

This study aims to determine the implementation of financial technology in services at the RCC Selangor, Malaysia. This method uses qualitative, data collection techniques are interviews, observations, and documentation. The subjects of the study were the administrators and teachers at the RCC Selangor school, Malaysia. The results of the study show that the implementation of financial technology in services at RCC Selangor school is good and has used modern technology, especially since malaysia is a developed country. RCC Selangor school implements financial technology as a service to make it easier for parents to play school fees and make it easier for teaching staff to make reports.
Analisis Pengelolaan Manajemen Pembiayaan pada Pendidikan Anak Usia Dini di Tadika Anakku Sholeh, Malaysia Rialdha Ismadillah; Alfi Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7665

Abstract

This study aims to analyze the financing management of early childhood education in Tadika Anakku Sholeh Malaysia. The main focus of this research is to identify sources of financing, cost planning, and the effectiveness of financial management in supporting the educational process. The research method used is a qualitative approach with the collection of interviews, observations, and documentation. The results of the study show that the management of financing management goes through three stages, namely: financing planning, financing implementation, and financing evaluation. The three stages above cannot be separated because they are interrelated with each other. The Anakku Sholeh kindergarten school shows that the main source of financing at Anakku Sholeh Kindergarten comes from parental contributions. Even with minimal costs or financing obtained only from dues or tuition fees, this kindergarten can carry out an effective financing management strategy so that the operations in the school can run smoothly until now and the funds are allocated for school operational needs, salaries of educators, and the development of facilities and curriculum.
Inklusi Keuangan Syari’ah di Malaysia: Peran Tadika Al-Fikh Orchard, Malaysia dalam Edukasi Keuangan Dini Tri Novita Syahfitri; Alfi Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.9128

Abstract

The low level of knowledge and adequate ability of society in managing finances, which will give rise to problems such as debt, inflation and economic instability, is mainly caused by a lack of effective education. Even though sharia financial inclusion is important to increase public awareness and participation in the sharia financial system, sharia financial education is still not widely implemented in Malaysian schools, due to limited resources, teacher capabilities and community awareness. Low levels of public understanding also have an impact on weak self-control abilities and the potential for high levels of debt. This research aims to describe the role of Tadika Al-Fikh Orchard, Malaysia in early sharia financial education. The main focus is to find effective strategies to provide sharia-based financial education to young children and increase sharia financial inclusion in Malaysia. This research uses a qualitative descriptive method, the research subjects are teachers and children in Tadika Al-Fikh Orchard, Malaysia. The method used in collecting data was through in-depth interviews, direct observation and documentation. The data collected shows that the sharia financial education program with a fun and creative approach applied is very effective in describing the level of sharia financial inclusion for young children.
Co-Authors Al-Butary , Burhanuddin Andi Perkasa Tarigan Andrew Satria Lubis Andri Soemitra Anisah Siregar Asminah Burhanuddin Al-Butary Dinda Syafira Fiya Oktavia Habib Muhammad Rizq Indira Rahayu Isra Mira Norizka Juwita Putri Nabilah Kahairul Anwar Lubis Katherine Helen Aurora Lubis, Andrew Satria M. Halim Lukman Rasyid Nuraini Harahap Raisya Afifah Zahra Reza Syahputra Ginting Rialdha Ismadillah Saidatul Mardiyah Saparuddin Siregar Sinanti Roilan Suci Puspita Sari Sugianto Sugianto Sulaiman Muhammad Amir Sulistia Ningrum Syakira Cahaya Nikita Ginting Tri Novita Syahfitri Wanda Febrianti