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Factors Affecting Customer Interest in Buying Sharia Insurance Products (Study at PT. Asuransi Jasindo Syariah Medan Marketing Office) Indira Rahayu; Alfi Amalia
Journal Of Management Analytical and Solution (JoMAS) Vol. 2 No. 3 (2022): Journal Of Management Analytical and Solution
Publisher : TALENTA Publisher, Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/jomas.v2i3.9584

Abstract

This study was conducted with the aim of analyzing the factors that influence customer interest in buying sharia insurance products (Study at PT. Asuransi Jasindo Syariah Medan marketing office. A total of 65 respondents is the number of samples used in analyzing data using the T test, F test and R2 test The results of this study state that the factors that influence interest are promotion, product, price.The result is promotion, product, price simultaneously has a significant influence on interest in becoming a customer of PT.Assuransi Jasindo Syariah Medan Marketing Office.  
Pengaruh Human Relation dan Pengembangan Sumber Daya Manusia Terhadap Kinerja Karyawan pada Badan Amil Zakat Nasional (BAZNAS) Provinsi Sumatera Utara Wanda Febrianti; Alfi Amalia
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2623

Abstract

The study examines the influence if human relations and human resource development on employee performance et the National Amil Zakat Agency (BAZNAS) if North Sumatra Province. The population if this study consists of all employees of BAZNAS in North Sumatra Province, totaling 23 individuals. The research employs a saturated sampling method (census), where all population members are included as samples. Data collection is conducted through observation and questionnaires, utilizing the Slovin formula to determine sample size with a 1% error rate. Both primary and secondary data are collected, and data analysis is performed using a qualitative associative method. Various tests are conducted, including validity testing, reliability testing, classic assumption testing, normality testing, multicollinearity testing, heteroscedasticity testing, multiple linear regression analysis, t-tests, F-tests, and R2 tests, utilizing SPSS software. The results if they first hypothesis testing indicate that they human relations variable has a positive and significant influence on employee performance at BAZNAS in North Sumatra Province. However, the results of the second hypothesis testing reveal that the human resource development variable also has an positives and significant influence on employee performance at BAZNAS in North Sumatra Province. Thus, based on these research findings, it can be concluded that human resource development has a stronger influence on employee performance compared to human relations at BAZNAS in North Sumatra Province.
Pengaruh Literasi Keuangan, Pengetahuan Investasi, dan Motivasi Terhadap Minat Berinvestasi Saham Syariah Mahasiswa Program Studi Manajemen Bisnis Syariah Universitas Muhammadiyah Sumatera Utara Andi Perkasa Tarigan; Alfi Amalia
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.4782

Abstract

This research aims to analyze the influence of financial literacy, investment knowledge, and motivation on interest in investing in sharia shares among students of the Sharia Business Management Study Program, Muhammadiyah University of North Sumatra. The method used is quantitative, using data obtained from questionnaires filled out by 71 respondents. The research results show that investment knowledge and motivation significantly influence interest in investing in sharia shares, with regression coefficient values ​​of 0.480 and 0.521 respectively. In cont. Financial literacy did not show a significant impact. These findings indicate that focusing on increasing investment knowledge and motivation can increase students' interest in investing in Islamic shares.
Pengaruh Career Development dan Program Kerja Terhadap Kinerja Karyawan pada Bank Syariah PT. BPRS Puduarta Insani Tembung Suci Puspita Sari; Alfi Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2426

Abstract

This research aims to determine the influence of service quality and donation The aim of this research is to find out how work programs and career development influence the performance of Bank Syariah PT employees. BPRS Puduarta Insani Tembung, either in part or all at once. This learning method is associative. The sample taken was 19 people representing the entire workforce. In this research, a questionnaire was used to collect data. The SPSS (Statistical Package for Social Sciences) program version 29.00 was used to process research data. The Career Development Variable at PT BPRS Puduarta Insani Tembung Sharia Bank has quite a large influence on employee performance even though it is only partial. The performance of Bank Syariah PT employees is significantly influenced by the Work Program variable and is partially significant. BPRS Insani Tembung Puduarta. Simultaneously, the Career Development and Work Program variables have a significant effect on employee performance at the Sharia Bank PT. BPRS Puduarta Insani Tembung.
Pengaruh Pengalaman Kerja terhadap Disiplin Kerja Karyawan pada Bank Syariah PT.Bprs Puduarta Insani Tembung Sulistia ningrum; Alfi Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2507

Abstract

This research aims to determine the influence of work experience on work discipline at the Sharia Bank PT. BPRS Puduarta Insani Tembung, both partially and simultaneously. This research approach is associative. The population is all employees and the sample is 19 employees. Data collection techniques in this research used interview techniques, documentation studies, observations and questionnaires. The data analysis technique in this research uses Multiple Linear Regression Analysis Test, Hypothesis Test (t Test and F Test), and Coefficient of Determination. Data processing in this research used the SPSS (Statistical Package for the Social Sciences) software program version 29.00. Partially, the work experience variable has a significant effect on work discipline at the Sharia Bank PT. BPRS Puduarta Insani Tembung. Simultaneously, the work experience variable has a significant effect on work discipline at Bank Syariah PT. BPRS Puduarta Insani Tembung.  
Implementasi Teknologi Finansial pada Layanan di Sekolah RCC Selangor, Malaysia Asminah; Alfi Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7297

Abstract

This study aims to determine the implementation of financial technology in services at the RCC Selangor, Malaysia. This method uses qualitative, data collection techniques are interviews, observations, and documentation. The subjects of the study were the administrators and teachers at the RCC Selangor school, Malaysia. The results of the study show that the implementation of financial technology in services at RCC Selangor school is good and has used modern technology, especially since malaysia is a developed country. RCC Selangor school implements financial technology as a service to make it easier for parents to play school fees and make it easier for teaching staff to make reports.
Analisis Pengelolaan Manajemen Pembiayaan pada Pendidikan Anak Usia Dini di Tadika Anakku Sholeh, Malaysia Rialdha Ismadillah; Alfi Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7665

Abstract

This study aims to analyze the financing management of early childhood education in Tadika Anakku Sholeh Malaysia. The main focus of this research is to identify sources of financing, cost planning, and the effectiveness of financial management in supporting the educational process. The research method used is a qualitative approach with the collection of interviews, observations, and documentation. The results of the study show that the management of financing management goes through three stages, namely: financing planning, financing implementation, and financing evaluation. The three stages above cannot be separated because they are interrelated with each other. The Anakku Sholeh kindergarten school shows that the main source of financing at Anakku Sholeh Kindergarten comes from parental contributions. Even with minimal costs or financing obtained only from dues or tuition fees, this kindergarten can carry out an effective financing management strategy so that the operations in the school can run smoothly until now and the funds are allocated for school operational needs, salaries of educators, and the development of facilities and curriculum.
Challenges and Strategies of Implementing Financial Accounting Standards Recording for Muslim EMKM MSME at PT. Keloria Moringa Jaya Isra Hayati; Syahrani Devi; Alfi Amalia; Titis Budi Prihatin
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.7389

Abstract

This study aims to analyze the challenges faced by MSMEs in implementing SAK EMKM and formulate strategies to encourage compliance with these standards. This study uses a qualitative approach with data collection techniques using SAK EMKM interviews. The results of the study indicate that the main challenges in implementing SAK EMKM include: (1) low understanding and awareness of MSME actors about SAK EMKM; (2) limited human resources who have competence in accounting; (3) no separation between business and personal transactions; (4) less supportive cost-benefit perceptions; and (5) lack of socialization and mentoring. The strategies formulated include: (1) strengthening tiered education and socialization programs; (2) establishing a sustainable mentoring system; (3) developing technology-based accounting applications that comply with SAK EMKM; (4) strengthening the role of financial institutions in encouraging compliance; and (5) collaboration between academics, practitioners, regulators, MSME actors, and financial institutions.
The Effect of Information Quality and Promotional Media on Satisfaction with BSI Mobile Banking (Student Case Study FAI UMSU) Fiya Oktavia; Alfi Amalia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.8630

Abstract

This study aims to determine the effect of information quality and promotional media on satisfaction with BSI mobile banking (case study of FAI UMSU students). This study uses a quantitative method with random sampling of 84 samples. The data analysis technique used in this study is quantitative analysis, namely the process of analyzing data in the form of numbers by means of statistical calculations to measure the quality of information and promotional media on satisfaction with BSI mobile banking. The results of the study show that simultaneously, information quality (X1) and promotional media (X2) have a significant effect on BSI mobile banking user satisfaction (Y).
Analysis of Zakat Maal Management to Improve the Dhuafa Economy (Case Study on Laznas IZI North Sumatra) Saidatul Mardiyah; Alfi Amalia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8676

Abstract

This study aims to examine the management of zakat maal in improving the welfare of the poor with a case study on LAZNAS IZI North Sumatra. The research uses a descriptive qualitative method through interviews, observations, and document review. The results show that zakat collection is carried out through several mechanisms, such as direct payments, bank transfers, zakat pick-up services, and socialization to muzaki. However, low zakat literacy is still an obstacle in optimizing the potential for collection. In terms of distribution, zakat is distributed in a consumptive and productive form with a transparent survey and reporting system. This pattern is considered more advanced than a number of other zakat institutions that tend to be consumptive. Empowerment programs such as Lapak Berkah, business capital assistance, skills training, and scholarships have been proven to be able to increase the income and independence of some mustahik. However, the impact is not even due to the limitations of mentoring and low literacy of the beneficiaries' businesses. Other obstacles encountered include the scattered location of mustahik, the minimal number of companions, inappropriate use of funds, and limited program funds. Overall, the management of zakat maal in IZI North Sumatra contributes positively to improving the welfare of the poor, although it needs to be strengthened through continuous mentoring, increasing financial literacy, and wider cooperation so that the results are more optimal and sustainable.