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All Journal Jurnal Reviu Akuntansi dan Keuangan Jurnal Ilmu Manajemen (JIM) IQTISHODUNA Jurnal Keuangan dan Perbankan Jurnal Ekonomi Modernisasi Indonesian Journal of Business and Entrepreneurship (IJBE) Local Wisdom : Jurnal Ilmiah Kajian Kearifan Lokal Jurnal Ilmiah Mahasiswa Ekonomi Manajemen Jurnal Ilmiah Ekonomi Islam Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Jurnal Pemberdayaan Masyarakat Madani (JPMM) Jurnal EMT KITA Jurnal Manajemen STIE Muhammadiyah Palopo MANAJERIAL JPM (Jurnal Pemberdayaan Masyarakat) Syntax Literate: Jurnal Ilmiah Indonesia Jurnal Riset Akuntansi dan Keuangan JURNAL AKUNTANSI, EKONOMI dan MANAJEMEN BISNIS Jurnal Ilmiah Wahana Akuntansi EKONOMIS : Journal of Economics and Business Management and Economics Journal (MEC-J) JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS EQIEN - JURNAL EKONOMI DAN BISNIS JURISMA: Jurnal Riset Bisnis & Manajemen Jambura Equilibrium Journal Jurnal Samudra Ekonomi dan Bisnis Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah EKUITAS (Jurnal Ekonomi dan Keuangan) JAE (Jurnal Akuntansi dan Ekonomi) Jurnal Pendidikan Edutama Procuratio : Jurnal Ilmiah Manajemen EkBis: Jurnal Ekonomi dan Bisnis International Journal of Economics, Business and Accounting Research (IJEBAR) Dialektika: Jurnal Ekonomi dan Ilmu Sosial Revenue: Jurnal Manajemen Bisnis Islam EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Fokus Manajemen Bisnis Jurnal Ecogen Journal of Management and Entrepreneurship Research Jurnal Manajemen dan Inovasi (MANOVA) Indonesian Journal of Islamic Economics and Business Jurnal Akuntansi dan Keuangan J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Journal of Accounting Research, Organization and Economics (JAROE) Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Edukasi Pengabdian Masyarakat: EDUABDIMAS Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Finance and Islamic Banking Ecobankers : Journal of Economy and Banking

Maretha Ika Prajawati

Universitas Islam Negeri Maulana Malik Ibrahim Malang

Author-ID : 4119106

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Tradisi Ngejot: Makna Dan Perilaku Keuangan (Studi pada Masyarkat Kampung Jawa Wanasari) Nadira Hujahturrohmah Al Khanza; Maretha Ika Prajawati
Jurnal Manajemen STIE Muhammadiyah Palopo Vol 8, No 1 (2022)
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah (LPPI) Universitas Muhammadiyah Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35906/jurman.v8i1.1045

Penelitian ini membahas tentang perilaku keuangan dalam tradisi Ngejot di Kampung Jawa Wanasari. Tradisi yang dilakukan antar umat beragama untuk saling berbagi makanan menjelang Hari Raya Umat Beragama. Tujuan penelitian ini adalah untuk mengetahui makna tradisi Ngejot dan mengetahui perilaku keuangan masyarakat Kampung Jawa Wanasari dalam melakukan tradisi Ngejot. Penelitian ini menggunakan pendekatan kualitatif dengan pendekatan etnografi. Pengumpulan data dilakukan dengan tiga metode yaitu observasi, wawancara dan juga dokumentasi. Hasil penelitian ini menunjukkan bahwa tradisi Ngejot masih dilakukan pada masyarakat kampung Jawa Wanasari dengan Sebagian beranggapan makna tradisi Ngejot yaitu mengharapkan pengembalian makanan tersebut atau seperti hutang-piutang, tetapi banyak yang memaknai tradisi Ngejot sebagai Shodaqoh tidak mengharapkan adanya suatu pengembalian dan dilakukan atas dasar ikhlas saling berbagi. Melaksanakan tradisi Ngejot ini membutuhkan dana yang lumayan besar, untuk tetap melakukan tradisi Ngejot masyarakat harus cermat dan teliti untuk mengatur keuangan, agar tidak konsumtif dalam melakukan pembelian.

Economic benefit, convenience dan risk benefit dalam mempengaruhi penggunaan Fintech yang berulang Fani Firmansyah; Choirul Rozi; Maretha Ika Prajawati
Jurnal Ekonomi Modernisasi Vol. 17 No. 2 (2021): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang

Almost all activities in all sectors are supported by technology and information. Fintech has attracted much attention, but the current use of Fintech is still in doubt. This study aims specifically to determine the specific benefits that are felt as well as the negative impacts arising from the use of Fintech together can influence the use of Fintech repeatedly, specifically for the younger generation. This type of research is quantitative research. The sampling method used is Quota Sampling. In this study, 20 samples will be taken from several universities in Malang. Based on the results of the research and discussion of this study, it can be concluded that the higher the economic benefits and comfort provided by Fintech, the higher the recurring assistance for Fintech. Financial risk (financial influence) as a moderating variable that influences the effect of economic benefits (economic benefits) on the continuation of financial technology intentions (intention to use repeatedly in financial technology products). The financial risk offered by Fintech means the higher interest in using Fintech because of the higher the level of Fintech usage the higher.

E-banking Service Quality dan E-trust serta Implikasinya pada E-customer Satisfaction dan E-customer Loyalty Fani Firmansyah; Puji Endah Purnamasari; Maretha Ika Prajawati
IQTISHODUNA IQTISHODUNA (VOL.18, No.2, 2022)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

This study aims to make a significant contribution to the banking marketing literature and to explain how the dimensions of e-service quality and e-trust are used as predictors of e-satisfaction and consequently increase e-loyalty. The population in this study consisted of banking customers, both Islamic banking and conventional banking in Malang City. The sample is part of the number and characteristics of the population. The sampling technique in this research is purposive sampling. The results of the study show that the services provided by banking in Malang City in the form of online transactions are able to have a good impact on the satisfaction felt by customers, so that because customers are satisfied they will always use these services, especially at this time which is very much needed considering the restrictions on community activities due to there is a COVID-19 pandemic. Customer confidence in online media provided by banks in Malang City has a positive influence on the satisfaction felt by customers, which in the end customers will feel loyal and return to using these services during this covid-19 pandemic.

PENGARUH KINERJA KEUANGAN TERHADAP NILAI PERUSAHAAN DENGAN KEPEMILIKAN MANAJERIAL SEBAGAI VARIABEL MODERASI Romi Maulid Azhari; Maretha Ika Prajawati
Jurnal MANAJERIAL Vol 21, No 2 (2022): Vol 21, No 2
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/manajerial.v21i2.51765

The purpose of this study was to determine the effect of financial performance on firm value, the effect of managerial ownership on firm value, and the effect of managerial ownership in moderating the relationship between financial performance and firm value. This study takes the object of a health sector company listed on the Indonesia Stock Exchange in 2019-2021. The method used in this study is a quantitative method with a total sample of 16 health sector companies listed on the Indonesia Stock Exchange. Based on statistical calculations, the results of the study show that financial performance has a significant effect on firm value, managerial ownership has no effect on firm value, and managerial ownership has no effect as a moderator of the relationship between financial performance and firm value.

PENGARUH STRUKTUR MODAL, KEBIJAKAN UTANG, DAN KEPEMILIKAN MANAJERIAL TERHADAP NILAI PERUSAHAAN DENGAN PROFITABILITAS SEBAGAI VARIABEL MODERASI Liana Nurul Afifah; Maretha Ika Prajawati
Jurnal Ilmiah Mahasiswa Ekonomi Manajemen Vol 7, No 4 (2022): November
Publisher : Departemen Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimen.v7i4.22980

The purpose of this study is to determine the effect between capital structure, debt policy, and managerial ownership on firm value with profitability as a moderating variable. The sample in this study is Consumer Non Cyclical sector listed in the IDX for 2017-2021. Sample is taken using purposive sampling method consisting of 35 samples with 7 companies. Data were analyzed using multiple linear regression statistical tests and MRA using SPSS software version 25. The results showed that capital structure, debt policy, and managerial ownership has negative effect on firm value. Then profitability is able to moderate the relationship between managerial ownership and company value. While the capital structure and debt policy of the company's value is not able to be moderated by profitability.

Pelatihan Sertifikasi Halal sebagai Strategi Membangun Kepercayaan Konsumen bagi Masyarakat Desa Gadingkulon, Kecamatan Dau, Kabupaten Malang Esy Nur Aisyah; Maretha Ika Prajawati; Didik Wahyudi
J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Vol 4, No 2 (2020): Oktober 2020
Publisher : IKIP PGRI Bojonegoro

This activity is motivated by the products of the Gadingkulon villagers who have low bargaining power, their lack of ability in packaging and selling products is also an obstacle. Besides, many business actors have not pocketed and are not sufficiently knowledgeable about halal certification from MUI for the products they produce, so they will find it difficult to market their products to souvenir centers, supermarkets, and other markets. Guaranteed halal products through halal product certificates will provide comfort, safety, safety, and certainty of the availability of halal products for people in consuming and using halal products and can increase added value for business actors to produce and sell halal products. Therefore, they need to be equipped with knowledge and training on halal certification steaming. This service activity consists of 4 stages, namely preparation, meeting, training, and monitoring and evaluation. The community service activities carried out in Gading Kulon Village, Dau District, Malang Regency are going well. The result of community service activities is that people who have joint products with the Halal Center of UIN Maulana Malik Ibrahim Malang help meet and identify all the requirements needed and will then be bridged by the Halal Center of UIN Maulana Malik Ibrahim Malang until the issuance of halal certificates.

Pengaruh Kecerdasan Spiritual, Pendapatan, dan Hedonism Lifestyle terhadap Pengelolaan Keuangan: Studi kasus guru pondok pesantren An-Nur 3 “murah banyu” malang Abdullah Afif; Maretha Ika Prajawati
Jurnal Manajemen dan Inovasi (MANOVA) Vol. 6 No. 1 (2023): Januari
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/manova.v6i1.1082

Tujuan penelitian ini adalah untuk menganalisis bagaimana pengaruh kecerdasan spiritual, pendapatan, dan hedonism lifestyle terhadap pengelolaan keuangan guru Pondok Pesantren An-Nur 3 “Murah Banyu” Malang. Penelitian ini berjenis kuantitatif deskriptif. Populasi yang dipilih pada penelitian ini adalah guru Pondok Pesantren An-Nur 3 “Murah Banyu” Malang yang berjumlah 70 orang. Untuk sampel dalam penelitian ini adalah 40 orang, diperoleh dengan menggunakan formula Slovin dan ditentukan dengan teknik random sampling. dan data dikumpulkan dengan menggunakan penyebaran kuesioner, dan dokumentasi, untuk teknik analisis data yang digunakan ialah uji regresi linier berganda menggunakan aplikasi SPSS versi 25.0. Hasil pada penelitian ini menunujukkan hedonism lifestyle tidak berpengaruh pada pengelolaan keuangan, sedangkan kecerdasan spiritual, dan pendapatan berpengaruh terhadap pengelolaan keuangan guru Pondok Pesantren An-Nur 3 “Murah Banyu” Malang. Kecerdasan spiritual, pendapatan, dan hedonism lifestyle secara simultan berpengaruh terhadap pengelolaan keuangan guru Pondok Pesantren An-Nur 3 “Murah Banyu” Malang.

Pengaruh Risk Tolerance dan Religiusitas terhadap Keputusan Investasi dengan Literasi Keuangan sebagai Variabel Moderasi Idhofi Khusna Baihaqqi; Maretha Ika Prajawati
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 3 (2023): February 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i3.2448

The purpose of this study is to determine the effect of risk tolerance and religiosity on direct investment decisions, as well as the effect of either moderated or unmoderated by financial literacy. Quantitative research with a descriptive approach is the type of research in this study. The population of this study were active students of the Faculty of Economics, Maulana Malik Ibrahim State Islamic University, Malang. Meanwhile, the sample of this research is 100 students who invest in the capital market selected by purposive sampling technique and Slovin formula. The research data this time is primary data tested using SmartPLS 3 software with analytical techniques in the form of descriptive statistics, outer models, and inner models. The results of this study indicate that there is a positive and significant influence of religiosity and financial literacy on investment decisions, while risk tolerance has no effect on investment decisions. In addition, it was also found that the role of financial literacy in moderating the relationship between religiosity and investment decisions, but failed to moderate the relationship between risk tolerance and investment decisions.

PSR DAN ZPR SEBAGAI IPI PADA PROFITABILITAS DENGAN MODERATOR INTELLECTUAL CAPITAL Lutfiatul Inayah; Maretha Ika Prajawati
Jurnal Ilmu Manajemen Vol. 11 No. 1 (2023)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)

The development of sharia in Indonesia is improving, and must use financial performance measurements by sharia principles, one of which is the Islamicity performance index. This study examined Islamicity Performance's impact on Islamic commercial banks' profitability by adding intellectual capital as a moderating variable. This research utilises data from 10 Islamic Commercial Banks (BUS) recorded at the OJK in 2017-2021 after purposive sampling. The method used in this research is panel data regression analysis and MRA. The results show that the Profit-Sharing Ratio (PSR) has no effect on profitability, Zakat Performance Ratio (ZPR) has an impact on profitability, and Intellectual Capital (IC) can moderate the influence of both independent variables on profitability. Based on the findings that have been described, it is hoped that this will become a consideration for company management to increase PSR and ZPR, indicators of a company's Islamic financial performance, by raising intellectual capital.

Time Value of Money dalam Arisan Jajan Lebaran Ibu-Ibu Kharisma Salsabila; Maretha Ika Prajawati
Jurnal Akuntansi dan Keuangan Vol 12, No 1 (2023)
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/jak.v12i1.2118

Penelitian ini memiliki tujuan untuk menganalisis time value of money pada arisan jajan lebaran ibu-ibu Dusun Sanan. Penelitian kualitatif ini menggunakan studi kasus dan data primer diperoleh dari hasil wawancara dengan ibu-ibu Dusun Sanan kecamatan Kesamben kabupaten Blitar. Hasil penelitian ini menunjukkan bahwa konsep time value of money berlaku pada arisan jajan lebaran ibu-ibu Dusun Sanan dimana nilai jajan yang diterima saat ini berbeda dengan nilai jajan yang diterima di masa lalu atau masa yang akan datang. Respon ibu-ibu Dusun Sanan adalah menerima hal tersebut karena sudah menjadi risiko pasti dalam arisan jajan meskipun terkadang sedikit mengeluh apabila harga jajan dirasa mengalami kenaikan yang sangat kentara.

Co-Authors Abdullah Afif Abdullah Afif Adhawiyah, Robiatul Afifah Rahmawati Sugondo Eka Putri Agus Indiyanto Agustine, Siti Revina Amaliatul Khasanah Ana Maghfirah Badrus Sholeh Bagaskara, Doni Yusuf Basir S Basir S. Bumulo, Frahmawati Burhani, Ahmad Furqon Choirul Rozi Damayanti, Alvina Devika, Ferdiya Devika, Ferdiya Didik Wahyudi Doni Yusuf Bagaskara Doni Yusuf Bagaskara Dwi Susanti Dzakirah, Nadiva Eko Suprayitno Esy Nur Aisyah Esy Nur Aisyah Fani Firmansyah Fani Firmansyah Febi Suprobo Fina Rosyada Firdian, Rieza Fitriyah Fitriyah Hana Rosita Nury Hulaila, Aini Idhofi Khusna Baihaqqi Indah Yuliana Kharisma Salsabila Kumalasari, Putri Lambertus P Wairisal Laylatul Fauziyah Lestari, Nimas Dewi Liana Nurul Afifah Lutfiatul Inayah Mahbubah, Aisy Nafisatul Maulidya Al Afshana, Dida Mayasari, Nur Aulia Keysha Mega Noerman Ningtyas Misbahul Munir Misbahul Munir Mochamad Riski Fajar Kurniawan Muhammad Nashih Muis, Ikhza Syafa Nadira Hujahturrohmah Al Khanza Nia Zairotul Ma'rifah Niam, Siti Khozinatun Ningtyas, Mega Pratiwi, Novita Rahayu Pribadi, Dandi Tegas Prista, Alexchandra Nurfadila Puji Endah Purnamasari Puspitarini, Natasya Qanita, Ariza Rizka Nur Adila Maulida Rohmadi Rohmadi Rohmadi Rohmadi Rohmadi Rohmadi Romi Maulid Azhari Rossya fina Rohmaturrohmania S, Basir S, Basir Sagena, Basir Sahrian Putra*, Muhammad Rafli Salim Al Idrus Setiani Setiani Setiani Setya Pradhana, Moch Aldi Slamet . Suryaningtiyas Surya Pratiwi Suyuti, Mufit Wahyu Febri Ramadhan Sudirman Yuliati - Yusuf, Mirna

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