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Analisis Pembiayaan Akad Musyarakah pada Lembaga Keuangan Syari’ah di Indonesia: Studi Pendekatan NVivo dan Literatur Review Maretha Ika Prajawati; Rohmadi; Doni Yusuf Bagaskara
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2017

Abstract

This research aims to determine financing analysis in sharia financial institutions in Indonesia using the NVivo approach. This research uses qualitative methodology with the Nvivo approach and literature review. "Data analysis techniques include: (1) mapping the number of news article codes based on qualitative analysis using Nvivo 14 software around the "Musyarakah Agreement", (2) mapping visualization results with hierarchical diagrams and testing the correlation between media articles using Nvivo 14 software; (3) mapping research topics with the World Cloud or a collection of words that are often discussed in media articles; and (4) testing the significant value between media articles to determine the size of the correlation around the topic "Musyarakah Agreement". The results of this research indicate that the topic that is often discussed in media articles regarding Musyarakah Contracts is the type and purpose of Musyarakah. Meanwhile, a topic that is rarely discussed by media articles regarding Musyarakah Agreements is the provisions and procedures for Musyarakah
Financial Behavior in Yasinan Consumption Suryaningtiyas Surya Pratiwi; Maretha Ika Prajawati
Jurnal Riset Akuntansi dan Keuangan Vol 12, No 1 (2024): Jurnal Riset Akuntansi dan Keuangan. April 2024 [DOAJ dan SINTA Indexed]
Publisher : Program Studi Akuntansi FPEB UPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jrak.v12i1.63264

Abstract

This research was conducted to explore the meaning and determine the financial behavior of mothers in managing finances to carry out yasinan activities. This research uses a qualitative approach with a case study research type. In this study, data collection was carried out using three methods, namely interviews, observation, and documentation. The results of this study indicate that this yasinan activity is a hereditary activity that is carried out every week on Monday night and the place takes turns in the homes of the community. In this activity usually read yasin and istighosah, at the end of the event usually served consumption. The funds spent on yasinan consumption are quite large because in the past the consumption served was light food, now it has changed to heavy food. The considerations used to determine the consumption of yasinan are the consumption that is usually served by the mothers according to their development, price and type of food. In this case, mothers have good financial behavior by making wise financial decisions by planning in determining yasinan consumption.
Analisis Reaksi Pasar Terhadap Perubahan Auto Rejection 15% Menjadi Auto Rejection Simetris Nia Zairotul Ma'rifah; Fitriyah Fitriyah; Maretha Ika Prajawati
Jurnal Ecogen Vol 6, No 4 (2023): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v6i4.15565

Abstract

The condition of the global economy is likely to be experiencing fluctuations from the effects of ecological 19, which affect many sectors of one of the capital markets. Capital markets are affected by fluctuating prices, asa result of these events countries are implementing such policies as price limit (auto excess). Bank Indonesia the central bank/bi decided to raise its key rate by 25 basis points to 8.25 percent. At the current substandard auto drops to 7%. to June 5, 2023 to 15%, and now auto symmetrical again. This condition certainly triggers market reactions. Therefore the purpose of this study is to recognize market responses asa result of these changes in policy. The study population is 55 companies registered in the Indonesia stock exchange (bei). For sample retrieval techniques conducted by simple random sampling methods by taking out 5 companies in all sectors in bei. The data analysis that was used was Shapiro wilk's test for the normality of data, and a hypothetical test used wilxocon signed rank because of insufficient data distribution. Test one specimen t-test and test specimen t-test shows no abnormal return differences in previous and previous periods of auto policy change. But there are differences before and after in the variable trade volume.
Peran Mediasi Kepuasan Nasabah Pada Pengaruh Kualitas Pelayanan Dan Relationship Marketing Terhadap Loyalitas Nasabah Pada Baitul Maal Wat Tamwil (BMT) Maslahah Cabang Wagir Kabupaten Malang Muhammad Nashih; Salim Al Idrus; Maretha Ika Prajawati
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 9 No 1 (2024): Dialektika : Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/dialektika.v9i1.3538

Abstract

The aim of this research is to find out how customer satisfaction mediation impacts service quality and marketing relationships on customer loyalty at BMT Maslahah Wagir Branch, Malang Regency. This study uses quantitative methods. This research involved customers of BMT Maslahah Wagir Branch. Simple random sampling was used to take samples. This research involved 170 people who answered. This data from this research was analyzed using the SmartPLS application with analysis (Partial Least Square). The results of this research show that customer loyalty is directly influenced by the quality of service provided. Unlike relationship marketing which does not directly influence customer loyalty, customer satisfaction influences customer loyalty directly. The mediating role of customer satisfaction shows that service quality and relationship marketing can control the influence of customer satisfaction on customer loyalty
The Influence of Dimensions Female Leadership Competencies To SMEs Performance Maretha Ika Prajawati; Esy Nur Aisyah; Setiani Setiani
Indonesian Journal of Business and Entrepreneurship (IJBE) Vol. 10 No. 3 (2024): IJBE, Vol. 10 No. 3, September 2024
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.10.3.606

Abstract

Background: Improving female leadership will have a lasting impact on the development of future female leaders. With societal advancements, the knowledge and quality of female employee representatives have significantly improved, leading to increased effectiveness of female leaders. Female leadership is closely tied to company competitiveness and gaining a competitive advantage.Purpose: The aim of this study is to investigate the leadership of female SME owners by applying the hypothesis of competitiveness to analyze the leadership competencies that influence the competitiveness of SMEs.Design/methodology/approach: This research adopts a quantitative approach, focusing on SMEs in Batu City. Based on Slovin's formula, the sample size for this study was determined to be 100 respondents.Findings/Result: The research demonstrates that entrepreneurial competencies play a crucial role in business development and success, highlighting the importance of understanding the nature and role of competencies in SMEs. Strategic vision, operations management, professional knowledge, hands-on experience, and relationship building have a significant impact on performance.Conclusion: The rapid growth of SMEs clearly illustrates the importance of leadership in achieving success. However, while leadership is often seen as a personal attribute, and better leadership is believed to result from developing individual leader competencies, it is essential to explore the relationship between competence and leadership style.Originality/value (State of the art): This research emphasizes the importance of long-term growth over short-term profitability for SMEs. The capacity for long-term development is considered essential for SMEs, and this study investigates the impact of female leadership competencies on the growth and performance of SMEs. Keywords: strategic visions, operations management, professional knowledge, hand on experience, relationship building
Kegiatan Filantropi sebagai Wujud Kepedulian terhadap Sesama di Desa Sumberbrantas, Kota Batu Maretha Ika Prajawati; Basir S.
J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Vol 7, No 2 (2023): Oktober 2023
Publisher : IKIP PGRI Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30734/j-abdipamas.v7i2.3233

Abstract

ABSTRACTThis community service is carried out as a form of social care and social responsibility towards the community. In this case, the charitable activities carried out in the village of Sumberbantas are collected through donations for orphans. Community service activities are carried out in the village of Sumber Brantas, one of the villages that supports the Raden Soerjo Tahura area. The area of Sumber Brantas village is 541,1364 Ha and is located at an altitude of 1,400 to 1,700 above sea level. Sumber Brantas Village is one of the last and continues to grow both economically and developmentally. The method used in this community service is the Participatory Action Research (PAR) method. The purpose of this activity is not only to make charity activities for orphans as a starting point for steps towards maturity and to promote future social values, but also as a form of concern for others, especially orphans who are in trouble. This compensation activity can strengthen Muslim brotherhood and also foster a sense of social awareness and realize participation in religious activities in the community, increase social cohesion, congregation in the community and also grow mosques. If many people need other people and pay attention to other people's needs, then everyone who has needs can have their needs met. Keywords: Orphans, Caring, Sumber Brantas ABSTRAKPengabdian masyarakat ini dilakukan sebagai bentuk kepedulian sosial dan tanggung jawab sosial terhadap masyarakat. Dalam hal ini, kegiatan amal yang dilakukan di desa Sumberbantas dihimpun melalui santunan anak yatim piatu. Kegiatan pengabdian kepada masyarakat dilaksanakan di desa Sumber Brantas, salah satu desa yang menjadi penyangga kawasan Tahura Raden Soerjo. Luas desa Sumber Brantas adalah 541.1364 Ha dan terletak pada ketinggian 1.400 hingga 1.700 dpl. Desa Sumber Brantas merupakan salah satu yang terakhir dan terus berkembang baik secara ekonomi maupun pembangunan. Metode yang digunakan dalam pengabdian masyarakat ini adalah dengan metode Participatory Action Research (PAR). Tujuan kegiatan ini selain menjadikan kegiatan santunan anak yatim piatu sebagai titik tolak langkah menuju kedewasaan dan mengedepankan nilai-nilai sosial masa depan juga sebagai bentuk kepedulian terhadap sesama khususnya anak yatim piatu yang kesulitan.  Kegiatan santunan ini dapat mempererat ukhuwah umat Islam dan juga menumbuhkan rasa kepedulian sosial dan mewujudkan partisipasi dalam kegiatan keagamaan di masyarakat, meningkatkan kohesi sosial, berjamaah di masyarakat dan juga menumbuhkan masjid. Jika banyak orang membutuhkan orang lain dan memperhatikan kebutuhan orang lain, maka setiap orang yang memiliki kebutuhan dapat terpenuhi kebutuhannya.   Kata kunci: yatim piatu, kepedulian, Sumber Brantas 
ANALISIS PEMBIAYAAN IJARAH MUNTAHIYA BITTAMLIK PADA LEMBAGA KEUANGAN SYARI’AH DI INDONESIA : STUDI NVIVO DAN LITERATUR REVIEW Sholeh, Badrus; Rohmadi; Ika Prajawati, Maretha
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 1 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(1).16645

Abstract

Penelitian ini bertujuan untuk mengetahui analisis pembiayaan Ijarah Muntahiya Bittamlik pada lembaga keuangan syari’ah di Indonesia menggunakan pendekatan NVivo. Penelitian ini menggunakan metodelogi kualitatif dengan pendekatan NVivo dan literature review. Teknik analisis data meliputi : (1) Memetakan  jumlah kode artikel berita berdasarkan analisa kualitatif  seperti pengertian, mekanisme, produk dan hukum, seputar “IMBT” menggunakan software NVivo 14; (2) Memetakan hasil visualisasi dengan diagram hierarki dan menguji korelasi hubungan antara artikel media menggunakan analisa kualitatif; (3) Memetakan topik penelitian dengan Worldcloud atau kumpulan kata yang sering dibahas pada artikel media ; dan (4) Menguji nilai signifikan antara artikel media untuk mengetahui besar atau kecilnya suatu korelasi seputar topik “IMBT”. Hasil penelitian ini menunjukkan bahwa topik yang sering dibahas pada artikel media mengenai IMBT adalah pengertian dan mekanisme IMBT. Sedangkan topik yang jarang dibahas oleh artikel media mengenai IMBT adalah pengertian dan hukum. Implikasi penelitian ini menunjukan studi pendekatan NVivo dan literatur review dapat menjadi rekomendasi untuk peningkatan literasi kepada masyarakat mengenai pembiayaan IMBT melalui artikel media.
The Role of PKK Saving Loan Against Community Economic Empowerment Malang City Agustine, Siti Revina; Prajawati, Maretha Ika
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 7 No. 1 (2023): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 3 Indexed)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.007.1.11

Abstract

PKK savings and loans activities are an activity that flows from members' deposits or commonly called savings and money from member deposits will be turned into loans for members. The purpose of holding this savings and loans activity is to assist the community in flowing unused funds and assist the community in meeting the needs of the pressed or who are dependent on loan shark debt. In order to get deeper results, this study used the descriptive method of qualityf. Family Empowerment and Welfare or PKK rt 4 is located in rt 4 rw 12 Purwodadi village, Blimbing district, Malang City. The purpose of PKK rt 4 in the role of savings and loans is to reduce the community's dependence on loan sharks and provide business capital to small sector businesses that are still in the context of rt 4. The role of Savings and Loans in community economic empowerment, especially in reducing dependence on loan sharks, has been going well so some members have switched because the interest is lower than loan sharks and the interest itself will be distributed thoroughly to members in the form of Residual Business Results (SHU) at the end of the period.
Unraveling the Role of Financial Attitude: A Key Moderator of Financial Literacy in Shaping Financial Behavior Sahrian Putra*, Muhammad Rafli; Prajawati, Maretha Ika
JURISMA : Jurnal Riset Bisnis & Manajemen Vol 13 No 2: Oktober 2023
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jurisma.v13i2.8332

Abstract

Penelitian ini memiliki tujuan untuk mengetahui pengaruh tingkat literasi keuangan dan financial attitude terhadap financial behavior serta pengaruh variabel financial attitude sebagai variabel moderasi. Penelitian ini menggunakan kuesioner sebagai metode penelitian yang disebarkan kepada 75 responden yang merupakan pengurus Galeri Investasi Bursa Efek Indonesia UIN Malang, UM, dan Universitas Ma Chung. Teknik analisis menggunakan Partial Least Square. Hasil penelitian menunjukkan financial behaviour secara positif dipengaruhi oleh variabel tingkat literasi keuangan, tapi tidak signifikan. Sedangkan, variabel financial behaviour dipengaruhi oleh variabel financial attitude secara positif signifikan. Di sisi lain, variabel financial attitude sebagai variabel moderasi mempunyai dampak positif terhadap hubungan antara variabel tingkat literasi keuangan dan variabel financial behavior. Kata Kunci: Tingkat Literasi Keuangan; Sikap Keuangan; Perilaku Keuangan; Variabel Pemoderasi; Partial Least Square
Evaluasi Efektivitas Penggunaan Anggaran Modal pada Koperasi Konsumen Syariah An-Nisa Dzakirah, Nadiva; Ika Prajawati, Maretha
Jurnal EMT KITA Vol 8 No 1 (2024): JANUARY 2024
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v8i1.1789

Abstract

This research aims to determine capital management and evaluate the effectiveness of using the capital budget. In this research, the research location was carried out at the An-Nisa Sharia Consumer Cooperative, Batu City. The research subjects were cooperative administrators who served as chairman. The method used is a descriptive qualitative method. Data collection techniques are used in interviews, observation, and documentation. The research results show that the condition of cooperatives in capital management and evaluation of effectiveness in using the capital budget from the previous year to the present is in very good condition. The existence of monthly, quarterly, semester and annual reports makes it more optimal for monitoring and reporting the condition of the cooperative.
Co-Authors Abdullah Afif Abdullah Afif Adhawiyah, Robiatul Afifah Rahmawati Sugondo Eka Putri Agus Indiyanto Agustine, Siti Revina Amaliatul Khasanah Ana Maghfirah Badrus Sholeh Bagaskara, Doni Yusuf Basir S Basir S. Bumulo, Frahmawati Burhani, Ahmad Furqon Choirul Rozi Damayanti, Alvina Devika, Ferdiya Devika, Ferdiya Didik Wahyudi Doni Yusuf Bagaskara Doni Yusuf Bagaskara Dwi Susanti Dzakirah, Nadiva Eko Suprayitno Esy Nur Aisyah Esy Nur Aisyah Fani Firmansyah Fani Firmansyah Febi Suprobo Fina Rosyada Firdian, Rieza Fitriyah Fitriyah Hana Rosita Nury Hulaila, Aini Idhofi Khusna Baihaqqi Indah Yuliana Kharisma Salsabila Kumalasari, Putri Lambertus P Wairisal Laylatul Fauziyah Lestari, Nimas Dewi Liana Nurul Afifah Lutfiatul Inayah Mahbubah, Aisy Nafisatul Maulidya Al Afshana, Dida Mayasari, Nur Aulia Keysha Mega Noerman Ningtyas Misbahul Munir Misbahul Munir Mochamad Riski Fajar Kurniawan Muhammad Nashih Muis, Ikhza Syafa Nadira Hujahturrohmah Al Khanza Nia Zairotul Ma'rifah Niam, Siti Khozinatun Ningtyas, Mega Pratiwi, Novita Rahayu Pribadi, Dandi Tegas Prista, Alexchandra Nurfadila Puji Endah Purnamasari Puspitarini, Natasya Qanita, Ariza Rizka Nur Adila Maulida Rohmadi Rohmadi Rohmadi Rohmadi Rohmadi Rohmadi Romi Maulid Azhari Rossya fina Rohmaturrohmania S, Basir S, Basir Sagena, Basir Sahrian Putra*, Muhammad Rafli Salim Al Idrus Setiani Setiani Setiani Setya Pradhana, Moch Aldi Slamet . Suryaningtiyas Surya Pratiwi Suyuti, Mufit Wahyu Febri Ramadhan Sudirman Yuliati - Yusuf, Mirna