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SOSIALISASI DAN EDUKASI FINTECH PEMBIAYAAN SYARIAH BAGI PENGURUS MASJID KEMENTERIAN/LEMBAGA DAN BUMN Faizi, Faizi; Kusumastuti, Retno Dyah; Kusuma, Airlangga Surya; Widodo, Purwanto; Levianto, Jubei
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 5 (2024): Vol. 5 No. 5 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i5.35123

Abstract

Indonesia yang mayoritas penduduknya beragama Islam memiliki potensi yang besar menjadi pusat pengembangan keuangan syariah, termasuk fintech pembiayaan syariah. Namun perkembangan fintech pembiayaan syariah sendiri masih relatif kecil. Salah satu permasalahan yang menghambat perkembangan fintech pembiayaan syariah adalah rendahnya tingkat literasi fintech syariah masyarakat. Selain itu masyarakat juga masih menganggap fintech pembiayaan syariah sama dengan pinjol ilegal yang memiliki reputasi buruk. Oleh karena itu, perlu dilakukan sosialisasi untuk meningkatkan pemahaman fintech pembiayaan syariah di masyarakat. Agar lebih efektif, sosialisasi tersebut sebaiknya ditujukan ke pihak-pihak yang memiliki pengaruh di masyarakat, seperti pengurus masjid. Diharapkan dengan sosialisasi tersebut, pemahaman pengurus masjid terkait fintech pembiayaan syariah dapat meningkat, dan pengurus masjid dapat meneruskan pengetahuan mengenai fintech pembiayaan syariah ke masyarakat luas. Untuk melaksanakan sosialisasi tersebut, tim pengabdian UPN Veteran Jakarta selanjutnya bekerjasama dengan Forum Silaturrahim Takmir Masjid Kementerian/Lembaga dan BUMN untuk mengadakan sosialisasi fintech pembiayaan syariah bagi pengurus masjid. Metode kegiatan pengabdian ini menggunakan metode ceramah sebagai metode untuk sosialisasi fintech pembiayaan syariah, yang selanjutnya dilanjutkan dengan sesi tanya jawab. Kedepannya diharapkan pengurus masjid dapat meneruskan pengetahuan mengenai fintech pembiayaaan syariah ke masyarakat luas, sehingga pemahaman fintech pembiayaan syariah di masyarakat juga meningkat.
Examinating The Effect of Covid-19 on The Efficient Market Hypothesis (EMH) Anomaly of The Islamic Stock Index in Indonesia Widodo, Purwanto
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 16 No. 2 (2024)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v16i2.40338

Abstract

This study aims to determine whether Covid-19 affects the return pattern of the Jakarta Islamic Index (JII) and whether the JII return is efficient in accordance with the Efficient Market Hypothesis (EMH). To ensure that the data analysis was in accordance with the objectives, samples were taken from January 1, 2008, to June 28, 2024, with ARCH-GARCH analysis so that the results were consistent and not robust. The findings of this research are as follows: JII returns are efficient because there is no Covid-19 effect and EMH anomaly, where there is no evidence of the day-of-the-week effect, Monday Effect, Friday Effect, or week four effect. In addition, the appropriate model is asymmetric EGARCH (1,1) with non-normal error term distribution. These findings have implications for investors, policy makers, and researchers interested in the performance and behavior of the Islamic stock market, so that in analyzing the stock market more strengthen the fundamental analysis of the company. Penelitian ini bertujuan mengetahui Covid-19 mempengaruhi pola return Jakarta Islamic Index (JII) dan apakah return JII efisien sesuai dengan Efficient Market Hypothesis (EMH). Untuk menjamin bahwa analisis data sesuai dengan tujuan, maka diambil sampel mulai dari 1 January 2008 sampai dengan 28 Juni, 2024 dengan analisis ARCH-GARCH agar hasilnya konsisten serta tidak robust. Temuan penelitian ini adalah: return JII efisien karena tidak diketemukan adanya pengaruh Covid-19 serta anomaly EMH, dimana tidak terbukti adanya the dayof-the-week effect, Monday Effect, Friday Effect dan week four effect. Selain itu, model yang sesuai adalah asymmetric EGARCH (1,1) dengan distribusi error term non normal. Temuan ini memiliki implikasi bagi investor, pembuat kebijakan, dan peneliti yang tertarik dengan kinerja dan perilaku pasar saham syariah, agar dalam menganalisis pasar saham lebih memperkuat analisis fundamental perusahaan.
Sosialisasi dan Edukasi Sukuk bagi Pengurus Masjid Kementerian/Lembaga dan BUMN Kusuma, Airlangga Surya; Faizi, Faizi; Widodo, Purwanto; Levianto, Jubei
Jurnal Pustaka Dianmas Vol 5, No 2 (2025)
Publisher : Universitas Prof. Dr. Moestopo (Beragama)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32509/dianmas.v5i2.6553

Abstract

The sukuk market in Indonesia is still facing problems, even though Indonesia is a Muslim-majority country. One of the problems that hinders the development of the sukuk market is the poor understanding of sukuk. Therefore, training is needed to improve the community’s understanding of sukuk. To be more effective, the training should be aimed at parties that influence the community, such as mosque administrators. With this training, mosque administrators’ understanding of sukuk can be increased, and mosque administrators can pass on this understanding to a wider community. To carry out the training, the UPN Veteran Jakarta community service team collaborated with the Mosque Administrator Forum of Ministries/Institutions and SOEs to socialize sukuk for mosque administrators. The community service activity used a lecture method, followed by a discussion session. The result of this training is that mosque administrators have a better understanding of sukuk. Furthermore, mosque administrators should pass on knowledge about sukuk to the wider community.
The use of Dynamic Panel Data to Estimate the Profitability of Conventional Banks Widodo, Purwanto
Journal La Sociale Vol. 7 No. 1 (2026): Journal La Sociale
Publisher : Borong Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journal-la-sociale.v7i1.2773

Abstract

This study aims to analyze internal and macroeconomic factors that affect the profitability of conventional banks in Indonesia, using Return on Assets (ROA) and Net Interest Margin (NIM) proxy. Previous research has often ignored the issue of endogeny and persistence of profitability. Using dynamic panel data from 37 conventional banks during the period 2012–2024, this study applied the Two-Step System Generalized Method of Moments (GMM) method. The results confirm the existence of significant persistence of profitability. It was found that independent factors had different (divergent) impacts on ROA and NIM. Specifically: The Loan-to-Deposit Ratio (LDR) has a positive impact on ROA but negative on NIM. Non-Performing Loans (NPLs) have a negative impact on ROA, but surprisingly positive on NIM. Macro factors (GDP, Inflation, Interest Rates) also show a complex duality of impacts. Banks are advised to maintain optimal LDRs while increasing low-cost Third-Party Funds (DPK) and diversifying non-interest income. Regulators are encouraged to analyze NIM as the core of intermediation efficiency, not just ROA.