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All Journal EkoBis: Jurnal Ekonomi & Bisnis Benchmark Equity: Jurnal Akuntansi Jurnal Ekonomi dan Bisnis Digital (MINISTAL) Jurnal Manajemen Jurnal Ilmiah Multidisiplin Indonesia Jurnal Pengabdian Masyarakat dan Riset Pendidikan Journal of Innovative and Creativity Jurnal Ekonomi, Manajemen, Akuntansi Nomico Journal of Economic Education and Entrepreneurship Studies Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN)
Nurul Iman
Universitas Bhayangkara Surabaya
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Mathematics Physics Social Sciences Other

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Perceived Financial Literacy, Financial Behavior, FoMO, and Students’ Stock Investment Interest Kevin Febriawan; Nurul Qomari; Nurul Iman
Equity: Jurnal Akuntansi Vol. 7 No. 1: September 2026
Publisher : Universitas Bhayangkara Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46821/equity.v7i1.879

Abstract

Young investors increasingly dominate Indonesia’s capital market, yet investment interest may reflect both financial readiness and social emotional pressure. This study examines the associations of perceived financial literacy, financial behavior, and Fear of Missing Out (FoMO) with stock investment interest among 164 students of the Faculty of Economics and Business, Bhayangkara University Surabaya. Data from a cross sectional survey were analyzed using multiple linear regression. The model was significant, F (3,160)= 56.120, p < .001, with R²= .513 and adjusted R²= .504. Perceived financial literacy (β= .543, p < .001), financial behavior (β= .247, p < .001), and FoMO (β= .133, p= .025) were positively associated with investment interest. Perceived financial literacy had the largest standardized coefficient, while FoMO showed a smaller but detectable association. The pattern suggests that student investment interest reflects financial capability, behavioral readiness, and a social emotional component, supporting investment education that integrates financial knowledge, money management routines, and behavioral awareness.
Co-Authors Ahmad Zainuddin Ambardi Fadjar Andini Ayu Pratiwi Anodia Tegar Pranatha Cholifah Cholifah Eka Apriliana A Elly Yuniar Nitawati Elly Yuniar Nitawati Enny Istanti Eryana Setyarti Febriani Tri Hartatik Ika Putri Sholichah Indah Noviandari Juliani Pudjowati Kevin Febriawan Kusumaningtyas, Menur Miftahul Rohmah Miya Dewi Miya Dewi Suprihandari Muhammad Ali Masyhuri Muhammad Aly Umar Musriha Musriha Nur Indah Fatmawati Nurul Qomari Priyo Utomo Sari Handayani Siti Rosyafah, Siti Sutopo Teguh Purnomo