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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Pendas : Jurnah Ilmiah Pendidikan Dasar Syarikat : Jurnal Rumpun Ekonomi Syariah Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah An-Nisbah : Jurnal Perbankan Syariah Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Labatila: Jurnal Ilmu Ekonomi Islam Economic Reviews Journal JSE: Jurnal Sharia Economica Jurnal Pengabdian Masyarakat dan Riset Pendidikan Kenduri: Jurnal Pengabdian Dan Pemberdayaan Masyarakat El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Islamic economics Perspectives (JIEP) Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Journal of Ekonomics, Finance, and Management Studies Jurnal Ekonomi, Manajemen, Akuntansi
Romi Adetio Setiawan
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Analisis Dampak Lingkungan pada Usaha Barang Bekas Perspektif Ekonomi Islam: Studi pada Pengusaha Barang Bekas di Kelurahan Pagar Dewa Kota Bengkulu Dona Kaita; Romi Adetio Setiawan; Khairiah Elwardah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6276

Abstract

This research aims to analyze the environmental impact on used goods business activities in Pagar Dewa Village, Bengkulu City, by referring to Standard Operating Procedures (SOP) and Environmental Impact Analysis (AMDAL) regulations from an Islamic economic perspective. This study specifically uses the maslahah murrasa approach in fiqh rules as the main analytical framework. The research method used is field research with a qualitative approach. The research results show that there are a number of problems related to the responsibility of second-hand goods entrepreneurs towards environmental aspects. Entrepreneurs in the area are known to set up businesses in residential areas, which results in air and environmental pollution. This pollution has a direct impact on the surrounding community, which experiences continuous disturbances in the form of unpleasant odors. Until now, no concrete solution has been found by entrepreneurs to overcome this problem. In a review of Islamic economics, it was found that business actors have not fully complied with Islamic principles regarding environmental management and preservation. Based on the analysis of natural resources and the environment from an Islamic perspective, the Al-Istislah concept and the approach to the basic objectives of Islamic law (Maqasid al-Syari'ah) should be the main guidelines for business actors in maintaining a balance between economic benefits and environmental preservation.
Peran Ibu Rumah Tangga dalam Meningkatkan Perekonomian Keluarga melalui Home Industri Lemang Tapai di Desa Ulak Lebar Piter Martin Colindri; Romi Adetio Setiawan; Anwar Junaidi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 2 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i2.31298

Abstract

This study aims to analyze the role of housewives in enhancing family economic well-being through the lemang tapai home industry in Pekan Masat, Ulak Lebar Village, and to examine this activity from the perspective of Islamic economics. The study employs a qualitative method with data collection techniques including observation, interviews, and documentation. The results indicate that the involvement of housewives in the lemang tapai industry contributes to increasing family income, which is used to cover basic needs, children's education, and health. Furthermore, housewives are able to balance their roles between economic activities and domestic responsibilities. From the Islamic economic perspective, lemang tapai business activities are permissible as long as they do not violate sharia principles. The study concludes that the involvement of housewives in the lemang tapai home industry plays a significant role in enhancing family welfare.
Integrasi Prinsip Ekonomi Islam dalam Praktik Green Economy untuk Meningkatkan Pertumbuhan Ekonomi Berkelanjutan (Studi Kasus pada Sektor Kuliner Halal di Kota Bengkulu) Nabilah Nur Atikah; Romi Adetio Setiawan; Makmur
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 3 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i3.31509

Abstract

The development of the halal culinary sector in Indonesia has shown significant growth along with increasing public awareness of the consumption of halal and environmentally friendly products. However, halal culinary businesses in many regions still face challenges in integrating Islamic economic values ​​with the concept of a green economy oriented towards environmental sustainability. This study aims to analyze how halal culinary businesses in Bengkulu City interpret and apply Islamic economic principles such as halal, thayyib, amanah, justice ('adl), and the prohibition of israf in green economy practices. This study used a qualitative approach with a phenomenological method to explore the subjective experiences of halal culinary businesses. Data were obtained through in-depth interviews, field observations, and documentation of six halal culinary businesses and four consumers in Bengkulu City. Data analysis was conducted using the Miles and Huberman model, which includes data reduction, data presentation, and drawing conclusions. The results show that most businesses understand the principles of halal and cleanliness (thayyib) in managing raw materials and production processes. However, the implementation of green economy practices such as food waste management, energy efficiency, and the use of environmentally friendly packaging is still suboptimal. The main challenges faced by businesses include limited knowledge, the cost of implementing environmentally friendly technologies, and a lack of supporting regulations. Nevertheless, businesses that have integrated Islamic economic values ​​with environmentally friendly practices have shown improved business image and consumer trust. This study concludes that integrating Islamic economic principles with the green economy has the potential to support sustainable economic growth in the halal culinary sector in Bengkulu City.
AKAD MUDHARABAH PADA PRODUK TABUNGAN HAJI DI BSI KCP PANORAMA BENGKULU : FAKTOR PENDUKUNG & PENGHAMBAT Ardian Pramesti Vita Mayang Sari; Romi Adetio Setiawan; Makmur
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.47635

Abstract

This study aims to analyze the implementation of the mudharabah contract in the hajj savings product at Bank Syariah Indonesia (BSI) KCP Panorama Bengkulu and to identify the supporting factors, inhibiting factors, and customers’ perceptions regarding transparency and fairness in the mudharabah contract. This research employed a qualitative approach with a descriptive research design. Data collection techniques included in-depth interviews, observation, and documentation. The informants consisted of the Branch Operations & Service Manager (BOSM), Customer Service (CS), and five hajj savings customers. Data analysis was conducted using the Miles and Huberman model through data reduction, data display, and conclusion drawing. The results indicate that the implementation of the mudharabah contract in the hajj savings product at BSI KCP Panorama Bengkulu has been carried out in accordance with Islamic economic principles. The contract applied is mudharabah muthlaqah, where customers act as shahibul maal and the bank acts as mudharib. The profit-sharing system is implemented based on a predetermined ratio agreed upon at the beginning of the contract. Supporting factors include the high public interest in performing the hajj pilgrimage, a flexible savings system, and effective bank services and promotions. Meanwhile, inhibiting factors include low public literacy regarding Islamic banking, the relatively small profit-sharing ratio, and customers’ economic conditions. Customers generally perceive the transparency and fairness of the mudharabah contract positively, although their understanding of the profit-sharing mechanism remains limited. This study recommends enhancing Islamic financial literacy and education to optimize the implementation of the mudharabah contract.
Co-Authors Alen Tri Wahyuni Andi Harpepen Anisa Pitriyani Anwar Junaidi Ardian Pramesti Vita Mayang Sari Arif Rohma Dani Asnaini Asnaini Billy Dwi Putra Chandra Putra Atmaja Citra Liza Cresy Lorenza Dona Kaita Erta Agustin, Erta Agustin Evan Stiawan Gunawan Amirudin idwal Katra Pramadeka Khairiah Elwardah Kustin Hartini Makmur Marzelino Arif Julyandri Nabilah Nur Atikah Nabilla Dara Kartika Nilay Shah Novranda, Fahmi Nurwijayanti Padlim Hanif Pandary, Pandary Ary Yanti Piter Martin Colindri Rahmadhani Aulia Seva Fadillah Syaifuddin Vovilia Indah Savitri Yenti Sumarni Yetti Afrida Indra Yunida Een Fryanti