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Analisis Kelayakan Pembelian Saham PT Wijaya Karya (Persero), Tbk (WIKA) (Telah dipresentasikan pada The 4th National Investment Day Stock Analysis Competition) Lufthia Sevriana; Tia Yuliawati; Ferry Tri Mulyana; Iqbal Abdul Rahman; Fadhlani Kalia
Jurnal Manajemen Bisnis Performa Vol 15, No 2 (2018)
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/performa.v0i0.4429

Abstract

ABSTRACT The Infrastructure Sector is one of the sectors that is the priority of the current government's attention. WIKA's shares as one of the BUMNs in Indonesia are in great demand for investors. From the results of the analysis using secondary data and descriptive methods, we recommend prospective investors to INVEST in PT WIKA's shares because the final results of various financial ratios show a positive trend and benefit investors. Solvability ratio (Debt to Total Asset Ratio) shows an upward trend which means the company is able to pay off long-term debt. The Activity Ratio (Asset Turnover Ratio) in the last few years shows that the trend is above the initial position, meaning that the company is able to manage assets well so that it generates revenue. The Net Profit Margin shows a downward trend due to several large development projects that have not been completed in the near future. Lastly, the Market Ratio (Earning Per Share) shows an increasing trend from the beginning, meaning that the longer it is kept, Every sheet of WIKA shares gives benefits to its owner.ABSTRAK  Sektor Infrastruktur merupakan salah satu sektor yang menjadi prioritas perhatian pemerintahan saat ini. Saham WIKA sebagai salah satu BUMN di Indonesia banyak diminati untuk dibeli oleh investor. Dari hasil analisis menggunakan data sekunder dan metode deskriptif, kami merekomendasikan calon investor untuk BERINVESTASI pada saham PT WIKA dikarenakan hasil akhir dari berbagai rasio keuangan menunjukkan trend yang positif dan menguntungkan investor. Rasio Solvabilitas (Debt to Total Asset Ratio) menunjukkan trend meningkat yang artinya perusahaan mampu melunasi hutang jangka panjang. Rasio Aktivitas (Rasio Perputaran Aktiva) pada beberapa tahun terakhir menunjukkan trend berada di atas posisi awal artinya perusahaan mampu mengelola asset dengan baik sehingga menghasilkan pendapatan. Rasio Profitabilitas yang (Net Profit Margin) menunjukkan trend menurun dikarenakan beberapa proyek pembangunan besar yang belum rampung dalam waktu dekat. Terakhir, Rasio Pasar (Earning Per Share) menunjukkan trend peningkatan dari sejak awal, artinya semakin lama disimpan, Setiap lembar saham WIKA memberi keuntungan bagi pemiliknya. 
Financial Literacy and Its Implications for Business Sustainability of Young Entrepreneurs Tia Yuliawati; Netti Siska Nurhayati; Annisa Ciptagustia; Asep Miftahuddin
The International Journal of Business Review (The Jobs Review) Vol 5, No 2 (2022): The International Journal of Business Review. December 2022
Publisher : Fakultas Pendidikan Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/tjr.v5i2.51069

Abstract

One of the focuses of the Sustainable Development Goals is to create decent work and economic growth (Decent Work and Economic Growth), which is to promote sustainable and inclusive economic growth, employment and decent work for all. One of the big challenges for the Indonesian people is the burden of unemployment as a result of the narrowing of job opportunities. Concrete efforts are needed so that the number of unemployed can be reduced, one of which is through increasing the number of entrepreneurs in Indonesia. However, the data shows that almost 90% of startups in Indonesia end up in failure due to low financial literacy which has an impact on poor financial behavior. This study was conducted to examine the effect of financial literacy on business sustainability with financial behavior as a mediating variable. This study uses a quantitative approach with descriptive verification method. The analysis technique that will be used is SEM (Structural Equation Modeling) analysis with the help of SmartPLS 4.0 software. The research respondents were young entrepreneurs from the Universitas Pendidikan Indonesia (UPI) students represented by UPI students who are members of the Himpunan Pengusaha Muda Indonesia (HIPMI) PT UPI with a total of 96 respondents. The results show that the type of mediation that occurs in this study is "Perfect Mediation" where the relationship between the variables of Financial Literacy and Business Sustainability is not directly significant, while the relationship between Financial Literacy and Business Sustainability variables with the mediation of Financial Behavior variables is significant. The findings of this study are expected to be able to provide recommendations regarding the development of financial inclusion policies, especially for the younger generation, education to improve financial literacy and policies in providing stimulus for young entrepreneurs to be able to maintain their business sustainability with a financial approach.
OPTIMALISASI MEDIA PROMOSI MELALUI PENGEMBANGAN DESAIN DAN KONTEN MARKETING YAYASAN PENDIDIKAN HANDAYANI 1979 KABUPATEN BANDUNG Heny Hendrayati; Tia Yuliawati; Asep Miftahuddin; Annisa Ciptagustia; Netti Siska Nurhayati; Teguh Sandjaya
Kumawula: Jurnal Pengabdian Kepada Masyarakat Vol 5, No 3 (2022): Kumawula: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/kumawula.v5i3.41740

Abstract

Tingkat persaingan yang semakin ketat antar sekolah swasta mengharuskan setiap sekolah melakukan optimalisasi media promosi demi mempertahankan eksistensinya. Betapapun bagusnya suatu sekolah apabila tidak dipromosikan dengan maksimal akan berdampak pada minimnya jumlah peserta didik dan tidak dikenalnya sekolah tersebut di kalangan masyarakat. Seiring dengan adanya dampak pandemi Covid-19, menyebabkan perubahan perilaku dengan lebih banyaknya penggunaan teknologi digital dalam segala bidang, termasuk bidang pendidikan. Sekolah-sekolah swasta di bawah naungan Yayasan Pendidikan Handayani 1979 membutuhkan media promosi yang dapat menarik peserta didik baru melalui pemanfaatan teknologi digital, salah satunya melalui pengembangan desain dan konten marketing berbentuk media komunikasi visual. Tujuan Pengabdian Kepada Masyarakat ini adalah membuat media komunikasi visual yang efektif dan komunikatif untuk mempromosikan sekolah-sekolah yang ada di Yayasan Pendidikan Handayani 1979, di mana konten yang ada diharapkan dapat meyakinkan calon peserta didik untuk bersekolah di sekolah-sekolah tersebut dan pada akhirnya dapat menambah jumlah peserta didik baru. Kegiatan Pengabdian Kepada Masyarakat ini dilakukan dalam beberapa tahapan, yaitu diawali dengan identifikasi masalah, kegiatan pelatihan, kemudian pembuatan booklet sebagai media yang digunakan sebagai media promosi bagi setiap unit yang berada di lingkungan Yayasan Pendidikan Handayani 1979, yaitu SMP Handayani 1 Banjaran, SMA Handayani 1 Pameungpeuk, SMA Handayani 2 Banjaran dan SMK Handayani Banjaran. Hasil dari kegiatan Pengabdian Kepada Masyarakat ini adalah dihasilkannya booklet promosi sekolah yang diharapkan dapat meyakinkan calon peserta didik dan pada akhirnya dapat menambah jumlah peserta didik baru. The increasingly fierce level of competition between private schools, requires each school to optimize promotional media in order to maintain its existence. No matter how good a school is, if it is not promoted optimally, it will have an impact on the minimum number of students and the lack of recognition of the school in the community. Along with the impact of the Covid-19 pandemic, causing behavioral changes with more use of digital technology in all fields, including education. Private schools under the Yayasan Pendidikan Handayani 1979 need promotional media that can attract new students through the use of digital technology, one of which is through the development of design and marketing content in the form of visual communication media. The purpose of this Community Service is to create an effective and communicative visual communication media to promote the schools in the Yayasan Pendidikan Handayani 1979, where the existing content is expected to convince prospective students to attend these schools, and in the end can increase the number of new students. This Community Service activity was carried out in several stages, starting with problem identification, training activities, then making booklets as the promotional media used for each unit within the Yayasan Pendidikan Handayani 1979, namely SMP Handayani 1 Banjaran, SMA Handayani 1 Pameungpeuk, SMA Handayani 2 Banjaran and SMK Handayani Banjaran. The result of this Community Service activity is the production of school promotion booklets which are expected to convince prospective students and ultimately increase the number of new students. 
The Sri-Kehati Indexed Bank's Health Level and Its Effect on Firm Value Tia Yuliawati
Jurnal Ilmu Manajemen dan Bisnis Vol 14, No 1 (2023): Jurnal Ilmu Manajemen dan Bisnis. Maret 2023
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jimb.v14i1.57438

Abstract

AbstrakPenelitian ini untuk menguji pengaruh tingkat kesehatan perusahaan perbankan dengan menggunakan metode RGEC yaitu menganalisis pengaruh Risk Profile dengan estimasi Non Performing Loan, Good Corporate Governance dengan estimasi nilai self assessment, Earnings dengan estimasi Return on Assets dan Capital dengan estimasi Capital Adequacy Ratio terhadap nilai perusahaan yang diperoleh dari nilai Tobin's Q pada perusahaan perbankan yang terindeks SRI-KEHATI selama periode 2012-2021. Penelitian ini menggunakan metode deskriptif verifikatif. Sampel penelitian terdiri dari 4 (empat) perusahaan perbankan yang dipilih dengan menggunakan teknik purposive sampling. Penelitian ini menggunakan regresi data panel yang diolah dengan software Eviews 9.0 untuk mengetahui pengaruh masing-masing variabel independen terhadap nilai perusahaan. Hasil penelitian mengindikasikan Good Corporate Governance, Earnings dan Capital memiliki pengaruh yang signifikan terhadap nilai perusahaan. Sementara Risk Profile tidak memiliki pengaruh terhadap nilai perusahaan. Hasil penelitian ini berimplikasi pada pengembangan ilmu manajemen keuangan, khususnya memberikan tambahan pengetahuan mengenai pengaruh tingkat kesehatan bank terindeks SRI-KEHATI terhadap nilai perusahaannya. Kata Kunci: Tingkat Kesehatan Bank; Nilai Perusahaan; Metode RGEC; Indeks SRI-KEHATI AbstractThe study was to investigate the effect of the health level of banking companies using the RGEC method, namely to analyze the effect of Risk Profile estimated by Non-Performing Loans, Good Corporate Governance estimated by self-assessment values, Earnings estimated by Return on Assets and Capital estimated by Capital Adequacy Ratio to firm value derived from Tobin's Q value in banking companies indexed by SRI-KEHATI during the 2012-2021 period. The research used descriptive verification method. The research sample consists of 4 (four) banking companies selected using purposive sampling technique. This study uses panel data regression which is processed with Eviews 9.0 software to determine the effect of each independent variable on firm value. The results of this study indicate that Good Corporate Governance, Earnings and Capital have a significant influence on firm value. While the Risk Profile has no influence on firm value. The results of this study have implications for the development of financial management science, especially providing additional knowledge regarding the effect of the SRI-KEHATI indexed bank’s health level on its firm value.  Keywords: Bank Health Level; Firm Value; RGEC Method; SRI-KEHATI Index
OPTIMALISASI SISTEM PEMBELAJARAN BERORIENTASI REVOLUSI INDUSTRI 4.0 MELALUI PENGEMBANGAN MODEL UJIAN COMPUTER BASED TEST (CBT) PADA SEKOLAH SWASTA DI KABUPATEN BANDUNG Heny Hendrayati; Annisa Ciptagustia; Tia Yuliawati
Jurnal Pasca Dharma Pengabdian Masyarakat Vol 2, No 2 (2021): November 2021
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jpdpm.v2i2.29117

Abstract

Revolusi Industri 4.0 merupakan sebuah transformasi yang memungkinkan untuk mengumpulkan dan menganalisis data secara digital, memungkinkan proses yang lebih cepat, fleksibel, dan efisien untuk menghasilkan output yang lebih berkualitas. Revolusi Industri 4.0 telah berpengaruh terhadap seluruh aspek kehidupan, termasuk bidang pendidikan. Seiring berkembangnya revolusi industri pada dunia pendidikan, secara tidak langsung mengharuskan adanya pembaharuan pada sistem pembelajaran agar dapat membangun karakter siswa yang lebih kuat dan matang dalam menghadapi berbagai tantangan pada industri 4.0. Salah satu bentuk inovasi dalam sistem pembelajaran digital yaitu adanya pengembangan model ujian dengan menggunakan Computer Based Test (CBT). Aplikasi model ujian CBT yang telah dikembangkan pada sekolah swasta di Kabupaten Bandung antara lain aplikasi candycbt dan aplikasi iSpring Quizmaker. Kedua aplikasi tersebut memiliki kekuatan dan kelemahan masing-masang. Diharapkan hasil riset ini dapat berkontribusi terhadap pengembangan model ujian CBT di institusi pendidikan agar terciptanya pemerataan jumlah institusi pendidikan yang berorientasi Revolusi Industri 4.0 di Indonesia.
PENGEMBANGAN APLIKASI PENILAIAN KINERJA BERBASIS PRESENSI GURU PADA SEKOLAH SWASTA DI KABUPATEN BANDUNG Hendrayati, Heny; Tia Yuliawati; Sisda Ferlianti; Chairul Furqon; Annisa Ciptagustia; Eka Surachman; Mochamad Achyarsyah
Jurnal Pengabdian Masyarakat Paguntaka Vol. 2 No. 1 (2023): November 2023
Publisher : Jumpa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61457/jumpa.v2i1.16

Abstract

Dalam rangka meningkatkan motivasi kerja dan kinerja guru, maka upaya pengendalian dan pengawasan kerja terutama dalam lembaga pendidikan perlu dilaksanakan secara terus menerus dan konsisten. Salah satu faktor yang dapat dijadikan sebagai alat pengawasan dan pengendalian adalah melihat tingkat kehadiran guru yang secara periodik di evaluasi yaitu dengan melalui sistem pelaporan presensi yang berfungsi sebagai alat perekam kehadiran guru secara cepat, tepat, dan akurat. Pada sekolah-sekolah yang bernaung di Yayasan Pendidikan Handayani 1979, sistem yang digunakan untuk merekam kehadiran guru masih manual yakni menggunakan tanda tangan maupun pengecekan secara individu sehingga dapat terjadi pelanggaran dalam proses maupun hasil rekam kehadiran tersebut. Oleh karena itu, diperlukan pengembangan aplikasi penilaian kinerja berbasis presensi guru di sekolah-sekolah di bawah Yayasan Pendidikan Handayani 1979. Berdasarkan hal tersebut, melalui kegiatan PKM, dilakukan peningkatan kompetensi guru melalui pengembangan aplikasi kinerja berbasis presensi guru.
Efek Faktor Moderasi Gender pada Relasi Financial Literacy dan Financial Ignorance terhadap Perilaku Keuangan Sari, Maya; Nurhayati, Netti Siska; Yuliawati, Tia
Image : Jurnal Riset Manajemen Vol 11, No 2 (2023): Image : Jurnal Riset Manajemen
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/image.2023.015

Abstract

Financial well-being can be achieved through good financial behavior in the short and long term. Within the household group, financial behavior was associated with financial well-being, such as paying bills on time, saving, and investing. Financial literacy is one of the factors that form good financial behavior, on the other hand, financial ignorance leads to bad financial behavior. This study aims to examine the effect of gender moderation on the relationship between financial literacy and financial ignorance on financial behavior in household workers in Kota Bandung, Kabupaten Bandung and Kabupaten Bandung Barat. Primary data was taken through the distribution of google form questionnaires and collected as many as 75 samples. Data were analyzed using Moderated Regression Analysis (MRA). The results show that gender acts as a moderator in the relationship between financial literacy and financial ignorance on financial behavior. The partial test shows that an increase in financial literacy will have an impact on increasing positive financial behavior, on the contrary, an increase in financial ignorance will have an impact on decreasing positive financial behavior among respondents. The results of this study can be continued or developed by the next researcher, by adding several other moderating variables, such as class position, income, ethnicity, and others.
Overconfidence and Herding: How These Biases Affect Generation Z Investments Decision Making Yuliawati, Tia; Nugraha, Nugraha; Sari, Maya; Waspada, Ikaputera; Purnamasari, Imas; Hendrayati, Heny; Muhamat, Amirul Afif
Image : Jurnal Riset Manajemen Vol 12, No 1 (2024): Image : Jurnal Riset Manajemen
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/image.2024.012

Abstract

The purpose of this study is to understand and analyze the impact of overconfidence bias and herding bias on the investment decisions of Generation Z. This research employs a survey method with a confirmatory approach. Data was collected from a sample of 104 respondents through questionnaires distributed via Google Form. Hypothesis testing was conducted using SEM Analysis with the assistance of SmartPLS 4.0 software. The results of the study indicate that overconfidence bias has a positive and significant influence on the investment decisions of Generation Z, while herding bias does not have a significant influence. Furthermore, this research reveals that the variables of overconfidence bias and herding bias can explain 45.4% of the variation in the investment decisions of Generation Z. However, it is important to acknowledge the limitations of this study, such as the relatively small number of respondents (only 104 respondents) and the absence of comparative analysis with demographic factors of other generational groups (e.g., older generations). This study is expected to provide deeper insights into the investment behavior of Generation Z and serve as a foundation for the development of wiser risk and financial management approaches for this demographic group.
Adopsi Literasi Fintech untuk E-Money di Kalangan Generasi Z Yuliawati, Tia; Hendrayati, Heny; Cintyawati, Cici; Furqon, Chairul
Image : Jurnal Riset Manajemen Vol 11, No 1 (2023): Image : Jurnal Riset Manajemen
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/image.2023.001

Abstract

The purpose of this study was to determine and analyze the effect of fintech literacy on actual usage of electronic money in Generation Z, as well as to determine and analyze the influence of perceived ease of use, perceived usefulness, and personal innovativeness on actual usage of electronic money in Generation Z. The method used in this study is a survey method with a verification approach. Where data is collected from a sample of 100 respondents through a questionnaire distributed through Google Form. Hypothesis testing is done using SEM Analysis with the help of SmartPLS 3.0 software. The results show that fintech literacy has a positive and significant effect on actual usage of electronic money. Perceived ease of use and perceived usefulness have no significant effect on actual usage of electronic money, while personal innovativeness has a positive and significant effect on actual usage of electronic money. Personal innovativeness is also known to be a factor that has the greatest influence on actual usage of electronic money in Generation Z. This research has implications for the development of management science, especially to see the effect of fintech literacy on actual usage of electronic money that can be used by the financial services sector as a basis for decision making.
THE SRI-KEHATI INDEXED BANK'S HEALTH LEVEL AND ITS EFFECT ON FIRM VALUE Yuliawati, SINTA ID : 6722016, Tia
The International Journal of Business Review (The Jobs Review) Vol 6, No 2 (2023): The International Journal of Business Review. December 2023
Publisher : Fakultas Pendidikan Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/tjr.v6i2.56877

Abstract

The study was to investigate the effect of the health level of banking companies using the RGEC method, namely to analyze the effect of Risk Profile estimated by Non-Performing Loans, Good Corporate Governance estimated by self-assessment values, Earnings estimated by Return on Assets and Capital estimated by Capital Adequacy Ratio to firm value derived from Tobin's Q value in banking companies indexed by SRI-KEHATI during the 2012-2021 period. The research used descriptive verification method. The research sample consists of 4 (four) banking companies selected using purposive sampling technique. This study uses panel data regression which is processed with Eviews 9.0 software to determine the effect of each independent variable on firm value. The results of this study indicate that Good Corporate Governance, Earnings and Capital have a significant influence on firm value. While the Risk Profile has no influence on firm value. The results of this study have implications for the development of financial management science, especially providing additional knowledge regarding the effect of the SRI-KEHATI indexed bank’s health level on its firm value.Keywords: Bank Health Level, Firm Value, RGEC Method, SRI-KEHATI Index