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All Journal Jurnal Ilmu-Ilmu Perairan dan Perikanan Indonesia PROSIDING SEMINAR NASIONAL Cakrawala Pendidikan JOURNAL OF COASTAL DEVELOPMENT Prosiding Seminar Nasional MIPA Journal of Marine Research Jurnal Ilmu Kesehatan Duta Gama Klaten Bioedukasi: Jurnal Pendidikan Biologi Biodidaktika : Jurnal Biologi dan Pembelajarannya EQUILIBRIUM: Jurnal Ilmiah Ekonomi dan Pembelajarannya BIOSFER : Jurnal Biologi dan Pendidikan Biologi Perspektif Pendidikan dan Keguruan Voice of Wesley: Jurnal Ilmiah Musik dan Agama Proceeding Biology Education Conference Indonesian Journal of Cancer Khidmatussifa: Journal of Islamic Studies
Sri Redjeki
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Religion Humanities Biochemistry, Genetics & Molecular Biology Earth & Planetary Sciences Economics, Econometrics & Finance Education Health Professions Immunology & microbiology Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : Khidmatussifa: Journal of Islamic Studies

 1 
Analisis Penggunaan QRIS sebagai Media Transaksi Digital Pedagang Kaki Lima di Daerah Jakarta Barat Yosep Hendri Gumilang; Shihabudin; Sri Redjeki; Nurhayati Pratiwi; Findita Ratna Kusumaningrum
Khidmatussifa: Journal of Islamic Studies Vol. 3 No. 2 (2025): Khidmatussifa : Journal of Islamic Studies
Publisher : STIT Sirojul Falah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56146/khidmatussifa.v3i2.121

Abstract

This study aims to analyze the use of Quick Response Code Indonesian Standard (QRIS) as a digital transaction medium among street vendors in West Jakarta. Using a qualitative approach through in-depth interviews with four street vendors in one area in West Jakarta, this study explores the reasons for adoption, benefits, challenges, and impact of QRIS on turnover and customer trust. The results show that QRIS was adopted to cater to urban customers' preference for cashless payments, improve transaction efficiency, security, and financial record keeping, and attract more customers. However, merchants face constraints such as internet connection interruptions, fraud risks, QR Code validity period, and administrative costs. QRIS knowledge is gained from informal sources, with minimal formal training. Customers responded positively, although some older customers still preferred cash. QRIS increases turnover and customer trust, while merchants expect a more secure system, stable internet, lower administration costs, and more training.
Co-Authors Achmad Munandar Achyani Achyani, Achyani ADI SANTOSO Adina Feti Nuraini Ahmad Basyarie Ambariyanto Ambariyanto Anggraheny - Any Fitriani Ari Widodo Ateng Supriatna Bayong Tjasyono Devi Nandita Choesin Devi Nandita Choesin Dina Ikrima Djam'an Satori Duduh Abdul Bara DWI SURYANTO Endang Supriyantini Evi Suryanti Findita Ratna Kusumaningrum Fuad Ashari Haksan Darwangsa Hariadi Hariadi Harry Firman Iriawati Iriawati Juniarso, Triman Kemaludin . Kiki Astuti Kunarso Kunarso Lies Mardiyana, Lies Mayunar . Mimi Halimah Mimin Nurjhani K Mrs Sariwulan Diana Mutiara Nurul Fajar Utami Mutiari Nurul Syam Utami Nur Taurif Syamsudin Putra Jaya Nurasyah Dewi Napitupulu Nurhayati Pratiwi Nuryani Rustaman Philipus Uli Basa Hutabarat R Riandi Raden Ario Renny Ayu Saputri Resty, Nathania Retno Hartati Riandi Riandi Rosmiati Shihabudin Siti Sriyati Sulistiyanto Suroso Mukti Leksono Syahfitri, Jayanti Triwik Sri Mulati Ulfa, Noviana Mariatul Yenny Anwar Yosep Hendri Gumilang Yunika Ayu Setya W Ayu Setya W. Yusuf Hilmi Adisendjaja Zaenal Abidin Zihni Ihkamuddin