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Penerapan Fatwa DSN-MUI Nomor 27/DSN-MUI/III/2002 pada Pembiayaan Barang Modal Nofiyatul Fikro; Sam'ani; Heris Suhendar
el hisbah: Journal of Islamic Economic Law Vol. 2 No. 1 (2022)
Publisher : Fakultas Syariah Universitas Islam Negeri (UIN) K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (567.503 KB) | DOI: 10.28918/el_hisbah.v2i1.6260

Abstract

This research was motivated by the existence of a capital goods financing product using an ijarah Muntiyah Bittamlik contract at KSPPS BTM Pekalongan. The financing product is a form of product innovation that aims to meet the needs of the community. The objectives of the research are: 1) to know the mechanism of implementing the ijarah Muntiyah bittamlik contract on capital goods financing products; and 2) analyzing the application of the DSN-MUI Fatwa Number 27/DSN-MUI/III/2002 on capital goods financing products. This research is an empirical legal research using a qualitative approach. Primary data sources are obtained from interviews with related parties, such as employees, customers, and the Sharia Supervisory Board. Meanwhile, secondary data sources are obtained from literature studies, such as books and journals that are relevant to the research issue. The results show that, the transfer of ownership rights to goods begins with the rental of objects/goods to customers within a certain period of time with a rental payment system, followed by the transfer of ownership rights to objects through grants to customers.
IMPLEMENTASI PERJANJIAN SEWA MENYEWA TANAH OLEH PT. KAI KEPADA PT. HERONA EXPRESS PEKALONGAN : ANALISIS AKAD IJARAH Dewi Hasna Layaliya; Heris Suhendar; Satria Budiman
el hisbah: Journal of Islamic Economic Law Vol. 2 No. 2 (2022)
Publisher : Fakultas Syariah Universitas Islam Negeri (UIN) K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/el_hisbah.v2i2.6685

Abstract

Economic transactions are carried out by humans in completing their needs. One of them is a lease such as a land lease agreement made by PT. KAI with PT. Herona Express Pekalongan. However, PT. KAI amended the agreement in which the tenant is asked to leave the leased land on the grounds that it will be used as PT.KAI's operations. Even though the lease period has not expired and the tenant has not violated the terms of the agreement. Then the tenant is given land in a new location to be rebuilt with a new agreement. This research is a library research with a qualitative approach. The results of this study indicate the implementation of land leases by PT. KAI to PT.Herona Express that the land lease agreement began in 2010. Then in 2014 it was extended on Tuesday, July 8, 2014 in Bandung with an Asset Lease Agreement of PT. KAI (Perrsero) No.Hk..221/VII/1/KA-2014. Regarding the object of the lease of PT. Herona Express Pekalongan has an area of ​​15 m2 at a cost of Rp. 46.020,000 lease period 4 years 11 months starting 01 June 2014 - 30 April 2019. Analysis of the ijarah agreement on the implementation of land lease by PT. KAI to PT. Herona Express Pekalongan in terms of the pillars, terms, and procedures for terminating the ijarah contract are in accordance with the syara'. In its implementation, there is a change in the agreement that is allowed because it prioritizes public needs with the construction of a food court, the convenience of tenants, and the provision of compensation in the form of relocation. Therefore, if analyzed specifically with the ijarah contract, the actions taken by PT. KAI to PT. Herona Express Pekalongan is allowed in the ijarah agreement.
Perlindungan Data Pribadi dalam Penyelenggaraan Fintech Lending Syariah: (Studi atas Pemikiran Jasser Auda tentang Maqshid Al-Syariah) Heris Suhendar; Misbakhul Ulum; Bunga Desyana Pratami
el hisbah: Journal of Islamic Economic Law Vol. 3 No. 1 (2023)
Publisher : Fakultas Syariah Universitas Islam Negeri (UIN) K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (124.996 KB) | DOI: 10.28918/el_hisbah.v3i1.7355

Abstract

Hadirnya platform layanan penyelenggaraan fintech lending syariah memberikan berbagai manfaat bagi masyarakat dengan berbagai kemudahan yang ditawarkan. Akan tetapi dalam operasionalnya, layanan penyelenggaraan fintech lending syariah juga dapat menimbulkan risiko, salah satu risiko yang bisa ditimbulkan adalah risiko kebocoran maupun penyalahgunaan data pribadi pengguna layanan. Sebab, penyelenggaraan fintech lending syariah tidak terlepas dari aktivitas pengumpulan, pengolahan, penggunaan serta pengungkapan data pribadi pengguna layanan. Penelitian ini menggunakan jenis penelitian hukum normatif yang bersifat preskriptif dengan pendekatan undang-undang (statute approach). Penelitian hukum normatif dalam penelitian ini dilakukan dengan cara mengkaji aspek hukum tentang perlindungan data pribadi pengguna layanan dalam penyelenggaraan fintech lending syariah, serta menganalisis ketentuan terkait perlindungan data pribadi pengguna layanan fintech lending syariah dalam perspektif pemikiran Jasser Auda tentang maqashid al-Syariah. Hasil analisis menyimpulkan bahwa: ketentuan terkait perlindungan data pribadi dalam penyelenggaraan fintech lending syariah sudah diatur dalam POJK No. 10 /POJK.05.2022 dan UU No. 27 Tahun 2022. Di mana pada intinya penyelenggara memiliki kewajiban melindungi kerahasiaan data pribadi pengguna layanan serta menjamin terpenuhinya hak-hak pemilik data pribadi. Kemudian perlindungan data pribadi dalam layanan fintech lending syariah memiliki relevansi terhadap pemikiran maqashid al-Syariah Jasser Auda terhadap fitur-fitur teori sistem yang digunakan Jasser Auda diantaranya fitur kognisi, keterbukaan, hierarki saling berkaitan, dan fitur kebermaksudan, serta pemenuhan prinsip keadilan dan pemuliaan hak asasi manusia.
Pandangan Tokoh Masyarakat NU dan Muhammadiyah Terhadap Perempuan Bekerja Mencari Nafkah Keluarga: Studi Kasus di Desa Tembok Kidul Asyiva Suci Alifia; Siti Qomariyah; Heris Suhendar
Al-Hukkam: Journal of Islamic Family Law Vol. 1 No. 2 (2021)
Publisher : Fakultas Syariah Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1597.969 KB) | DOI: 10.28918/al-hukkam.v1i2.4825

Abstract

Masalah yang diangkat dalam penelitian ini adalah untuk menggali dan menganalisa pandangan tokoh masyarakat NU dan Muhammadiyah terhadap perempuan yang bekerja mencari nafkah keluarga. Penelitian ini menggunakan jenis penelitian lapangan. Pendekatan yang digunakan adalah pendekatan kualitatif. Sumber datanya berupa sumber data primer dan sekunder. Teknik pengumpulan datanya adalah observasi, wawancara, dokumentasi dan triangulasi. Analisis data dalam penelitian ini menggunakan teknik analisis interaktif. Hasil penelitian menunjukkan bahwa kelemahan seorang suami dalam mencari nafkah dapat diatasi dengan kerelaan istri membantu pekerjaan suami dan Hasil penelitian ini mengemukakan bahwa tidak ada larangan bagi perempuan untuk tetap bekerja sesuai yang diinginkan dengan syarat kedudukannya sebagai istri dan ibu dalam rumah tangga tidak terlupakan, karena ibu adalah sekolah pertama bagi generasi-generasinya, pendapat ini berdasar dari al-Qur’an dan hadis sesuai dengan perkembangan zaman, meskipun ada yang tidak membolehkan bekerja karena melihat bahwa wanita yang sibuk di luar lebih banyak mudaratnya dibanding yang tinggal di rumah, namun semuanya dapat teratasi jika ada komunikasi harmonis.
How Law Responds to Technological Development? Ayon Diniyanto; Heris Suhendar
Unnes Law Journal Vol 6 No 2 (2020): Unnes L.J. (October, 2020)
Publisher : Faculty of Law Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/ulj.v6i2.41297

Abstract

Law and technological development must go hand in hand. The speed of technological development must be balanced with a fast legal response. Laws that are not quick in responding to technological developments can certainly result in weak regulations and even a legal vacuum in the technology development sector. The technology industry in the fields of financial technology (fintech), online transportation services, and digital health services continues to develop. Without strong regulation, these sectors will have a weak legal basis. The impact faced can be in the form of misappropriation by irresponsible individuals and causing harm to the wider community. Given that sectors such as fintech, online transportation services, and digital health services are related to the interests of the wider community. The state must exist by making laws or regulations that can respond quickly to technological developments. Indonesia as a rule of law must make all aspects run according to the law, including technological developments that produce products. This paper examines the extent to which the speed of law in Indonesia in responding to technological developments.
Completion of Legal Conflicts in The Implementation of The Decision of the National Sharia Arbitration Board Sofyan al-Hakim; Muhammad Hasanuddin; Heris Suhendar
International Journal of Nusantara Islam Vol 8, No 1 (2020): International Journal of Nusantara Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijni.v8i1.9311

Abstract

The background of the article is the contents of Article 59 paragraph (3) and explanation of paragraph (1) of the Law on Judicial Power. The article authorizes the District Court to implement the decision of the Sharia arbitration body on the resolution of Islamic economic disputes. The article and explanation of the verse contradicts the absolute authority of the Religious Courts regulated in Article 49 letter (i) of the Law on Religious Courts. This shows that, the legislators are not consistent in making laws and regulations, so that it creates legal uncertainty. By applying the normative legal research method to the statute approach and case approach, this article seeks to describe the phenomenon of legal conflicts that occur. From the in-depth analysis it can be concluded that the legal provisions regarding the implementation of the decision of the National Sharia Arbitration Board are regulated in the Arbitration Law, the Judicial Power Act and the Religious Courts Act. The legal substance of the provisions therein enables antinomy or legal conflicts. Antinomy settlement can use the principle of lex specialis derogat legi generali
Changes in Halal Product Guarantee Regulations Perspective of Legal Politics and Consumer Rights Protection Sopiah, Evi; Safe'i, Abdulah; Marlina, Elly; Suhendar, Heris
Khazanah Hukum Vol 6, No 2 (2024): Khazanah Hukum Vol 6, No 2 August (2024)
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/kh.v6i2.35969

Abstract

A halal product guarantee is a legal certainty regarding the halal status of a product produced by a business entity, which is evidenced by the issuance of a halal certificate by the government. The focus of the research examines the changes in halal product guarantee regulations within the Omnibus Law using a legal politics and consumer legal protection approach. This research is normative legal research whose object of study is the history of changes to halal product guarantee regulations in the Job Creation Act and its implications for consumer legal protection. Legal and non-legal materials were obtained from document studies and literature studies in the form of academic texts, draft laws, problem inventory lists, laws and regulations related to halal product guarantees and consumer protection, journals, and other documents relevant to the research issue. Changes in halal product guarantee regulations are a strategic step to strengthen the national halal industry and increase the competitiveness of Indonesian halal products in the global market. Changes in regulations prioritizing business actors' statements as the basis for halal certification can overcome the low awareness of business actors regarding halal certification obligations. In addition, changes to halal product guarantee regulations provide legal protection for consumers through guarantees of legal certainty, both preventively and repressively through self-declaration policies by implementing special limitations, conditions, and criteria for halal certification obligations for micro and small businesses, as well as administrative sanctions. and criminal penalties for business actors who commit acts or violations that can harm consumers.
Regulation and Significance of Sharia Economic Dispute Resolution in Religious Courts Suhendar, Heris; Janwari, Yadi
Jurnal Ilmu Hukum Tambun Bungai Vol 8 No 2 (2023): December 2023
Publisher : Sekolah Tinggi Ilmu Hukum Tambun Bungai Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61394/jihtb.v8i2.267

Abstract

Religious courts have a function as actors of independent judicial power at the first level to administer justice to uphold law and justice. To carry out their functions, religious courts are given the duty and authority to examines, decide and resolve cases at the first instance between people of the Islamic faith, one of which is in the field of sharia economics. The urgency of this research is to explain and analyse the implementation of Radbruch's legal objectives in the trial process, so as to produce a fair and certain court decision. Therefore, this research aims to examine the regulation and significance of the settlement of sharia economic disputes in the Religious Courts. This research is a doctrinal research that examines the law conceptualised as a rule, using conceptual approaches and legislation. The results of the study found that: 1) the regulation of economic dispute resolution comes from legislation, customs, and jurisprudence; and 2) the significance of sharia economic dispute resolution in the Religious Courts, namely the obtaining of justice, finality / usefulness, and legal certainty for the justice-seeking community.
The Settlement Model of Non-Performing Financing Which is More Effective and Legal Justice in Sharia Financing Companies Sofiani, Trianah; Suhendar, Heris
Jurnal Hukum Vol 40, No 1 (2024): Jurnal Hukum
Publisher : Unissula

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jh.40.1.61-75

Abstract

Post-pandemic COVID-19 still leaves Non-Performing Financing (NPF), especially financing with fiduciary guarantees in Sharia finance companies. The Otoritas Jasa Keuangan's Relaxation Policy, which ended in April 2023, has not been effective and has fulfilled a sense of justice for debtors. This research discusses the causes of the ineffective implementation of the Relaxation policy in Sharia Financing Companies so that there is still NPF post the Covid-19 pandemic. Furthermore, it discusses the settlement model of NPF as an offer so that is more effective and fulfils a sense of justice for the parties. This empirical juridical research uses a qualitative approach in collaboration with statutory and conceptual approaches. The research locations were nineteen financing companies in Pekalongan ex-Residency with fiduciary financing objects. Data collection uses focus group discussions, interviews and document studies. The results show that inconsistent norms, negative legal culture, misperceptions of restructuring diction as the write-off of debt and the debtor's objection in the settlement of NPF are the causes of the ineffective implementation of the Relaxation policy. The settlement of NPF should be carried out based on sharia principles, the principle of prudence and good faith which prioritizes the needs of the debtor. Determining the rescheduling period should be carried out using a tri-semester tiered model so that effectivity, justice and benefits (reciprocal benefits) will be realized between the two parties.
Implementasi Perjanjian Sewa Menyewa Tanah oleh PT. KAI kepada PT. Herona Express Pekalongan: Analisis Akad Ijarah Hasna, Dewi; Suhendar, Heris; Budiman, Satria
el hisbah Journal of Islamic Economic Law Vol 2 No 2 (2022)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v2i2.802

Abstract

Economic transactions are carried out by humans in order to fulfill their needs, one of which is a land lease agreement as carried out by PT. KAI with PT. Herona Express Pekalongan. What's interesting about this case, one of the parties changed the contents of the lease agreement, and the change in the agreement was in the lease period that had not yet expired. So it is interesting to study using ijarah contract analysis, is there a unilateral change in an agreement whether it is in accordance with the concept of ijarah contract. This research is a field research with a qualitative approach. The results of the study show that based on the results of the analysis, in general the land lease agreement has fulfilled its pillars and conditions. The change in the agreement does not damage the pillars and terms of the agreement because the change in agreement is based on the approval of the related parties, besides that the party that changed the agreement (PT. KAI Express) also provides compensation in the form of relocation. Meanwhile, when viewed from the reasons for changing the agreement which prioritizes the public interest, it is in line with the concept of maslahah 'ammah.