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All Journal Jurnal Ekonomi Pembangunan E-Jurnal Ekonomi dan Bisnis Universitas Udayana Jurnal Theologia Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Jurnal Diskursus Islam Jurnal Akuntansi Multiparadigma EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Journal of Business Management Education (JBME) Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Administrasi Publik : Public Administration Journal Jurnal Pendidikan Ekonomi & Bisnis Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo Jurnal Pengabdian Pada Masyarakat EQIEN - JURNAL EKONOMI DAN BISNIS Jambura Equilibrium Journal Jambura Accounting Review PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat JURNAL PENELITIAN EKONOMI DAN AKUNTANSI (JPENSI) Jurnal Akuntansi Aksara: Jurnal Ilmu Pendidikan Nonformal IDEI: Jurnal Ekonomi & Bisnis Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Journal On Teacher Education (Jote) Jurnal Pengabdian kepada Masyarakat Nusantara Elastisitas Jurnal Ekonomi Pembangunan Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Journal of Economics Research and Social Sciences Jurnal Simki Economic Oikos - Nomos : Jurnal Kajian Ekonomi dan Bisnis Journal of Regional Economics Indonesia JDEP (Jurnal Dinamika Ekonomi Pembangunan) International Journal of Applied Business and International Management Jurnal Pemberdayaan Umat Jurnal Pengabdian Pada Masyarakat Journal of Economic and Business Education Journal of Business Management and Economic Development OKTAL : Jurnal Ilmu Komputer dan Sains Jurnal REP (Riset Ekonomi Pembangunan) Jurnal Studi Ekonomi dan Pembangunan El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Mahasiswa Akuntansi Asian Journal of Management, Entrepreneurship and Social Science Journal of Ekonomics, Finance, and Management Studies Ekopedia: Jurnal Ilmiah Ekonomi
Ivan Rahmat Santoso
Universitas Negeri Gorontalo
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Analisis Pemberian Dana Kredit Usaha Rakyat pada PT. Bank Rakyat Indonesia Unit Aloei Saboe Kota Gorontalo Kolopita, Lisa Findi Rahayu; Niswatin, Niswatin; Santoso, Ivan
Jurnal Mahasiswa Akuntansi Vol 2 No 4 (2024): JAMAK: Jurnal Mahasiswa Akuntansi (Maret)
Publisher : Program Studi S1 Akuntansi Jurusan Akuntansi, Fakultas Ekonomi Universitas Negeri Gorontalo

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Abstract

Penelitian ini bertujuan untuk untuk mengetahui proses pemberian kredit usaha rakyat pada Bank Rakyat Indonesia Unit Aloei Saboe dan untuk mengetahui hambatan yang timbul dari pemberian kredit usaha rakyat serta tindakan mengatasinya. Data yang digunakan adalah data primer yang diperoleh dari hasil wawancara dengan informan 3 orang. Analisis data dalam penelitian ini menggunakan model interaktif yaitu data yang diperoleh dari hasil wawancara, catatan lapangan dan dokumentasi, dengan cara reduksi data, penyajian data, serta membuat kesimpulan dan verifikasi. Hasil penelitian menunjukan 1) Syarat dalam memperoleh pendanaan KUR yang paling utama adalah mempunyai usaha dan telah berjalan minimal 6 bulan. Syarat yang lain adalah KTP dan juga Kartu Keluarga dari calon debitur. Bank BRI Unit Aloei Saboe dalam menyalurkan KUR tanpa penyerahan jaminan. Pihak bank melakukan analisis terhadap calon debitur dilakukan dengan meninjau langsung ke tempat usaha calon debitur. 2) Banyak debitur yang tidak jujur terkait dengan riwayat kreditnya, sehingga ketika melakukan permohonan KUR terkendala dengan BI Checking. Penyelesaikan kredit bermasalah adalah dengan rescheduling atau penjadwalan kembali kredit. Untuk dapat meminimalisis terjadinya kredit bermasalah, pihak bank melakukan kegiatan evaluasi berjangka dari dana yang dipinjamkan. Yaitu dilakukan survei terus menerus kepada debitur untuk memastikan bahwa usahanya berjalan dengan baik sehingga dapat meminimalisir gagal bayar atau kredit macet.
SISTEM PAKAR DIAGNOSA KERUSAKAN KAMERA MENGGUNAKAN METODE DEMPSTER SHAFER Ivan Santoso
OKTAL : Jurnal Ilmu Komputer dan Sains Vol 3 No 04 (2024): OKTAL : Jurnal Ilmu Komputer Dan Sains
Publisher : CV. Multi Kreasi Media

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Abstract

In this day and age, photography is very popular in Indonesia, many people want to document the moments of their activities with camera devices. Sometimes, the use of the camera that is arbitrary or does not follow the rules can cause damage to the camera. Lack of knowledge about cameras makes amateur users confused if there are problems that arise if there is damage and in the end the user decides to buy a new one because of the user's ignorance in repairing the camera. Camera experts or technicians are people who can check and repair cameras. However, limited expert readiness is not always available 24 hours, especially in locations far from settlements, it will be complicated to consult an expert or camera technician at an important time in the event of a camera malfunction. Therefore, the author makes an Expert System for Diagnosing Damage to the Camera using the Dempster Shafer Method. The method used is Dempster Shefer where this method focuses on the magnitude of the belief that a symptom of damage supports the diagnosis of certain damage. The expected results can help camera users diagnose camera malfunctions and their solutions.
Penerapan konsep community based tourism pada objek wisata masjid walima emas Sulila, Ismet; Dungga, Weny Almoravid; Wolok, Tineke; Yusuf, Barmin Rahmat; Anugrah, Krisna; Usman, Sartika Dewi; Santoso, Ivan Rahmat
Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Vol. 5 No. 4 (2024)
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jp2m.v5i4.21889

Abstract

Desa Wisata adalah suatu bentuk integrasi antara atraksi, akomodasi dan fasilitas pendukung yang disajikan dalam suatu struktur kehidupan masyarakat yang menyatu dengan tata cara dan tradisi yang berlaku. Kegiatan ini bertujuan untuk mengembangkan tata kelola objek wisata Masjid Walima Emas desa Bongo. Desa Wisata Bongo Provinsi Gorontalo memiliki beberapa objek wisata yang memadukan antara alam, budaya, religi dan kearifan lokal. Salah satu objek wisata yang menarik adalah masjid walima emas yang berada dipuncak gunung desa Bongo. Secara empiris objek wisata ini belum dikelola dengan baik mengikuti standar yang berlaku. Oleh karena itu salah satu upaya yang dilaksanakan adalah melalui penerapan ilmu pengetahuan dan teknologi community-based tourism. Tahapan kegiatan meliputi: perencanaan, pelaksanaan dan evaluasi terhadap tata kelola objek wisata masjid walima emas. Hasilnya menunjukkan 1) terdapat peningkatan tata kelola pada wisata masjid walima emas, 2) meningkatnya partisipasi aktif masyarakat dalam tata kelola wisata masjid walima emas, 3) adanya peran aktif dari sektor UMKM selaku penyedia kerajinan dan Kelompok Pokdarwis sebagai penyelenggara wisata masjid walima emas. Pada masa yang akan datang untuk mengupayakan keberlanjutan tata kelola wisata masjid walima emas melalui pendampingan operasionalisasi tata kelola pariwisata bersama wisata lainnya.
Pengaruh Sistem Informasi Akuntansi dan Pengendalian Internal Terhadap Kinerja Karyawan Pada BRI Kantor Cabang Gorontalo Suhardin Buhungo; Niswatin; Ivan Rahmat Santoso
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2699

Abstract

The purpose of this research is to determine the effect of accounting information systems and internal control on the performance of BRI Gorontalo Branch Office employees. The type of method used in this research is a quantitative method with data collection techniques using questionnaire surveys and observation. The number of respondents in this research was 40 respondents consisting of Branch Managers, Managers, Supper Visors, Tellers, CS, Marketing and Support at Bank BRI. The tool used in this research uses multiple linear regression analysis. The research results show that 1. Accounting information systems have a positive and significant effect on employee performance. 2. Internal control has a positive and significant effect on employee performance. 3. Simultaneously the accounting information system and internal control have a positive and significant effect on employee performance with a determinant value of 62.3% while the remaining 37.7% is explained by other variables not examined in this research.
Pengaruh Sistem Informasi Akuntansi dan Pengendalian Internal Terhadap Kinerja Karyawan Pada BRI Kantor Cabang Gorontalo Suhardin Buhungo; Niswatin; Ivan Rahmat Santoso
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2699

Abstract

The purpose of this research is to determine the effect of accounting information systems and internal control on the performance of BRI Gorontalo Branch Office employees. The type of method used in this research is a quantitative method with data collection techniques using questionnaire surveys and observation. The number of respondents in this research was 40 respondents consisting of Branch Managers, Managers, Supper Visors, Tellers, CS, Marketing and Support at Bank BRI. The tool used in this research uses multiple linear regression analysis. The research results show that 1. Accounting information systems have a positive and significant effect on employee performance. 2. Internal control has a positive and significant effect on employee performance. 3. Simultaneously the accounting information system and internal control have a positive and significant effect on employee performance with a determinant value of 62.3% while the remaining 37.7% is explained by other variables not examined in this research.
Risk Management of Musyarakah Mutanaqisah Contract in Sharia Banks in Indonesia: Legal and Operational Issues Ivan Rahmat Santoso; Molbi Harsanto; Ismet Sulila; Agil Bahsoan
International Journal of Applied Business and International Management Vol 5, No 3 (2020): December 2020
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijabim.v5i3.980

Abstract

This paper discusses how to solve problems occurring in the risk management of musyarakah mutanaqisah contract on home financing in sharia banks in Indonesia, particularly on its legal and operational issues. This study used a qualitative method using library data collection techniques and interviews. The study found that legal and operational risk management issues could be satisfactorily resolved by agreement of rescheduling, adding new conditions, and using new structures in accordance with Islamic teachings and applicable positive laws. In addition, ownership proof of some is needed to minimize the risk for the bank and the customer.
Application of the Concept of Community Based Tourism in Walima Festival Tourism Objects, Bongo Village, Gorontalo Province Ismet Sulila; Weny Almoravid Dungga; Tineke Wolok; Barmin Rahmat Yusuf; Krisna Anugrah; Sartika Dewi Usman; Ivan Rahmat Santoso
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 9 No. 12 (2024): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v9i12.7263

Abstract

Tourism villages are tourism assets that are empowered and developed with all their uniqueness and attractiveness to attract tourist visits to the location of the village. The empowerment of Assisted Villages aims to apply the concept of community-based tourism in Bongo religious tourism village to Walima Festival tourism objects. The role of the community in this concept is very important for the sustainability of tourism. The use of community-based tourism methods can improve people's welfare in the economic sector. One of the interesting attractions in Bongo Tourism Village is the Walima Festival. Despite the uniqueness and advantages of this tourist attraction, it has not been managed properly. This activity goes through several stages, namely: planning, implementing, and evaluating the management of Walima Festival tourism objects, strengthening the role of the community, and technical guidance. The results show there is an increase in governance in Walima Festival tourism, local people's understanding of active participation in Walima Festival tourism, and an active role from the MSME sector as a craft provider and the Pokdarwis Group as a tour organizer.
Analisis Disparitas Garis Kemiskinan Di Kabupaten Bone Bolango (Studi Kasus Kecamatan Kabila dan Kecamatan Bone Pantai) Hamzah, Ilham; Canon, Syarwani; Santoso, Ivan Rahmat
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 24, No 2 (2024)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v24i2.18250

Abstract

Differences in economic conditions are one of the causes of income disparity in the community that triggers poverty in several regions. This study aims to determine whether there is an effect of differences in food and non-food commodity prices between Kabila District and Bone beach District. The research used a qualitative approach with descriptive methods. The sample in this study were 30 people. Data collection using observation, interviews and documentation. Data analysis techniques use reduction, data presentation, and conclusion drawing or verification. The results showed that the disparity in the poverty line in Kabila and Bone Pantai sub-districts was caused by price differences between food and non-food commodities which were influenced by several factors 1) Infrastructure, the infrastructure in Kabila sub-district is fairly adequate with fairly high operational costs compared to Bone Pantai sub-district with inadequate market conditions which utilise more roads around the market; 2) Distance, the distance between traders that occurs between regions through the place of production of finished goods in the kabila sub-district is more strategic than the Bone Pantai sub-district, but it is different in terms of natural resource supply where the Bone Pantai sub-district is more strategic in producing supplies of natural resources that are daily needs; 3) Transport Costs, high transport costs, then product prices tend to be higher in locations further from the source of production.
Analisis Dampak Pembangunan Infrastruktur Terhadap Kemiskinan Di Kawasan Teluk Tomini Rachman, Fadilla Garini; Arham, Muhammad Amir; Dai, Sri Indriyani S; Santoso, Ivan Rahmat
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 03 (2024): Eqien Journal Of Economics and Business
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i03.1727

Abstract

The purpose of this study was to determine the effect of road, water and electricity infrastructure development on poverty in the Tomini Bay area. The type of research used is quantitative with multiple linear regression analysis methods. From the results of multiple linear regression analysis, it can be concluded that road infrastructure has a positive and significant effect on poverty. This means that every 1 percent increase in road infrastructure will increase poverty in the Tomini Bay area. Electricity Infrastructure has a negative and significant effect on Poverty. This means that every 1 percent increase in Electricity Infrastructure will reduce Poverty in the Tomini Bay Area. Water Infrastructure has a positive and significant effect on Poverty. This means that every 1 percent increase in Water Infrastructure can increase Poverty in the Tomini Bay Area.
The Effect of Self-Efficacy Mediation on Entrepreneurship Education and Entrepreneurial Intention Hafid, Radia; Santoso, Ivan Rahmat; Gani, Imam Prawiranegara
Jurnal Pendidikan Ekonomi Dan Bisnis (JPEB) Vol. 12 No. 01 (2024): Jurnal Pendidikan Ekonomi & Bisnis (DOAJ & SINTA 2 Indexed)
Publisher : Faculty of Economics, Universitas Negeri Indonesia,Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPEB.012.1.2

Abstract

This study aims to investigate the effect of entrepreneurship education on entrepreneurial intention mediated by self-efficacy. It employed a quantitative approach with a sample of 175 students majoring in economics at Universitas Negeri Gorontalo (UNG). The study used primary and secondary data from observation, questionnaire, and documentation methods. The data analysis technique uses SEM-PLS 4 to test the relationship between variables. The study findings signify that entrepreneurship education’s effect is significant to entrepreneurial self-efficacy and intention. Entrepreneurial self-efficacy is significantly and positively related to entrepreneurial intention and completely mediates between entrepreneurial education and intention. Theoretically, this study contributes to education and entrepreneurial intentions. Then, this study provides practical implications for teachers to focus on creating entrepreneurial opportunities and platforms for students to improve their experiences.  
Co-Authors Abdulrahim Maruwae Agil Bahsoan Aissyah Dien Alkadri Amalia Amalia Ambo, Rizal Andi Riyanto Anggun Geovanny Rahman Anugrah, Krisna Anzar Anzar, Anzar Ardi Hardian Pantu Barmin Rahmat Yusuf Bayu Aspita Polii Bela Syavira Mokoolang Destin Fauzia Sahi Deswita Adam Dewi Afriani Djabar Erlinda Podungge Excell Kurnia Febrian Eka Saputra Fahrudin Zain Olilingo Fatma Husin Ferawaty Husain Fitri Hadi Yulia Akib Hamzah, Ilham Herwin Mopangga Himari, Nadia Wahyuni Imam Prawiranegara Gani Indrawan Aziz Irawati Abdul Ismet Sulila Jacobus, Refinna Cesari Katili, Annisa P. Kolopita, Lisa Findi Rahayu Krisna Anugrah La Ode Ismail Ahmad Latif, Febriyanto Mahmud, Siti Nur Fajri Melizubaida Mahmud Meyko Panigoro Mohamad Fahmi Pollo Molbi Harsanto Muhamad Fakhri Paudi Muhamad Zikri Zam-Zam Muhammad Amir Arham Muhammad Harsya Bachtiar Muhammad Hasan Mulyati, Yenni Niswatin Potale, Arif Pramidita, Ratri Putri, Aulia Salsabillah Rachman, Fadilla Garini Radia Hafid Rauf, Alim Rifi Fazrina Djuuna Rosman Ilato Sahmin Noholo Sarmira M Abas Selviana Selviana Shintia Kodu Sri Endang Saleh Sri Indriyani S. Dai Sri Wahyuni F Siwi Sudradjat, Cindy Melania V Suhardin Buhungo SUMADI SUMADI Sumadi Sumadi Syahfitri, Dwi Anggini Syarwani Canon Tineke Wolok Tutkey, Stenlly Befry Usman Moonti Usman Moonti Usman, Sartika Dewi Weny Almoravid Dungga Windiyawati M Niuwa Yanti Karoma, Sry Astuti Yulia Akib, Fitri Hadi Yusrin S. Hasan Yusuf, Barmin Rahmat Yuyanti Rahman