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Literasi Keuangan dan Fintech terhadap Perilaku Donasi ZISWAF Kota Surakarta Masruri, Hafid; Lestari, Wuryaningsih Dwi
YUME : Journal of Management Vol 8, No 1 (2025)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v8i1.8469

Abstract

Upaya penelitian ini bertujuan untuk mengkaji dampak literasi keuangan terhadap perilaku keuangan kontributor ZISWAF di Kota Surakarta, dengan teknologi keuangan (fintech) berfungsi sebagai variabel perantara. Investigasi menggunakan metodologi kuantitatif menggunakan teknik Structural Equation Modeling (SEM-PLS). Sampel terdiri dari 100 peserta yang merupakan kontributor aktif untuk ZISWAF, dipilih melalui metodologi pengambilan sampel yang bertujuan. Temuan menunjukkan bahwa literasi keuangan memberikan pengaruh positif dan signifikan secara statistik pada perilaku keuangan donor. Selain itu, literasi keuangan secara signifikan mempengaruhi adopsi fintech, dan pemanfaatan fintech memainkan peran penting dalam membentuk perilaku keuangan donor. Selain itu, fintech terbukti secara positif dan signifikan memediasi hubungan antara literasi keuangan dan perilaku keuangan. Hasil ini menggaris bawahi perlunya meningkatkan literasi keuangan individu dan penerapan teknologi digital untuk mempromosikan kontribusi berkelanjutan dalam domain filantropi Islam. Studi ini menawarkan rekomendasi praktis bagi organisasi ZISWAF untuk terlibat lebih aktif dalam pendidikan dan fasilitasi donor melalui platform digital yang ramah pengguna, aman, dan transparan.
Pengaruh Net Profit Margin (NPM), Inflasi, Dan Return On Asset (ROA) Terhadap Harga Saham (Pada Perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2020-2023) Rizantha, Pranada Elvan; Lestari, Wuryaningsih Dwi
Paradoks : Jurnal Ilmu Ekonomi Vol. 8 No. 2 (2025): Februari - April
Publisher : Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/paradoks.v8i2.1493

Abstract

Capital markets play a crucial role in driving economic growth in various countries, both developed and developing. Through the capital market, a company will obtain a fund to carry out its activities. This study aims to analyze the effect of Net Profit Margin (NPM), inflation, and Return on Asset (ROA) on stock prices in banking sub-sector companies listed on the Indonesia Stock Exchange for the period 2020-2023. The research method used is quantitative with an associative approach. The sampling technique was carried out using purposive sampling with a total sample size of 41 companies. Data analysis using multiple linear regression with classical assumption tests. The results showed that partially, while Inflation and Return on Assets (ROA) significantly influence stock prices. Simultaneously, all three independent variables significantly influence stock prices. Data analysis was conducted using multiple linear regression with classical assumption tests. The results of the study indicate that, partially, Net Profit Margin (NPM) does not significantly influence stock prices, while Inflation and Return on Assets (ROA) significantly influence stock prices. Simultaneously, all three independent variables significantly influence stock prices
The Influence of Financial Technology (Fintech) on the Financial Performance of Islamic Banking (Study on Islamic Banking listed on the Indonesia Stock Exchange Period 2016-2020) Anindyastri, Ranty; Lestari, Wuryaningsih Dwi; Sholahuddin, Muhammad
Benefit: Jurnal Manajemen dan Bisnis Volume 7 No 1 Juni 2022
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v7i1.18051

Abstract

The rapid technology development in Indonesia has an impact on the existence of various technological innovations, one of them is the financial sector. Financial technology is a technological innovation in the financial sector. The existence of financial technology is expected to be able to improve the performance of financial institutions so they can provide services to their customers more efficiently. This study aims to determine the influence of mobile banking, internet banking, and SMS banking on the financial performance of Islamic banking projected with Return on Assets (ROA). This study uses data in the form of annual financial statements of Islamic Banks listed on the Indonesia Stock Exchange in the period 2016-2020. This study sample was selected using purposive sampling techniques so as to obtain samples of Bank Aladin Syariah (Bank Maybank Syariah), Bank BNI Syariah, Bank BTPN Syariah, Bank BRI Syariah, Bank Mandiri Syariah, and Bank Panin Dubai Syariah. The study used regression analysis of panel data with EVIEWS 10 software. The results of this study show that mobile banking has a positive and significant influence on the financial performance of Islamic banking. While internet banking and SMS banking have a negative and insignificant influence on the financial performance of Islamic banking.
Pengaruh Pengungkapan Environmental Social Governance (ESG) Terhadap Risiko Kesulitan Keuangan Perusahaan Dengan Inovasi Teknologi Sebagai Variabel Moderasi (Pada Perusahaan Bumn Non-Keuangan Yang Terdaftar Di Bursa Efek Indonesia Periode 2021-2023) Ramadhan, Helmy Samartha; Lestari, Wuryaningsih Dwi
SEIKO : Journal of Management & Business Vol 8, No 2 (2025): July - December
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v8i2.8665

Abstract

Upaya penelitian berusaha untuk menyelidiki dampak pengungkapan ESG Disclosure pada kemungkinan tekanan keuangan perusahaan, bersama dengan peran mediasi inovasi teknologi sebagai variabel moderasi. Titik fokus penyelidikan terdiri dari 17 Badan Usaha Milik Negara (BUMN) non-keuangan yang terdaftar di Bursa Efek Indonesia (BEI) selama periode 2021-2023, menggunakan metodologi kuantitatif melalui analisis regresi data panel. ESG dievaluasi sesuai dengan pedoman yang ditetapkan oleh Global Reporting Initiative (GRI), risiko kesulitan keuangan dinilai menggunakan Altman Z-Score, dan inovasi teknologi diwakili melalui perputaran modal dan pengembalian penjualan. Temuan penelitian menunjukkan bahwa pengungkapan ESG tidak memberikan pengaruh yang signifikan secara statistik pada risiko tekanan keuangan. Selain itu, inovasi proses yang didorong oleh perputaran modal juga tidak menunjukkan dampak yang signifikan dan tidak berfungsi untuk memoderasi hubungan antara ESG dan risiko keuangan. Sebaliknya, inovasi produk, seperti yang ditunjukkan oleh pengembalian penjualan, menunjukkan efek yang signifikan pada risiko tekanan keuangan, namun tidak memoderasi hubungan antara pengungkapan ESG dan risiko kesulitan keuangan.
Determining the Trade Value of Indonesian Lobster Exports to Destination Countries in 2018–2023 Herlina, Azizah Pingki; Lestari, Wuryaningsih Dwi
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 6 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i6.9290

Abstract

This study aims to analyze the effect of financial management on profitability in small and medium enterprises (SMEs) producing woven bags in Sukowiyono Village, Ngawi. Financial management variables are measured using Break Even Point (BEP) and profit margin, while profitability is proxied by Return on Assets (ROA), gross profit, and net profit. The research method employs a quantitative approach with multiple linear regression analysis processed through SPSS. The results show that simultaneously, BEP and profit margin have no significant effect on ROA profitability; however, partial tests indicate that BEP has a significant negative effect, while profit margin has a significant positive effect. These findings suggest that BEP functions as a cost planning tool, whereas profit margin is the dominant factor in increasing profit. Analysis of net profit also reveals that profit margin contributes more significantly than BEP to improving profitability. Although the research model is able to explain almost all variations in profitability, there are external factors not included in the analysis. The limitations of this study include the use of only one SME as the research object and a relatively short data period. Therefore, future research is expected to cover more SMEs and include additional variables to produce more representative results.
Capital Structure Modelling: Evidence From The Jakarta Islamic Index (JII) Lestari, Wuryaningsih Dwi; Kusumastuti, Anestia Retno; Ma’ruf, Ma’ruf; Mukharomah, Wafiatun; Sholahuddin, Muhammad
Prosiding University Research Colloquium Proceeding of The 11th University Research Colloquium 2020: Bidang Sains dan Teknologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study was to determine the effect of variables firm size, liquidity, profitability, tangibility, and growth opportunity on the capital structure of companies listed in the Jakarta Islamic Index (JII). This study uses secondary data in the form of financial statements from each company. The sample collection uses purposive sampling. The population in this study were companies listed in JII for the period 2008-2017 with a sample of four companies. The data analysis technique used is panel data. The results of this study indicate that firm size has no significant effect on capital structure, liquidity has a significant negative effect on capital structure, profitability has no significant effect on capital structure, while tangibility and growth opportunity have a significant negative effect on capital structure. The results of this study are expected to be a consideration for academics, companies, and investors in determining or estimating a healthty capital structure by considering variables firm size, liquidity, profitability, tangibility, and growth opportunity.
Penguatan Majelis Ekonomi PCM Jebres Melalui Peningkatan Nilai Produk Pengusaha Binaan PCM Jebres Sholahuddin, Muhammad; Lestari, Wuryaningsih Dwi; Padmantyo, Sri; Irawati, Zulfa; Nasir, Moechammad; Kuswati, Rini; Saputro, Edy Purwo; Murwanti, Sri
Prosiding University Research Colloquium Proceeding of The 15th University Research Colloquium 2022: Bidang Pengabdian Masyarakat
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This activity is a community service carried out in the City of Jebres for a micro-enterprise (UMKM) with the business name PCM Jebres. The spread of COVID-19 that hit Indonesia directly had a negative impact on micro-enterprises in Indonesia, especially in the City of Jebres. The implementation of Large-Scale Social Restrictions (PSBB) by both central and regional governments significantly reduces consumer access to these micro-enterprises. The purpose of this community service is to increase the entrepreneurial knowledge and skills of business owners in selling through social networking media. The method of implementation includes the first stage of socialization and preparation, the second stage is the circumcision of materials, the third stage is the implementation, the fourth stage is monitoring and evaluation then the last stage is the preparation of scientific reports and publications. Results obtained after mentoring show an increase in partners' understanding of the P-IRT submission process. This activity is expected to be an example for other micro-businesses affected by the COVID-19 pandemic and be a solution to the existing MSME problem. This service has been implemented socialization of P-IRT submission program in January. Based on the results of the evaluation before and after the event, participants already understand how the P-IRT submission process. Participants have filled out the official adjutant form of socialization of surakarta health office. Among the requirements is a photo of yourself. Participants who do not have a photo of themselves are directly helped in the photo at the place of activity. The next activity is adjutant technical guidance to the Surakarta Health Office and uploading P-IRT adjutant.
The Influence of Celebrity Endorsement and Brand Image on Purchase Intention with Brand Awareness as An Intervening Variable: Case Study of Scarlett Whitening Products in Soloraya Putra Yuwana, Wahyu Noer Hidayat; Lestari, Wuryaningsih Dwi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4409

Abstract

This research reveals the significant impact of brand awareness and celebrity endorsement on purchase intention, particularly within the context of Scarlett products. The analysis confirms that the level of brand awareness correlates significantly with consumers' inclination to purchase products. These findings highlight the necessity of building brand awareness as an effective marketing strategy, using engaging advertising campaigns, presence across various media platforms, and involvement in social activities or sponsorship of popular events. Furthermore, the study confirms that the brand image of Scarlett products holds a crucial influence on brand awareness. Positive brand image elements such as strong slogans, product quality, and memorable packaging contribute to enhancing brand awareness among consumers. On the other hand, celebrity endorsements also prove to have a substantial impact on purchase intention. The presence of celebrities in advertisements captures consumers' attention, influences their perceptions of the brand and product, and increases their interest in purchasing. Selecting the right celebrities becomes an effective strategy for influencing consumer purchasing behavior. The results of this research provide profound insights into the importance of brand awareness, brand image, and celebrity endorsement in influencing consumer behavior, while also highlighting potential marketing strategies that companies can employ to enhance purchase intention.
PENGARUH FIRM SIZE DAN LEVERAGE TERHADAP NILAI PERUSAHAAN DENGAN VARIABEL INTERVENING (Pada Perusahaan Manufaktur yang Terdaftar di JII Tahun 2021-2023) Permatasari, Qisthoni; Lestari, Wuryaningsih Dwi; Achmad, Nur; Kuswati, Rini
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13339

Abstract

This study aims to examine the Effect of Firm Size and Leverage on Company Value with Capital Structure as an Intervening Variable (In Manufacturing Companies Listed in the Jakarta Islamic Index for the 2021-2023 Period). The population used in this study is manufacturing companies registered in JII for the 2021-2023 period. The sample used as many as 6 companies using descriptive statistical analysis methods. Data analysis technique using panel data regression with Fixed Effect method. The results showed that Firm Size and Leverage have a significant effect on the Capital Structure of manufacturing companies listed in the Jakarta Islamic Index (JII) 2021 – 2023, so the first hypothesis and the second hypothesis are accepted. Capital Structure, Firm Size have a significant effect on the Value of manufacturing companies listed in the Jakarta Islamic Index (JII) 2021 – 2023, then the third hypothesis and the fourth hypothesis are rejected. Leverage does not have a significant effect on the Value of manufacturing companies listed in the Jakarta Islamic Index (JII) 2021 – 2023, so the fifth hypothesis is rejected. Firm Size and Leverage do not have a significant effect on Company Value with capital structure as an intervening variable, so the sixth hypothesis and the seventh hypothesis are rejected. Keywords: Firm Size, Leverage, Company Value, Capital Structure, Manufacturing, JII
Pengaruh Brand Awareness dan Brand Image Terhadap Loyalitas Pelanggan dengan Kepercayaan Sebagai Variabel Intervening (Studi Pada Produk Pakaian Dalam Pada Platform Tiktok) Darojat, Adim Rofind; Lestari, Wuryaningsih Dwi
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.13706

Abstract

This research aims to examine the influence of brand awareness and brand image on customer loyalty with trust as an intervening variable (Study of underwear products on the Tiktok platform). The population used in this research are customers who have purchased underwear products via the Tiktok platform. The sampling technique is carried out using probability sampling because each element of the population is considered to have the same opportunity to become a sample. This type of design uses simple random sampling where sampling from the population is done randomly. The data source was obtained from distributing questionnaires to all TikTok shop customers/users. The data collection technique used in this research is a questionnaire method for respondents, measuring the questionnaire using a Likert scale. This research uses a Structural Equation Modeling (SEM) approach using a path diagram which makes it possible to enter all observed variables via Partial Least Square (PLS) with a calculation process assisted by the SmartPLS 3.2.9 software application program. The results of this research are as follows, 1) Brand Awareness has a positive and significant influence on Customer Trust so that the first hypothesis is accepted; 2) Brand Image has a positive and significant influence on Customer Trust so that the second hypothesis is accepted; 3) Customer Trust has a positive and significant influence on Customer Loyalty so that the third hypothesis is accepted; 4) Brand Awareness has a positive and significant influence on Customer Loyalty so that the fourth hypothesis is accepted; 5) Brand Image has a positive and significant influence on Customer Loyalty so that the fifth hypothesis is accepted; 6) Brand Awareness has a positive and significant influence on Customer Loyalty through Customer Trust so that the sixth hypothesis is accepted; 7) Brand Image has a positive and significant influence on Customer Loyalty through Customer Trust so that the seventh hypothesis is accepted.