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All Journal JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Mudir : Jurnal Manajemen Pendidikan Smart Society: Community Service and Empowerment Journal Keris: Journal of Community Engagement Al-Maqashid: Journal of Economics and Islamic Business Ummul Qura : Jurnal Ilmiah Institut Pesantren Sunan Drajat (INSUD) Lamongan Santri: Journal of Student Engagement Al-Muzdahir: Jurnal Ekonomi Syariah Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Al Wajiz: Journal of Sharia and Economics Studies

Siswadi

Universitas Sunan Drajat Lamongan, Indonesia

Author-ID : 5412161

Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Social Sciences Other

Published : 31 Documents Claim Missing Document

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Pengaruh Lingkungan dan Motivasi Kerja bagi Karyawan Koperasi BMT Mandiri Sejahtera Jawa Timur Unit Dukun Gresik M. Syaiful Arif; Ahmad Afan Zaini; Siswadi
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 2 No. 1 (2020): January : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

In a company, leaders must have the ability to control their employees. Leaders must provide motivation to employees, motivation can be in the form of attention and appreciation in accordance with what the employees have given, so employees feel the need for fairness and can also encourage high morale to work. Likewise with the work environment, if the working conditions are clean, comfortable and safe. In this way, employees become motivated to work even better, and ultimately employee performance is achieved. This study uses primary data and secondary data. The primary data here is obtained from indirect interviews obtained from the results of questionnaires filled out by employees, secondary data is obtained from the report data of the sharia financial institution of the BMT Mandiri Prosperous Cooperative East Java. The analytical tool used in this research is multiple linear regression, the results of the analysis are then analyzed by using the F test and statistical t test. (F-test) at the 95% confidence level. And from the results of the third hypothesis analysis shows that the magnitude of the regression coefficient for the work environment variable is 0.191 and the motivation variable is 0.286, so it can be concluded that motivation is the dominant factor that has an influence in improving employee performance at the BMT Mandiri Sejahtera Cooperative, East Java, Dukun Unit.

Service and Product Quality terhadap Keputusan Customer Membuka Simpanan Umroh di BMT Sunan Drajat Pusat (Studi BMT Sunan Drajat Pusat) Anisaul Wahdah; Siswadi; Erly juliyani
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 1 No. 2 (2019): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Service and product quality are 2 factors that influence customer decisions. Service components are used to give a good impression to consumers. So that consumers can attract other potential customers. Product quality is also a component of understanding the products offered with more selling value that is not owned by competitors' products. Umrah deposits make it easier for customers to determine the departure of Umrah in a planned manner and help in the management of funds to perform Umrah worship. Research objectives; 1. To find out whether the service affects the decision of customers to open Umrah deposits at BMT Sunan Drajat Pusat. 2. To find out whether the quality of the product affects the decision of customers to open Umrah deposits at BMT Sunan Drajat Pusat. This type of research uses quantitative research methods. The data used is the primary data of secondary funds. The instruments used are questionnaires and documentation. Data analysis techniques use multiple linear regression tests and hypothesis tests. The results of this study 1) service variables affect the decision of customers to open Umrah deposits. This can be seen from the results of multiple regression analysis and hypothesis tests obtained indicators that greatly affect employee service to customers with a Test value of T 3,379 meaning that the service has a positive and significant effect on the decision of customers to open Umrah savings. 2) Product quality variables affect the decision of customers to open Umrah deposits. This can be seen from the results of multiple regression analysis and hypothesis tests obtained indicators that are very influential is the product can be trusted by customers with a test value of T 3,369 meaning the quality of the product has a positive and significant effect on the decision of the customer to open Umrah savings.

Pengaruh Kepemimpinan Terhadap Pola Kerja Pesantren (Studi Kasus di Bidang Perekonomian Pondok Pesantren Sunan Drajat Lamongan) Yayuk Fauziyatun Nisa; Siswadi
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 1 No. 1 (2019): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

The leader is one of the essences of management, the main resource and the central point of every activity that occurs in a company. How the creativity and dynamics of a leader in carrying out his leadership authority will greatly determine whether the company's goals can be achieved or not. Leaders who are dynamic and creative, the organization they lead will also be more dynamic and the activities that will be carried out will be more and more. The problems in this study are, 1. How is the leadership style of the head of the economic field of the Islamic boarding school Sunan Drajat Lamongan, 2. Is there any influence of leadership on the economic performance of the employees of the Islamic boarding school Sunan Drajat Lamongan. As for in this study the authors used quantitative data. Research starts from theories or hypotheses using a correlational approach. The results of this study are, 1). The leadership style applied by the head of the economic field of the Islamic boarding school Sunan Drajat Lamongan is a situational style. This is evidenced by the results of interviews and research that has been carried out by researchers. 2). The results of the regression test on the leadership style variable on employee performance in the economic field of the Islamic boarding school Sunan Drajat Lamongan obtained the regression equation Y = 21.740 + 0.464 X. And the results of the hypothesis test obtained a t-test result of 3.168 with a significant level of 0.002. The significant value is less than 0.005 (0.002 < 0.005), thus H0 is rejected and H1 is accepted. So it can be said that there is a positive and significant influence between the influence of leadership style on employee performance.

Evaluasi dan Supervisi Proses Pembelajaran; Sebuah Analisis terhadap Artikel Ratna Puspita Sari Dkk. Ahmad Syaifuddin; Siswadi Siswadi; Abdor Rohman Wahid
Ummul Qura Jurnal Institut Pesantren Sunan Drajat (INSUD) Lamongan Vol. 18 No. 2 (2023): Ummul Qura : Jurnal Ilmiah Institut Pesantren Sunan Drajat (INSUD) Lamongan
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/uq.v18i2.646

Abstract from Ratna Puspita Sari's writing; The aim of this research is to examine the evaluation and supervision of the learning process as an effort to increase teacher professionalism in schools. The method used is a qualitative research method with a type of field research. The research locations in this study were MA Darul Hikmah Jember, MA Fatihul Ulum Al Mahfudz, MAN 1 Jember, and MAN 2 Jember. The findings in this research are that in general the implementation of academic supervision at MA Darul Hikmah Jember, MA Fatihul Ulum Al Mahfudz, MAN 1 Jember, and MAN 2 Jember has gone well. School supervisors have an adequate understanding of academic supervision and can carry out supervisory duties and functions well. Second, there are still limitations in the aspects that are the target of academic supervision by Madrasah supervisors at MA Darul Hikmah Jember, MA Fatihul Ulum Al Mahfudz. Not all aspects of academic supervision are the focus of school supervisors. Meanwhile, at MAN 1 Jember and MAN 2 Jember, all aspects have been implemented by madrasah supervisors. Aspects supervised include learning planning, teaching and learning implementation, class management, and follow-up on learning results. Third, Madrasah Supervisors have developed quite varied academic supervision techniques at MA Darul Hikmah Jember, MA Fatihul Ulum Al Mahfudz, MAN 1 Jember, and MAN 2 Jember. Techniques used include individual supervision, such as class visits, observations, and individual meetings; group supervision, such as teacher meetings/supervision meetings, committees, and group work, as in MGMP. The approaches used in monitoring activities include those of officials, partners and families.

Problems and Strategies for Developing Sharia Fintech in Indonesia: Regulatory, Operational, Technology, Financing, and Human Resources Perspectives Siswadi Siswadi
Smart Society Vol. 5 No. 2 (2025): Smart Society
Publisher : FOUNDAE (Foundation of Advanced Education)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58524/smartsociety.v5i2.985

The development of financial technology (fintech) in Indonesia has increased significantly over the past two decades, expanding access to digital financial services, including payments, financing, and investment. Amid this trend, Islamic fintech has emerged as an alternative that operates in accordance with Sharia principles, such as the prohibition of riba (interest), gharar (uncertainty), and maisir (gambling). However, its implementation continues to face challenges in regulatory, operational, technological, financial, and human resource aspects. This study aims to identify the main problems facing Islamic fintech in Indonesia and to formulate development strategies from regulatory, operational, technological, financial, and human resource perspectives. This research adopts a qualitative approach with a case study design. Data were collected through in-depth interviews with informants, including industry practitioners, regulators, and academics, focus group discussions (FGDs), document analysis, and field observations. Semi-structured interviews were conducted to obtain in-depth insights. Data analysis employed thematic analysis and content analysis, with triangulation used to ensure the credibility of the findings. The results reveal several key issues, including the absence of optimal and specific regulations for Islamic fintech, low levels of digital Islamic financial literacy, limited technology-based supervision, and challenges in integrating technology with the existing Islamic financial ecosystem. Financial challenges are also prominent, particularly the risk of default in Sharia-compliant peer-to-peer (P2P) lending services and limited funding sources. The implications of this study highlight the importance of strengthening regulatory frameworks, enhancing Islamic financial literacy, utilizing big data and artificial intelligence for Sharia-compliant credit scoring, and developing integrated human resources to strengthen the inclusion and competitiveness of Islamic fintech in Indonesia.

PENDAMPINGAN MASYARAKAT DALAM PEMANFAATAN TPS3R DESA KRANJI KECAMATAN PACIRAN KABUPATEN LAMONGAN Siswadi Siswadi; Ahmad Afan Zaini; M. Habibi Alauddin Al-Falih
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 2 (2025): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Faculty of Economics and Islamic Business, Sunan Drajat University, Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/x4t53312

Penelitian ini bertujuan untuk menganalisis proses pendampingan masyarakat dalam pemanfaatan Tempat Pengolahan Sampah Reduce, Reuse, Recycle (TPS3R) di Desa Kranji, Kecamatan Paciran, Kabupaten Lamongan. Pendampingan dilakukan melalui tahapan sosialisasi, edukasi, pelatihan teknis, dan penguatan kelembagaan masyarakat. Metode yang digunakan meliputi observasi, wawancara, pendampingan partisipatif, serta evaluasi implementasi pengelolaan sampah. Hasil penelitian menunjukkan bahwa pendampingan mampu meningkatkan kapasitas masyarakat dalam memilah dan mengolah sampah, memperkuat kelembagaan pengelolaan TPS3R, serta mendorong perubahan perilaku ekologis masyarakat. Keberadaan TPS3R terbukti mengurangi volume sampah yang masuk ke TPA dan menghasilkan nilai ekonomi melalui produk kompos serta pemanfaatan kembali sampah anorganik. Secara keseluruhan, program ini menunjukkan bahwa pengelolaan sampah berbasis masyarakat yang didukung pendampingan intensif mampu menciptakan sistem pengelolaan sampah yang berkelanjutan dan berbasis pemberdayaan komunitas.

Pemberdayaan Masyarakat Dalam Pemanfaatan Bambu SebagaiReyengan Tempat Ikan Di Desa Kranji Kecamatan PaciranKabupaten Lamongan Ahmad Afan Zaini; Siswadi; Abdullah Zawawi; M. Habibi Alaudin Al- Falih
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 4 No 1 (2026): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Faculty of Economics and Islamic Business, Sunan Drajat University, Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/yrgrf426

Abstrak. Pemberdayaan masyarakat merupakan salah satu strategi pembangunan yang berorientasi pada peningkatan kapasitas, kemandirian, dan kesejahteraan masyarakat. Desa Kranji kecamatan Paciran kabupaten Lamongan memiliki potensi sumber daya alam berupa bambu yang dapat dimanfaatkan sebagai reyengan (wadah atau tempat ikan) untuk mendukung aktivitas perikanan dan perdagangan hasil laut. Penelitian ini bertujuan untuk menganalisis bentuk pemberdayaan masyarakat dalam pemanfaatan bambu sebagai reyengan tempat ikan, mengidentifikasi dampak ekonomi yang dihasilkan, serta menjelaskan faktor pendukung dan penghambat dalam pengembangannya. Metode penelitian menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa pemanfaatan bambu sebagai reyengan tempat ikan mampu meningkatkan nilai ekonomis bambu, membuka peluang usaha bagi masyarakat, serta memperkuat ekonomi lokal berbasis potensi desa. Selain itu, kegiatan ini juga mendukung pelestarian kearifan lokal dan pemanfaatan sumber daya alam secara berkelanjutan. Faktor pendukung meliputi ketersediaan bahan baku, keterampilan masyarakat, dan tingginya kebutuhan reyengan dalam aktivitas perikanan. Adapun faktor penghambat meliputi keterbatasan inovasi produk, akses pemasaran, dan persaingan dengan produk berbahan plastik. Penelitian ini merekomendasikan adanya pendampingan, pelatihan kewirausahaan, dan dukungan pemerintah untuk meningkatkan daya saing produk reyengan bambu

Produksi dalam Perspektif Ekonomi Islam Studi Literatur tentang Prinsip, Faktor Produksi, dan Perbedaannya dengan Ekonomi Konvensional: Perspektif Ekonomi Islam, Faktor Produksi Siswadi; Wilda 'Ainun Najihah
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 4 No 1 (2026): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Faculty of Economics and Islamic Business, Sunan Drajat University, Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/r44h1931

Produksi merupakan salah satu aktivitas fundamental dalam sistem ekonomi yang berperan dalam memenuhi kebutuhan manusia melalui penciptaan barang dan jasa. Dalam perspektif ekonomi Islam, kegiatan produksi tidak hanya berorientasi pada pencapaian keuntungan, tetapi juga diarahkan untuk mewujudkan kemaslahatan (maslahah), keadilan, serta keberkahan sesuai dengan prinsip-prinsip syariah. Penelitian ini bertujuan untuk menganalisis faktor-faktor produksi, prinsip-prinsip produksi, tujuan produksi, serta mengkaji perbedaan konsep produksi dalam ekonomi Islam dan ekonomi konvensional. Penelitian menggunakan metode studi kepustakaan (library research) dengan pendekatan deskriptif kualitatif. Data diperoleh dari berbagai sumber ilmiah, seperti buku, artikel jurnal, hasil penelitian, dan dokumen yang relevan, kemudian dianalisis menggunakan teknik analisis isi (content analysis). Hasil penelitian menunjukkan bahwa faktor-faktor produksi dalam ekonomi Islam meliputi sumber daya alam, tenaga kerja, modal, dan kewirausahaan yang seluruhnya dipandang sebagai amanah dari Allah Swt. Aktivitas produksi dilaksanakan berdasarkan nilai-nilai tauhid, keadilan (al-'adl), kenabian (nubuwwah), kekhalifahan (khilafah), dan orientasi akhirat (ma'ad). Berbeda dengan ekonomi konvensional yang lebih menitikberatkan pada maksimalisasi keuntungan, ekonomi Islam menempatkan kemaslahatan, pemerataan kesejahteraan, tanggung jawab sosial, dan keberlanjutan sebagai tujuan utama produksi. Dengan demikian, sistem produksi dalam ekonomi Islam menawarkan paradigma pembangunan ekonomi yang tidak hanya berorientasi pada pertumbuhan ekonomi, tetapi juga mengintegrasikan dimensi moral, sosial, dan spiritual dalam setiap aktivitas produksi.

Islamic Boarding School Economic Institutions in the Perspective of Maslahah and Customer Satisfaction through Product Completeness Siswadi; Anas Al Hifni; Biyati Ahwarumi; Muhamad Malik Azhar
Jurnal Iqtisad Vol 13 No 1 (2026): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v13i1.15249

Islamic boarding schools (pesantren) have developed not only as educational institutions but also as socio-economic institutions that support community welfare through various economic activities. One of the emerging economic institutions is pesantren-based retail, which plays a strategic role in promoting economic self-reliance while embodying Islamic values. This study aimed to analyze the role of pesantren economic institutions from the perspective of maslahah and customer satisfaction through product completeness at Mrican Tuban Department Store. This study employed a quantitative correlational design using convenience sampling Data were collected using a structured questionnaire with five-point Likert-scale items and analyzed using validity and reliability tests, descriptive statistics, and simple linear regression. The results show that product completeness has a positive and significant effect on customer satisfaction, with a coefficient of determination (R²) of 0.316, indicating that 31.6% of customer satisfaction is influenced by product completeness. From the perspective of Islamic economics, reflects the principle of maslahah by ccessibility, efficiency, and convenience in fulfilling daily needs. These findings confirm that managing pesantren retail based on product completeness not only enhances customer satisfaction but also strengthens the role of pesantren as an economic institution grounded in Islamic ethical and social values.

Risk Management Strategy of Sharia Microfinance Institutions Challenges, Innovation, and Sustainability in the Era of Digital Disruption Siswadi Siswadi; Wilda 'Ainun Najihah
Al Wajiz: Journal of Sharia and Economics Studies Vol. 1 No. 1 (2025): Al Wajiz: Journal of Sharia and Economics Studies
Publisher : LPPM Ma'had Aly Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65887/alwajiz.v1i1.2

Sharia Microfinance Institutions (MFIs) have an important role in supporting the community's economy, especially in developing countries such as Indonesia. LKMS exists as an alternative financing based on sharia principles and aims to increase financial inclusion for small and medium community groups. However, in its operations, MFIs face various risks, including credit risks, liquidity risks, and operational risks that can affect the sustainability of the institution. This study aims to examine the implementation of risk management in MFIs using a qualitative approach through a literature study. The results of the study show that the implementation of risk management is able to help MFIs minimize potential losses, strengthen financial stability, and increase institutional competitiveness. However, there are challenges in the form of limited resources, lack of managerial expertise, and regulatory complexity that often hinder the effectiveness of risk management. In addition, the application of technological innovations, especially Artificial Intelligence (AI), is considered to be able to support the effectiveness of risk management through improving transaction security, service efficiency, and financing risk control. This study recommends the need to strengthen the capacity of human resources, adaptive regulatory support, and the use of digital technology to strengthen the sustainability of MFIs in the face of global economic dynamics.

Co-Authors Abdor Rohman Wahid Abdullah Zawawi Ahmad Afan Zaini Ahmad Rofi'i Ahmad Syaifuddin Anas Al Hifni Anisaul Wahdah Arif Maghfur Biyati Ahwarumi Erly Juliyani Fatimatu Zahroh Hasanah, Muhimmatul Iva Muslikhah N.A Izzatus Tsani M. Kamaliatul Fiqriyah Khoirun Nisa' Lidya Frasisca Ellyna M. Fathor Rohman M. Habibi Alauddin Al-Falih M. Habibi Alaudin Al- Falih M. Syaiful Arif Moh. Nashiruddin Amin Muhamad Malik Azhar Muhammad Syaichul Fatoni Muhyidin MUSBIKHIN Nadya Septiana Wulansari Nanang Ardiansyah Nashihin Nor Maysari Nur Maizatus Sodiah Risma Damayanti Rohman Wilda 'Ainun Najihah Wilda 'Ainun Najihah Wilda ‘Ainun Najihah Yayuk Fauziyatun Nisa

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