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All Journal Jurnal Riset Akuntansi dan Bisnis Jurnal Perspektif Ekonomi Darussalam SAP (Susunan Artikel Pendidikan) EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Maslahah: Jurnal Pengabdian Masyarakat Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) Milkiyah: Jurnal Hukum Ekonomi Syariah Economic: Journal Economic and Business Journal of Sharia Business Management
Salman Munthe
Staff Ahli Rektor, Fakultas Ekonomi Universitas Tjut Nyak Dhien, Medan, Sumatera Utara, Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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AKSELERASI EKOSISTEM HALAL MELALUI TRANSFORMASI DIGITAL: EFEKTIVITAS SIHALAL DAN FINTECH SYARIAH Anggi Pratiwi Sitorus; Salman Munthe; Daffa Muhammad Safwan; Dimas Kristiano Hutapea
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengevaluasi efektivitas transformasi digital dalam mengakselerasi pertumbuhan ekosistem ekonomi syariah di Indonesia melalui implementasi Sistem Informasi Halal Terintegrasi (SIHALAL) dan pemanfaatan Financial Technology (Fintech) Peer-to-Peer Lending Syariah sebagai dua instrumen digital utama yang diamanatkan dalam Masterplan Ekonomi Syariah Indonesia (MEKSI) 2019–2024. Menggunakan pendekatan deskriptif kualitatif dengan menganalisis data sekunder dari laporan BPJPH, OJK, LEKSI, serta dokumen strategis KNEKS, penelitian ini mengidentifikasi dampak digitalisasi terhadap efisiensi birokrasi sertifikasi halal dan perluasan akses pembiayaan UMKM. Hasil penelitian menunjukkan bahwa SIHALAL secara signifikan menurunkan hambatan administratif melalui digitalisasi proses audit, integrasi data, dan mekanisme self-declare sehingga mempercepat masuknya UMKM ke dalam rantai nilai halal. Sementara itu, Fintech P2P Lending Syariah terbukti mampu mengurangi kesenjangan pembiayaan melalui model penilaian kelayakan berbasis digital yang lebih adaptif terhadap pelaku usaha feasible tetapi belum bankable. Sinergi kedua instrumen digital ini memperkuat konektivitas antara legalitas produk dan akses modal, sekaligus menciptakan ekosistem halal yang lebih inklusif, responsif, dan kompetitif. Temuan ini menegaskan bahwa transformasi digital bukan hanya mendukung efisiensi proses, tetapi menjadi katalis strategis dalam mempercepat integrasi sektor riil dan sektor keuangan syariah guna mendorong Indonesia menuju posisi sebagai pusat produsen halal global.
Dinamika Pasar Kosmetik Halal Di Sumatera Utara: Analisis Perspektif Konsumen Dan Strategi Produsen Nasution, Akmal Huda; Munthe, Salman; Adhitya, Wisnu Rayhan; Khaira, Imamul; Rahman, Haikal
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 9 No 2 (2025): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/xapnwq68

Abstract

The halal cosmetics industry is experiencing rapid growth, driven by increasing consumer awareness, particularly among Millennial and Gen Z consumers. This study aims to present a holistic analysis of the factors driving consumer purchase intention towards halal cosmetics in North Sumatra and to formulate the strategies implemented by producers in response to market dynamics. Employing an explanatory sequential mixed-methods design, the research combines a quantitative survey of 400 Millennial and Gen Z respondents with qualitative in-depth interviews with seven industry stakeholders. The quantitative analysis utilized Partial Least Squares-based Structural Equation Modeling (PLS-SEM), while the qualitative analysis employed thematic analysis. The results from the structural model analysis demonstrate that consumer purchase intention is strongly and directly influenced by two core psychological pillars: attitude toward halal products and consumer trust, with the model's predictive power reaching 72.4%. Positive attitude is significantly shaped by the individual's level of religiosity and adequate halal knowledge. Trust, conversely, is cultivated by consumer perception of product quality, positive brand image, and the formal assurance of halal certification. A crucial finding confirms that the influence of product quality and brand image on purchase intention is fully mediated by the trust variable. Halal cosmetic producers in North Sumatra acknowledge the dual market demands, where halal certification is a basic prerequisite, while superior product quality is a competitive necessity. Furthermore, digital marketing via influencers and electronic word-of-mouth (e-WOM) is highly effective in building brand image, yet it does not directly foster deep trust, indicating the fragility of digital reputation if not supported by strong product substance. The most significant operational challenge lies in maintaining the integrity and traceability of the halal supply chain from upstream to downstream. The main conclusion of this study is that success in the modern halal cosmetics market demands an integrated strategy that moves beyond regulatory compliance, focusing consistently on enhancing product quality and supply chain transparency to build authentic and sustainable consumer trust.
Co-Authors , Miftah El Fikri Adhitya, Wisnu Rayhan Akmal Huda Nasution, Akmal Huda Anggi Pratiwi Sitorus Aritonang, John Agus Winata Baehaqi Daffa Muhammad Safwan Dimas Kristiano Hutapea Dionisius Sihombing Ginting, Oddy Alfonsius Hamdi * Hamdi *, Hamdi Haryadi - Hasibuan, Nazmi Atika Imamul Khaira Irma Safiah Lubis Muhammad Farhan Abimayu Mursal Mursal Pakpahan, Rosinta Panjaitan, Bon Jovi Marselino Rahman, Haikal Rahmat Ilyas Reza Nurul Ichsan Syahputra, Yuda Triana Purba, Devi