Article Per Year (5 Year)
p-Index From 2021 - 2026
4.15
P-Index
This Author published in this journals
All Journal Jurnal Ilmiah Ekonomi Islam Indonesian Journal of Islamic Business and Economics (IJIBE) Jurnal Ilmu Ekonomi dan Bisnis Islam Jurnal Pengabdian Masyarakat (ABDIRA) Ijtimā`iyya: Journal of Muslim Society Research Mabsya: Jurnal Manajemen Bisnis Syariah Jurnal Ekonomi, Bisnis dan Manajemen Populer: Jurnal Penelitian Mahasiswa Profit: Jurnal Manajemen, Bisnis dan Akuntansi Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Pengabdian Masyarakat Bangsa Miftah JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Wealth: Journal of Islamic Banking and Finance Adidaya : Jurnal Aplikasi Pendidikan dan Sosial Budaya
Yoiz Shofwa Shafrani, Yoiz Shofwa
STAIN Purwokerto
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

Published : 34 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 34 Documents
Search

 1   2   3   4 
The Implications of BMT Financing on MSMEs Development Shafrani, Yoiz Shofwa; Rahmini Hadi
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 2 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i2.199.134-148

Abstract

The capital problem faced by MSME businessmen is the difficulty in reaching banks due to the inability to provide bankable requirements. BMT aims to develop productive businesses and invest in improving the quality of economic activity in the real sector, especially micro, small, and medium entrepreneurs. BMT in Banyumas Regency helps members overcome capital problems through a variety of products. This study aims to find out how MSMEs develop after getting financing from BMT in Banyumas Regency. Therefore, this study uses a quantitative approach with 150 samples and the Wilcoxon Signed Rank Test ( two related samples test) as a tool. The results of the data analysis show that there is a significant difference between before and after the provision of financing on indicators of capital, sales turnover, income/profit, number of customers, and number of workers. Then, the results of the different tests show that the provision of financing is considered effective because it has given different results in a positive direction after the provision of financing. Except for the number of workers, the results of the analysis show that half of the sample shows no increase in the use of the number of workers.
Optimalisasi Branding dan Legalitas Usaha dalam Upaya Peningkatan Daya Saing UMKM di Desa Kebumen Baturaden Shafrani, Yoiz Shofwa; Wahyuningtyas, Ida Puspitarini; Destiana, Diah Sari; Ayuni, Titi Salma
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 6, No 1 (2026): Abdira, Januari
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v6i1.1311

Abstract

The majority of businesses in Kebumen Village, Baturaden, are still small, informal traders, with the main problems being low business legitimacy (NIB and Halal Certification) and a lack of professional branding skills. This hinders the competitiveness of local products on the broader market. The objective of this community service programme is to transform 20 small business groups into formal MSMEs by strengthening the legality and branding of their leading products. The method used is Asset-Based Community Development (ABCD), which focuses on local potential through workshops and intensive technical assistance. As a result, there has been a significant increase in the awareness and commitment of business owners to obtain NIB and Halal Certification. Tactically, packaging prototypes and rebranding stickers have been produced, which enhance the visual value and credibility of the products. This programme has successfully laid the foundations for business professionalism and legality. Legality and a strong brand identity are crucial foundations for MSMEs to increase market access, capital, and achieve sustainable business growth.
Recontextualizing the Concept of the Time Value of Money from a Maqashid al-Shariah Perspective: Rekontekstualisasi Konsep Time Value of Money dalam Perspektif Maqashid al-Shariah Rahmawati, Ana; Shafrani, Yoiz Shofwa
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19540

Abstract

This study recontextualizes the time value of money (TVM) in Islamic economics through a maqashid al-shariah lens using a case study of Sharia-compliant gold investment at Pegadaian Syariah. A mixed methods sequential exploratory design was applied. Qualitative data were collected via document analysis and semi-structured interviews with 10 informants to derive maqashid-based indicators of time-related value. Quantitative data were gathered through a survey of Sharia gold investors and analyzed using multiple linear regression and mediation testing. Findings show that investors interpret time-related value not as interest-based compensation but as ethical utility embedded in service provision, risk management, and wealth preservation. Descriptive results indicate high perceptions of maqashid alignment (M=4.11) and Sharia compliance trust (M=4.24). Regression results reveal significant effects of maqashid alignment on investment decision (β=0.32; p=0.001) and cost fairness on investment decision (β=0.26; p=0.008). Sharia compliance trust strongly predicts continuance intention (β=0.39; p<0.001), while Sharia financial literacy improves investment decision quality (β=0.28; p=0.004). Trust partially mediates the maqashid alignment–continuance link. This study extends prior work by operationalizing maqashid-based time utility into measurable constructs and empirically testing it in a retail Sharia gold investment setting.
ANALISIS KINERJA UD DAYA PRIMA ABADI DENGAN PENDEKATAN MALCOLM BALDRIGECRITERIA FOR PERFORMANCE EXCELLENCE Danu, Kukuh Prima; Husendar; Nugroho, Nur Islami Dwi; Azmi, Muhammad Ikhfal; Shafrani, Yoiz Shofwa
ADIDAYA : Aplikasi Pendidikan dan Sosial Budaya Vol 3 No 1 (2026)
Publisher : Pengelola Jurnal Politeknik Negeri Ketapang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58466/r1bxwr53

Abstract

This study aims to analyze the management performance of UD Daya Prima Abadi, a business unit in the rural agribusiness sector located in Patikraja District, using the Malcolm Baldrige Criteria for Performance Excellence (MBCfPE) framework. Using a descriptive qualitative design, data were collected through observation and in-depth interviews, which were then converted into quantitative values ​​using the ADLI (Approach, Implementation, Learning, and Integration) method. The results showed that UD Daya Prima Abadi obtained a total score of 601 points, which placed it in the category of Emerging Industry Leaders at the Average level. This score indicates that the business unit has a basic system that is running with positive results, but still requires continuous improvement, especially in aspects of customer focus and operational efficiency. The formulated development strategies include customer communication innovations that are adaptive to rural community conditions, stock optimization to prevent waste, and strengthening business ethics for business sustainability.
Co-Authors Aflah, Nafilah Alfarisi, Akmal Aziz Ana Rahmawati Ani Rohanah Argianto, Rifqi Tegar Ashfa, Muhammad Aqila Astuti, Sonia Salma Widi Aviana, Nagita Lyra Ayuni, Titi Salma Azahra, Dian Fatimah Azmi, Muhammad Ikhfal Baetisalamah, Nadiva Amelia Baihaqi, Muhammad Ramadhan Cahyani, Agustin Tri Cery, Cery Danu, Kukuh Prima Depisari, Unik Destiana, Diah Sari Dewi, Nurul Fazriyanti Aulia Evridanisa, Nayla Cahya Fariha, Zulfia Nur Fathonah, Aenia Latif Fauzi, Hafiz Zaki Fernansyah, Nio Kenshi Pratama Findianingsih, Arisa Fitriana, Novika Nur Fitriani, Ahwat Galadea, Aflakha Filosofi Hasna, Amelia Nilal Hasnita, Yuliana Nur Humeriatunnisa, Asky Husen, Saadilah Amril Husendar Husnia, Atika Ismaya, Nesha Ismiati Ismiati Isnaeni, Devit Ruman Istiqomah, Laela Nur Julianti, Taliyah Khasanah, Anisa Cahyawiru Kurniawan, Pandu Lestari, Azhlia Dyah Lili Erlina Maula, Muhammad Ihza Maulida, Indah Ilma Melani, Niken Mukarromah, Laili Munawaroh, Nur Ismawati Nafila, Isna Nandisa, Alfath Shofa Ningrum, Adelia Cahya Nisa, Sofaratun Nugroho, Nur Islami Dwi Nurazizah, Khofifah Nurhaliza, Putri Amellia Nurhayati, Laily Nuriyah, Armida Arka nurul khotimah Odilien, Rizka Ayu Okty Oktaviani, Widya Oktavianingsih, Wiji Parmono, Aldi Dwi Pransiska, Ega Pratami, Luthfi Ranawati Puspitaningrum, Devi Putri, Dewi Ayu Maharani Putri, Dina Alliah Anggreani Putri, Nadiya Berliana Putri, Nindita Septiana Qoyyafa, Falliza Mauliya Rahma, Raysha Aura Rahmadiani, Arzanti Rahmawati, Safira Aulia rahmini hadi Rahmini hadi Raihan, Ziddan Ni’am Ramadhanti, Salsabilla Ramanda, Nanang Aziz Sabana, Hesti Salsabila, Mischel Saputra, Aditya Gilang Saputri, Andina Velisha Saputri, Imel Nurul Sari, Sinta Kartika Seftiani, Afifah Tri Selitri Melina Sendy, Debby Laura Septianingsih, Leny Setyamien, Salsabila Khairunisa Sharunh, Mohammad Rizna Sholihah, Najwa Aulia Siwi, Sri Rahayu Sochimin Sochimin Sulasih Sulasih Ulfi, Lie Aulia Wahyuningtyas, Ida Puspitarini Weni Novandari Wulandari, Lutfiah Zahrotunnida, Nabila Zeliana, Aura Nadisha Zuhela, Salma Zuhwa, Unfah Ziyan