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The Effect of Product Quality And Product Impact on Customer Satisfaction Purchase Decisions as Intervening Variables Putri Andriyani S; Agus Arwani
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i1.3617

The purpose of this study is to determine the effect of product quality and product benefits on customer satisfaction through purchase. The research method uses a quantitative approach. The consumers of Hexsoul were drinking water more than five times in the distributor of Pekalongan City branch Hexsoul drinking water as many as 234 consumers with a sample of 100 respondents using Donald R. Cooper and C. William Emory formulas. The sampling technique uses accidental sampling and then purposive sampling. The data analysis is used in this study is path analysis. The product quality has a positive and significant effect on purchasing decisions with a significance value of 0,000 and a regression coefficient of 0,244, a significance value of 0,000 <0,05 (2) product benefit has a the significance value of 0,000 <0,05 (3) product quality has a positive and significant effect on consumer satisfaction with a significance of 0,002 and regression coefficient value of 0.140, (4) the benefit has a positive and significant effect on consumers satisfaction with a significance of 0.022 and a regression coefficient of 0.140, (5) purchasing decisions have a positive and significant effect on consumer satisfaction with a significance of 0,000 and a regression coefficient of 0.399,(6) product quality has a positive and significant effect on customer satisfaction through wit's purchasing decisions h the significance of 0,000 and a regression coefficient of 0.158(7)benefit has a positive and significant effect on customer satisfaction through purchasing decisions with significance of 0,000 and a regression coefficient of 0.210.

EFFECT OF ZAKAT, INFAK AND SEDEKAH (ZIS), INDEX HUMAN DEVELOPMENT (HDI) AND UNEMPLOYMENT ON INDONESIAN ECONOMIC GROWTH AT 2013-2017 Agus Arwani; Anis Wahdati
Al-Tijary AL-TIJARY VOL. 5, NO. 2, JUNI 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Islamic view that growth in the economy is not only oriented to create accretion of single production but indicated the basis of the fairness of distribution, one of them with equal distribution of income that did not create a gap between the rich and the poor. In its development, many factors influence the economic growth, Including Zakat Infak and Sedekah (ZIS), Human Development Index, and Unemployment rate. The research type is explanatory with a quantitative approach. The type of data used is secondary data and Analysed using multiple linear regression by using Software Eviews 10. The results of the study have demonstrated that Zakat Infak and Sedekah (ZIS) and the Human Development Index (HUMAN DEVELOPMENT INDEX) influence positively and significantly on Indonesia's economic growth in 2013-2017. While unemployment did not affect. Based on the F-test, variable Zakat Infak and Sedekah (ZIS), the Human Development Index (HUMAN DEVELOPMENT INDEX), and unemployment simultaneously affected the Indonesia’s Economic growth . The magnitude of the effect of independent variables on the dependent variable amounted to 41.1%, while 58.9% are influenced by variables other research.

ISSUES AND CHALLENGES OF SHARIAH AUDITING IN ISLAMIC FINANCIAL INSTITUTION AND CORPORATE GOVERNANCE COMPLIANCE Agus Arwani
Media Riset Akuntansi, Auditing & Informasi Vol. 18 No. 2 (2018): September
Publisher : LEMBAGA PENERBIT FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS TRISAKTI

The study examines the perspective of practitioners who are involved directly and/or indirectly with the process of shariah compliance/auditing from Islamic financial institutions (IFIs) on the issues of standards for shariah auditing, auditors qualifications, and independence. Auditing Islamic financial institutions (IFIs) covers a wider scope than legal financial statement auditing. External auditors of IFIs not only conduct financial audits but also conduct tests on the shariah compliance of IFIs, according to fatawa (religious opinions) and guidelines set by the Shariah Supervisory Board (SSB). Shariah review is unique to IFIs, due to the requirement to ensure that all business activities and operations of IFIs adhere to shariah precepts. The scarce resourceful auditors with both shariah and accounting/auditing qualifications and the issue of self-review threat to independence may affect the reputable image of Islamic financial institutions. This article is literature method. The findings reinforce the importance of auditors' qualification and independence as currently there is no mandatory regulated professional shariah auditor code to be in tandem with the drastic growth of the IFIs. The paper offers practical implication to regulators in providing a direction to revise the existing standards for shariah auditing practices and to formulate a mandatory professional governance structure for shariah auditors.

Determinan Kepercayaan, Lingkungan Sosial, Pendapatan Dan Efikasi Keuangan Terhadap Minat Menabung di Lembaga Keuangan Syariah Indana Afriyanti; Agus Arwani
JIEF : Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOLUME 2 NO 2 TAHUN 2022
Publisher : Departement of Sharia Economics, Faculty of Islamic Economics and Business, IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jief.v2i2.6246

This study aimed to determine the effect of trust, social environment, income and financial efficacy on interest in saving in Islamic financial institutions. This research is a type of quantitative research. The data collection method in this study was a questionnaire using a sample of 100 respondents. The sampling technique is probability sampling with a simple random sampling method. This study uses multiple linear regression analysis methods and the data is processed with SPSS version 25 software. The results of this study indicate that partially social environment and efficacy have a significant effect on interest in saving in Islamic financial institutions, while trust and income have no significant effect on interest in saving in institutions. Islamic finance. then simultaneously trust, social environment, income, and financial efficacy affect the interest in saving in Islamic financial institutions. The implications for Islamic financial institutions need to make people feel confident because a person's belief or self-confidence can eliminate doubts about doing something, including in terms of saving. And it is necessary to create a good social environment because the value of a good social environment will encourage people's interest to save in Islamic financial institutions. Whereas. the trust and income variables have no influence on the interest in saving in Islamic financial institutions. This means that Islamic financial institutions need to increase socialization and public education to the public so that they can be more confident and interested in using their products.

ATTEMPTS TO SEARCH FOR AN ISLAMIC ECONOMIC DEVELOPMENT MODEL (ANALYSIS OF PHILOSOPHICAL THOUGHT MUSA ASY'ARIE) MUHAMMAD KHAQIM; AGUS ARWANI
Maqdis: Jurnal Kajian Ekonomi Islam Vol 4, No 1 (2019): Januari - Juni 2019
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v4i1.491

Reflection on Islamic thought is no longer concerned with the problem of indigenization of Islam which is more likely to conservation tradition, even leads to a syncretism that almost eliminates the orthodoxy of Islam. Musa Asy'arie is a postmodern intellectual Muslim figure in Indonesia who, with his philosophical ability, is anxious to give a strict critique as well as a clear direction to the economic development of Muslims so that the Islamic economy becomes an outlet for poverty and injustice to society. Type of methodology in this research is literature research with focus of study of Islamic economic thought Musa Asy'arie. This qualitative research is focused on a written document in the form of text produced by Musa Asy'arie. The approach used in this research is phenomenology approach. The phenomenological approach is intended to examine, to reveal the biography, his work and the pattern of his thought development from the perspective of history, that is, from the social and political conditions of the culture at that time. The research results of Musa Asy'arie' thoughts in Islamic economics refers to things that are of fundamental Islamic economic value which include the first divine principle which is where the deity or Gods, the second is the humanitarian province, the three are based on social concern or with other sentences more important piety social rather than individual piety.

Rancang Bangun Akuntansi Syari'ah (Perspektif Filosofis dan Historis Tafsir Al Qur'ann) Agus Arwani
Jurnal Hikmatuna Vol 2 No 1 (2016): HIKMATUNA: Journal for Integrative Islamic Studies, June 2016
Publisher : Postgraduate Program, Universitas Islam Negeri (UIN) K. H. Abdurrahman Wahid Pekalongan, Indonesia

Accounting basic weakness of capitalism can not be separated from the underlying knowledge base of the building is full of contradictions logic, thus constructing a reality that is full ofcontradictions. The fragility of the philosophical foundation of knowledge enough context to create a paradigm counter rival as a consequence of the revolution of science in the form of an alternative paradigm shift due to the failure of the old paradigm answered whole heap of problems. Modern accountingthat is value-free as part of the economic system during this time also felt only in favor of a small part of economic actors alone. Accounting Shari'ah demands is the ultimate truth (al-Haq) or moral truths that must be accounted for before God, although on the one hand Shari'ah accounting should also refer to the standard, but the standard is not intended as a justification, meaning that statements are made in accordance with the standards do not always true according to the shari'ah, if the reports are substantially deviated from the principles of Shari'ah. The content of the substance of Islam is essentially a liberation, making accounting is perceived as a treatise. Given the role of accountants as carrierstreatise God in the context of the profession. Translating the meaning of God's justice in the accounting structure, as a manifestation of God's involvement as an accounting center. Islam has outlined the meaning of justice is the basis of accounting in terms of valuation, recognition and presentation of accounting.

Determinan Kepercayaan, Lingkungan Sosial, Pendapatan Dan Efikasi Keuangan Terhadap Minat Menabung di Lembaga Keuangan Syariah Indana Afriyanti; Agus Arwani
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOL.2 NO.2 NOVEMBER 2022
Publisher : Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan

This study aimed to determine the effect of trust, social environment, income and financial efficacy on interest in saving in Islamic financial institutions. This research is a type of quantitative research. The data collection method in this study was a questionnaire using a sample of 100 respondents. The sampling technique is probability sampling with a simple random sampling method. This study uses multiple linear regression analysis methods and the data is processed with SPSS version 25 software. The results of this study indicate that partially social environment and efficacy have a significant effect on interest in saving in Islamic financial institutions, while trust and income have no significant effect on interest in saving in institutions. Islamic finance. then simultaneously trust, social environment, income, and financial efficacy affect the interest in saving in Islamic financial institutions. The implications for Islamic financial institutions need to make people feel confident because a person's belief or self-confidence can eliminate doubts about doing something, including in terms of saving. And it is necessary to create a good social environment because the value of a good social environment will encourage people's interest to save in Islamic financial institutions. Whereas. the trust and income variables have no influence on the interest in saving in Islamic financial institutions. This means that Islamic financial institutions need to increase socialization and public education to the public so that they can be more confident and interested in using their products.

The Effectiveness Of Website/Webblog-Based Mosque Management Information Systems In Providing Accountable Information In Pekalongan City Muhammad Masrur; Agus Arwani; Nasrul Khakim
Islamic Studies Journal for Social Transformation ISJOUST Vol 2, No 1, 2018
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) IAIN Pekalongan

A mosque organization plays a role as a public sector organization that manages the mosqueâ€™s resources and activities. The management and resources in the mosque are mostly done voluntarily. The development of information technology (IT) has provided various means for management in managing business and decision-making. Nonetheless, the measurement or assessment of the quality of an effective information system is hard to carry out directly, including cost-benefit measurement. A descriptive quantitative approach was employed in this field research. The findings reveal the quality system, quality information, process quality, collaborative quality and service quality contributed to the mosque management information systems. Website/webblog-based mosque run effectively and obtained accountable information in the city of Pekalongan. The management of the mosqueâ€™s website in this city has been established effectively since it applies the management of mosque information systems by using DeLone and McLeanâ€™s model of information system success, which includes system quality management, collaborative quality, and service quality of website/webblog-based mosque in Pekalongan City.

The Effect of Product Quality And Product Impact on Customer Satisfaction Purchase Decisions as Intervening Variables Putri Andriyani S; Agus Arwani
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN K.H. Abdurrahman Wahid Pekalongan

The purpose of this study is to determine the effect of product quality and product benefits on customer satisfaction through purchase. The research method uses a quantitative approach. The consumers of Hexsoul were drinking water more than five times in the distributor of Pekalongan City branch Hexsoul drinking water as many as 234 consumers with a sample of 100 respondents using Donald R. Cooper and C. William Emory formulas. The sampling technique uses accidental sampling and then purposive sampling. The data analysis is used in this study is path analysis. The product quality has a positive and significant effect on purchasing decisions with a significance value of 0,000 and a regression coefficient of 0,244, a significance value of 0,000 <0,05 (2) product benefit has a the significance value of 0,000 <0,05 (3) product quality has a positive and significant effect on consumer satisfaction with a significance of 0,002 and regression coefficient value of 0.140, (4) the benefit has a positive and significant effect on consumers satisfaction with a significance of 0.022 and a regression coefficient of 0.140, (5) purchasing decisions have a positive and significant effect on consumer satisfaction with a significance of 0,000 and a regression coefficient of 0.399,(6) product quality has a positive and significant effect on customer satisfaction through wit's purchasing decisions h the significance of 0,000 and a regression coefficient of 0.158(7)benefit has a positive and significant effect on customer satisfaction through purchasing decisions with significance of 0,000 and a regression coefficient of 0.210.

EPISTEMOLOGI HUKUM EKONOMI ISLAM (MUAMALAH) Agus Arwani
Religia Vol 15 No 1: April 2012
Publisher : UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/religia.v15i1.126

Islam adalah agama universal dan komprehensif. Universal artinya bahwa Islam ditujukan untuk semua umat manusia di bumi dan dapat diterapkan setiap saat hingga berakhirnya waktu. Satu aspek penting yang berkaitan dengan hubungan manusia adalah ekonomi. Paham ekonomi Islam memiliki prinsip yang diturunkan dari Al-Qurâ€™an dan Hadist. Ekonomi Islam sebagai disiplin ilmu memiliki pondasi epistimologi. Epistimologi ekonomi Islam berarti tinjauan sumber ekonomi Islam termasuk metodologi dan kebenaran ilmiah. Epistimologi Islam sebagai langkah awal untuk mendiskusikan subjek filosofi pengetahuan. Pada sisi lain, epistimologi Islam berpusat pada Tuhan, dalam pengertian Tuhan sebagai sumber pengetahuan dan sumber kebenaran. Sisi yang lain, epistimologi Islam berpusat pada manusia, dalam pengertian manusia sebagai aktor pencari pengetahuan (kebenaran). Epistimologi hukum ekonomi Islam membutuhkan ijtihad yang menggunakan alasan rasio. Epistimologi hukum ekonomi Islam menggunakan metode deduksi dan induksi

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