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All Journal Jurnal Manajemen Bisnis Sains: Jurnal Manajemen dan Bisnis Journal of Accounting and Investment Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo BERDIKARI : Jurnal Inovasi dan Penerapan Ipteks Agregat: Jurnal Ekonomi dan Bisnis Jurnal Analisis Bisnis Ekonomi MATAPPA: Jurnal Pengabdian Kepada Masyarakat SENTRALISASI Martabe : Jurnal Pengabdian Kepada Masyarakat CAM JOURNAL: Change Agent For Management Journal Penentuan harga obligasi dan teori tingkat bunga Reswara: Jurnal Pengabdian Kepada Masyarakat Entrepreneurship Bisnis Manajemen Akuntansi (E-BISMA) Journal of Islamic Economic and Business Research Universitas Muhammadiyah Yogyakarta Undergraduate Conference Proceeding International Journal of Management Science and Information Technology (IJMSIT) Society: Jurnal Pengabdian Masyarakat Journal Of World Science Prosiding Seminar Nasional Program Pengabdian Masyarakat Nusantara Technology and Engineering Review Jurnal Analisis Bisnis Ekonomi
Kusumawati, Rita
Universitas Muhammadiyah Yogyakarta
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

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Strategi Pengolahan Alga menjadi Bioenergi: Studi Literatur Sistematik Global Hanif, Malik; Kusumawati, Rita; Natasha, Fira
Nusantara Technology and Engineering Review Vol. 3 No. 1 (2025): Nusantara Technology and Engineering Review
Publisher : LPPM UNUSIDA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55732/nter.v3i1.1672

Abstract

Krisis energi global dan tekanan perubahan iklim mendorong kebutuhan mendesak akan sumber energi alternatif yang berkelanjutan, salah satunya adalah alga. Penelitian ini bertujuan untuk mengeksplorasi dan merumuskan strategi pengolahan alga menjadi bioenergi melalui pendekatan sistematik terhadap literatur ilmiah global. Metode systematic literature review digunakan untuk mengkaji berbagai strategi pemilihan spesies, teknik ekstraksi lipid, proses pirolisis, serta pemanfaatan senyawa bioaktif dari alga. Hasil studi menunjukkan bahwa alga memiliki potensi ganda sebagai sumber energi dan penyerap karbon, meskipun tantangan teknologi dan biaya masih menjadi hambatan utama. Temuan ini memberikan kontribusi baru berupa integrasi bukti ilmiah lintas studi, dan mendorong kolaborasi interdisipliner serta kebijakan energi berbasis alga yang lebih terstruktur di masa depan. The global energy crisis and climate change pressures are driving an urgent need for sustainable alternative energy sources, one of which is algae. This study aims to explore and formulate a strategy for processing algae into bioenergy through a systematic approach to global scientific literature. The systematic literature review method is used to examine various strategies for species selection, lipid extraction techniques, pyrolysis processes, and the utilization of bioactive compounds from algae. The results of the study indicate that algae have dual potential as an energy source and carbon sink, although technological and cost challenges are still major obstacles. These findings provide new contributions in the form of integrating scientific evidence across studies and encourage interdisciplinary collaboration and more structured algae-based energy policies in the future.
Optimalisasi Digitalisasi Marketing di Padukuhan Pancoh Ghiffara, Mustafad; Prasetya, Gede Guruh; Fathurrohman, Rofi; Ernanda, M. Ricki Bagus; Puspaningrum, Rosita; Azizah, Wardah Ma’rifatul; Mian, Margareta Angelina; Almi, Nuraisyah Ayumi; Putra, M. Rahman Alin; Hidayat, Qoori; Kusumawati, Rita
Prosiding Seminar Nasional Program Pengabdian Masyarakat Vol. 8 No. 1 (2025): Rekonstruksi Pendidikan di Indonesia
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ppm.81.1371

Abstract

The Community Service Program (PKM) is a form of student service to the community as an implementation of the Tridharma of Higher Education. PKM 194 of Universitas Muhammadiyah Yogyakarta (UMY) which was placed in Dusun Pancoh, Kelurahan Girikerto, Kecamatan Turi, Sleman, which had problems in empowering Micro, Small, and Medium Enterprises (MSMEs) through digital marketing to increase their business competitiveness. The purpose of this program is to improve the understanding, skills, and independence of MSME actors in utilizing digital media as a means of product marketing, so that they can expand the market and increase business competitiveness. The methods used include digital marketing socialization and training, assistance in creating social media content, product photography, compiling digital catalogs, to creating Linktree as a liaison for various business platforms. The results of this activity showed high enthusiasm from MSME actors, although most still use traditional marketing methods. One of the MSMEs assisted, namely Viva Nafigo, succeeded in implementing a digital marketing strategy by improving the quality of product photos, optimizing Instagram accounts, and creating catalogs and Linktrees to facilitate customer access. Although this program has a positive impact, there are several obstacles faced, such as the limited number of MSMEs and the short mentoring time. The implementation of marketing digitalization requires a continuous process in order to provide optimal results. Therefore, further efforts and continuous support are needed to ensure the success of MSME digitalization in Dusun Pancoh
The Impact of Religiosity and Perceived Risk on Sharia Investment Decisions: The Mediating Effect of Perceived Trust Kusumawati, Rita; Nadia, Linda Putri; Jaboob, Mohammed
Journal of Islamic Economic and Business Research Vol. 5 No. 1: June 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v5i1.304

Abstract

This study empirically tests the influence of risk perception and religiosity on Sharia investment decisions with a perception of trust as a mediating variable. This quantitative study uses a questionnaire survey method. The questionnaire was distributed online using Google Forms. The research sample was taken using a purposive sampling technique with the criteria of being at least 17 years old, Muslim, and having or currently investing in Sharia stocks on the IDX. While hypothesis testing was carried out using Partial Least Square (PLS). The results show that religiosity can increase perceived trust and sharia investment decisions. Perceived risk only affects Sharia investment decisions and does not affect perceived trust. Indirect results show that perceived trust only partially mediates the relationship between religiosity and Sharia investment decisions and does not mediate perceived risk in Sharia investment decisions. This study contributes to developing the Theory of Planned Behavior regarding the factors influencing Sharia investment decisions. The results of this study can serve as a reference for OJK, BEI, and Sharia investment managers in formulating policies on Sharia investments that promote sustainable growth, safeguard investor interests, and uphold the integrity of the Sharia investment market. The research sample is narrow and conducted quantitatively, so the research results are less broad and in-depth.
The Impact of Financial Literacy and Financial Technology on Financial Inclusion in Special Region of Yogyakarta, Indonesia Kusumawati, Rita; Akmalia, Alien; Wardana, Candra Kusuma
Journal of World Science Vol. 1 No. 5 (2022): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v1i5.31

Abstract

Someone who has appropriate knowledge toward financial literacy (well literate) will be faster to learn about how financial institution works. Unfortunately, the level of financial literacy in Indonesia is only reached 29 percent. However, the goventment target on financial literacy itself is reached up to 75 percennt. Since the knowledge on how to manage the personal budget is quite important, people need to know to overcome the financial problem that could be occur in the future endeavors. This research aim to identificate the level of influence financial literacy toward financial inclusion in Special Region of Yogyakarta, Indonesia as part of the impact by financial technology usage. This study was used quantitative apprach using 133 respondents in Special Region of Yogyakarta. The data were obtained from spreading the questionnaire and interviews with respondents. Data analysis in this study used multiple linear regression using SPSS ver. 22. The result of this study shows that only financial technology which supported to influence financial Inclusion.
PEMANFAATAN PEMASARAN DIGITAL BAGI UMKM KLEPU LOR Kusumawati, Rita; Akmalia, Alien; Bukhori, Iskandar
Reswara: Jurnal Pengabdian Kepada Masyarakat Vol 3, No 2 (2022)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/rjpkm.v3i2.1954

Abstract

Program pengabdian ini bertujuan untuk mendampingi Kelompok UMKM dusun Klepu Lor dalam pemanfaatan pemasaran digital bagi usahanya. Beberapa UMKM yang tergabung di Kelompok UMKM dusun Klepu Lor diantaranya  usaha Bakpia Wijaya 511, Peyek Sutrisni, Kemplang Bakar 4 Saudara, Kerajinan Besek Berkah, Pempek & Tekwan Nganar dan Bakpia Raina. Permasalahan yang dihadapi oleh mitra dibidang pemasaran adalah minimnya pemahaman UMKM terkait strategi pemasaran produk, minimnya pengetahuan pemilik UMKM tentang pemasaran digital, masih terbatasnya ketrampilan pemilik UMKM dalam mengelola media sosial usahanya (pengelolaan akun IG usaha belum optimal), masih ada UMKM yang belum memiliki akun di media sosial, beberapa UMKM Klepu Lor belum memiliki papan nama usaha. Untuk mengatasi permasalahan di atas, maka solusinya adalah dengan memberikan pelatihan dan pendampingan strategi pemasaran, pengaplikasian pemasaran digital melalui media social (Instagram). Metode yang digunakan untuk menyelesaikan permasalahan tersebut adalah: Focus Group Discussion, pelatihan dan pendampingan, serta pengadaan media promosi. Hasil yang didapatkan dari program ini adalah mitra memiliki papan nama usaha yg baru dan menarik, memiliki instagram dengan disain feed dan konten yg menarik, serta mitra bisa mengaplikasikan pemasaran digital pada usahanya. Kesimpulan dari pelaksanaan kegiatan pengabdian masyarakat ini adalah terjadi peningkatan kualitas pada semua program kegiatan yang telah dilaksanakan setelah diberikan pendampingan. Peningkatan kualitas ditunjukkan dengan adanya perbedaan antara sebelum dan sesudah kegiatan pendampingan, yang mana kegiatan pendampingan dapat memberikan solusi atas permasalahan yang dihadapi mitra. Peningkatan tersebut dapat ditunjukkan dari hasil kegiatan setelah pendampingan yang meliputi: mitra memiliki papan nama usaha yg baru dan menarik, memiliki instagram dengan disain feed dan konten yg menarik, serta mitra bisa mengaplikasikan pemasaran digital pada usahanya
PELATIHAN PENGELOLAAN SAMPAH RUMAH TANGGA MENJADI ECO ENZYME DI DUSUN KASIHAN BANTUL YOGYAKARTA. Kusumawati, Rita; Widyawati, Anggun; Dwitya Bima Asmara, Bagaskara; Rizka Afifi, Fadila; Hanif, Fahmi; Rizki Kadapi, Muhammad; Oktabella, Narafraz; Ramailis, Nurfadni; Wahyu Hidayat, Ridho; Ramadhan, Rizki
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 6, No 6 (2023): martabe : jurnal pengabdian kepada masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v6i6.2098-2102

Abstract

Sampah merupakan masalah serius yang dihadapi oleh masyarakat modern di seluruh dunia. Dibutuhkan pengelolaan yang baik dan berkelanjutan agar tercipta lingkungan yang sehat dan lestari. Pengolahan sampah menjadi eco enzyme memiliki potensi besar untuk mengurangi dampak negative sampah terhadap lingkungan dan menciptakan system yang berkelanjutan. Pengabdian masyarakat ini dilakukan di wilayah dusun Kasihan Tamantirto Bantul. Program ini bertujuan untuk meningkatkan kesadaran, minat, dan keahlian masyarakat dalam mengelola sampah organik menjadi eco enzyme. Metode pelaksanaannya mencakup penyampaian ceramah, demonstrasi, dan pelaksanaan praktik. Hasil dari program ini adalah ibu-ibu PKK dusun Kasihan memiliki ketrampilan dalam pengolahan sampah menajdi eco enzyme.
ANALISIS PENGARUH FAKTOR FUNDAMENTAL TERHADAP RETURN SAHAM STUDI KASUS PADA PERUSAHAAN MANUFAKTUR DI BURSA EFEK JAKARTA PERIODE 1998 - 2001 Kusumawati, Rita Kusumawati; Susilowati, Firti Susilowati
Jurnal Analisis Bisnis Ekonomi Vol 2 No 1 (2004)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research is aimed at analizing influence of fundamental factors on stock return of manufactur industries. The research result show that from the five factors (Debt to Equity Ratio, Devidend Payout Ratio, Earning Per Share, Net Profit Margin, Return Asset) assumed to influence on stock return of manufactur industries under investigation, there are five factor which simultan show significant influence stok return. However, only Earning Per Share which partially show significant influence stock return. And Earning Per Share as a dominant factor in influencing stock return. Based onthe research result, it is also discovered that fundamental factor (Debt to Equity Ratio, Dividend Payout Ratio, Earning Per Share, Net Profit Margin, Return Asset) have weak influence in explaning stock return variation at the Indonesian Capital Market, in which Adj.R- Square is 27,0%. This indicates that Indonesian investors can't created the factor fundamental as basic judgment to get stock return, with pay attention ekstern factors, like as: interest rate, inflation, exchange rate kurs, political condition, etc.
OPTIMALISASI MEDIA SOSIAL DAN MARKETPLACE USAHA KERAJINAN ALFIN ANYAMAN Kusumawati, Rita
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 5, No 9 (2022): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v5i9.3146-3153

Abstract

Alfin Anyaman merupakan salah satu pengrajin anyaman yang berlokasi di Nglatihan, Jalan Ngentakrejo, Lendah, Kulonprogo. Dalam perjalanan usahanya mitra menghadapi beberapa permasalahan diantaranya permasalahan produksi, yaitu: belum ada petunjuk lokasi usaha sehingga menyulitkan  calon pembeli mencari lokasi usaha mitra; belum memiliki spot khusus untuk foto produk; dan masih terbatasnya peralatan  produksi yang dimiliki. Selain itu mitra juga menghadapi permasalahan pemasaran, yaitu: belum optimalnya kegiatan promosi yang dilakukan, dan mitra belum menjual produknya melalui marketplace. Tujuan  program ini adalah untuk membantu mitra mengatasi permasalahan yang dihadapi baik permasalahan produksi maupun pemasaran yang mengarah pada perluasan pasar melalui media sosial dan marketplace. Beberapa kegiatan yang dilakukan yaitu: pembuatan papan petunjuk usaha dan titik googlemaps, pengadaan alat produksi, pembuatan spot foto, pembuatan konten promosi berupa foto produk dan video,perbaikan disain feed instagram, pelatihan dan pendampingan pengelolaan instagram mitra, pembuatan akun penjualan di marketplace, serta pelatihan, pendampingan   pengelolaan akun marketplace. Metode dalam pelaksanaan program tersebut adalah: FGD, ceramah. demonstrasi, pelatihan, pendampingan serta pengadaan alat. Hasil  program ini adalah mitra memiliki papan petunjuk usaha serta titik di googlemaps, memiliki spot dan peralatan  foto produk, memiliki tambahan peralatan produksi, memiliki media promosi yang menarik di instagram serta memiliki akun penjualan di marketplace tokopedia dan shopee.
Pemberdayaan Kelompok Wanita Tani (KWT) Anggrek Kusumawati, Rita
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 5, No 5 (2022): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v5i5.1730-1736

Abstract

Women Farmers Group (KWT) is a small community that has a reciprocal relationship in behavior and processes in its environment so that it can become an association or unity. This Program aims to assist partners in the form of empowering members in order to improve the economic welfare of partners. The partner in this service program is the Anggrek Women Farmer Group (KWT), which was founded in 2018 and has 40 members. In its journey, this group faced several problems, namely problems including: the existing cultivation equipment was still very limited, this group did not have its own land, while cultivation was carried out in the yards of KWT members' houses, so that the cultivation yields obtained were still very limited. In the management aspect, the problems faced include the low motivation of members to develop KWT and the lack of ability of members to manage KWT. In the financial aspect, the existing problems are limited capital owned and low ability in financial management. To overcome the above problems, several solutions are given including hydroponic training, business management training and training and assistance in business financial management. To overcome the lack of KWT cultivation equipment, in this program a grant is given in the form of cultivation equipment. The method of implementing this program is lecture, demonstration, practice and mentoring. The results of this activity are: KWT Anggrek has hydroponic growing media, KWT Anggrek  members have knowledge and skills in hydroponic cultivation, and have an understanding of financial management.
DIGITALISASI PENCATATAN KEUANGAN DAN PENINGKATAN LITERASI KEUANGAN PADA UMKM KERAJINAN BAMBU DI DIRO, YOGYAKARTA Akmalia, Alien; Kusumawati, Rita
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 5, No 8 (2022): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v5i8.3056-3065

Abstract

Mitra pengabdian masyarakat ini adalah Usaha Mikro, Kecil dan Menengah (UMKM) kerajinan bambu yang terletak di Dusun Diro, Kelurahan Sidomulyo, Kecamatan Minggir, Sleman, Yogyakarta. Permasalahan yang dihadapi oleh mitra terletak pada aspek keuangan usaha. Pengetahuan tentang pengelolaan keuangan usaha yang dimiliki mitra masih rendah. Mitra juga belum memiliki pencatatan keuangan yang standar. Tujuan dilaksanakannya pengabdian kepada masyarakat ini adalah untuk meningkatkan literasi keuangan mitra pengabdian dan memperbaiki pencatatan keuangan mitra UMKM yang di dampingi melalui digitalisasi pencatatan keuangan. Pelaksanaan kegiatan dilakukan dengan menggunakan beberapa metode, yaitu: observasi langsung, wawancara, Focus Group Discussion (FGD), penyuluhan, demonstrasi, praktik langsung dan pendampingan. Program kegiatan pengabdian berjalan lancar dan sesuai dengan yang telah direncanakan. Seluruh program telah terlaksana, mitra memiliki dan memahami pengetahuan pengelolaan usaha. Hasil dari kegiatan pengabdian ini antara lain: (1) Mitra memahami pentingnya melakukan pemisahan keuangan pribadi dan keuangan usaha dan mengaplikasikannya pada keuangan usaha yang dijalankan; (2) Mitra memahami pentingnya melakukan pencatatan keuangan dan menerapkannya pada usaha yang dijalankan; (3) Mitra dapat mengoperasikan aplikasi pencatatan keuangan usaha.   
Co-Authors A'zizah, Laila Osiana Fitria Akmalia, Alien Almi, Nuraisyah Ayumi Anggun Widyawati Aprilianti, Poppy Azhar Fitriyani Azizah, Wardah Ma’rifatul Bagaskara Dwitya Bima Asmara Bukhori, Iskandar Candra Kusuma Wardana, Candra Kusuma Condro Prakoso, Dwi Nur Dwi Nur Condro Prakoso Dwitya Bima Asmara, Bagaskara Ernanda, M. Ricki Bagus Fadila Rizka Afifi Fahmi Hanif Faradila Puteri Findasari Fathurrohman, Rofi Ghiffara, Mustafad Hadiyanto , Achmad Faisal Hanif, Fahmi Hanif, Malik Herbenita, Herzalina Hidayat, Qoori Hiola, Maryam Anggun Jaboob, Mohammed Mian, Margareta Angelina Muchamad Imam Bintoro Muchamad Imam Bintoro Muhammad Rizki Kadapi Muhammad Thoriq Kamal Munandar, Bambang Tri Munandar, Bambang Tri Nadia, Linda Putri Nandita, Asna Narafraz Oktabella Natasha, Fira Novel Idris Abas Nuning Kriesnawati Nurafiati, Lasty Nurfadni Ramailis Oktabella, Narafraz Prasetya, Gede Guruh Puspaningrum, Rosita Putra, M. Rahman Alin Ramailis, Nurfadni Reisady Birnanitta Ridho Wahyu Hidayat Rita Kusumawati Rizka Afifi, Fadila Rizki Kadapi, Muhammad Rizki Ramadhan Rizki Ramadhan Rosady, Irham Rosady, Irham Susilowati, Firti Susilowati Susilowati, Firti Susilowati Syahro Fitriyah, Nursaadah Taufik Akbar Wahyu Hidayat, Ridho Widyawati, Anggun Wijayanti, Asti Fadhila