Articles
<![CDATA[Determinants of the Level of Sharia Financial Literacy among Muslimah in Jabodetabek ]]>
<![CDATA[Rosalina Saleh]]>;
<![CDATA[Indra Indra]]>;
<![CDATA[Nurul Hilmiyah]]>
<![CDATA[ Journal of Social Science 2464-2480 ]]>
Publisher : <![CDATA[Syntax Corporation Indonesia ]]>
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DOI: 10.46799/jss.v4i6.719
<![CDATA[As being known, financial literacy by definition, is knowledge, skills, and beliefs in which in many references influence attitudes and behavior of an individual to improve the quality of decision-making and financial management in order to achieve welfare. In Islamic financial literacy, welfare is falah. This study aims to determine the determinants of Islamic financial literacy levels in 391 productive age Muslim women in Jabodetabek. Methods of data analysis in this research using purposive sampling method and using SEM-PLS analysis. The results showed that of the four variables studied, the financial knowledge variable had no significant influence on Islamic financial literacy. While three other variables (financial attitude, financial behavior and religiosity) show significant influence to Islamic financial literacy.]]>
<![CDATA[Good Corporate Governance Dan Environmentalal, Social, Governance Disclosures Di Indonesia ]]>
<![CDATA[Lailah Fujianti]]>;
<![CDATA[Nelyumna Nelyumna]]>;
<![CDATA[Widyaningsih Azizah]]>;
<![CDATA[Sinta Budi Astuti]]>;
<![CDATA[Nurul Hilmiyah]]>;
<![CDATA[Anninsa Lailatul Qodriyah]]>
<![CDATA[ Jurnal Reviu Akuntansi dan Keuangan Vol. 14 No. 1 (2024): Jurnal Reviu Akuntansi dan Keuangan ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jrak.v14i1.28986
<![CDATA[Purpose: This research aims to confirm the roles of Good Corporate Governance (GCG) and Environmentalal, Social, Governance (ESG) Disclosures in Indonesia. Methodology/approach: The research method employed is a quantitative approach using secondary data. The sample was selected using purposive sampling, resulting in 161 manufacturing companies listed on the Indonesia Stock Exchange in 2021. The research analysis technique utilizes multiple linear regression. Findings:The research results reveal a significant positive role of the Board of Commissioners and Independent Board of Commissioners in ESG disclosure, whereas the Audit Committee does not play a significant role in ESG. Practical implications: The number of members in the Board of Commissioners and Independent Board of Commissioners can stimulate an improvement in ESQ disclosure. However, the presence of the Audit Committee has not been able to demonstrate a role because Indonesian companies form an audit committee merely to comply with existing regulations. Originality/value: The limited research examining Environmentalal, Social, Governance Disclosures in Indonesia has been identified. Previous research results indicate that the variable playing a significant role in promoting disclosure improvement is Good Corporate Governance (GCG). Therefore, this study further investigates the role of GCG in enhancing ESQ disclosures.]]>
<![CDATA[Perilaku Pembelian Impulsif Ditinjau dari Visual Merchandising, Store Atmosfir dan Variasi Produk Yang Dimediasi oleh Consumer Perceived Value ]]>
<![CDATA[Aurelia Patricia Seran, Maria]]>;
<![CDATA[Thalib, Supriadi]]>;
<![CDATA[Hilmiyah, Nurul]]>
<![CDATA[ Jurnal Ekonomi Manajemen Sistem Informasi Vol. 5 No. 6 (2024): Jurnal Ekonomi Manajemen Sistem Informasi (Juli - Agustus 2024) ]]>
Publisher : <![CDATA[Dinasti Review ]]>
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DOI: 10.38035/jemsi.v5i6.2580
<![CDATA[Kemunculan online shop telah mengubah perilaku konsumen, mempengaruhi gerai ritel dengan kerugian finansial dan penurunan kunjungan pelanggan. Penelitian ini mengeksplorasi faktor-faktor yang diduga memicu perilaku pembelian impulsif di KKV AEON Mall Sentul City: visual merchandising, atmosfer toko, variasi produk, dan nilai yang dirasakan konsumen. Metodologi yang digunakan adalah deskriptif kuantitatif analisis data primer PLS-SEM dengan SmartPLS. Hasil penelitian menunjukkan bahwa visual merchandising, atmosfer toko, dan variasi produk berpengaruh positif dan signifikan pada persepsi nilai konsumen. Visual merchandising dan variasi produk juga memengaruhi perilaku pembelian impulsif secara positif dan signifikan. Persepsi nilai konsumen memediasi hubungan antara variabel bebas dan perilaku pembelian impulsif.]]>
<![CDATA[PERSUASIVE POWER IN THE DIGITAL AGE: A STUDY ON GOJEK USERS’ PURCHASE INTENTION IN DEPOK CITY THROUGH COPYWRITING, CONTENT MARKETING, AND BRAND AWARENESS ]]>
<![CDATA[Bun, Lunie]]>;
<![CDATA[Hilmiyah, Nurul]]>;
<![CDATA[Ichwani, Tia]]>
<![CDATA[ INQUISITIVE : International Journal of Economic Vol. 5 No. 2 (2025): June ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Universitas Pancasila ]]>
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DOI: 10.35814/inquisitive.v5i2.8780
<![CDATA[This research aims to examine the influence of Copywriting, Content Marketing, and Brand Awareness on Purchase Intention in Gojek products (Case Study of Gojek Users in Depok City). The type of data used is primary data. The sample used came from 100 respondents. The data source used is the respondents’ answers from the questionnaire distributed. The data analysis techniques used are Validity Test, Realibility Test, Classical Assumption Test, Statistical Test, and Hypothesis Test. This research uses the SPSS 25 data processing system. The results of this research partially show that Copywriting, Content Marketing, and Brand Awareness have a positive and significant effect on buying interest in Gojek products in Depok City. The results of this research simultaneously show that Copywriting, Content Marketing, and Brand Awareness have a positive and significant effect on purchasing interest in Gojek products.]]>
<![CDATA[Analisis Faktor-Faktor yang Mempengaruhi Minat Wakaf Uang Generasi Milenial di Kota Bogor ]]>
<![CDATA[Delia]]>;
<![CDATA[Possumah, Bayu Taufiq]]>;
<![CDATA[Hilmiyah, Nurul]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol. 4 No. 1 (2025): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia ]]>
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DOI: 10.56672/g2frb777
<![CDATA[This research is motivated by the low level of realization of cash waqf collection when compared to the existing potential, with the majority of the population being Muslim and the population dominated by the millennial generation of productive age of the workforce. So there needs to be a deeper analysis of public interest, especially the millennial generation in doing waqf. The problem formulations in this study are (1) Does religiosity affect the interest in waqf money of the millennial generation in the city of Bogor? (2) Does attitude affect the interest in waqf money of the millennial generation in the city of Bogor? (3) Does religiosity through attitude affect the interest in waqf money of the millennial generation in the city of Bogor? (4) Does subjective norm affect the interest in waqf money of the millennial generation in the city of Bogor? (5) Does behavioral control affect the interest in waqf money of the millennial generation in the city of Bogor? This type of research is quantitative research using survey instruments. The object of this research is the millennial generation in Bogor City. The object of this research is cash waqf interest in Bogor City. The data collection technique used a questionnaire. Data analysis techniques using Structural Equation Modeling (SEM). Based on the results of the study, it states that Religiosity has a significant and positive effect on the interest in waqf money of the millennial generation in Bogor City. The second result states that Attitude has a significant and positive effect on the interest in waqf money of the millennial generation in Bogor City. The third result states that religiosity through attitude has a significant and positive effect either directly or indirectly on the interest in millennial generation cash waqf in Bogor City. The fourth result states that subjective norms have a significant and positive effect on millennial generation cash waqf interest in Bogor City and the fifth result states that behavioral control has an insignificant effect on millennial generation cash waqf interest in Bogor City.]]>
<![CDATA[EDUKASI PEMASARAN BERBASIS DIGITAL BAGI PRODUK UMKM PULAU PRAMUKA JAKARTA ]]>
<![CDATA[Thalib, Supriadi]]>;
<![CDATA[Hilmiyah, Nurul]]>;
<![CDATA[Wulandjani, Harimurti]]>;
<![CDATA[Mulyadi, Mulyadi]]>;
<![CDATA[Azajarah, Tiara Rima]]>
<![CDATA[ Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2024): Volume 5 No 1 Tahun 2024 ]]>
Publisher : <![CDATA[Universitas Pahlawan Tuanku Tambusai ]]>
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DOI: 10.31004/cdj.v5i1.25807
<![CDATA[Pemasaran digital merupakan sarana untuk memperkenalkan produk melalui media digital maupun online. Perkembangan dunia digital saat ini sedang trend dan menjadi kebutuhan di semua kalangan. Pemanfaatan konsep pemasaran berbais teknologi digital menjadi harapan bagi usaha kecil dan menengah (UMKM) untuk berkembang menjadi pusat kekuatan ekonomi. UMKM dapat menggunakan media sosial sebagai sarana digital marketing. Selain biaya yang murah dan tidak perlunya memiliki keahlian khusus dalam melakukan inisiasi awal, media sosial dianggap mampu untuk secara langsung meraih konsumen, namun masih banyak UMKM yang masih mengalami kesulitan dalam proses pemasaran produk menjadi kendala dalam pengembangan usahanya. Tujuan dari kegiatan ini adalah meningkatkan kemampuan dan pengetahuan pelaku UMKM melalui digital marketing untuk memasarkan produk yang lebih luas sehingga penjualan bisa meningkat. Edukasi seperti ini perlu lebih sering dilaksanakan untuk membangun kesadaran dan pemahaman mengenai digital marketing dan langkah-langkah yang harus dilakukan untuk membuat dan mengelola akun media sosial. Di sisi lain, pelaku UMKM harus menumbuhkan keberanian untuk mencoba hal yang baru, berlaku profesional, dan sabar menunggu hasil sambil terus berkreasi.]]>
<![CDATA[Tawhidic Based Economic System: A Preliminary Conception ]]>
<![CDATA[Hilmiyah, Nurul Hilmiyah]]>;
<![CDATA[Possumah, Bayu Taufiq]]>;
<![CDATA[Shaifai, Muhammad Hakimi Mohd]]>
<![CDATA[ Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 9 No. 1 (2017) ]]>
Publisher : <![CDATA[UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA ]]>
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DOI: 10.15408/aiq.v9i1.3481
<![CDATA[This study investigates contemporary mainstream economic system, does Islamic Economics taking advantage of the shortfall of the system outlined above based on Tawhidical approach? By using descriptive qualitative method this paper proposed the appropriate of Islamic economics theorize that the Islamic system provide the ideal form of a socio-economic order. This paper found that Tawhidic based economics approaches can be focused towards seeing wholes of economics, rather than parts; seeing economics activities as a worship, rather than competition; cultivating the solidarity (charity), rather than individualism and creating the justice, rather than injustice. Thus this paper designed to provide the concept of Islamic economic system with Tawhid as the basis, to fit the philosophy of economic science and reality of human life. The paper also shows the position of Tawhid in the system and theory of economy in creating prosperity and benefit for all mankind comparing to mainstream economic system and their theory.DOI: 10.15408/aiq.v9i1.3481 ]]>
<![CDATA[Impact of the Relationship among Financial Development, ICT and English Proficiency on Income Inequality: Evidence from Malaysia ]]>
<![CDATA[Shaharuddin, Norhasimah]]>;
<![CDATA[Azam, Abdul Hafiz Mohd]]>;
<![CDATA[Wahab, Mohd Hafiz Abdul]]>;
<![CDATA[Karim, Norzitah Abdul]]>;
<![CDATA[Hilmiyah, Nurul]]>;
<![CDATA[Shakrein, Sharul Shahida]]>;
<![CDATA[Osman, Adibah Alawiah]]>
<![CDATA[ The Indonesian Capital Market Review Vol. 16, No. 1 ]]>
Publisher : <![CDATA[UI Scholars Hub ]]>
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<![CDATA[Income inequality is a persistent phenomenon and fundamental issue of concern, especially in this new digital era, because unequal access to finance has long been recognized as a critical mechanism for generating persistent income inequality. ICT tools and approaches are being used widely today due to their convenience, omnipresence and economy. This study examines the influence of financial development, ICT, and English proficiency on income inequality in Malaysia during the period of 1979-2019. The empirical results based on the ARDL bounds test indicated that financial develop- ment and English proficiency support the hypothesis that both factors can reduce the income gap in the long run. While ICT has shown different results, its improvement has only reduced the income gap in the short term. Hence the need for strengthening ICT policy is crucial as it can lead to develop- ment. Mastery of English is also considered to foster economic resilience.]]>
<![CDATA[Determinants of the Level of Sharia Financial Literacy among Muslimah in Jabodetabek ]]>
<![CDATA[Rosalina Saleh]]>;
<![CDATA[Indra Indra]]>;
<![CDATA[Nurul Hilmiyah]]>
<![CDATA[ Journal of Social Science Vol. 4 No. 6 (2023): Journal of Social Science ]]>
Publisher : <![CDATA[Syntax Corporation Indonesia ]]>
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DOI: 10.46799/jss.v4i6.719
<![CDATA[As being known, financial literacy by definition, is knowledge, skills, and beliefs in which in many references influence attitudes and behavior of an individual to improve the quality of decision-making and financial management in order to achieve welfare. In Islamic financial literacy, welfare is falah. This study aims to determine the determinants of Islamic financial literacy levels in 391 productive age Muslim women in Jabodetabek. Methods of data analysis in this research using purposive sampling method and using SEM-PLS analysis. The results showed that of the four variables studied, the financial knowledge variable had no significant influence on Islamic financial literacy. While three other variables (financial attitude, financial behavior and religiosity) show significant influence to Islamic financial literacy.]]>
<![CDATA[Pengaruh Demographic Diversity terhadap Risiko Perbankan di Indonesia ]]>
<![CDATA[Aulia Keiko Hubbansyah]]>;
<![CDATA[Nurul Hilmiyah]]>;
<![CDATA[Safitri Siswono]]>;
<![CDATA[Darmanto]]>;
<![CDATA[Maulana Hasanudin]]>
<![CDATA[ Jurnal Manajemen Pendidikan dan Ilmu Sosial Vol. 6 No. 6 (2025): Jurnal Manajemen Pendidikan dan Ilmu Sosial (Oktober-November 2025) ]]>
Publisher : <![CDATA[Dinasti Review ]]>
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DOI: 10.38035/jmpis.v6i6.6585
<![CDATA[Studi ini bertujuan menganalisis faktor keberagaman demografi pada kelompok dewan direksi terhadap perilaku berisiko perbankan di Indonesia. Dengan menggunakan metode Differences-In-Differences dan melibatkan 47 bank selama periode 2010-2023, studi ini menemukan bahwa penurunan rata-rata usia anggota dewan direksi secara signifikan meningkatkan perilaku berisiko perbankan. Sejalan dengan itu, meningkatnya representasi eksekutif perempuan dalam komposisi dewan direksi berkontribusi terhadap menurunnya perilaku berisiko perbankan. Ini mengindikasikan bahwa keberadaan perempuan di dewan bukan sekadar simbolik, melainkan memiliki dampak nyata. Di antara variabel kontrol, studi ini menemukan bahwa total aset dan rasio kecukupan modal yang lebih tinggi secara konsisten berkorelasi negatif terhadap risiko portofolio dalam semua regresi. Koefisien pertumbuhan PDB yang positif dan signifikan dalam beberapa regresi menunjukkan bahwa risiko portofolio cenderung bergerak secara pro-siklus.]]>
