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All Journal JIKA: Jurnal Ilmu Keuangan dan Perbankan AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Aghniya: Jurnal Ekonomi Islam Al-Sharf: Jurnal Ekonomi Islam Bisnis Net : Jurnal Ekonomi dan Bisnis Fitrah: Journal of Islamic Education Journal Of Sharia Banking Jurnal Pengabdian Masyarakat Hablum Minannas Journal Liaison Academia and Society KOLONI International Journal of Integrative Sciences Innovative: Journal Of Social Science Research Jurnal Ilmu Manajemen Dan Kewirausahaan (JIMK) Jurnal Penelitian dan Pengkajian Ilmiah International Journal of Islamic Economics (IJIE) STARLA : Jurnal Pengabdian Masyarakat International Journal of Islamic Business Management Jurnal Ilmu Hukum dan Keadilan
Harahap, M. Guffar
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KUALITAS PELAYANAN DALAM MENINGKATKAN MINAT BELI KONSUMEN DI INDOMARET JAHARUN A GALANG Cindy Claudya Vaglyn Ismon; Sari Wulandari; M. Guffar Harahap
Bisnis-Net Vol 5, No 2 (2022)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v5i2.2765

Abstract

ANALISIS DAMPAK KULIAH DARING MAHASISWA SAAT PASCA PANDEMI DAN PPKM TERHADAP MASYARAKAT UMKM KOTA MEDAN ( Studi Kasus Para Pengusaha Mikro di Kecamatan Medan Timur ) Dewi Sundari; M. Guffar Harahap
KOLONI Vol. 1 No. 2 (2022): JUNI 2022
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (388.297 KB) | DOI: 10.31004/koloni.v1i2.66

Abstract

The government is taking steps in dealing with the threat from the Pandemic to save the nation's children. One of the steps taken is in the field of education by implementing online lectures for students in every university. Online learning activities and working from home for educators are changes that must be made by lecturers to continue teaching students. Distance education has the aim of improving the quality of education and the relevance of education as well as increasing equitable access and expansion of education. Distance education that is held with good quality assurance and in accordance with the needs of stakeholders is one of the mechanisms for expanding access to higher education. This study aims to determine the impact of student online lectures on the MSME community in Medan City (object of research for Micro and Small Entrepreneurs in East Medan District). Based on the results of the research conducted, it can be concluded that online learning applied to students must be carried out alternately by providing time lapses or changing times, meaning that online lectures are carried out by inserting face-to-face lectures, for example the first week face-to-face then the second week of lectures again online and and so on for the following week by always implementing health protocols and maintaining distance and dividing face-to-face time for 2 meetings each class in turn. The presence of campus students, although not entirely every week, will bring changes to the community of MSME actors who work around campus and depend on students as consumers who can mainly help their income, which during the Post-Pandemic period and PKKM greatly decreased, it will increase even though it is not optimal. With this change, the MSME community around the campus can maintain their business and avoid their business from experiencing a situation that is in danger of closing. Keywords: Online, UMKM, Post Pandemic and PPKM
KUALITAS LAYANAN, KESADARAN MEREK, DAN ANALISIS PENGARUH MENGHORMATI KEPUTUSAN UNTUK MENGGUNAKAN LAYANAN PERBANKAN SYARIAH (STUDI KASUS NASABAH BANK MUAMALAT INDONESIA M Guffar Harahap; Veri Pramudia; Rahmadani Rahmadani
Journal Of Sharia Banking Vol 4, No 1 (2023): Journal Of Sharia Banking
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v4i1.8003

Abstract

All religious communities around the world support the current Islamic banking system. The first Islamic bank in Indonesia is Bank Muamalat Indonesia. Bank Muamalat Indonesia has made various efforts to attract potential customers to use its services, such as offering a variety of services that can help them conduct financial transactions. However, despite having a wide range of services, Bank Muamalat Indonesia is still unable to compete in the Islamic savings market. This research aims to develop a conceptual model to explain how service quality, brand awareness, and religiosity can influence purchasing decisions. Previous research also found inconsistent results between service quality, brand awareness, and religiosity on purchase decisions made to Bank Muamalat Indonesia Semarang City customers. This research involved 104 respondents who were customers of Bank Muamalat Indonesia who lived in Semarang City. Data was collected through questionnaire methods that were shared online and offline. Next, the data was analyzed quantitatively using Multiple Linear Regression Analysis. This is done using the SPSS program version 24. The results showed that religiosity, brand awareness, and service quality have a good and significant influence on consumers' decisions to buy something. In addition, the study found that religiosity has the most influence on consumers' decisions to buy something. Therefore, all hypotheses related to this study are recognized.
Eksistensi Pendidikan Karakter Islami Berbasis Kearifan Lokal dan Relevansinya Terhadap Program Merdeka Belajar Kampus Merdeka Haidir Haidir; Muhammad Hizbullah; M. Guffar Harahap; Ardat Ardat; Azrai Harahap
Fitrah: Journal of Islamic Education Vol. 4 No. 2 (2023): (2023)
Publisher : Prodi PAI STAI Sumatera Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53802/fitrah.v4i2.410

Abstract

Islamic character education is the most important and urgent thing to be applied at various levels of education, both in primary, secondary and tertiary education, one of which is through local wisdom. With regard to that, this research aims to analyze the existence of Islamic character education based on local wisdom at UMN Al-Washliyah Medan. This research uses a qualitative description analysis method, by first collecting facts and data accurately and then tabulating them so that conclusions will be obtained. Data collection uses observation, interviews and documentation studies. The results of the study explain that, namely 1) UMN Al-Washliyah Medan is one of the PTU campuses that implements Islamic character education directly through lecture activities and outside lectures with the habituation method. 2) The existence of character education implemented at UMN Al-Washliyah Medan towards the era of independent learning is carried out with several models, namely habituation activities, exemplary, discipline, with rewards and punishments, with active / contextual and participatory learning. The local wisdom can be seen from the existence of Al-Washliyahan courses, one of which fosters student character.
Analysis of Essential Industries and Other Fundamentals as Well As Financial Competitiveness in Driving Economic Growth in Medan City M. Guffar Harahap; Haidir; Muhammad Hizbullah; Muhajirin Ansori Situmorang; Munawaroh; Muhammad Radian Syah; Ami Nullah Marlis Tanjung
International Journal of Integrative Sciences Vol. 2 No. 8 (2023): August 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijis.v2i8.5673

Abstract

Economic growth is an indicator of economic development in the process of economic growth. The benchmark economists use to look for signs of economic growth in a country or region is regional gross domestic product (GDP). This study's goal is to evaluate which industries are included in the primary and non-primary sectors and how economic competitiveness accelerates economic growth in Medan City. This study uses quantitative research methods with class analysis tools Location Question (LQ), Shift Share and Typology.The results of the study based on the results of location inquiry analysis show that there are 12 basic sectors, namely: the field of water supply, waste treatment, waste and recycling; Construction; wholesale and retail trade, repair of cars and motorcycles; transportation and storage, provision of shelter and food; Information and Communication; financial and insurance services; Housing; business services; Education services, health services and social services and other services as well as five other economic sectors are non-core sectors of Medan City. The results of the Shift Share analysis show that almost all economic sectors in Medan City have a positive Differential Shift value, meaning that these economic sectors have strong competitiveness or high competitive advantages compared to the same industry in the Sumatran economy
SOSIALISASI MEMBANGUN KESADARAN BERIBADAH DALAM ISLAM PADA IBU-IBU PWBI KWALA BEKALA Muhammad Hizbullah; Haidir Haidir; M Guffar Harahap
Jurnal PKM Hablum Minannas Vol. 2 No. 1 (2023): Bulan Maret 2023
Publisher : LPPM Yayasan Pendidikan Islam Tholabul Ilmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47652/jhm.v2i1.362

Abstract

Salah satu tujuan manusia diciptakan dimuka bumi adalah untuk beribadah kepadanya. Ketika tujuan ini dapat dilaksanakan dengan baik, maka atas rahmat Allah kita akan mendapatkan reward atau penghargaan berupa surganya. Tetapi ketika kita gagal mewujudkannya maka kita akan mendapatkan punishment atau hukuman berupa siksa nerakanya yang sangat pedih. Pemahaman akan sebuah hakikat ibadah haruslah dimengerti dengan baik oleh umat Islam. Karena jika hal tersebut tidak dipahami dengan baik maka akan menimbulkan kemalasan, keterpaksaan dan ketidakmauan untuk beribadah kepada Allah. Banyak umat Islam yang masih mengganggap bahwa ibadah merupakan beban atau hanya melahirkan hukum wajib atau sunat saja. Padahal jika kita memahami lebih dalam maka kita akan mengerti akan tatanan tersebut. Bahwa ibadah bukan hanya melahirkan hukum wajib atau sunat saja tetapi juga merupakan kebutuhan manusia yang harus ditunaikan. Ibu-Ibu PWBI (Persatuan Wirid Batak Islam) adalah merupakan perkumpulan perwidan yang berasal dari ibu-ibu mualaf (baru masuk Islam). Sebagai perkumpulan mualaf mereka sangat minim sekali akan pengetahuan ilmu agama Islam. Oleh karena itu mereka sangat membutuhkan akan bimbingan dan penguatan tentang agama Islam. Agar mereka benar-benar dapat memahami dan semakin yakin dengan agama Islam yang mereka pilih. Melihat hal ini tim pengabdian menganggap perlu mengadakan bimbingan berupa sosialisasi kesadaran beribadah dalam Islam. Diharapka kegiatan ini akan meningkatkan dan mengautkan keimanan mereka sehingga tidak tergoyahkan lagi. Karena sebenarnya fitrah seorang hamba dalam Islam adalah beribadah, hanya saja butuh penjelasan yang kongkrit tentang ibadah tersebut apa sebenarnya yang menjadi hakikat sebuah ibadah. Karena tak jarang banyak orang beragama Islam tetapi tindak tanduknya tak menunjukkan keislamnnya sehingga dia tak mau beribadah dan menjalankan syariat Allah SWT.
PENGARUH WORD OF MOUNTH DAN PRODUCT QUALITY TERHADAP KEPUTUSAN PEMBELIAN PADA KEJU KESU Amri; Yayuk Yuliana; Harahap, M. Guffar
JURNAL ILMU MANAJEMEN DAN KEWIRAUSAHAAN (JIMK) Vol 3 No 2 (2022): Desember
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis, Universitas Muslim Nusantara Al-Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1782.208 KB) | DOI: 10.32696/jimk.v2i1.1576

Abstract

This study aims to determine the effect of Word of Mount and Product Quality on purchasing decisions on Kesu Garu Cheese II Medan. The population in this study were consumers at Kesu Garu II Cheese Medan on average as many as 38 customers per day, so that there were 266 consumers at Kesu Garu II Medan Cheese Outlet for one week. The number of samples to be taken in this study is 73 samples. The method used by the researcher is a descriptive method through a quantitative approach. The data collection used is by using a questionnaire given to respondents. The data is processed using SPSS 20.0 for windows.. The partial test results show that the tcount value of the Word Of Mouth variable (X1) is (4.097) greater than the ttable value (1.994). So in this case partially that the Word Of Mouth variable affects the Purchase Decision on Kesu Garu Cheese II Medan. The partial test results show that the tcount value of the Product Quality variable (X2) is (3.051) greater than the ttable value (1.994). So in this case partially that the Product Quality variable has an effect on the Purchase Decision on Kesu Garu II Cheese Medan. The results of the F-test that the independent variables (X1 and X2) in the form of Word Of Mouth and Product Quality simultaneously affect the dependent variable (Y) Purchase Decision on Kesu Garu Cheese II Medan and the effect is positive with a significant level (α) of 5%. With the results of the acquisition of Fcount> Ftable which is 67.574> 3.13 and by looking at the probability (sig) which is smaller than the significant level (0.000 <0.05), it can be concluded that the equation model is accepted and has a significant effect. The coefficient of determination is 0.649 ( 64.9%). So it can be said that 64.9% of the variation in the dependent variable, namely the Purchase Decision of Kesu Garu II Medan Cheese in the model can explain the Purchasing Decision variable of Medan's Kesu Garu II Cheese, while the remaining 35.1% is influenced by other variables outside the model.
TELAAH KONSEP KOMPETENSI SUMBER DAYA MANUSIA 5.0 BERBASIS SPIRITUALITAS DAN IMPLEMENTASINYA BAGI PERUSAHAAN Lubis, Anggia Sari; Wulandari, Sari; Harahap, M Guffar
Bisnis-Net Vol 7, No 1: JUNI 2024
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v7i1.4398

Abstract

The purpose of writing this article is to examine the new conceptualization of human resource competence in the face of the era of Society 5.0.  The concept of human resource competence 5.0 based on spirituality is a new conceptualization generated based on a broad and in-depth literature review that is aligned with the need for human resource competence to be able toface the era of Society 5.0 which is characterized by the use of robots, Artificial Intelligence and the Internet of Things while maintaining the values of spirituality within. The concept of spirituality-based human resource competency 5.0 in  the previous study produced three dimensions on human resource competence 5.0 based on spirituality and can have a practical function for the business world, where human resource managers can implement the concept of spirituality-based  human resource competence 5.0 for The company is by better understanding the important dimensions for employees to  be able to adapt in the face of changes
Sosialisasi Meningkatkan Literasi Keuangan Dan Pengelolaan Zakat di PWBI Kel. Kwala Berkala Kec. Medan Johor Harahap, Azrai; Haidir, Haidir; Harahap, M. Guffar; Saragih, Alkausar; Sari, Indah Mayang; Salsabila, Suci Khairina
Journal Liaison Academia and Society Vol 4, No 2 (2024): Juni 2024
Publisher : Lembaga Komunikasi dan Informasi Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58939/j-las.v4i2.751

Abstract

Pengabdian masyarakat ini bertujuan untuk meningkatkan literasi keuangan dan pengelolaan zakat di Perhimpunan Warga Bhakti Islam (PWBI) Kelurahan Kwala Berkala Kecamatan Medan Johor. Literasi keuangan dan pengelolaan zakat yang baik sangat penting untuk memberdayakan masyarakat dalam pengelolaan finansial dan pertumbuhan ekonomi yang berkelanjutan. Metode pelaksanaan pengabdian masyarakat ini mencakup serangkaian kegiatan seperti workshop, pelatihan, dan penyuluhan kepada anggota PWBI. Kegiatan ini dirancang untuk memberikan pemahaman yang komprehensif tentang konsep dasar literasi keuangan dan strategi pengelolaan zakat yang efektif. Dalam pelaksanaannya, dilakukan pendekatan partisipatif yang melibatkan aktifitas kolaboratif antara pengelola pengabdian, narasumber ahli keuangan, dan anggota PWBI. Evaluasi dilakukan melalui penilaian pre dan post-program, serta pemantauan perubahan perilaku dan pengetahuan anggota PWBI selama pelaksanaan program. Hasil pengabdian menunjukkan peningkatan signifikan dalam literasi keuangan dan pemahaman pengelolaan zakat di kalangan anggota PWBI Kelurahan Kwala Berkala. Peserta program menunjukkan peningkatan dalam kemampuan perencanaan keuangan, pemahaman tentang instrumen keuangan, dan implementasi pengelolaan zakat yang lebih efektif. Dengan meningkatnya literasi keuangan dan pengelolaan zakat, diharapkan anggota PWBI dapat mengoptimalkan pengelolaan sumber daya keuangan mereka, serta meningkatkan kontribusi zakat untuk mendukung program kesejahteraan masyarakat. Hasil pengabdian ini memberikan kontribusi pada upaya pemberdayaan masyarakat dalam konteks literasi keuangan dan pengelolaan zakat, sekaligus dapat dijadikan referensi bagi pengembangan program serupa di komunitas lain. Kata Kunci: Meningkatkan Literasi, Keuangan, Menejemen Zakat
Financial Performance Analysis of Islamic Banks and Conventional Banks at Bank Syariah Indonesia and Bank Negara Indonesia 2021-2023 Harahap, M. Guffar; Rozainun Haji Abdul Aziz; M. Radian Syah; Ami Nullah Marlis
Jurnal Internasional Ekonomi Islam Vol 7 No 01 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v7i01.10229

Abstract

Introduction: Banking is a financial sector that plays an important role in circulating national and global money. An analysis of banking financial performance is necessary to maintain good money circulation. Objective: This study was conducted to determine the financial performance of Islamic and conventional banks, namely Bank Syariah Indonesia and Bank Negara Indonesia, for 2021-2023. Method: This study uses quantitative methods and secondary data. Data collection techniques are done through observation or research on the company's online media. Data analysis was carried out using financial ratios in banking, namely Capital Adequacy Ratio, return on assets, Return on Equity, Non-Performing loans, Operating Costs, Operating Income, and Loan-to-Deposit Ratio, by comparing the results of the analysis of the two banks with their average values. Results: The study's results show that Bank BSI excels in the Capital Adequacy Ratio, return on assets, and Non-Performing Loan ratios, which indicate that this bank has a strong strategy in risk management and sharia-based business expansion. Meanwhile, Bank BNI excels in the Return on Asset ratio, Operating Costs to Operating Income, and Loan to Deposit Ratio, which shows a better ability to manage assets, control operating costs, and maintain funding balance. Implications: These findings provide strategic insights for policymakers, banking management, and investors in evaluating the strengths and challenges of each banking model. Understanding the competitive advantages between Islamic and conventional banks can be a basis for financial decision-making and developing future banking industry policies.
Co-Authors Ami Nullah Marlis Ami Nullah Marlis Tanjung Ami Nullah Marlis tanjung Ami Nullah Marlis Tanjung Ami Amri Anggia Sari Lubis, Anggia Sari Anjami Nadila Ardat Ardat Ardat Ardat, Ardat Aswin Fahmi Aswin Fahmi Aswin Fahmin Darma Azrai Harahap Azrai, Azrai Cindy Claudya Vaglyn Ismon Cita Ayni Putri Silalahi Darma, Aswin Fahmi Dewi Sundari Dinda Mustika Nasution Fahmi D, Aswin Fahmi, Aswin Friska Haliza Siregar Haidir Haidir Haidir Haidir, Haidir Harahap, Azrai Jannatul Kharimah Hasibuan M Radiansyah M. Radian Syah M. Radian Syah M. Radiansyah Marlis Tanjung, Ami Nullah Muhajirin Ansori Situmorang Muhamad Hizbulllah Muhammad Fauzi Siregar Muhammad Hizbullah Muhammad Radian syah Muhammad Radian Syah Munawaroh Munawaroh Munawaroh Namira Anjani Nur&#039;ain Harahap Nur&#039;ain Purwoko, Agus Putri Silalahi, Cita Ayni Radiansyah, M. Rahmadani Rahmadani Rozainun Haji Abdul Aziz Safina, Wan Dian Safira Khoirunnisa Salsabila, Suci Khairina Saragih, Alkausar Sari Wulandari Sari Wulandari Sari, Indah Mayang Sulastri Syah, M. Radian Syah, Muhammad Radian Syahputra, Danil Tanjung, Aminullah Marlis Tiffany Dwita Sari Veri Pramudia Wilda Sri Munawaroh Harahap Wirananda, Henny Andriyani