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All Journal JIKA: Jurnal Ilmu Keuangan dan Perbankan AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Aghniya: Jurnal Ekonomi Islam Al-Sharf: Jurnal Ekonomi Islam Bisnis Net : Jurnal Ekonomi dan Bisnis Fitrah: Journal of Islamic Education Journal Of Sharia Banking Jurnal Pengabdian Masyarakat Hablum Minannas Journal Liaison Academia and Society KOLONI International Journal of Integrative Sciences Innovative: Journal Of Social Science Research Jurnal Ilmu Manajemen Dan Kewirausahaan (JIMK) Jurnal Penelitian dan Pengkajian Ilmiah International Journal of Islamic Economics (IJIE) STARLA : Jurnal Pengabdian Masyarakat International Journal of Islamic Business Management Jurnal Ilmu Hukum dan Keadilan
Harahap, M. Guffar
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Pendampingan Manajemen Zakat Berbasis Nilai Amanah dan Profesionalisme di LAZISMU Kota Medan Aswin Fahmi Darma; M. Guffar Harahap; Ami Nullah Marlis Tanjung; M. Radian Syah
STARLA: Jurnal Pengabdian Masyarakat Vol 1 No 2 (2025): Desember
Publisher : CV. BAROKAH PUBLISHER

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Abstract

Pengabdian masyarakat ini dilaksanakan sebagai respons atas pentingnya pengelolaan zakat yang tidak hanya akuntabel secara administratif, tetapi juga berlandaskan nilai amanah dan profesionalisme. LAZISMU Kota Medan sebagai lembaga amil zakat memiliki peran strategis dalam menghimpun dan menyalurkan dana zakat, namun masih menghadapi tantangan dalam penguatan manajemen, tata kelola, serta peningkatan kapasitas sumber daya amil. Oleh karena itu, kegiatan pengabdian ini bertujuan untuk mendampingi pengelola LAZISMU Kota Medan dalam menerapkan manajemen zakat yang berorientasi pada nilai amanah, transparansi, dan profesionalisme. Metode pengabdian yang digunakan meliputi observasi awal, diskusi partisipatif, pendampingan manajerial, serta evaluasi penerapan praktik pengelolaan zakat. Hasil kegiatan menunjukkan adanya peningkatan pemahaman amil terhadap prinsip manajemen zakat yang amanah, perbaikan dalam proses perencanaan dan pelaporan, serta meningkatnya kesadaran akan pentingnya tata kelola yang profesional. Pengabdian ini menegaskan bahwa pendampingan manajemen zakat berbasis nilai mampu memperkuat kepercayaan publik dan meningkatkan efektivitas pengelolaan zakat secara berkelanjutan.
THE ROLE OF ISLAMIC BUSINESS ETHICS IN THE DEVELOPMENT OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMES) M. Guffar Harahap; Cita Ayni Putri Silalahi
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 3 (2025): September
Publisher : CV. Barokah Publsiher

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This research aims to analyze the role of Islamic business ethics in the development of Micro, Small, and Medium Enterprises (MSMEs). This study uses a mixed approach with a quantitative method in the form of a survey of MSMEs and a qualitative method in the form of an in-depth interview with MSME owners or managers. The results of the study show that Islamic business ethics have a positive and significant influence on the performance of MSMEs. The honesty dimension is the key factor that has the most influence on the performance of MSMEs. MSMEs that apply Islamic business ethics at a high level have better performance compared to MSMEs that apply Islamic business ethics at a low level. The implementation of Islamic business ethics in MSMEs still faces several challenges, such as lack of understanding, lack of resources, and unfair competition. This research provides implications for MSME actors, the government, Islamic financial institutions, and subsequent researchers.
THE EFFECT OF NON PERFORMING FINANCING AND NET INCOME ON FINANCING AT BSI 2023 TO 2025 Ami Nullah Marlis Tanjung; M. Guffar Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 6 (2025): Desember
Publisher : CV. Barokah Publsiher

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The rapid growth of Islamic banking today, accompanied by an increase in the number of Islamic banking customers, is an interesting phenomenon in the midst of a dual banking system. This study aims to determine and analyse the effect of Non Performing Financing (NPF) and Net Income (NI) on Financing at KB Islamic Banks from 2023 in the first quarter to 2025 in the fourth quarter. The data used is the financial report of KB Bank Syariah which has been published on the website www. Bank Syariah Indonesia.co.id. The method of analysis in this study is an associative method, with classical testing, and statistical analysis, namely multiple linear regression analysis. The variables of this study are Non Performing Financing (NPF) as variable X 1 and Net Income (NI) as variable X 2 and Financing as Y. The results of the analysis using the statistical t test with a significant (α) = 0.05 using the sig value from the SPSS output obtained the significance value of each independent variable Non Performing Financing (NPF) (0.00) and Net Income (NI) (0.655). The Total Asset variable alone has a partial influence on financing, while the Net Interest variable is far above the significance of 0.05 and this identifies that there is no partial influence on financing. The results of the analysis with the F test with a significance (α) = 0.05 obtained a significance of 0.000. This value is not greater than the significance value of 0.05 and this indicates that there is a significant relationship between Non Performing Financing (NPF) and Net Income (NI) on financing simultaneously.
Model Pendampingan UMKM Santri sebagai Upaya Penguatan Ekonomi Kreatif di Pesantren Mawaridussalam M. Guffar Harahap; Aswin Fahmi Darma
STARLA: Jurnal Pengabdian Masyarakat Vol 1 No 2 (2025): Desember
Publisher : CV. BAROKAH PUBLISHER

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trengthening the creative economy within Islamic boarding schools (pesantren) is a strategic effort to promote students’ economic independence and institutional sustainability. Pesantren Mawaridussalam has considerable potential in developing student-based micro, small, and medium enterprises (MSMEs), yet these businesses have not been optimally managed, particularly in terms of business management, product innovation, and digital marketing. This community service program aimed to design and implement a mentoring model for student MSMEs through structured training, continuous assistance, and evaluation. The methods included needs assessment, entrepreneurship training, basic financial management guidance, branding enhancement, and optimization of digital marketing through social media and online marketplaces. The results indicate improved students’ understanding of business management, enhanced product packaging and brand identity, and expanded market reach, contributing to increased sales turnover. The mentoring model also fostered collaborative networks among students and pesantren management. Therefore, this model proves effective in strengthening a pesantren-based creative economy and supports the sustainable economic empowerment of students.
PERLINDUNGAN HUKUM TERHADAP KORBAN KEKERASAN DALAM RUMAH TANGGA M. Guffar Harahap
Jurnal Ilmu Hukum dan Keadilan Vol 1 No 1 (2026)
Publisher : CV. Barokah Publsiher

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Kekerasan Dalam Rumah Tangga (KDRT) merupakan pelanggaran hak asasi manusia yang menimbulkan dampak serius bagi korban, baik secara fisik, psikis, seksual, maupun ekonomi. Negara memiliki kewajiban untuk memberikan perlindungan hukum yang efektif kepada korban KDRT melalui perangkat hukum dan mekanisme penegakan hukum yang berkeadilan. Penelitian ini bertujuan untuk menganalisis bentuk perlindungan hukum terhadap korban KDRT serta kendala dalam pelaksanaannya di Indonesia. Metode penelitian yang digunakan adalah penelitian hukum normatif dengan pendekatan perundang-undangan dan konseptual. Hasil penelitian menunjukkan bahwa meskipun Undang-Undang Nomor 23 Tahun 2004 tentang Penghapusan Kekerasan Dalam Rumah Tangga telah mengatur perlindungan korban secara komprehensif, implementasinya masih menghadapi berbagai hambatan, seperti budaya patriarki, rendahnya pelaporan, dan lemahnya penegakan hukum. Oleh karena itu, diperlukan penguatan sistem perlindungan korban dan peningkatan kesadaran hukum masyarakat.
ANALISIS DAMPAK KULIAH DARING MAHASISWA SAAT PASCA PANDEMI DAN PPKM TERHADAP MASYARAKAT UMKM KOTA MEDAN ( Studi Kasus Para Pengusaha Mikro di Kecamatan Medan Timur ) Dewi Sundari; M. Guffar Harahap
KOLONI Vol. 1 No. 2 (2022): JUNI 2022
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/koloni.v1i2.66

Abstract

The government is taking steps in dealing with the threat from the Pandemic to save the nation's children. One of the steps taken is in the field of education by implementing online lectures for students in every university. Online learning activities and working from home for educators are changes that must be made by lecturers to continue teaching students. Distance education has the aim of improving the quality of education and the relevance of education as well as increasing equitable access and expansion of education. Distance education that is held with good quality assurance and in accordance with the needs of stakeholders is one of the mechanisms for expanding access to higher education. This study aims to determine the impact of student online lectures on the MSME community in Medan City (object of research for Micro and Small Entrepreneurs in East Medan District). Based on the results of the research conducted, it can be concluded that online learning applied to students must be carried out alternately by providing time lapses or changing times, meaning that online lectures are carried out by inserting face-to-face lectures, for example the first week face-to-face then the second week of lectures again online and and so on for the following week by always implementing health protocols and maintaining distance and dividing face-to-face time for 2 meetings each class in turn. The presence of campus students, although not entirely every week, will bring changes to the community of MSME actors who work around campus and depend on students as consumers who can mainly help their income, which during the Post-Pandemic period and PKKM greatly decreased, it will increase even though it is not optimal. With this change, the MSME community around the campus can maintain their business and avoid their business from experiencing a situation that is in danger of closing. Keywords: Online, UMKM, Post Pandemic and PPKM
MUZAKKI'S EXPERIENCE IN PAYING ZAKAT DIGITALLY THROUGH LAZISMU MEDAN: A PHENOMENOLOGICAL STUDY Aswin Fahmi; M. Guffar Harahap; Ami Nullah Marlis Tanjung; M Radiansyah
INTERNATIONAL, Journal of Sharia Business Management Vol 5 No 2 (2026)
Publisher : CV. Barokah Publsiher

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This study seeks to explore in depth the experiences of muzakki in paying zakat through digital platforms provided by LAZISMU Kota Medan, as well as to understand how they interpret this practice within their religious lives. A qualitative approach with a phenomenological method is employed to capture the subjective perspectives of the participants. Data were obtained through in-depth interviews, observations, and documentation involving muzakki who have used digital zakat services, and were analyzed through stages of data reduction, presentation, and interpretation to uncover essential meanings. The results reveal that accessibility, time saving features, and flexibility are key factors encouraging the adoption of digital zakat. Moreover, trust in the institution particularly in terms of transparency and accountability plays a significant role in shaping users’ sense of comfort. From a religious perspective, most participants believe that the use of technology does not lessen the spiritual value of zakat; instead, it helps them maintain consistency in fulfilling their obligations. Nevertheless, some differences in emotional experience remain when compared to conventional methods, especially regarding the sense of spiritual closeness. The study also shows that muzakki actively interpret and assign meaning to their digital experiences, which are influenced by technological aspects, trust, and religious values. The novelty of this research lies in its phenomenological approach, which brings together technological, psychological, and spiritual dimensions to better understand digital zakat practices. The findings suggest that the development of digital zakat services should not only focus on efficiency but also consider the emotional and spiritual needs of users.
Pengembangan Jiwa Entrepreneur Syariah Melalui Pelatihan Manajemen Bisnis bagi Santri Pondok Pesantren Mawaridussalam M. Guffar Harahap; Aswin Fahmin Darma; M. Radiansyah
STARLA: Jurnal Pengabdian Masyarakat Vol 2 No 2 (2026): Juni
Publisher : CV. BAROKAH PUBLISHER

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This study aims to analyze the development of Islamic entrepreneurial spirit through business management training for students of Mawaridussalam Islamic Boarding School. The development of sharia-based entrepreneurship is important because it can foster students’ economic independence while instilling Islamic values in business activities. This study employed a library research method with a descriptive qualitative approach. The data were collected from various scientific sources, including national and international journal articles, books, and other scholarly publications related to Islamic entrepreneurship, santripreneurship, Islamic boarding school education, and business management. The findings indicate that business management training plays a significant role in improving students’ understanding of Islamic entrepreneurship concepts, Islamic business ethics, business planning, financial management, marketing strategies, and sustainable business development. Furthermore, the training contributes to the formation of entrepreneurial characteristics such as discipline, responsibility, creativity, leadership, and teamwork skills. The implementation of structured and practice-oriented business management training encourages the emergence of independent, productive, and competitive santripreneurs. Therefore, the development of an Islamic entrepreneurial spirit through business management training can serve as an effective strategy for enhancing the quality of human resources in Islamic boarding schools and supporting sharia-based economic empowerment.
Implementation of Islamic Trust and Moral Values ​​in Islamic Bank Frontliner Services Aswin Fahmi Darma Darma; M. Guffar Harahap Guffar; Ami Nullah Marlis Tanjung Ami; Nur'ain Harahap Nur'ain
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 15 No. 1: Desember 2025
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v15i1.17775

Abstract

The development of Islamic banking is marked not only by the expansion of financial services but also by the strengthening of Islamic values in service practices. This study is motivated by the gap between the ideal implementation of Sharia values and the actual performance of frontliners at BTPN Syariah, particularly concerning trustworthiness and Islamic ethics. The purpose of this research is to analyze the implementation of trust and ethical behavior in services and to evaluate their consistency in daily operational activities. This study employs a qualitative approach, using observation, interviews, and documentation, with validity ensured through triangulation. The findings indicate that trust is manifested through transparent information sharing, honesty in explaining products, and safeguarding customer confidentiality. Islamic ethics are evident in friendly, patient, and courteous interactions. However, challenges arise during peak hours, where information is often conveyed hurriedly. The novelty of this research lies in its focus on the spiritual and ethical dimensions of frontliner service, contrasting previous studies that primarily emphasized technical service aspects. The contribution of this study provides a strategic foundation for Islamic banks to strengthen an organizational culture grounded in Islamic values. Keywords: Trust; Morals; Frontliner Service; BTPN Syariah; Islamic Ethics
IMPLEMENTATION OF SHARIA PRINCIPLES IN MODERN BUSINESS MANAGEMENT IN INDONESIA Muhammad Fauzi Siregar; Friska Haliza Siregar; M. Guffar Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 3 No 4 (2024): Desember
Publisher : CV. Barokah Publsiher

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The rapid development of modern business in Indonesia has created both opportunities and challenges in implementing Sharia principles. As the country with the largest Muslim population in the world, Indonesia has witnessed significant growth in Islamic financial institutions, halal industries, and Sharia-based business practices. This study aims to analyze the implementation of Sharia principles in modern business management in Indonesia, identify the challenges faced by business actors, and examine the opportunities for strengthening Sharia compliance in contemporary business environments. This research employs a library study method by reviewing academic journals, books, government regulations, and previous research related to Sharia business management. The findings indicate that Sharia principles such as justice (adl), transparency, honesty, prohibition of riba, gharar, and maysir, as well as the application of Maqashid Sharia, play an important role in creating ethical and sustainable business practices. However, challenges such as limited Sharia literacy, competition with conventional businesses, and regulatory complexity remain obstacles to implementation. The study concludes that strengthening education, regulation, and technological innovation is necessary to improve Sharia compliance in modern business management.
Co-Authors Ami Nullah Marlis Ami Nullah Marlis Tanjung Ami Nullah Marlis tanjung Ami Nullah Marlis Tanjung Ami Amri Anggia Sari Lubis, Anggia Sari Anjami Nadila Ardat Ardat Ardat Ardat, Ardat Aswin Fahmi Aswin Fahmi Aswin Fahmin Darma Azrai Harahap Azrai, Azrai Cindy Claudya Vaglyn Ismon Cita Ayni Putri Silalahi Darma, Aswin Fahmi Dewi Sundari Dinda Mustika Nasution Fahmi D, Aswin Fahmi, Aswin Friska Haliza Siregar Haidir Haidir Haidir Haidir, Haidir Harahap, Azrai Jannatul Kharimah Hasibuan M Radiansyah M. Radian Syah M. Radian Syah M. Radiansyah Marlis Tanjung, Ami Nullah Muhajirin Ansori Situmorang Muhamad Hizbulllah Muhammad Fauzi Siregar Muhammad Hizbullah Muhammad Radian syah Muhammad Radian Syah Munawaroh Munawaroh Munawaroh Namira Anjani Nur'ain Harahap Nur'ain Purwoko, Agus Putri Silalahi, Cita Ayni Radiansyah, M. Rahmadani Rahmadani Rozainun Haji Abdul Aziz Safina, Wan Dian Safira Khoirunnisa Salsabila, Suci Khairina Saragih, Alkausar Sari Wulandari Sari Wulandari Sari, Indah Mayang Sulastri Syah, M. Radian Syah, Muhammad Radian Syahputra, Danil Tanjung, Aminullah Marlis Tiffany Dwita Sari Veri Pramudia Wilda Sri Munawaroh Harahap Wirananda, Henny Andriyani