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Journal : Journal of Modern Islamic Studies and Civilization

Concept of Human Development Index on the Qur'an Perspective Mardianto, Dedi
Journal of Modern Islamic Studies and Civilization Том 3 № 02 (2025): Journal of Modern Islamic Studies and Civilization
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jmisc.v3i02.1629

Abstract

This research focuses on the reinterpretation of the concept of the Human Development Index in the perspective of the Qur'an, especially through the study of Surah An-Nahl verse 97, so that the main purpose of this research is to reformulate the conceptual framework of the Human Development Index by basing the indicators of education, health, and decent living standards according to the Qur'anic values which are analyzed through qualitative methods with a library research approach and tafsir methods thematic (maudhu'i) to analyze the verses of the Qur'an that are relevant to human development. The results of the study show that the main values in HDI education, health, and welfare have normative reinforcement in the Qur'an, including in Q.S. Al-Mujādilah verse 11 (education), Q.S. Al-Baqarah verse 195 (health), and Q.S. Al-Hasyr verse 7 (distribution of welfare). These three dimensions are contained in the concept of ḥayātan ṭayyibah which is interpreted as a quality life, balanced between this world and the hereafter, and based on faith and righteous deeds. Therefore, it is necessary to integrate modern development policies with ethical and spiritual principles in Islam.
Fair Metaphors in Mudharabah Contracts in the Sharia Finance Sector Mardianto, Dedi; Safitri, Ina
Journal of Modern Islamic Studies and Civilization Том 3 № 03 (2025): Journal of Modern Islamic Studies and Civilization
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jmisc.v3i03.1942

Abstract

This research focuses on the application of the principle of justice in mudharabah contracts in the Islamic financial sector, using the metaphor of “justice as a balanced scale” to describe the proportional relationship between the capital owner (shahibul maal) and the business manager (mudharib). The purpose of this study is to analyze the elements of justice in mudharabah practice and its impact on social relations and economic empowerment. The method used is a literature study with a normative and socio-empirical approach, through a review of relevant literature and justice theory. The results show that although normatively mudharabah upholds justice, its practice still faces challenges in the form of information inequality, low financial literacy, and weak contract transparency. This research implies the importance of fair and participatory contract design, as well as strengthening financial literacy for micro business actors to support an inclusive, ethical and sustainable Islamic financial system.