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All Journal Dusturiah : Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial Gender Equality: Internasional Journal of Child and Gender Studies Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial El-Hadhanah: Indonesian Journal Of Family Law And Islamic Law JURISTA : Jurnal Hukum dan Keadilan Al-Mudharabah
Ida Friatna
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Journal : Al-Mudharabah

 1 
ANALISIS PERHITUNGAN NILAI PERTANGGUNGAN KECELAKAAN PADA PT. JASA RAHARJA DI BANDA ACEH MENURUT KONSEP KAFALAH Ida Friatna; Muhammad Maulana; Alifa Fadila
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol 4 No 1 (2023): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v4i1.3045

Abstract

Risiko yang kerap terjadi pada kecelakaan itu cenderung berbeda-beda mulai dari kecelakaan yang paling ringan hingga yang merengut nyawa. Dalam hal ini pihak PT. Jasa Raharja telah mengikat perjanjian dengan para peserta tentang jenis risiko dan tingkat premi yang akan diberikan ketika risiko itu terjadi. Namun, beberapa kasus cenderung terjadi perbedaan bentuk klaim yang dilakukan pihak peserta terhadap pertanggungan yang diberikan oleh PT. Jasa Raharja sehingga hal tersebut dapat merugikan pihak peserta yg telah membayar premi. Skripsi ini difokuskan untuk menjawab tiga hal penting, 1) Bagaimana penilaian terhadap kondisi objek pertanggungan untuk pengajuan klaim asuransi pada PT. Jasa Raharja, 2) Bagaimana kalkulasi dan penetapan nilai pertanggungan kecelakaan yang ditetapkan manajemen PT. Jasa Raharja Banda Aceh terhadap risiko yang dialami peserta, 3) Bagaimana perspektif konsep kafalah terhadap perhitungan nilai pertanggungan kecelakaan pada PT. Jasa Raharja. Penelitian ini merupakan penelitian kualitatif yang bersifat deskriptif analisis dengan pendekatan normatif sosiologis, dimana data yang diperoleh bersumber dari hasil pengamatan dan wawancara. Adapun hasil penelitian menunjukkan bahwa, pertama, penilaian terhadap kondisi objek pertanggungan dikategorikan dalam tiga golongan utama yaitu: perawatan (luka-luka), cacat tetap, dan meninggal dunia. Kedua, nilai pertanggungan yang diberikan oleh PT. Jasa Raharja berbeda-beda sesuai dengan risiko yang dialami peserta ketika kecelakaan terjadi. Ketiga, Pertanggungan yang dilakukan oleh pihak PT. Jasa Raharja terhadap korban kecelakaan lalu lintas sesuai dengan konsep kafalah yang telah dijelaskan oleh para fuqaha didalam fiqh muamalah terkait pertanggungan yang dilakukan pihak ketiga terhadap risiko yang terjadi berdasarkan kesepakatan pihak pertama, kedua dan ketiga. Namun, didalam konsep kafalah tidak adanya maksimal dari besaran biaya pertanggungan yang harus ditanggung kafil terhadap makful’ahu.
PERTANGGUNG JAWABAN RISIKO KERJA PADA KARYAWAN PEMADAM KEBAKARAN DALAM PERSPEKTIFAKAD IJARAH ‘ALA AL-AMAL Ida Friatna; Jalilah; Tajul Muna Raya Guna
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol 4 No 2 (2023): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v4i2.4248

Abstract

The profession of a firefighter carries very high safety risks. Legal review in firefighting work using the Ijārah 'Ala al-A'mal agreement. The problems studied in this research are to find out, first, how to minimize work risks among Banda Aceh City Fire Department employees, second, what is the level of awareness of Banda Aceh City Fire Department employees regarding work risks, third, what forms of party responsibility exist? Banda Aceh City firefighters in the perspective of the Ijārah 'Ala al-A'mal Agreement. The research method used in this research is descriptive qualitative, and data collection was carried out using field research and library research. The data collection techniques used were interviews, observation and documentation. The research results show that efforts are made to minimize work risks with available facilities and infrastructure. Awareness of work risks among fire department employees is still lacking. The form of responsibility of the Banda Aceh City fire brigade in the perspective of the Ijarah 'Ala Al-Amal agreement based on the regulations used in work risk responsibility is in accordance with the Ijarah 'Ala Al-Amal agreement, however it is very unfortunate that there are differences in the social security obtained, which employees Civil servants get BPJS employment while contract employees do not get BPJS guarantees and any benefits so officers cannot submit claims for work accident insurance because officers are not insured by the government.
PERLINDUNGAN HUKUM TERHADAP KERUGIAN PADA PELAKU USAHA JASA MAKE UP AKIBAT WANPRESTASI KONSUMEN Aidila Safitri; Ida Friatna
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol 5 No 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4613

Abstract

The Developments in the beauty industry are growing rapidly and various beauty trends are emerging as market demand increases. This article aims to examine the legal protection of business actors due to defaults committed by consumers. This type of research is a qualitative descriptive approach through case studies. Primary data was obtained from interviews with a number of makeup artists in Pidie Regency, Indonesia. While secondary data is obtained from a number of articles related to this research. The results show that legal protection of business actors is not going well, especially due to consumers who do not have good faith to pay for orders that have been ordered. For example, in the case experienced by Yolanda make up where she was supposed to get a payment of Rp. 600,000 for the engagement event according to the price list, but only received a payment of Rp. 300,000, meaning that the rest was not paid by the consumer because the reason was not as expected. In this case, normally, consumer protection has been established based on Law No.8 of 1999 concerning Consumer Protection (UUPK), but in law enforcement, disputes like this must be resolved personally by the parties, which often does not get an agreement.
OCCUPATIONAL RISK LIABILITY IN FIREFIGHTING EMPLOYEES IN THE PERSPECTIVE OF IJARAH 'ALA AL-AMAL CONTRACT Ida Friatna; Jalilah; Tajul Muna Raya Guna
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2023): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v4i2.4248

Abstract

The profession of a firefighter carries very high safety risks. Legal review in firefighting work using the Ijārah 'Ala al-A'mal agreement. The problems studied in this research are to find out, first, how to minimise work risks among Banda Aceh City Fire Department employees, second, what is the level of awareness of Banda Aceh City Fire Department employees regarding work risks, third, what forms of party responsibility exist? Banda Aceh City firefighters in the perspective of the Ijārah 'Ala al-A'mal Agreement. The research method used in this research is descriptive qualitative, and data collection was carried out using field research and library research. The data collection techniques used were interviews, observation and documentation. The research results show that efforts are made to minimise work risks with available facilities and infrastructure. Awareness of work risks among fire department employees is still lacking. The form of responsibility of the Banda Aceh City fire brigade in the perspective of the Ijarah 'Ala Al-Amal agreement based on the regulations used in work risk responsibility is in accordance with the Ijarah 'Ala Al-Amal agreement, however it is very unfortunate that there are differences in the social security obtained, which employees Civil servants get BPJS employment while contract employees do not get BPJS guarantees and any benefits so officers cannot submit claims for work accident insurance because officers are not insured by the government.
LEGAL PROTECTION AGAINST LOSSES SUFFERED BY MAKEUP SERVICE PROVIDERS DUE TO CONSUMER DEFAULT Safitri, Aidila; Friatna, Ida
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4613

Abstract

The Developments in the beauty industry are growing rapidly and various beauty trends are emerging as market demand increases. This article aims to examine the legal protection of business actors due to defaults committed by consumers. This type of research is a qualitative descriptive approach through case studies. Primary data was obtained from interviews with a number of makeup artists in Pidie Regency, Indonesia. While secondary data is obtained from a number of articles related to this research. The results show that legal protection of business actors is not going well, especially due to consumers who do not have good faith to pay for orders that have been ordered. For example, in the case experienced by Yolanda make up where she was supposed to get a payment of Rp. 600,000 for the engagement event according to the price list, but only received a payment of Rp. 300,000, meaning that the rest was not paid by the consumer because the reason was not as expected. In this case, normally, consumer protection has been established based on Law No.8 of 1999 concerning Consumer Protection (UUPK), but in law enforcement, disputes like this must be resolved personally by the parties, which often does not get an agreement.
HALAL CERTIFICATION FOR BUSINESS OPERATORS ACCORDING TO ISLAMIC LAW AND STATE LAW Vitra Munayathul Hasma; Ida Friatna; Delfi Suganda
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 2 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i2.6570

Abstract

Halal certification is a legal policy established by the government for business operators to provide protection, security, and legal certainty to the public. This study aims to examine the problems faced by business operators in implementing halal certification policies in Sawang District and how halal certification is analysed for business operators in Sawang District from the perspective of the JPH Law and Fiqh Muamalah. This article is written using a conceptual and statutory approach. This research is of a legal-empirical nature. The findings reveal that, under the JPH Law, food and beverage businesses in Sawang Sub-district have the freedom to choose whether or not to obtain halal certification, while under the SJPH Regulation, such businesses are obligated to apply for halal certification for products that are not yet certified. Here, the provisions of the SJPH Qanun are more binding on business operators and are supported by administrative sanctions for those who do not obtain halal certification. In the Fiqh Muamalah review, halal certification is considered a means (wasilah) to achieve the goal of halal consumption, and the benefits contained in the halal certificate fall under the category of maṣlaḥah mursalah. Therefore, the government has the authority to impose obligations on businesses to obtain halal certification for their products and also has the authority to impose legal sanctions on businesses that fail to obtain halal certification.
Co-Authors Aidila Safitri Alifa Fadila Asnawi, Syukri Azka Amalia Jihad Burhanuddin Abd. Gani Delfi Suganda Erizaldi Putra Farhan Akbar Fira Salsabila Zuhra Husni bin Abdul Jalil Jalilah Jalilah Muhammad - Riza Muhammad Maulana Muthawalli Nabila Merriza Nahara Eriayanti Putra, Erizaldi Riadhus Sholihin Riza Afrian Mustaqim Safitri, Aidila Syahrizal Abbas Syukri Syukri Asnawi Tajul Muna Raya Guna Tajul Muna Raya Guna Vitra Munayathul Hasma Wahid, Nazaruddin Abdul