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The Influence of Hedonism Style, Spiritual Intelligence and Financial Literacy on Student Personal Finance Management (Case study on students of the Faculty of Economics, Indonesian Christian University Toraja) Stefani Marina Palimbong; Leni Agnes; Elisabet Pali
Proceeding of The International Conference on Economics and Business Vol. 1 No. 2 (2022): Proceeding of The International Conference on Economics and Business
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (165.462 KB) | DOI: 10.55606/iceb.v1i2.109

Abstract

This research aims to examine the influence of hedonistic style, spiritual intelligence, and financial literacy on students' personal financial management at the Faculty of Economics, Indonesian Christian University, Toraja. This research utilizes quantitative methodologies. There are 1,845 students enrolled in the Faculty of Economics at the Indonesian Christian University Toraja. The Slovin formula was applied to 95 individuals as research samples. Primary data and secondary data are the types of data that are used, and the SPSS version 25 program is used to manage them. Questionnaires utilizing the probability sampling approach, proportionate stratified random sampling, are among the data collecting methods. This research employs instrument test, classical assumption test, multiple linear regression analysis, and hypothesis testing as data analysis approaches. At a significance level of 5%, the results of the study indicated that financial literacy did not have a significant positive influence on the personal financial management of students, whereas the hedonistic style variable had a positive but non-significant effect. Spiritual intelligence has a beneficial and significant impact on the financial management of pupils. Styles of hedonism, spiritual intelligence, and financial literacy all have positive and significant effects on personal financial management, as evidenced by the estimated F value of 32.210, which is more than the F table value of 2.705 and has a significance level of 0.000 less than 0.05.
Comparative Analysis Of Stock Price Dan Volume Before And During Covid-19 Pandemic At PT. Kalbe Farma Tbk Rahma Gusmawati Tammu; Elisabet Pali; Resinta
Proceeding of The International Conference on Economics and Business Vol. 1 No. 2 (2022): Proceeding of The International Conference on Economics and Business
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1130.434 KB) | DOI: 10.55606/iceb.v1i2.118

Abstract

This study aims to analyze the comparison of stock prices and volume at PT. Kalbe Farma Tbk before and during covid-19 pandemic. Type of this research used is descriptive quantitative analysis. Data analysis techniques using Paired Simple T-Test with SPSS 25. Based on the results of the Paired Sample T-Test on the stock price of PT. Kalbe Farma Tbk can be concluded that the significance value is 0.733 (p > 0.05). So Hi is rejected, Ho is accepted, which means there is no significant difference to the stock price of PT. Kalbe Farma Tbk, before and during the covid-19 pandemic. Based on the results of the Paired Sample T-Test on the stock volume of PT. Kalbe Farma Tbk can be concluded that the significance value is 0.043 (p < 0.05). So, Hi is accepted, Ho is rejected, which means that there is a significant difference in share volume.
TONGKONAN SEBAGAI PUSAT LITERASI PENUNJANG PEMBELAJARAN BAGI SISWA DIDIK DI KELURAHAN PANGALA Olivia Devi Y. Pompeng; Rahma G. Tammu; Elisabet Pali; Astriwati Biringkanae; Lisa Kurniasari Wibisono
Indonesian Collaboration Journal of Community Services Vol. 3 No. 1 (2023): Indonesian Collaboration Journal of Community Services
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/icjcs.v3i1.108

Abstract

Pangala' is one of the Villages in North Toraja South Sulawesi, Pangala' Village, Rindingallo District has 4 Neighborhoods namely, Tanga Tondok Neighborhood, Batan Pa'pararukan, Tondon Pasar, and Tandungallang Neighborhood. In the Pangala sub-district, livelihoods are the main focus of the community so that education for children is no longer given full attention. In addition, the increasingly developing science of technology is also one of the causes of society no longer prioritizing education for children. Therefore, this time the community service is holding a teaching and learning process program in Tongkonan with the method of implementation, namely by outreach to the community and students to invite each other to take part in the learning process with the concept of learning while playing which will be carried out in approximately 2 months. carry out 3 times a week in the Tondok Stairs environment. This work program had a very good impact on students and even parents in Pangala Village where the teaching and learning process ran smoothly and was enthusiastically welcomed by students in following the teaching and learning process with the concept of learning while playing by utilizing Tongkonan as one of the learning supports
Pengemasan Kluwek pada Kelurahan Tondok Iring Kabupaten Tana Toraja Sulawesi Selatan Adriana Madya Marampa; Elisabeth Pali; Isak Pasulu; Dina Ramba
Jurnal Nusantara Berbakti Vol. 1 No. 1 (2023): Januari : Jurnal Nusantara Berbakti
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1041.569 KB) | DOI: 10.59024/jnb.v1i1.54

Abstract

Kluwek merupakan salah satu produk yang dihasilkan oleh petani di Kelurahan Lion Tondok Iring Kecamatan Makale Utara. Kendala yang dihadapi oleh mitra yaitu pada proses pengemasan, produk masih belum dikemas dengan baik, sehingga produk yang dihasilkan tidak dapat disimpan dalam waktu yang lama dan berakibat pada penurunan kualitas produk. Padahal desain kemasan merupakan salah satu faktor penentu konsumen dalam membeli produk dan berkaitan dengan daya simpan produk. Oleh sebab itu, tujuan tim pengabdi dalam kegiatan ini adalah memberikan solusi atas kendala yang dialami mitra dengan membuat desain kemasan yang menarik, yang diharapkan dapat meningkatkan daya beli konsumen yang berdampak pada peningkatan nilai tambah produk dan profitabilitas usaha. Metode yang digunakan dalam kegiatan pengabdian ini adalah metode instruksional dan dialog,  tahap kedua dilakukan pengemasan produk dengan desain kemasan yang menarik, Tahap ketiga dilakukan evaluasi hasil kegiatan . Hasil dari kegiatan pengabdian adalah terwujudnya desain kemasan untuk mitra harapannya omzet penjualan mitra semakin meningkat.
Pengaruh Ukuran Koperasi Dan Jenis Koperasi Terhadap Kualitas Sistem Pengendalian Intern (Studi Kasus pada Koperasi di Kabupaten Tana Toraja) Febi Andaki; Elisabet Pali; Marinus Ronal
Prosiding Seminar Nasional Manajemen dan Ekonomi Vol. 2 No. 1 (2023): Juni: Prosiding Seminar Nasional Manajemen dan Ekonomi,
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/semnas.v2i1.176

Abstract

This study aims to determine the effect of cooperative size and type of cooperative on the quality of the internal control system in cooperatives in Tana Toraja Regency. This type of research is quantitative research. The data analysis techniques used are: 1) Testing the quality of the data, namely the validity test and reliability test, 2) The classic assumption test consisting of the normality test, multicollinearity test and heteroscedasticity test, 3) Multiple linear regression analysis, 4) The coefficient of determination (), and 5) Test the hypothesis, namely the t test and F test. The results of this study indicate that: 1) the size of large cooperatives has a greater influence on the quality of the internal control system, namely 36.00, while the size of medium cooperatives has an effect of 32.81 and small cooperatives have an influence at 17.20. 2) consumer cooperatives have a greater influence on the quality of the internal control system that is equal to 27.61, while savings and loan cooperatives have an influence of 27.11 and service cooperatives have an influence of 15.54. and 3) Cooperative size and type of cooperative simultaneously have a positive and significant effect on quality internal control system, this is indicated by the significant value of the size of the cooperative (0.000) and the type of cooperative (0.046) <0.05.
Seminar Kewirausahaan –Yuk Nabung Saham PPGT Nonongan Salu Marinus Ronal; Elisabet Pali; Althon K Pongtuluran; Jens B Marewa; Stefani Marina Palimbong
SEWAGATI: Jurnal Pengabdian Masyarakat Indonesia Vol. 2 No. 2 (2023): juni : Jurnal Pengabdian Masyarakat Indonesia
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/sewagati.v2i2.931

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The objectives to be achieved in this activity are to provide outreach to PPGT Klasis Nonongan on how to invest using a trading system, provide a real picture of investment activities in the capital market and provide outreach about the importance of investing in today's digital era and taking advantage of opportunities. The activities of this organization are generally still unfamiliar with the capital market and consider playing shares to be gambling. The total number of participants who took part in this activity was around 20 people
Analisis Kinerja Keuangan Anggaran Pendapatan dan Belanja Lembang (APBL) di Lembang Burasia Kecamatan Bittuang Kabupaten Tana Toraja Wandy Desry; Elisabet Pali; Stefani M. Palimbong
Jurnal Bintang Manajemen Vol 1 No 4 (2023): Desember : Jurnal Bintang Manajemen
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jubima.v1i4.2263

Abstract

Lembang Financial Performance Analysis is a form of accountability and a manifestation of financial decentralization and authority from the center to lembang. A lembang that is able to manage its finances effectively and efficiently is certainly expected to be able to stimulate the economy through absorption of the budget in productive and potential sectors so that overall it will be able to increase efficiency. In this study, efficiency ratio analysis is used to see how far the Lembang Burasia Government is in managing its regional finances. The results of the calculation of regional financial efficiency ratios average 120%.
Analisis Perbandingan Kinerja Keuangan PT. ABC, Tbk. Sebelum dan Sesudah Mengakuisisi PT. DEF,Tbk Marni Marni; Elisabet Pali; Stefani M. Palimbong
Prosiding Seminar Nasional Manajemen dan Ekonomi Vol. 2 No. 2 (2023): Desember : Prosiding Seminar Nasional Manajemen dan Ekonomi
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/semnas.v2i2.264

Abstract

This study aims to determine the financial performance before and after the acquisition listed on the Indonesian Stock Exchange. This type of research is quantitative comparative, this research is to compare financial performance before and after the acquisition. This study uses quantitative data types, meaning that in analyzing the data used is data in the form of numbers. The unit of observation in this study is the 2016-2020 financial statements of PT ABC, Tbk. Data analysis methods used in this research are profitability ratios, liquidity ratios, solvency ratios and activity ratios by comparing the financial performance before and after the acquisition. Based on the results of research showing that financial performance as measured by financial ratios ROA, ROE, NPM, CR, QR, TATO and FATO has decreased after the acquisition compared to before the acquisition. The DAR, DER, and ITO ratios have increased after the acquisition compared to before the acquisition. The acquisition strategy has not been fully achieved within 2 years due to the condition of the financial performance of PT ABC Tbk. before the acquisition is better than after the acquisition.
Kontribusi Retribusi Pelayanan Pasar Bolu Terhadap Pendapatan Asli Daerah Kabupaten Toraja Utara Elisabet Pali'
AgroSainT Vol 3 No 3 (2012)
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47178/agro.v3i3.641

Abstract

Penelitian ini bertujuan untuk mengetahui Kontribusi Retribusi Pelayanan Pasar Bolu Terhadap Pendapatan Asli Daerah Toraja Utara. Adapun manfaat penelitian adalah (1) Mengetahui Kontribusi Retribusi Pelayanan Pasar Bolu Terhadap Pendapatan Asli Daerah Toraja Utara; (2) Menambah pengetahuan bagi peneliti dan masyarakat secara umum; (3) Menjadi acuan dan referensi bagi peneliti selanjutnya. Metode yang digunakan oleh penulis dalam penelitian ini adalah metode deskriptif yaitu membahas tentang kontribusi retribusi pelayanan Pasar Bolu terhadap pendapatan asli daerah dengan menggunakan data Retribusi Pelayanan Pasar Bolu tahun 2009 sampai tahun 2011.Teknik analisis data yang digunakan oleh penulis yaitu teknik Distribusi Frekuensi. Hasil penelitian menunjukkan bahwa realisasi Retribusi Pelayanan Pasar Bolu pada tahun 2009 adalah 126.367.000,- dengan persentase 125 %. Untuk realisasi retribusi pelayanan pasar bolu untuk tahun 2010 adalah 137.094.000,- dengan persentase 90,4 %. Persentase kontribusi terhadap pendapatan asli daerah Kabupaten Toraja Utara tahun 2009 adalah 2,17 % dan tahun 2010 adalah 1,65 %. Dengan demikian, potensi realisasi retribusi Pasar Bolu terhadap dana pembangunan Kabupaten Toraja Utara berdampak positif dan pemerintah dapat memanfaatkannya untuk pembangunan.
Respon Mahasiswa Terhadap Pelayanan Pada Biro Administrasi Akademik dan Kemahasiswaan UKI Toraja Elisabet Pali'
AgroSainT Vol 4 No 1 (2013)
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47178/agro.v4i1.706

Abstract

Respon Mahasiswa terhadap pelayanan pada Biro Administrasi Akademik dan Kemahasiswaan UKI Toraja. Melalui judul ini, penulis mengangkat suatu persoalan yang perlu dijawab dari hasil penelitian. Pengumpulan data dilakukan dengan metode distribusi frekwensi dan analisis kualitatif. Satuan Analisis dalam penelitian ini adalah BAAK UKI Toraja, sedangkan satuan pengamatan adalah Respon Mahasiswa terhadap pelayanan pada Biro Administrasi Akademik dan Kemahasiswaan UKI Toraja. Penelitian ini bertujuan untuk mengetahui bagaimana Tanggapan mahasiswa Terhadap Pelayanan di BAAK UKI Toraja. Dari hasil penelitian dilapangan menyatakan bahwa dari 150 orang responden 45% memberikan penilaian kurang memuaskan karena dalam memberikan pelayanan pada mahasiswa seakan kurang bisa berjalan dengan baik bahkan sering membuat mahasiswa tidak ingin berhubungan dengan BAAK. Karena dirasa paling rumit, berbelit-belit dan sering membutuhkan waktu yang cukup lama. Dan 42 % responden memberikan tanggapan memuaskan karena mahasiswa sudah mengetahui pasti tentang kegiatan pelayanan BAAK UKI Toraja. 2,5% responden mengatakan bahwa pelayanan BAAK UKI Toraja tidak memuaskan.