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Financial Technology dan Kredit Bank Umum Konvensional di Indonesia Sahdan Saputra; Stevany Hanalyna Dethan; Ridha Nurul Hayati; Baiq Rabiatu Adawiyah Kartika Wulan
Target : Jurnal Manajemen Bisnis Vol 4 No 2 (2022)
Publisher : Universitas Bumigora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30812/target.v4i2.2650

Abstract

This study analyzes the impact of FinTech on the number of conventional commercial bank loans in Indonesia. This study used a sample of 40 conventional commercial banks in Indonesia listed on the Indonesia Stock Exchange for the 2016-2021 period. The number of observations in the study was 240. FinTech is measured using P2P Lending and FinTech companies are measured using the growth period of FinTech companies. The results of the research based on the regression test using the Fixed effects model, this study proves that P2P lending and the growth of FinTech companies have a positive and significant effect on the amount of lending to Conventional Commercial Banks in Indonesia. This means that the greater the P2P lending disbursed by FinTech companies and the higher the growth of FinTech companies, it will have an impact on increasing the number of conventional commercial bank loans in Indonesia. One of the important variables not examined in this study is payments made online. Therefore, further research can expand research with the same theme by presenting online payment variables.
EFEKTIVITAS STRATEGI EVENT MARKETING UNTUK KEBERLANJUTAN BISNIS E-COMMERCE Logi Mulawarman; Lalu Jatmiko Jati; Ridha Nurul Hayati
Jurnal Pijar Vol 1 No 2 (2023): Jurnal Pijar : Studi Manajemen dan Bisnis
Publisher : PT Naureen Digital Education

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Abstract

Business sustainability is crucial to implement in order to maintain a company's good reputation in the society. A business can maintain its existence by maximizing marketing strategies. Event marketing is a form of marketing that can be implemented by a business, but in practice there are still many businesses or companies that do not understand how event marketing activities work. The purpose of this study is to explain the effectiveness of event marketing strategies in creating a sustainable E-Commerce business. The case study was conducted at E-Commerce X marketing event which was held in October 2022. There were five respondents who were involved in the interview technique. The results show that an event marketing strategy that is carried out offline is more effective in attracting customers and increasing E-Commerce X opportunities to create a sustainable business so that it can exist in the public. Event marketing activities that can create a sustainable business should involve economic, environmental and social approaches.
Analisis Sistem Informasi Akuntansi Pada Bank Sampah NTB Mandiri Ridha Nurul Hayati; Rahman Prasetyo
Innovative: Journal Of Social Science Research Vol. 3 No. 6 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i6.6895

Abstract

Penelitian ini merupakan analisis terkait permasalahan laporan keuangan di institusi Bank Sampah. Objek penelitian pada Bank Sampah NTB Mandiri merupakan organisasi yang menaungi pemilahan sampah dengan sistem menabung. Tujuan dari penelitian ini untuk menganalisis sistem keuangan pada Bank Sampah NTB Mandiri untuk mengefisiensikan pekerjaan dan mengurangi kesalahan pada sistem pencatatan dan pembukuan keuangan. Jenis penelitian ini menggunakan penelitian kualitatif dengan sumber data terdiri atas data primer dan data sekunder. Informan penelitian terdiri atas pemilik Bank Sampah NTB Mandiri dan seluruh staf yang bekerja di dalamnya. Hasil penelitian menunjukkan bahwa Bank Sampah NTB Mandiri masih belum melaksanakan sistem informasi akuntansi secara utuh sesuai dengan standar keuangan dengan tahap pengikhtisaran dan pelaporan juga belum dilakukan secara memadai.
Pelatihan Pembuatan Sabun Cuci Piring dan Promosi Digital dalam Meningkatkan Perekonomian Rumah Tangga Hayati, Ridha Nurul; Husain, Husain; Khairunnisa, Khairunnisa; Fathoni, Muhammad
ADMA : Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 5 No 1 (2024): ADMA: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : LPPM Universitas Bumigora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30812/adma.v5i1.4060

Abstract

Ekonomi merupakan salah satu faktor yang dapat mempengaruhi kebahagiaan dalam kehidupan bermasyarakat. Berdasarkan Badan Pusat Statistik NTB, Kabupaten Lombok Timur berada pada peringkat perekonomian terbawah dengan angka kemiskinan sebanyak 197,63 jiwa per Maret 2023 dengan permasalahan rendahnya keterampilan dan kreativitas dalam menciptakan wirausaha rumah tangga. Salah satu kebutuhan pokok rumah tangga adalah sabun yang digunakan dalam kehidupan sehari-hari. Oleh karena itu, permasalahan tersebut dapat diatasi dengan memberikan pelatihan pembuatan sabun dan pelatihan promosi produk digital. Metodologi yang digunakan didasarkan pada model Service Learning (SL). Service learning merupakan metode pelaksanaan yang menekankan aspek praktis dengan memanfaatkan konsep experiential learning. Sedangkan untuk mencapai tujuan tersebut dilakukan evaluasi dengan menggunakan tes tindakan dengan mendemonstrasikan cara membuat Sabun Cuci Piring dan promosi di media sosial. Hasil dari PKM ini adalah terbukanya wirausaha oleh ibu-ibu rumah tangga mengenai sabun cuci piring serta cara mempromosikan melalui media sosial. Kegiatan pelatihan ini tidak hanya menjadikan ibu rumah tangga mandiri dalam berwirausaha, namun juga dapat mengembangkan kesejahteraan ekonomi masyarakat daerah.
Sosialisasi Hukum Tentang Dampak Pernikahan Usia Dini Terhadap Tingkat Perceraian Dimasa Pandemi Covid 19 di Lombok, NTB opan, opansatriamandala; Zubaedi; Sakti, Lanang; Saputra, Sahdan; Hayati, Ridha Nurul; Aprianto, Dedi
Al-Madani: Jurnal Pengabdian Pada MAsyarakat Vol 1 No 2 (2022): Desember: Al-Madani (Jurnal Pengabdian Pada Masyarakat)
Publisher : Institut Agama Islam Hamzanwadi NW Pancor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (293.653 KB) | DOI: 10.37216/al-madani.v1i2.859

Abstract

The number of early marriages in Indonesia has increased dramatically during the Covid-19 pandemic even though the law in Indonesia has regulated the minimum age limit for marriage is 19 years, as stipulated in Law Number 16 of 2019 concerning Amendments to Law Number 1 of 1974. Someone who marries below the limit This age is classified as early marriage. Early marriage is a marriage that is carried out legally by a man or woman who has not had the preparation and maturity so that it is feared that they will experience a number of big risks. This big risk will even be an influence in terms of health during childbirth. This service aims to increase knowledge, understanding and awareness about the factors that lead to early marriage and the impact of early marriage on divorce rates during Covid 19. This service uses the Normative Law method. The approach used is a statutory approach, a conceptual approach and a historical approach. Based on the results of this service, it shows that the factors that cause early marriage are education, family economy, avoiding pregnancies outside of marriage, social media, school closures and the Covid 19 factor and the impact of early marriage on the divorce rate during the Covid 19 era is marriage. Early childhood has a number of negative impacts, especially for women, such as reproductive health and the economy. However, the number actually increased in Indonesia during the Covid-19 pandemic. The number of women marry early correlates with divorce.
Penerapan media kuis interaktif dalam meningkatkan motivasi pembelajaran mahasiswa melalui aplikasi kahoot! Nurul Hayati, Ridha; Rosidah Alawiyah; Wiwik Wida Farwati; Memy Wardani Elthia; Fitri Nabila; Arie Cahyani
Jurnal Pengabdian kepada Masyarakat IPTEKS Vol. 2 No. 1 (2024)
Publisher : Rajawali Media Utama

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Abstract

The learning process in higher education often faces challenges such as low student motivation, as observed at Universitas Bumigora. This issue is exacerbated by the use of conventional teaching methods, which are less interactive, making students passive and disengaged. This community engagement project focuses on enhancing student learning motivation by implementing interactive quizzes using the Kahoot! application as part of learning evaluation. A qualitative approach was employed, involving observation, needs analysis, training on Kahoot! usage, and evaluation of its implementation. The mentoring process included workshops and direct application in lectures. The results revealed increased student participation and learning motivation, with students showing greater enthusiasm for their studies. Additionally, this initiative fostered awareness of the importance of integrating technology into academic processes. The transformation supports digital learning innovation and offers an alternative evaluation model to improve the quality of education in higher education settings.
Analisis Dampak Keberadaan Perguruan Tinggi Terhadap Perekonomian Dan UKM: Pendekatan Kuantitatif Rini Anggriani; Juliana Palit; Baiq Candra Herawati; Ridha Nurul Hayati; Elyakim Nova Supriyedi Patty
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 1: November 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i1.5932

Abstract

Penelitian ini bertujuan untuk mengkaji dampak keberadaan perguruan tinggi terhadap perekonomian dan perkembangan Usaha Kecil Menengah (UKM) di sekitarnya. Penelitian ini menggunakan metode kuantitatif dengan angket sebagai alat pengumpulan data untuk menilai manfaat ekonomi yang dirasakan oleh para pedagang di sekitar kampus Universitas Bumigora. Hasil penelitian menunjukkan bahwa sebagian besar pedagang mengaku mendapat manfaat signifikan berupa peningkatan omset dan keberlangsungan usaha berkat keberadaan mahasiswa dan dosen. Temuan ini menunjukkan bahwa perguruan tinggi berperan penting dalam mendukung perekonomian lokal, terutama sektor UKM. Penelitian ini memberikan kebaruan dalam menggambarkan peran perguruan tinggi dalam konteks perekonomian mikro di daerah kampus.
PEMBELAJARAN PENDIDIKAN AGAMA UNTUK ANAK TK MELALUI MEDIA PEMBELAJARAN CERITA NARATIF wida farwati, wiwik; Rosidah Alawiyah; Ridha Nurul Hayati; Arie Cahyani; Memy Wardani Elthia
Jurnal Pengabdian kepada Masyarakat IPTEKS Vol. 2 No. 1 (2024)
Publisher : Rajawali Media Utama

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Abstract

One of the methods used by teachers to instill religious moral values in children is through story activities. The need to inculcate religious morals in the story method is expected to make the values taught can be internalized and interpreted by children without coercion. The purpose of this study was to find out the implementation of the story method in instilling religious morals in early childhood in Al-Falah Panumbangan kober, as well as to find out the strengths and weaknesses when the story method is used in learning at school. This study uses qualitative methods with data collection techniques through observation, interviews, and documentation. The findings from this study are that storytelling activities can develop religious morals in early childhood when activities are carried out with the right delivery and choosing the right stories. Efforts made by teachers to instill religious morals in early childhood so that children can understand and practice them in everyday life. So that the implementation can be done by the teacher by choosing the right story.
Digitalisasi Manajemen Sistem Dokumen Pengelolaan Perpustakaan Universitas Bumigora Menggunakan Teknologi Radio Frequency Identification (RFID) Hayati, Ridha Nurul; Saputra, Sahdan; Anggraini, Rini
Income : Digital Business Journal Vol. 1 No. 1 (2023)
Publisher : Universitas Bumigora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30812/income.v1i1.2660

Abstract

Bumigora University developed a web-based library information and data processing system, while the contents of the development of the system were only limited to a single information system in which only admin operators handled the system without any direct interaction with library users, while in the analysis and development of the library system only limited to acquisition and return transactions with a system without involving library human resources, but there are problems that are still often encountered in the management of a library at Bumigora University, there is no guarantee of book safety in the library and the work system of library human resources is not yet optimal. Based on this, a Wireless RFID (Radio Frequency Identification) Technology device is needed. This technology supports the identification of book library reshelving, book libraries, book returns with self-service which is expected to provide more accurate information, improve future library services in addition to complementing security aspects. The purpose of this study is to describe the opportunities for Wireless RFID (Radio Frequency Identification) technology to be applied in the Bumigora University library. This study uses an explanatory theory that must be built by researchers based on general data in observations that must be analyzed, explained and interpreted, and uses qualitative methods. The results show that the use of RFID technology in libraries applies both to university libraries, regional libraries, school libraries and others. The use of RFID by Higher Education Libraries will greatly support the following: a. High Speed ​​Inventory System b. Fast Circulation Process The use of RFID will speed up a borrowing and returning circulation process. Therefore, the application of Wireless RFID (Radio Frequency Identification) Technology in the Bumigora University library is needed to create a safe and professional library management.
lmplementasi Sistem Informasi Manajemen Dalam Pemasaran Usaha Mikro Kecil Menengah Hayati, Ridha Nurul; Husain, Husain; Ardiansyah, Lalu Yayan
Income : Digital Business Journal Vol. 2 No. 2 (2024)
Publisher : Universitas Bumigora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30812/income.v2i2.4167

Abstract

The number of entrepreneurs in Indonesia is less than 0.24 percent of Indonesia's population of around 238 million people. Therefore, according to the Minister of Cooperatives and Small and Medium Enterprises, Syarifuddin Hasan, the number of entrepreneurs still needs to be increased in order to support economic growth in Indonesia. Bumigora University as one of the private universities in Indonesia is very aware of the importance of entrepreneurship. Since 2019, Bumigora University has made Management Information Systems a course. This research method is descriptive qualitative which aims to implement experienced phenomena, such as behavior, perception, motivation, etc., comprehensively and descriptively in the form of words and language, in context. certain realms at certain times and using different realms. Based on the results of research conducted at UD. Angel Telur which is on JL. Adisucito, Ampenan, Mataram City: The implementation of this SIM is applied to UD MSMEs. Angel Telur, after implementing the SIM, UD. Angel Telur experienced an increase in the number of sales and customers who came, as for the components in UD MSMEs. Angel Egg is (1) social media IG, Facebook, (2) Google Maps, (3) Banner, (4) WhatsApp, (5) Website, (6) Online Courier Collaboration