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All Journal Proceedings of Annual International Conference Syiah Kuala University - Social Sciences Chapter Quantitative Economics Journal Owner : Riset dan Jurnal Akuntansi Jurnal Tabarru': Islamic Banking and Finance Jurnal Ilmiah Edunomika (JIE) Journal Economy And Currency Study (JECS) Indonesian Journal of Islamic Economics and Business Jurnal Ekonomi Syariah Pelita Bangsa JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Journal of Innovation Research and Knowledge Journal of Management, Economic and Accounting (JMEA) Jurnal Manajemen Informatika dan Bisnis Digital MANAGER: Journal of Management and Administration Science Al-Muzdahir: Jurnal Ekonomi Syariah Jurnal Pengabdian Sosial Sharia Economic and Management Business Journal (SEMBJ) RESLAJ: Religion Education Social Laa Roiba Journal IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Jurnal Ekonomi, Manajemen, Akuntansi
Rahmat Putra Ahmad Hasibuan
Universitas Islam Negeri Fatmawati Sukarno Bengkulu
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : Sharia Economic and Management Business Journal (SEMBJ)

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The Influence Of Knowledge, Benefits, And Security On The Decision Of Islamic Banking Students Uinfas Bengkulu To Use M-Banking Bank Syariah Indonesia Eka, Eka Sri Wahyuni; Sofi, Sofi Silvira; Rahmat, Rahmat Putra Ahmad Hasibuan
Sharia Economic and Management Business Journal (SEMBJ) Vol. 6 No. 2 (2025): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v6i2.1751

Abstract

The purpose of this study was to determine the effect of knowledge, benefits, and security on the decision of Uinfas Bengkulu Islamic Banking Students to use Bank Syariah Indonesia M-Banking. The research method used is quantitative with primary data collection techniques in the form of questionnaires distributed to 84 respondents. The data analysis technique was carried out using the Partial Least Square (PLS) method with the help of the SmartPLS 4.1.1.2 application. The results showed that simultaneously, based on the bootstrapping results and the coefficient of determination (R²) value, it can be concluded that the independent variables in the model as a whole have a significant influence on the dependent variable. Two of the independent variables make a significant contribution, while one other variable has no significant effect. With an R² value of 0.657, the model is able to explain 65.7% of the variation in the dependent variable, so this model is good enough and feasible to proceed to the partial testing stage and further analysis. The knowledge variable partially has a positive and significant effect on the decision of UINFAS Bengkulu Islamic Banking students to use Bank Syariah Indonesia m-banking. This is indicated by the tcount value of 2.126> from the t table of 1.96, it can be concluded that there is an influence between the knowledge variable on the decision of UINFAS Bengkulu Islamic Banking students to use Bank Syariah Indonesia m-banking, which is proven significant. The benefit variable partially has no effect on the decision of UINFAS Bengkulu Islamic Banking students to use Bank Syariah Indonesia m-banking. This is indicated by the tcount value of 1.920 < from the t table of 1.96, it can be concluded that there is no influence between the benefit variable on the decision of Islamic Banking students to use Bank Syariah Indonesia m-banking, which is proven to be insignificant. The security variable partially has a positive and significant effect on the decision of Islamic Banking students at UINFAS Bengkulu to use Bank Syariah Indonesia m-banking. This is indicated by the tcount value of 3.633> from the t table of 1.96, it can be concluded that there is an influence between the security variable on the decision of Islamic Banking students to use Bank Syariah Indonesia m-banking which is proven to be significant.
Co-Authors Aditya Gusti Varizal Ajidin, Zilal Afwa Ar Rahmah, Rizka Arisandy, Yosy Asnaini Eddy Silamat Eka, Eka Sri Wahyuni Fasmala Sari, Fina Fida Oktafiani Harahap, Ahmad Rizki Indra, Yetti Afrida Jenni Veronika Br Ginting Khairani, Maulida Muhammad Rinaldi Mursalin, Supardi Nurfadhilah Ahmad Hasibuan Nurul Hak Rahayu, Levia Riani, Deni Elva Riata Dheasita Safira Rizka Ar Rahmah Ruki Ambar Arum Samuel PD Anantadjaya Sofi, Sofi Silvira Suhara, Ade Idra Tanti Widia Nurdiani Tri Martial Velyanita Veronika, Silvia Zul Kariman