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All Journal Journal on Education Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Scientia Jurnal Ekonomi JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Journal Of Human And Education (JAHE) Malcom: Indonesian Journal of Machine Learning and Computer Science West Science Journal Economic and Entrepreneurship Jurnal Akuntansi dan Keuangan West Science Jurnal Pengabdian Masyarakat
Tanti Widia Nurdiani
Universitas Islam Raden Rahmat
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Pengaruh Suku Bunga, Non Performing Loan Dan Return Of Asset Terhadap Perusahaan Perbankan Periode 2018-2020 Fredy Olimsar; Hendy Tannady; Pandu Adi Cakranegara; Tanti Widia Nurdiani; Kadeni Kadeni
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 3 No. 5 (2022): MSEJ : Management Studies and Entrepreneurship Journal
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v3i4.1043

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh ROA, NPL, Suku Bunga terhadap Harga Saham. Populasi dalam penelitian ini adalahperusahaan perbankan yang terdaftar di Bursa Efek Indonesia (BEI) pada tahun 2018-2020. Metode pemilihan sampel dengan menggunakanmetode purposive sampling dan diperoleh jumlah sampel penelitian sebanyak 19 perusahaan perbankan dengan jumlah data pengamatansebanyak 209. Metode analisis data yang digunakan dalam penelitian ini adalah analisis regresi panel dengan menggunakan Eviews versi 9.Hasil penelitian menunjukkan bahwa secara parsial ROA berpengaruh terhadap harga saham, NPL tidak berpengaruh terhadap harga saham, dansuku bunga berpengaruh terhadap harga saham. Kata Kunci : ROA, NPL, Interest Rate, Share Price
ANALYSIS OF INTERNAL CONTROL AND READINESS OF INFORMATION TECHNOLOGY ADAPTATION IN COOPERATIVES USING COBIT 5 FRAMEWORK Tanti Widia Nurdiani; Pandu Adi Cakranegara; Stefani Lily Indarto; Vany Terisia; Muhammad Ilham Pakawaru
Jurnal Ekonomi Vol. 11 No. 03 (2022): Jurnal Ekonomi, 2022 Periode Desember
Publisher : SEAN Institute

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Abstract

Every organization must have a strong ambition to develop the application of information technology (IT) since IT application considerably assists the business processes of a company. Obviously, prior to undertaking the development of IT implementation, it is required to evaluate the company's preparedness and maturity in implementing IT-based infrastructure, human resource management, and processes. Using the Control Objectives for Information and Related Technology (COBIT 5) framework to evaluate the maturity level of IT cooperatives. The results indicated that the Maturity level value of the APO Domain from eight questions was 3.18, which is at level 3 (Defined), namely that in order to optimize the use of IT, the cooperative can make efforts to increase it, such as developing the quality of human resources in the company, building an organizational structure for IT management, procuring IT equipment based on company needs, and developing the use of IT on a regular basis. Administrative management that still relies on the Excel application must be enhanced by introducing a computerized system that makes data management simpler for cooperatives
The Influence of Reward Systems, Decentralization and Implementation of TQM on Managerial Performance of Schools Leaders Glisina Dwinoor Rembulan; Egi Rodlia Fitri; Tanti Widia Nurdiani; Sudadi Sudadi; Ratih Kusumastuti
Journal on Education Vol 5 No 3 (2023): Journal on Education: Volume 5 Nomor 3 Tahun 2023
Publisher : Departement of Mathematics Education

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Abstract

This study seeks to determine the impact of implementing good management as a whole, overall performance measurement structure, reward system, and decentralization on managerial performance in several private schools in Jakarta and Tangerang. Likert scale is used to collect important facts for this study. As the study sample, five schools have been selected. The method used in this research technique is a quantitative method. This study involved 60 respondents. Validity testing was carried out with Pearson correlation, reliability testing with Cronbach's alpha, and hypothesis testing with multiple regression analysis techniques. The consequence of this observation reveals that management performance is generally good, with an importance value of 0.000, some of which have effects that can be applied to managerial performance. These results are based on statistical tests with a significance level of 5%. Good management as a whole, overall performance measurement tools, reward tools, and decentralization all have a significant effect on managerial performance with a significance cost of 0.00, while performance dimension tools, reward machines, and decentralization have no significance value with values of 0.055, 0.500, and 0.071.
The Effect of Return, Cost, Financing Factors and Risk on Profitability of Sharia Banks in Indonesia Tanti Widia Nurdiani; Ruki Ambar Arum; Rahmat Putra Ahmad Hasibuan; Eddy Silamat; Samuel PD Anantadjaya
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 9 No. 2 (2023): April 2023
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v9i2.941

Abstract

Some of the factors identified as influencing the profitability of Islamic banks include asset growth, volume of financing, low non-performing financing ratios, optimal financing distribution, large income spreads, low-cost funds, professional internal management, prudential principles in channeling financing, and several other factors that have an influence on the profitability of Islamic banking. This research is explanatory research (explanative research). Explanatory research seeks to explain the causal relationship between variables by testing hypotheses. The purpose of this research is to test the proposed hypothesis regarding the influence of the firm's fundamental variables on sharia stock prices as the dependent variable. This research is also quantitative. The quantitative approach is research related to quantitative data in the form of numbers that can be used with mathematical operations (Muhamad, 2008: 203). This study uses time series data with monthly data from January 2022 to June 2022. The focus of the research is the condition of all Islamic banking in Indonesia. Partially, the financing deposit ratio (FDR) has a positive and significant influence on the profitability of Islamic banking. This shows that the FDR ratio has a direct effect on the profitability of Islamic banking, because the FDR ratio is a ratio that describes a bank's ability to channel financing, and also describes the bank's liquidity. If the FDR is <80%, the bank will be burdened by profit sharing to third parties and additional Minimum Statutory Reserves (GWM) to Bank Indonesia, so that profitability is not optimal. On the other hand, if the FDR > 100%, it indicates that the bank's liquidity is disrupted.
Development of Sharia-Based Financial Products and Microfinance in Islamic Economy Ratnawita Ratnawita; Tanti Widia Nurdiani; Loso Judijanto; Ibrahim Mallam Fali
West Science Journal Economic and Entrepreneurship Vol. 1 No. 02 (2023): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v1i02.265

Abstract

Within the context of Islamic economics, this study examines the dynamic interactions between the growth of microfinance and the creation of financial products based on Sharia. The study used a quantitative research methodology to examine significant variables, including the expansion of financial instruments that comply with Sharia law, the availability of microfinance, and the socioeconomic consequences of these endeavors. The study covers a wide range of Islamic economies and uses statistical methods to evaluate the relationship between the uptake of financial products based on Sharia and the improvement of microfinance services. The results provide quantitative insights into how Islamic finance and microfinance are developing, with implications for future research projects, financial institutions, and regulators.
Development of Women's Entrepreneurship and the Role of Women in SMEs Hayu Lusianawati; Tanti Widia Nurdiani; Feb Amni Hayati
West Science Journal Economic and Entrepreneurship Vol. 1 No. 02 (2023): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v1i02.267

Abstract

This research delves into the intricate landscape of women's entrepreneurship within Small and Medium Enterprises (SMEs) in Indonesia, examining the challenges, opportunities, and the broader societal implications. Employing a mixed-methods approach, we surveyed 500 women entrepreneurs and conducted in-depth interviews and case studies to provide a comprehensive understanding. The quantitative analysis illuminates the demographic profile, business characteristics, and challenges faced, while qualitative insights offer depth and context. Thematic analysis captures the narratives of resilience, determination, and community impact. The findings contribute to the discourse on women's entrepreneurship, guiding policymakers, businesses, and support organizations toward fostering a more inclusive entrepreneurial environment in Indonesia.
Tren Investasi Aset Digital: Studi tentang Perilaku Investor Muda terhadap Cryptocurrency di Tengah Perubahan Pasar Keuangan di Kota Bandung Liestyowati Liestyowati; Eko Sudarmanto; Herry Ramadhani; Syamsu Rijal; Tanti Widia Nurdiani
Jurnal Akuntansi Dan Keuangan West Science Vol 2 No 03 (2023): Jurnal Akuntansi dan Keuangan West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jakws.v2i03.639

Abstract

Lanskap keuangan sedang mengalami perubahan paradigma dengan munculnya aset digital, terutama mata uang kripto, yang telah menangkap imajinasi para investor di seluruh dunia. Di antara para investor ini, individu-individu muda terlihat menonjol karena partisipasi mereka yang semakin meningkat di pasar aset digital. Di Kota Bandung, Indonesia, populasi anak muda yang melek teknologi berada di garis depan tren transformatif ini. Penelitian ini berjudul bertujuan untuk mempelajari lebih dalam tentang dinamika investasi cryptocurrency di kalangan anak muda Bandung. Dengan menyelidiki perilaku, persepsi risiko, strategi investasi, motivasi, dan pengaruh demografis mereka, penelitian ini memberikan kontribusi wawasan yang berharga untuk bidang investasi aset digital yang terus berkembang. Berada dalam konteks yang lebih luas dari pasar keuangan yang terus berubah, penelitian ini berusaha untuk memberikan informasi kepada para pembuat kebijakan, lembaga keuangan, dan investor muda itu sendiri ketika mereka menavigasi seluk-beluk lanskap aset digital.
Mengukur Dampak Investasi Berkelanjutan: Evaluasi Terhadap Faktor ESG dalam Portofolio Investor Oki Sania Riski; Silvester Adi Surya Herjuna; Ari Purwanti; Tanti Widia Nurdiani
Jurnal Akuntansi Dan Keuangan West Science Vol 2 No 03 (2023): Jurnal Akuntansi dan Keuangan West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jakws.v2i03.655

Abstract

Titik temu antara keberlanjutan, investasi, dan pembangunan ekonomi telah menjadi titik fokus wacana kontemporer. Studi ini melakukan kajian komprehensif terhadap literatur untuk mengeksplorasi tema-tema utama, tren, dan wawasan dalam domain multidisiplin ini. Melalui analisis bibliometrik, kami mengidentifikasi topik-topik yang menonjol, publikasi-publikasi yang berpengaruh, dan bidang-bidang penelitian yang sedang berkembang. Temuan kami mengungkapkan bahwa "Strategi" adalah tema sentral, menyoroti pendekatan strategis yang digunakan oleh berbagai pemangku kepentingan untuk menavigasi lanskap keberlanjutan dan investasi yang kompleks. "Investor" muncul sebagai aktor penting, menekankan peran penting investor dalam membentuk praktik berkelanjutan dan strategi investasi. "Investasi keberlanjutan" menggarisbawahi penekanan yang semakin meningkat pada pengalokasian modal untuk inisiatif yang menghasilkan keuntungan finansial dan dampak positif terhadap lingkungan dan sosial. "Tujuan Pembangunan Berkelanjutan" ditampilkan secara mencolok, yang mencerminkan keselarasan upaya global dengan tujuan-tujuan ambisius untuk mengatasi tantangan-tantangan sosial dan lingkungan hidup yang mendesak. "Risiko" menggarisbawahi pentingnya penilaian dan manajemen risiko dalam keputusan keberlanjutan dan investasi. Selain itu, kami menemukan istilah-istilah yang lebih jarang digunakan namun memiliki kekhususan seperti "Indeks Keberlanjutan", "Energi Terbarukan", "Investasi yang Bertanggung Jawab", "Kinerja Keberlanjutan", dan "Transisi", yang menandakan bidang-bidang penelitian yang berbeda. Studi ini menyediakan peta jalan bagi para peneliti, praktisi, dan pembuat kebijakan untuk menavigasi medan keberlanjutan, investasi, dan pembangunan ekonomi yang dinamis.
ANALYSIS OF THE INFLUENCE OF DIGITAL MARKETING AND RISK PERCEPTION ON CUSTOMER DECISIONS IN USING SHARIA BANKING MOBILE APPLICATION Frans Sudirjo; Tanti Widia Nurdiani; Joko Ariawan; Ghalib Suprianto; Andriya Risdwiyanto
Jurnal Scientia Vol. 12 No. 04 (2023): Education, Sosial science and Planning technique, 2023, Edition September-Nov
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/scientia.v12i04.1951

Abstract

Mobile banking is a digital service product provided by banks to facilitate daily transactions. In Indonesia, there is sharia-based mobile banking. However, there are still many customers who have not utilized digital mobile banking services. This is partly influenced by digital marketing promotions that have not been optimal. Not only that, the increasing risk of cybercrime makes customers have a negative perception of the use of mobile banking and prefer to use an automatic teller machine. The study seeks to determine whether risk perception and digital marketing have an impact on consumers' decisions to utilize mobile banking. This study employed a quantitative methodology and gathered data from a sample of 100 participants. The normality test, multicollinearity test, heteroscedasticity test, and hypothesis test (t test, f test, and R2 test) are the data analysis procedures employed. The study's findings demonstrate a favorable relationship between perceived risk and digital marketing's ability to influence consumer choices. The results of the test for coefficient of determination yielded an R2 value of 0.75, or 75%. Customers' decisions to utilize mobile banking are influenced by digital marketing outcomes and risk perception, while the remaining percentage is explained by factors other than the independent variables employed in the study.
Analysis of The Influence of Service Quality on Customer Satisfaction and Its Impact on Reuse Intention of Mobile Banking Payment in E-Commerce Transactions Susanto Susanto; Farid Wahyudi; Swasta Bangun; Tanti Widia Nurdiani; Hery Purnomo
MALCOM: Indonesian Journal of Machine Learning and Computer Science Vol. 3 No. 2 (2023): MALCOM October 2023
Publisher : Institut Riset dan Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57152/malcom.v3i2.933

Abstract

This study intends to determine how consumer satisfaction with mobile banking services affects repurchase interest. Customers of Jabodetabek who utilize mobile banking make up the study's sample. Purposive sampling was used in this investigation, and a non-probability sample of 100 participants was used. Questionnaires will be used by researchers to collect data. The structural equation method of partial least squares, or SEM-PLS, is employed in this study. Higher-order formative and lower-order reflecting constructs were utilised in this study. According to the study's findings, the level of mobile banking services directly affects repurchase interest. The effectiveness of mobile banking services directly affects how satisfied customers are. Repurchase interest is directly influenced by customer satisfaction. Customer satisfaction has an indirect impact on repurchase interest through the quality of mobile banking services. Customer interest in repurchasing mobile applications for e-commerce payment services is influenced by service quality. Customers will be satisfied with good service quality in mobile applications, particularly in e-commerce payment services. It has been demonstrated that the positive indirect effect of mobile banking services is moderated by customers' satisfaction with e-commerce payment services provided by mobile banking.
Co-Authors Ahmad Zainurrochim Alfiana Alifah Nabilasalva Andriya Risdwiyanto Anita Bawaiqki Wandanaya Ari Purwanti Asri Ady Bakri Cakranegara, Pandu Adi Dini Mardiani Djakasaputra, Arifin Dwi Maria Simbolon Eddy Silamat Egi Rodlia Fitri Erina Alimin Farid Wahyudi Feb Amni Hayati Festus Evly R.I. Liow Fira Setiawati Frans Sudirjo Fredy Olimsar Ghalib Suprianto Glisina Dwinoor Rembulan Hartono Hartono Hayu Lusianawati Hendra Hendy Tannady Herry Ramadhani HERY PURNOMO Ibrahim Mallam Fali Imam Hanafi I’mallurosseh I’mallurosseh Joko Ariawan Kadeni Kadeni, Kadeni Liestyowati Liestyowati Loso Judijanto Luh Komang Candra Dewi Miftakhul Ulum MISMIWATI, MISMIWATI MISMIWATI Moch Arif Hernawan Muhammad Hery Santoso Muhammad Ilham Pakawaru Munir Tubagus Musran Munizu Oki Sania Riski Permana Bagus Dharmawan R. M Mahrus Alie Rahmat Putra Ahmad Hasibuan Ratih Kusumastuti Ruki Ambar Arum Sabda Imanirubiarko Samuel PD Anantadjaya Samuel PD Anantadjaya Saryanto Saryanto Silvester Adi Surya Herjuna Silvia Ekasari Siti Annisa Wahdiniawati Stefani Lily Indarto Sudadi Sudarmanto, Eko Susanto Susanto Swasta Bangun Syamsu Rijal Vany Terisia Wahyuningratna, Ratu Nadya Yoana Amelia Dewi